The Best AEON Credit Cards | CompareHero

Updated March 15 2018

If you’re absolutely sure about getting a credit card from AEON Credit Service, check out 3 of the best AEON credit cards that we’ve shortlisted. Find out what are the reasons for you to choose an AEON credit card.

First of all, to give you a complete and thorough representation of AEON Credit Service, here’s a list of all the available AEON credit cards  in Malaysia:

1. AEON Classic Visa/ MasterCard
2. AEON Gold Visa/ MasterCard
3. Motorcycle Association Affinity Gold Card
4. NEW AEON Classic Visa/ MasterCard Card
5. NEW AEON Gold Visa/ MasterCard Card

All these cards have different fees and benefits so depending on your personal preferences, you may find your own top 3 cards a bit different than ours. The ranking below is based on the most benefits for the lowest price possible, and with the minimum required income.

AEON Gold Visa/Mastercard Card

With this credit card you are able to experience the most benefits that AEON has to offer. If you’re a traveller, this card offers you the extra luxury to enjoy access to KLIA Plaza Premium and a complimentary travel insurance of up to RM 1,000,000.

Furthermore, you are also able to earn points while spending overseas, locally, on petrol and on retail. So from frequent travellers, shopaholics to businessmen, this credit card will probably suit the needs of almost everyone. Below we will list all the information you need to know before applying for this credit card.

You can also earn 5% cash rebates at AEON BIG Thank You Member Day on 28th of the month, capped at RM100 per AEON Credit Card account per month.

Benefits

• Earn 1 point for every RM 1 spent overseas, petrol or retail
• Enjoy lounge access at KLIA Plaza Premium for 6 times a year
• Get travel insurance of up to RM 1,000,000
• Experience 0% Card Easy Payment for electronics at all AEON stores and participating merchants

Eligibility

• Minimum monthly income requirement of RM3,000
• 21 years old for principal cardholder and at least 18 years old for supplementary cardholder

Fees and charges

• The annual fee of the Gold Card is RM95, there is no annual fee waiver
• The interest rate of the card is 15%

AEON Classic Visa/Mastercard Card

The AEON Classic Card is the perfect card for those with a lower income and won’t use their credit card on a regular basis. With a low annual fee and a low required minimum monthly salary, it can be a very beneficial card to have.

Even with the lower fees and charges, you’ll still be able to earn some extra benefits. Namely for every RM1 you’ll spend on overseas, petrol and retail, you’ll earn 1 point which you can redeem for a wide range of rewards.

So if you’re searching for a basic credit card that offers great values, this might be a perfect option for you.

Benefits

• Earn 1 point for every RM 1 spent overseas, petrol and retail
• Enjoy travel insurance of up to RM 200,000
• Experience 0% Card Easy Payment for electronics at all AEON stores and participating merchants
• Earn 5% cash rebates at AEON BiG Thank You Member Day on 28th of the month, capped at RM100 per AEON Credit Card account per month.

Eligibility

• Minimum monthly income requirement of RM2,000
• 21 years old for principal cardholder and at least 18 years old for supplementary cardholder

Fees and charges

• The annual fee is RM20, this amount cannot be waived.
• The interest rate that will be charged on this card is 15%

NEW AEON Gold Card

The NEW AEON Gold Card offers a lot of rewards and benefits for the card’s holder when they spend money on every day’s shopping. With this credit card you’re able to earn points and cashback in several sectors, from overseas to local retail and even for petrol. Put all the AEON MEMBER days in your agenda and make sure to make the big purchases on this day as your rewards will be doubled.

Benefits

• Earn up to 1 point for every RM 1 spent
• Get 5% cash back when spend at AEON stores on the 20th of every month
• Enjoy 2.5 extra points for every RM 1 spent at AEON stores during AEON MEMBER day.
• Experience the KLIA Plaza Premium Lounge
• Gain travel insurance of up to RM 1,000,000

Eligibility

• Minimum monthly income requirement of RM3,000
• 21 years old for principal cardholder and at least 18 years old for supplementary cardholder

Fees and charges

• The annual fee is RM95, this amount cannot be waived
• The interest rate that will be charged on this card is 15%

As mentioned above, our top 3 AEON credit cards is just for your preference. Check out our free online comparison tool today to discover more personalised credit card options based on your spending habits!