All Articles With Category : Money Tips

The latest and the best financial news, tips and tricks.

Suicide is not the only option

There are times when life just gets us down. We can be indebted and be struggling to make ends meet, but there are several different ways to get out of that rut – suicide, however, is not a method. A family of three in Perlis, tragically, took that path.

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Slow with debt repayments? Only 55% of Malaysians pay on time!

It’s no mystery by now that most Malaysians aren’t very financially literate – especially when it comes to living within their means and managing their debt. It is quite a shocker that most only pay the minimum of their debts too, but what can we do about it? AKPK, Agensi Kaunseling dan Pengurusan Kredit, Malaysia’s […]

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Swap your cigarettes out for a car – can ah?

Do you know how much a pack of cigarettes cost these days? It’s at least RM17 per pack. Do you know how fast a smoker can can finish a pack? Easily within 1-2 days. If you do the math, that’s an easy RM119 per week, or RM510 over the span of 30 days! That is […]

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Japanese Buffets in Kuala Lumpur Under RM100

Who doesn’t love Japanese food? It’s one of those cuisines that we’re always in the mood for all-you-can-eat buffets in KL. Bring on the sashimi, fresh oysters, teppanyaki, teriyaki, don, and sushi.

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How to have Early Settlement on your Personal Loans

We all have different financing needs at different times of our life. There are times when we need cash for urgent needs, whereas at other times we may wish to clear our existing debts or to fund other financing needs.

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7 Ways Your Credit Cards Can Help You Save While Planning Your Vacation

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  • October 5, 2018

Everyone needs a break once in a while. That’s why vacations are such a big thing and that’s why we’re always looking forward to them. Sometimes, vacations are what keep us going, especially if we’re stuck in a job that’s boring or repetitive.

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Should you Save Money or pay off Debt first?

Some may have quick and easy answers to this question but in reality, things may not be as straightforward.

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Do you have Debts holding you back from your Dreams?

Ever felt like you’re at some dead-end, working non-stop, paying off debts that never seem to end? You’re yearning for that sweet freedom that your peers upload daily on their Instagram Stories in Switzerland?

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How to Beat Financial Temptation

Have you ever stepped into a supermarket to get your groceries and end up walking out with a television, or some furnitures? If you have, then you have met with the power of temptation.

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5 Bad Financial Advice that Makes You Poorer

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  • September 30, 2018

Have you ever blindly trusted and implemented a piece of financial advice, and faced a negative outcome? Here are some tips to help you sort out the good from the bad, or at least trigger the proceed-with-caution sirens.

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Be In Control of Your Money

There are countless ways to spend our money. But when it comes to saving money, there are countless reasons why we CANT do so. Can you relate to this?

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Use These 7 Cash Tricks to Grow Your Savings

It can’t be denied that cash is king, and let’s all agree that cash on hand is the fastest way to spend it. But with these few tricks, you can save instead! Follow these 7 cash tips to help you build your stash of dough!

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Ten Overpriced Foods You Should Stop Buying

There are some delicacies out there that are charged at an exorbitant price, and it got us thinking if it’s really worth the value?

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7 Proper Ways to Manage your Credit Card

Swipe, tap, swipe, tap – it’s all fun when spending with your credit card until you lose track of how much you’ve spent, and the credit card statement rolls in at the end of the month. It’s been said many times: A credit card is an effective tool if used responsibly. Here’s how to do […]

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Comparing Loyalty Cards to Get the Most Rewards

Loyalty cards are a smart way to maximize your spending earning extra points or discounts. Whether you’re a shopaholic or just a regular Joe (or Jane) getting your necessities, if you’re spending money why not let these cards help stretch your spending an extra inch, or mile, or more? With the many loyalty cards available to Malaysians, […]

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Capsule Wardrobe – Lifestyle-fluff or Ringgit-saver?

It’s not just the ladies who are buying more than enough clothes these days. The rise of fast fashion and the surge of streetwear is bringing just about everyone to get the latest trends and fashion. Trend-chasing doesn’t come cheap, unfortunately. Aside from the impulsiveness that comes with fast fashion and the high prices of […]

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Do you buy a House or a Car first? [SURVEY]

Update: Read the results here: Do you buy a House or Car first? [RESULTS] Call it the “coming of age” or the “they’ve all grown up” phase from the parents, but at some point, in your working life, a mostly unavoidable question will appear: “To buy a house or buy a car first?” To buy a […]

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Top Budgeting Software for Personal Finance 2018

When it comes to money, most people have a hard time sticking to a budget and saving. With so many temptations to keep up with the latest technology and to indulge in deals you see all over Malaysia, most people struggle with their personal finances. The Malaysian Insight found that most millennial’s live outside their […]

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100 Ideas for Personal Finance

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  • August 14, 2018

What is Min-Maxing My Personal Finances? Min-Maxing (which has its roots in role-playing games) is the process of minimizing weaknesses and maximizing your strengths. The end result desired is for optimization and better results. Min-Maxing my personal finances is all about taking many small steps to ruthlessly cut your weaknesses and gain many small incremental gains […]

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Can My Spouse’s Bad Credit Hurt Mine?

Planning to get married? Have a lot in common? That’s sweet. By the way, what’s his or her credit score? To most of us, these things don’t matter when we are planning to get married. But its is in fact a matter to be taken into consideration just so neither of us get caught by […]

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