All Articles With Category : Personal Loan

The latest and the best financial news, tips and tricks.

8 Tips to Help You Save Even More When You Travel

Traveling and exploring the world can be expensive. Plane tickets out of the country will be the number one culprit to many a drained wallet, and then comes food, lodging, and shopping expenses wherever you’ll be flying to. You might even end up spending extra on taxis, train, and/ or even bus fares when you […]

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7 Costly Mistakes You Make When Taking Out a Personal Loan

At least one point in an adult’s life, we take out a loan to buy things, pay for things, or even start a business. Personal loans are a wonderful solution when you need fast cash with no collateral and a few questions asked. Sometimes, you get approved for your personal loan almost immediately. Lenders these […]

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Best Personal Loan Rates in Malaysia 2015

So, tell me about your plans for 2015. Do you plan to go to somewhere exotic this year? Start those much-needed house repairs? Or perhaps this year is the year you marry your sweetheart? Whatever your goals may have, you’ll probably need funds to realise those goals. A personal loan may be the right financial […]

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How to Make the Most Out of Your Personal Loan

Personal loans are great when you need to make a big purchase, or when you need to consolidate multiple loans into one, or lessen the interest rate on an existing debt. There are many uses for personal loans, but since there’s a lot you can use it for, how do you make the most out […]

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Finance Your Goals with a Personal Loan [INFOGRAPHIC]

Tired of borrowing money from friends? Want to give your overworked credit card a break? You might just be the ideal candidate for a personal loan! This convenient service is offered by the most reliable banks in your area, and gives you access to extra cash without years and years of debt. With the help […]

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How To Compare The Best Personal Loans

Looking for an alternative source of funding for a big life purchase, such as your child’s tuition or a lengthy stay abroad? You might even need the extra funds to kick­-start a business or renovate your home. Have you ever considered borrowing the money by taking a personal loan from one of the banks in Malaysia? Personal loans are […]

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Personal Finance 2015: Goals You Should Set for Yourself

The year 2014 is drawing to a close and a brand new year is upon us. How did you do with the goals you set for yourself at the beginning of the last year? Were you able to tick off most of them? Did you miss any? If you managed to achieve all your goals […]

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Get a Personal Loan in Malaysia in 9 Steps [INFOGRAPHIC]

Looking for some extra cash for a large expense? Many banks in Malaysia allow clients to sign up for personal loans, which can be used for almost anything. Want to apply for a personal loan? The infographic below walks you through some of the basic steps in applying for a personal loan from banks in […]

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5 Basics of Syariah Financing

Personal loans have become popular banking products because they allow consumers to secure fresh funds without much hassle. Consumers can then use the funds to finance their needs, usually related to business capital or large household expenses. Besides conventional personal loans, Malaysian banks also offer Syariah financing to all their consumers. Of course, Syariah financing […]

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How is Your Maximum Loan Amount Calculated?

Planning to apply for a personal loan at your local bank? A personal loan can help you raise money in a flash, whether it’s for buying a new home or funding a vacation in Europe. The catch is that while personal loans can be used for a wide range of general purposes, they’re trickier to […]

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Types of Personal Loans in Malaysia

A personal loan can be a good source of cash if you need an extra cash boost for whatever reason. Interest rates tend to be higher and loan’s term are based on your credit history, current financial status, and credit score standing. Personal loans tend to have a shorter loan tenor and a smaller loan amounts […]

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Top 5 Fuel Efficient Cars in Malaysia

Investing in a fuel-efficient car is a great way to save money. Fuel-efficient cars are usually hybrids: cars that have both a gas engine and an electric motor. These cars have less carbon dioxide emissions, as well as a better fuel consumption. When ranking cars to find which ones are the best, we looked for […]

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Car Loan or a Personal Loan: Which is Better for You?

A car is one of the biggest long-term investments you can make, going a long way into making your daily commute and leisure trips more convenient. However, not everybody can afford to just drop cash on a car like they would for a Starbucks frappuccino. When the money in your bank account is not enough […]

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Buying a Car: Should You Buy Used or Brand-New?

Who doesn’t want to own a fancy new car? Just imagine driving down the road with something like a sleek, new Chevrolet Camaro, or a nice luxurious Audi, maybe off into a beautiful beach-side villa. That would be nice, wouldn’t it? However, not everyone has the luxury to buy expensive cars. It’s a good thing […]

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5 Financial Tips for Newlyweds

Congratulations on the wedding! Now that you and your spouse are living the rest of your lives together, for better or worse, in sickness and in health, it’s time to sit down and think of the future. One of the things that the two of you need to discuss is the state of your finances, […]

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3 Mistakes When Lending Money to Relatives

Money is a sensitive topic, especially between friends and relatives. A question you might be asking yourself would be: “Should I lend money to a relative?” Sometimes we do it without thinking, sometimes we flat out say no. But when we do lend money to our relatives, we often never get it back, even after […]

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Where to Get a Loan if You Have a Bad Credit Score

It is common to resolve the need for extra money by applying for a credit card. Nowadays, bank officers offering credit card applications and approvals can be seen practically everywhere—at the malls, at schools, and around places you frequently visit. These officers usually promise a quick and easy approval for credit cards and provide freebies […]

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An Introduction To Personal Accident Insurance

Updated 21 Nov 2017  You can never anticipate an accident, hence the term. It can happen to you anytime, anywhere and even when you least expect it. Though there is no way to prevent it from happening, you can equip yourself with a Personal Accident (PA) Insurance to protect you and your family from the […]

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Your Introductory Guide to Loans

Everyone needs money.  You are lying if you say otherwise! But sometimes you need money today that you haven’t saved or earned yet.  This is when you need a loan. Loans come in many different types depending on the purpose. House, Car, Education, Business Development and Personal Loans are some of the more commonly known […]

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