All Articles With Category : Credit Card

The latest and the best financial news, tips and tricks.

Top 5 Credit Card Purchases in Malaysia

  There are 9.07 million credit cards in Malaysia as of 2012 according to data from Bank Negara Malaysia’s Financial Stability and Payment Systems Report 2012. The same report provides information on what Malaysians used their credit cards for. Let’s look at the top 5 categories where Malaysians swiped their cards for. Fuel/Petrol In terms […]

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5 Situations to Choose Credit Cards Over Debit Cards

You have probably received advice on choosing debit cards over credit cards when making payment. It is undeniable that debit cards allow you to plan your finances better as you are making payment out of existing balance in your account instead of buying on credit. What many people fail to understand is that, choosing between […]

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Malaysia Credit Card Basics

A credit card is a financial tool that basically allows you to buy or avail of a service and pay for it at a later time. If you are of legal age and have stable employment, you would be qualified to apply for one, although some banks may have more stringent requirements. With regular use […]

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Top 5 Most Prestigious Credit Cards in The World

  The stuff we own is a symbol of who we are. These can be seen from the clothes we wear, the house we stay in, the cars we drive, or the watches we wear. And if you are one of the rich and famous in the world, you would probably have one of these credit […]

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3 Types of Credit Cards According to your Lifestyle

Malaysians are spoiled for choice when it comes to credit cards. With more than 250 credit cards to choose from, how do you know which one suits you the best? Choosing a credit card is more than a matter of low interest rate or no annual fee. Sure, savings on annual fee is great, but […]

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5 Reasons Why You Can’t Afford to Ignore Your Credit Score

  Credit scores can be complicated to understand, especially as banks don’t share the process on how they calculate your credit score; there is also no designation for a good credit score and a bad credit score – this all depends on the bank and the specific credit card or loan you are applying for. However, […]

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Petrol rebate credit cards: cut your fuel bill as you spend! [INFOGRAPHIC]

In September, prices for Ron 95 petrol and diesel, as well as Ron 97 diesel, went up, making many Malaysian drivers feel the pinch. If your fuel budget is struggling to meet the increased prices, we may have the answer for you! Credit cards offer a huge range of rewards, and some offer petrol rebates, […]

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4 Ways to Master the Stock Market Without Losing any Money!

You might have a nice little nest egg sitting in the bank, but will it be worth anything by the time you retire once you take into inflation into account? Fear not, there are many ways in which you can get the most from your money. One of the most basic points to consider is […]

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Finding The Right Credit Card

Updated 24 Nov 2017  There are so many different credit cards out there that it can be difficult to decide which one you want to go for. It doesn’t help that all of the banks and lenders are trying to draw you in by offering different rewards and advantages which may blind you to high-interest […]

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The Low-Down: Credit Cards vs. Debit Cards

Credit Card VS. Debit Card It comes from the bank or credit card company providing the card Where does the money come from? From the consumers savings/current account This depends on the bank, but generally the minimum age is 18 years old Who is eligible? Anybody can apply, and even minors can get one with […]

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Head to Head: Credit vs Debit Cards

Compared to using a credit or debit card, purchasing with cash is preferred by people who love to have the financial freedom to buy anything without worrying about future bills, expenses and interest payments. It is still the fastest way to shop in outlet stores, malls and non e-commerce shops. Looking back over the decades, […]

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Beat the Bank: Not Going Broke on Credit Cards

So you’re familiar with how credit cards work. But more importantly, you need to know how to use them safely. If you aren’t careful, credit card debt can be easy to fall into – and a nightmare to get out of. Remember that you are spending real money: The most important, and often hardest, thing […]

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Become an Investing Guru: Exclusive 5 Tips for Investing

Investing can be a thrilling hobby. Not only does it have the potential to put more money in your pocket than the interest rate on your savings account, but it can also get you excited about financial issues you wouldn’t normally be too interested in. Investing gets you excited about the world and what’s trending […]

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Corporate Cards: No More Claiming Back Business Expenses

Corporate credit cards and business credit cards are financial products that exist far more widely than you might think. Any employee of a company can be issued a corporate card to be used for approved business expenses. With that being said, it might be clearer now why the guy you were meeting for lunch was […]

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The Best Credit Card For Me

Most people view credit cards as gifts from the gods. The truth of it is that they provide you with additional funds for expenditures but at the expense of high interest rates. Additionally, they provide you a convenient payment method when you need it. Whether it be a new pencil case to a new laptop- […]

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