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The latest and the best financial news, tips and tricks.

Citibank Credit Cards Reward You – Find out how!

Ever wondered if you can get something extra out of the money you spend? Citibank’s Rewards Credit Cards can do that. Read on to find out how these credit cards can help, be it receiving 5X points or even enjoying 1-for-1 offers.

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The Ultimate Citibank Cashback Credit Cards Guide – Which do you apply?

If you’re like most, then you would feel slightly intimidated by the number of credit cards that Citibank Malaysia offers. They have a total of 10 credit cards, of which 3 are cashback credit cards. Let’s break them down in this article to understand each one of them better – no intimidation necessary. The 3 […]

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The Best Citibank Credit Cards

Wondering which Citibank credit card to apply for? Citibank has quite a number of credit cards for various categories, such as cashback, rewards points, and air miles. We’ve put together the best Citibank credit cards from each of the categories here to help you make a decision! Read on to find out. Citi Cash Back […]

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Guide to Flat Rate Interest and Reducing Balance Rate

We often stumble across the terms “Flat Rate Interest” and “Reducing Balance Rate” when applying for loans, but do we truly understand the difference between the two types of interest? Although these terms may sound like financial jargons, they are relatively simple to understand. The truth is most of us take the easy route and […]

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14 Lazy Habits That Are Costing Malaysians Money

You’ve experienced it: Halfway through the month, you decide to check your spending – and you’re surprised: “Where did I spend my money ah?” It’s very likely a lazy habit that’s costing you money. Be it you’re being a complete sloth in managing your budget or just not putting effort into your savings; it could […]

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What Is Debt Consolidation? How Can It Work For You?

Paying off a loan is never a fun thing to do. Pile on multiple loans and we have a headache on our hands. But don’t worry! There’s one sure way to give you the upper hand when it comes to multitasking your loan payments – a Debt Consolidation Loan. As its name suggests, a debt […]

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2019 OPR Cuts: What Does This Mean For Malaysians? [UPDATED]

Updated 8 May 2019. The OPR is an overnight interest rate set by BNM. It is a rate a borrower bank has to pay to a leading bank for the funds borrowed. The OPR, in turn, has an effect on employment, economic growth and inflation. It is an indicator of the health of a country’s […]

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What Are Fast Approval Loans? And How Do You Get One?

Need to pay off your credit card debt? Need emergency funds? These emergency scenarios are often unexpected and can really mess up your financial flow. If you don’t have a rainy-day fund set aside, then taking a loan would be a good bet. However, it is unlikely that you can wait for a long and […]

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15 Idea Perniagaan Pada Bulan Ramadhan

Anda ingin mencari duit tambahan pada bulan Ramadhan yang bakal tiba nanti? Pastinya, ramai yang mengambil peluang untuk menambahkan duit poket ketika di bulan Ramadhan dengan berniaga. Peluang sentiasa ada untuk mereka yang rajin dan bijak mencari kesempatan. Perniagaan apakah yang anda boleh lakukan ketika di bulan Ramadhan? Jangan bimbang, kami telah menyediakan 15 idea […]

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10 Buffet Ramadhan Yang Paling Onz Di KL

Beberapa hari lagi, umat islam akan menyambut kedatangan bulan Ramadhan. Setiap kali tibanya ramadhan, ramai yang mengambil peluang untuk berbuka puasa bersama insan-insan tersayang. Bercakap mengenai berbuka puasa, boleh dikatakan banyak hotel yang menyajikan  buffet Ramadhan terutama di ibu kota Kuala Lumpur dengan menawarkan menu-menu menarik bersama pakej yang lumayan. Untuk Ramadhan tahun ini, kami […]

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7 Tax Exemptions in Malaysia You Should Know About

[Updated on 29th April 2019] Tax season can be a stressful time for anybody. If you’re already juggling your bills, groceries, and other housing expenses, finding out that you owe the government back taxes can be a real nightmare.

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Why Should You Have More Than One Credit Card

Is It Good To Have Multiple Credit Cards? In today’s era of digital and cashless transactions, credit cards became a way of life. The big question is – should we have multiple credit cards? The most common school of thought will say NO – since credit card is always associated with mounting debts. However, this […]

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7 Reasons Your Takaful Claim Was Declined

  Among the many reasons of having a Takaful coverage is to ensure you and your family will not be financially burdened with medical bills should anything happen.

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Costs Everyone Forgets to Budget For

Preparing a meticulous budget is indeed the best way to keep track of your daily spending. An effective budget will keep track of every cent going in and out of your pocket, ensuring that it is categorised and allocated properly. However, when some items are forgotten, the budget planning just goes into the drain – […]

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7 Sebab Tuntutan Takaful Anda Ditolak

  7 Sebab Tuntutan Takaful Anda Ditolak Di antara banyak sebab mempunyai  perlindungan takaful adalah untuk memastikan anda dan keluarga tidak terbeban dari segi kewangan dengan bil perubatan, sekiranya berlaku perkara yang tidak diingini. Bagaimanapun, untuk memperoleh manfaat daripada pelan takaful, ianya begitu  penting bagi memahami sebab-sebab tuntutan takaful anda berkemungkinan ditolak.   7 Sebab […]

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How do I calculate my Debt Service Ratio?

Applying a loan is not easy and is, in fact, a very long and tedious process. When your loan goes for approval, your debt service ratio is a major consideration. It is a strong decisive factor and you need to make sure it’s good to prove to your loan officers that you have good credit […]

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The Best High Tea Promotions in KL

Updated 21 April 2019  Dreaming about an afternoon’s indulgence of scrumptious desserts and perfectly brewed cups of tea (or coffee)? Dream no further. From the affordable high tea indulgence to the decadent and luxurious experiences, we’ve put together this list of the best high tea places in KL. Hold your saliva, and read on!

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Save Money By Making Your Own RM5 Meals

Need to tighten up your budget to save money?  Many people start by cutting down on food allowance, by eating cheap and unhealthy food such as instant noodles, fast food, or frozen meals. This is not worth it at all, as long-term health issues caused by skipping out on nutritious meals will outweigh any money […]

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How Much Will A Divorce Cost You in Malaysia?

There have been many discussions about the rapid increase in cost for wedding these days. Yet, not many people talk about, or are even aware of, how much a divorce would cost them. Keep yourself informed by reading on.

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Perbezaan Antara Hutang Baik Dan Hutang Lapuk

Sebelum ambil sebarang pinjaman, anda perlu tahu sama ada ianya merupakan hutang yang baik atau lapuk kepada anda. Tidak tahu untuk membezakan kedua-dua hutang tersebut? Cari tahu bagaimana hutang boleh menjadi hutang yang baik dan lapuk serta belajar bagaimana untuk menguruskan hutang secara bijak.   Apa itu Hutang Baik? Kajian menunjukkan bahawa 68% rakyat Malaysia […]

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