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The latest and the best financial news, tips and tricks.

What You Must Know About Bankruptcy in Malaysia

*Updated on 18 Dec 2017 Take charge of your finances! Learn what bankruptcy is and how to get help if you think you may be heading towards being declared a bankrupt in Malaysia.

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How Do You Survive From Bankruptcy?

If you are one of the unfortunate bankrupts in Malaysia, this is not the end of the world. Some even find relief from declaring bankruptcy since they can get proper help from the authorities such as The Credit Counselling and Debt Management Agency (AKPK) and own up the responsibilities to repay their debts under the […]

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Difference Between CCRIS and CTOS Explained

Everytime you’ve applied for a financial product, you may have heard the terms CCRIS or CTOS thrown around, more so when you apply for loans. And if you’ve never quite understood what those terms mean or don’t know the difference between the two, we’ve simplified it for you here and listed why they are so […]

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Find Out What These Credit Reporting Agencies Say About Your Credit History

If you have ever applied for loans, you might have heard about this term that gives quite a headache to some people – “credit history”. The bigger the loan that you’re applying for, the stricter banks are going to be when they analyze your credit history. But what exactly is “credit history”?

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The Ultimate Guide To Credit Scores

Updated 31 March 2019 Credit History? Credit Report? Credit Score? What does it all mean? A credit history is a record of the credit accounts you hold along with details about those accounts including: the type of account, your responsibility on the account (e.g. whether you were a joint borrower), the credit limit or amount […]

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Find The Right Credit Reporting Agency For You

Do you know your credit history? If you don’t, it’s time to play catch up. We compare three credit rating agencies and share its pro’s and con’s to help you decide the easiest and the best way to obtain your credit report. 

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Practical Tips for Giving Christmas Gifts on a Budget

The end of the year is fast rolling around, and you’re all busy planning how you want to spend the rest of your leave days. Then you suddenly remember! Oh no, the office is having a Christmas party in December and you need to get gifts, and not just for the boss. Alternatively, you may […]

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在大马关于破产的事情,你知道多少?

你知道吗?直到2018年8月,在这过去五年以来,大马一共有64,632位18到44岁的人士不幸面临破产。大家对破产的认知到底是有多少?

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5 Ways to Avoid The Dangers Of Credit Card Debt

Updated: 4th September 2018 Falling into credit card debt is dangerously easy. Especially when you don’t compare credit cards and check which ones have the lowest annual percentage rates (APR), cashback rates or even the best petrol-related promos.

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What happens when you don’t pay your Car Loan?

Buying a car in Malaysia is a pretty easy affair, especially when it comes to the more affordable cars such as the Perodua Axia or Proton Saga (roughly around RM30,000 or so). Low (or even zero) down-payments and long car loan tenures make car purchasing very accessible to most. Maintaining that purchase, though? That’s another […]

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Are You Better Or Worse Off Than Average Malaysian? [INFOGRAPHIC]

Updated 15 May 2018. We are concerned about Malaysians’ financial condition. Many including millennials are finding it hard to keep up given the rising costs of living. Whether it is saving, investing, insurance, or managing money, the financial health status of an average Malaysian highly depends on these fundamentals. Let’s see if you are doing […]

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How Millennials Can Start Investing From As Low As RM100

Updated on Jan 27 2018 With the average starting salary for fresh graduates in Malaysia ranging between RM2,300 to RM2,500 combined with the rising cost of living, it comes as no surprise that there is a huge percentage of Gen Y who are now stuck in a rat race. Research studies by Malaysian Digest have […]

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Apa Anda Perlu Tahu Tentang Status Muflis

*Dikemaskini pada 14 Disember 2017 Ketahui apa itu muflis serta kesannya terhadap anda sekiranya diisytiharkan muflis. Kami juga kongsikan bagaimana anda boleh dapatkan pertolongan sekiranya anda rasa anda sedang menuju kearah diisytiharkan muflis.

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Personal Loan Application Guide

Personal loans in Malaysia have a wide range of uses. Whether you are starting a business, buying a car, or looking to consolidate your credit card debt, a personal loan could be just the financial product that suits your needs.

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Personal Loan Guide: Money Management

What is the difference between a personal loan and other financing products?

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For Millennials Living On A Tight Pay Check: Listen To Our Interview on TraXX FM Here! [Podcast]

Following our recent article: (Are Millennial Financially Screwed?), we were featured on TraXX FM and were really glad the radio station was focused on this issue as many millennials seem to be losing control of their finances.

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How to Use Credit Cards Responsibly

Using credit cards can be confusing. Many credit cards have a range of options and features that can be difficult to understand. In this guide, you will find everything you need to know about using your credit card in an effective and responsible manner. Credit Card Management: What you should do Although a credit card […]

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MFPC Terangkan Sebab Rakyat Malaysia Muflis

Setakat September 2016, sebanyak 22,581 kes muflis telah direkodkan oleh Jabatan Inolvensi Malaysia yang melibatkan rakyat Malaysia berusia 25-34 tahun. Angka tersebut sangat membimbangkan kerana semakin ramai  dibawah usia 35 tahun diisytiharkan muflis.

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5 Ways to Improve Your Credit Score

Don’t limit your future by ignoring your credit score, here are tips you should follow to help you improve your credit score.

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Budget 101: How to Create a Personal Cash Flow Statement

This will be the third part of our ongoing series on personal financial statements. The topic this time is your personal cash flow statement. If you’ve read our previous entries on making a personal income statement and creating a personal balance sheet, you already have a good system in place to keep you financially healthy. […]

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