All Articles With Category : Debt Management

The latest and the best financial news, tips and tricks.

What Is The Difference Between CCRIS and CTOS?

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  • July 6, 2016

Have you always heard the word CCRIS and CTOS thrown around but never quite understood the difference between the two? Don’t worry, we’ve simplified it for you! Read on to find out why they are so important in Malaysia!

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6 Sebab Mengapa Hutang Along Memudaratkan Kehidupan Anda

Along atau ‘Ah Long’ adalah terma yang merujuk kepada syarikat pinjaman wang yang tidak berlesen. Kebiasaannya, mereka yang terikat dengan pinjaman Along adalah daripada golongan yang berpendapatan rendah atau yang benar-benar terdesak dan memerlukan wang tunai dengan segera. Situasi ini terjadi kerana pinjaman Along adalah lebih mudah, ringkas dan kebiasaannya tidak memerlukan sebarang pemeriksaan kredit […]

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The First Step In Avoiding Bankruptcy Is To Be Fully Aware Of It.

It is shockingly sad to discover that Malaysians, particularly the younger generation (aged 25 and below) are facing the risk of falling into the state of bankruptcy though most of them are fighting their way up to be in the middle-income group. Living in the 21st century, Gen Y and the subsequent younger generations are […]

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Why You Should NEVER Take Loans From Loan Sharks

Loan sharks or ‘Along’ as they are popularly known amongst Malaysians, are illegal money lenders that usually target the desperate and the poor.

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Resolve Your Financial Complaints For Free With The Financial Mediation Bureau!

Have you ever experienced that gnawing feeling when you have been waiting to find out if your financial dispute against a bank or insurance provider (financial services provider) has been successfully resolved?

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What Happens If You Don’t Pay Your PTPTN loan

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  • May 20, 2016

Have you been taking your PTPTN loan repayments too lightly? PTPTN Deputy Chief Executive Officer, Mastura Mohd Khalid tells us what can happen if you don’t make prompt repayments and how to get help if you are having difficulties making the repayments.

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How to Pay Off Your Mortgage Faster

There are many good reasons to pay off a mortgage faster. For one, paying your home loan sooner than originally planned may help you avoid interest payments and therefore save a big chunk of money in the process. Officially owning your home also gives you a tremendous boost in peace of mind. No more worrying […]

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Bankruptcy: Conquering The Impossible

Bankruptcy brings immense mental tension and stress for the insolvent. Bankruptcy causes a person to panic and make rash decisions that can lead to even more problems. An absolute must would be not to panic and to try to cut all unnecessary expenses as much as possible. Now let us break down what it actually […]

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