The latest and the best financial news, tips and tricks.
If you are one of the unfortunate bankrupts in Malaysia, this is not the end of the world. Some even find relief from declaring bankruptcy since they can get proper help from the authorities such as The Credit Counselling and Debt Management Agency (AKPK) and own up the responsibilities to repay their debts under the […]
Everytime you’ve applied for a financial product, you may have heard the terms CCRIS or CTOS thrown around, more so when you apply for loans. And if you’ve never quite understood what those terms mean or don’t know the difference between the two, we’ve simplified it for you here and listed why they are so […]
If you have ever applied for loans, you might have heard about this term that gives quite a headache to some people – “credit history”. The bigger the loan that you’re applying for, the stricter banks are going to be when they analyze your credit history. But what exactly is “credit history”?
Updated 31 March 2019 Credit History? Credit Report? Credit Score? What does it all mean? A credit history is a record of the credit accounts you hold along with details about those accounts including: the type of account, your responsibility on the account (e.g. whether you were a joint borrower), the credit limit or amount […]
Do you know your credit history? If you don’t, it’s time to play catch up. We compare three credit rating agencies and share its pro’s and con’s to help you decide the easiest and the best way to obtain your credit report.
The end of the year is fast rolling around, and you’re all busy planning how you want to spend the rest of your leave days. Then you suddenly remember! Oh no, the office is having a Christmas party in December and you need to get gifts, and not just for the boss. Alternatively, you may […]
Carrying a large burden with a lot of debt and worried that you may be unable to pay it off? Or are you looking to secure a new loan? AKPK can help you manage all of your debts and, offer you financial advice for free! Find out more about their services below.
Updated: 4th September 2018 Falling into credit card debt is dangerously easy. Especially when you don’t compare credit cards and check which ones have the lowest annual percentage rates (APR), cashback rates or even the best petrol-related promos.
Buying a car in Malaysia is a pretty easy affair, especially when it comes to the more affordable cars such as the Perodua Axia or Proton Saga (roughly around RM30,000 or so). Low (or even zero) down-payments and long car loan tenures make car purchasing very accessible to most. Maintaining that purchase, though? That’s another […]
We Malaysians love cars. There is no doubt on that. It often feels like it’s part of our culture to buy a car. Perhaps it’s because of our public transportation system that is lacking slightly in coverage-area (although slowly improving), or that we’ve got really awesome driving roads. Whatever the reason may be, however, […]
Updated 15 May 2018. We are concerned about Malaysians’ financial condition. Many including millennials are finding it hard to keep up given the rising costs of living. Whether it is saving, investing, insurance, or managing money, the financial health status of an average Malaysian highly depends on these fundamentals. Let’s see if you are doing […]
Updated on Jan 27 2018 With the average starting salary for fresh graduates in Malaysia ranging between RM2,300 to RM2,500 combined with the rising cost of living, it comes as no surprise that there is a huge percentage of Gen Y who are now stuck in a rat race. Research studies by Malaysian Digest have […]
*Dikemaskini pada 14 Disember 2017 Ketahui apa itu muflis serta kesannya terhadap anda sekiranya diisytiharkan muflis. Kami juga kongsikan bagaimana anda boleh dapatkan pertolongan sekiranya anda rasa anda sedang menuju kearah diisytiharkan muflis.
A few days ago, I saw a friend’s post on social media about successfully bidding for an auction property.
Personal loans in Malaysia have a wide range of uses. Whether you are starting a business, buying a car, or looking to consolidate your credit card debt, a personal loan could be just the financial product that suits your needs.
Following our recent article: (Are Millennial Financially Screwed?), we were featured on TraXX FM and were really glad the radio station was focused on this issue as many millennials seem to be losing control of their finances.
Using credit cards can be confusing. Many credit cards have a range of options and features that can be difficult to understand. In this guide, you will find everything you need to know about using your credit card in an effective and responsible manner. Credit Card Management: What you should do Although a credit card […]