Something that many people assume is “stuck with them” and don’t put any effort into lowering the cost is the electricity bill. Although it’s true that this cost will most likely still exist for the foreseeable future, we can still take certain actions to lower them significantly. Contrary to popular belief, lowering your electricity consumption […]

Living in a big city is cool. It’s often where the best entertainment options, the highest paying jobs, the financial district, and some of the best colleges and universities are. And a complementary perk is that you can find almost anything at any hour of the day.  But that does come with a cost. A […]

Personal finance can be a confusing topic, especially with the number of business jargons. But listening to an expert talk about all things finance while giving you guidance can make your journey to financial literacy much easier to navigate. These talks are more commonly known as a podcast. Recently podcasts have grown at an exponential […]

Trying to stay on top of our finances could be a great challenge especially when we’re busy with making ends meet every single day. We simply don’t have the ability to be thinking about everything all at once. Even if we somehow managed to, it’d be extremely tiring to keep that up.  So to prevent […]

Your 20s is the best time to get started with anything. Especially in terms of finance. Because like anything else in your life, it’s a skill that needs time to hone. One thing for certain is that apart from trust fund babies, no one ever stumbles on wealth. It’s a deliberate and intentional plan that […]

With the COVID-19 situation in Malaysia, our government is strongly encouraging us to stay indoors to help curb the spread of the pandemic. No surprise, then, that the interest in making money online from the comfort and safety of our homes is now the core subject in many conversations.  What once was labelled as “the […]

Try to remember the time when you got your first paycheck. Chances are that it didn’t come with a set of instructions on how to best manage it or where to park it or what to do with it. And we’re left to figure it out on our own.  Let’s assume that for the first […]

As we live in the world of digital technology today, there are many ways on how we can make money just by creating content online. It only takes our creativity and turns it into a piece of digital content for the viewers to click and see. You’ve probably looked up on YouTube for some “how-to” […]

The abundance of financial knowledge on the Internet has brought a lot of knowledge to our society in general. But it comes with the caveat that not all information can be trusted. On top of this, when paired with traditional financial knowledge that either does not work anymore or does not give the entire picture, […]

Loans are generally an avoid for most people. But, if a certain individual knows how to properly use it, a loan is a great tool that can give a person a boost in terms of personal finance.  Personal loans can give us quick access to instant cash, meet urgent expenses, and save money in the […]

Have you ever been to the mall with the plan to only get 3 items but ended up leaving with a bunch of items that aren’t even on your list? Overspending during shopping and impulse buying happens too often. There are advertisements everywhere we look, whether it’s on the Internet or a billboard giving us […]

Before even thinking about improving your financial situation, you must first have financial literacy to make it better. You can take a course, get a mentor, learn it the hard way, or you can just buy a book and learn from the years of experience from that writer.  Personal finance books teach you how to […]

Most people never considered the fact that you can turn your home into a money-generating space. You don’t need us to remind you about the benefits of generating a little bit of income so let’s show you what these money-generating spaces might look like.  A beautiful living room An office space A spacious garage An […]

Everyone wants to have good and clear skin, be it men and women. Taking care of our skin is more than just about boosting self-confidence, it’s a practice of maintaining a healthy lifestyle for the largest organ in our body. If you’re a skincare freak, you’ve probably already known how much skincare products can cost […]

Without being too negative, here are the things that will happen during a recession:  Increase in unemployment Pay cuts Rise in poverty A drop in asset prices Widening of the wealth gap With these items listed out, the echo of the word ‘recession’ does incite an unsettling feeling among the working-class. Not just that, as […]

Just not too long ago, the technology of getting your food delivered with just the touch of a finger was released to the Malaysian public. Since then, there have been hundreds, if not thousands of individuals that have tried to make some side income out of being the person who delivers the food. Some even […]

Zakat is an obligation that must be fulfilled by all eligible Muslims. It must be paid annually by every Muslim whose total annual wealth meets nisab threshold or the minimum amount for a Muslim net worth to be obligated to give Zakat. If this is your first time paying Zakat, here’s a simple guide for […]

You may be gainfully employed, but yet you live pay cheque to pay cheque. You may even be in a two income household where bot of you earn enough to put food on the table, and your two small children have everything they need, but some months you barely scrape by. And you’re always just […]

Truth hurts and sadly the title of this article is indeed true. let’s talk about a very common topic. The rise in cost of living in Malaysia.

Anda mungkin telah berpuas hati dengan pendapatan semasa anda. Namun begitu, mempunyai pendapatan tambahan adalah digalakkan, kerana bak kata pepatah, ‘sediakan payung sebelum hujan’. Mencari pendapatan tambahan di samping mempunyai kerja tetap tidak salah. Kata kunci utama di sini ialah fleksibiliti; di mana pendapatan baru itu tidak mengganggu produktiviti kerja tetap anda. Disini, kami senaraikan […]