Have your groceries and daily necessities gotten more expensive lately? After a pandemic-induced decline in prices for 2020, Bank Negara Malaysia (BNM) has announced that headline inflation (which measures the total inflation within an economy, including food and energy prices) will temporarily spike to above 5% in the second quarter of 2021.
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In times like this, with rising inflation and job uncertainty, isn’t it great if you can reduce monthly expenses to give your strained wallet some breathing space? However, saving money doesn’t mean you have to give up your Netflix subscription and online shopping.
With the eco-friendly, CarbonNeutral® Standard Chartered Smart credit card, you can have the best of both worlds: reduce your spending with up to 30% cashback (capped at a total of RM50 a month) and still indulge in the things you enjoy.
From 1 May until 31 December 2021, you can enjoy up to 30% cashback (capped at RM30) a month as a Standard Chartered Smart credit cardholder. This means you’ll receive a maximum of RM30 cashback every month when you spend through:
To unlock this cashback, all you have to do is spend a minimum of RM1,000 in total retail purchases each month with a Standard Chartered Smart credit card.
This example will give you a clearer picture of how the cashback works:
| Merchants | Amount spent | 30% Cashback |
| GrabPay | RM30 | RM9 |
| Taobao | RM70 | RM21 |
| Other retail spend | RM900 | RM0 |
| Total | RM1,000 | RM30 |
Promotion period: 1 May - 31 December 2021. Terms and conditions apply.
Linking up your Standard Chartered Smart credit card to an e-wallet has added perks – such as RM30 cashback every month.
Saving your Standard Chartered Smart credit card on entertainment apps also comes with additional privileges such as this 6% cashback (capped at RM20) monthly for your favourite streaming, music and video games platforms such as Astro, JOOX, iQIYI, Netflix, PlayStation, Spotify, and Steam.
Besides unlocking the 30% cashback for online shopping and e-wallet usage (as mentioned above), you’ll also unlock this 6% cashback at the same time when you spend a minimum of RM1,000 in retail purchases every month with your card.
This scenario will give you a clearer picture of how the cashback works:
| Merchants | Amount spent | 6% cashback |
| Netflix and Spotify | RM80 | RM4.80 |
| Astro | RM200 | RM12 |
| Steam | RM70 | RM4.20 |
| Other retail spend | RM650 | RM0 |
| Total | RM1,000 | RM20 |
Now you can enjoy up to RM20 cashback per month for your favourite streaming series, music and video games.
Besides the various platforms mentioned above, you can also enjoy additional benefits and save even more when you use your Standard Chartered Smart credit card.
Just link your card to these apps:
Enjoy these shopping perks:
Dining privileges especially for you:
As the Standard Chartered Smart credit card is a Visa card, you can also benefit from the Visa eCommerce Purchase Protection plan. When you make online purchases with this credit card, you’ll be covered for possible losses of up to USD200 per claim when:
With the Standard Chartered Smart credit card, you can purchase regular adult GSC cinema tickets for just RM10 daily except Wednesdays.
In the near future, when the number of COVID-19 cases have dwindled and we have been vaccinated, you may want to visit the cinema again to experience blockbusters and cinematic wonders. With the Standard Chartered Smart credit card, you can purchase regular adult tickets for just RM10!
This offer is valid daily except for Wednesdays, and you can enjoy this privilege until 31 December 2021.
As you can see, if you use a credit card that suits your needs and lifestyle, you can enjoy discounts, and even cashback to cushion the cost of living. Apply for the Standard Chartered Smart credit card today and get rewarded with attractive prizes!
You can either enjoy a getaway for 2D1N at DoubleTree by Hilton or claim an RM350 Lazada eVoucher. Guaranteed for every approved applicant.