Loans are generally an avoid for most people. But, if a certain individual knows how to properly use it, a loan is a great tool that can give a person a boost in terms of personal finance.  Personal loans can give us quick access to instant cash, meet urgent expenses, and save money in the […]

Have you ever been to the mall with the plan to only get 3 items but ended up leaving with a bunch of items that aren’t even on your list? Overspending during shopping and impulse buying happens too often. There are advertisements everywhere we look, whether it’s on the Internet or a billboard giving us […]

Before even thinking about improving your financial situation, you must first have financial literacy to make it better. You can take a course, get a mentor, learn it the hard way, or you can just buy a book and learn from the years of experience from that writer.  Personal finance books teach you how to […]

Most people never considered the fact that you can turn your home into a money-generating space. You don’t need us to remind you about the benefits of generating a little bit of income so let’s show you what these money-generating spaces might look like.  A beautiful living room An office space A spacious garage An […]

Everyone wants to have good and clear skin, be it men and women. Taking care of our skin is more than just about boosting self-confidence, it’s a practice of maintaining a healthy lifestyle for the largest organ in our body. If you’re a skincare freak, you’ve probably already known how much skincare products can cost […]

Without being too negative, here are the things that will happen during a recession:  Increase in unemployment Pay cuts Rise in poverty A drop in asset prices Widening of the wealth gap With these items listed out, the echo of the word ‘recession’ does incite an unsettling feeling among the working-class. Not just that, as […]

Just not too long ago, the technology of getting your food delivered with just the touch of a finger was released to the Malaysian public. Since then, there have been hundreds, if not thousands of individuals that have tried to make some side income out of being the person who delivers the food. Some even […]

Zakat is an obligation that must be fulfilled by all eligible Muslims. It must be paid annually by every Muslim whose total annual wealth meets nisab threshold or the minimum amount for a Muslim net worth to be obligated to give Zakat. If this is your first time paying Zakat, here’s a simple guide for […]

You may be gainfully employed, but yet you live pay cheque to pay cheque. You may even be in a two income household where bot of you earn enough to put food on the table, and your two small children have everything they need, but some months you barely scrape by. And you’re always just […]

Truth hurts and sadly the title of this article is indeed true. let’s talk about a very common topic. The rise in cost of living in Malaysia.

Anda mungkin telah berpuas hati dengan pendapatan semasa anda. Namun begitu, mempunyai pendapatan tambahan adalah digalakkan, kerana bak kata pepatah, ‘sediakan payung sebelum hujan’. Mencari pendapatan tambahan di samping mempunyai kerja tetap tidak salah. Kata kunci utama di sini ialah fleksibiliti; di mana pendapatan baru itu tidak mengganggu produktiviti kerja tetap anda. Disini, kami senaraikan […]

Is it possible to even save RM10 these days, let alone RM800 in 30 days? Well, with the rising cost of living in Malaysia – especially in cities like Kuala Lumpur, Petaling Jaya, Penang and Johor Bahru – life can get pretty pricey. That’s why we’ve discovered 10 different ways to change your lifestyle and […]

Dalam menguruskan kewangan peribadi, untuk pastikan anda tidak ketinggalan anda perlu mengamalkan tabiat kewangan yang betul.Anda tidak perlu menjadi pakar kewangan, cuba amalkan 5 tips ini yang mudah untuk dipelajari dan laksanakan supaya pengurusan kewangan wang anda 1. Ketahui cara menggunakan pinjaman wang dengan betul Bukan semua pinjaman adalah buruk. Jika anda menggunakan pinjaman wang […]

If you’re getting bored (or alone) at home and in need of a cute and furry companion to play with, adopting a cat is never a bad idea. Besides being able to see them in their mischievous actions, one of the best things about having a feline friend is that they can help you to […]

Financial freedom is something many of us aspire to: the ability to never worry about money, have the option to quit your job without repercussions, or retire early and spend your time doing what you truly love instead of doing what pays the bills. But how far are you on the road to financial freedom? Knowing […]

Membeli belah online, atau juga dikenali sebagai atas talian menawarkan berbagai kelebihan seperti harga yang lebih murah. Namun, ia juga mempunyai risiko seperti jenayah siber dan juga penipuan. Tetapi jangan risau, anda boleh lengkapkan diri anda dengan ilmu pengetahuan. Kami sertakan tips untuk bantu anda membeli belah secara online dengan selamat dan bijak! Kami menemubual […]

There have been many discussions about the rapid increase in cost for a wedding these days. Yet, not many people talk about, or are even aware of, how much a divorce would cost them. Keep yourself informed by reading on. Thankfully, it was reported that the divorce rates in Malaysia have improved by 12 per […]

Sesekali kita kalah dengan perasaan dan melakukan perbelanjaan tanpa berfikir panjang. Tetapi, jika kita mengawal sikap ini, lebih banyak wang boleh disimpan. Tanpa sedar, ada perkara yang biasa kita lakukan dan sebenarnya satu pembaziran. Berikut merupakan 7 tindakan yang harus dihentikan segera supaya anda boleh menjimatkan lebih wang. 1. Membayar kadar faedah yang tinggi Ramai […]

Want to reduce your grocery bill? You can try buying supermarket store brands instead of name brands. Some of these products are affordable and made with quality ingredients. Who can forget value-for-money items such as Tesco’s Hot and Spicy Potato Chips and Milk Chocolate Digestive Biscuits? However, Tesco had sold its Malaysian business to Thailand’s […]

When your friend wants to borrow some money, how do you handle the situation and where do you draw the line? Read on to know the reasons why lending money to your friend is a bad idea. 1. You’re not really helping You know how the saying goes, “give a man a fish and you […]