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The latest and the best financial news, tips and tricks.

What happens when you don’t pay your Car Loan?

Buying a car in Malaysia is a pretty easy affair, especially when it comes to the more affordable cars such as the Perodua Axia or Proton Saga (roughly around RM30,000 or so). Low (or even zero) down-payments and long car loan tenures make car purchasing very accessible to most. Maintaining that purchase, though? That’s another […]

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Personal Loan Application Guide

Personal loans in Malaysia have a wide range of uses. Whether you are starting a business, buying a car, or looking to consolidate your credit card debt, a personal loan could be just the financial product that suits your needs.

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Personal Loan 102: Features & Benefits

Now that you understand the basics of how a Personal Loan works by reading our Personal Loan 101 guide, you can now move onto understanding the various types, features and benefits of a personal loan.

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Best Car Insurance Companies in Malaysia

Through the forest of insurance agents, brokers and invasive advertisements, it can be a struggle to find an insurance provider that lives up to your standards. Although the insurance premium that you are paying is largely the same for every car insurance company, that will likely change in the future.

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Car Loan Interest Rates in Malaysia

Looking for a new car loan in Malaysia? Comparing car loans of all banks can be difficult to do by yourself. To make it easier, we did a comparison of the best car loans in Malaysia. All the loans were checked for a RM 30,000 loan over a period of 5 years. To qualify for […]

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10 Things You Need to do After a Car Accident

Have you ever been in a car accident? Roadside collisions are a common occurrence in Malaysia, especially in the more crowded areas, such as Klang Valley. In 2016, Malaysia recorded a total of 521,466 car accidents, which was an increase from the year before when the total amount of car accidents stood at 489,606. The […]

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Bagaimana Untuk Mengira Nisbah Khidmat Hutang Anda?

Apa Itu Nisbah Khidmat Hutang (debt service ratio)? Jika anda penah memohon pinjaman untuk membeli kereta, rumah, ataupun pinjaman peribadi, anda mungkin pernah dengar istilah DSR yang digunakan oleh pegawai bank sewaktu menerangkan ciri pinjaman yang anda mohon. DSR (debt service ratio) atau nisbah khidmat hutang ialah  antara kriteria penting yang digunakan oleh bank sewaktu […]

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Tips For Buying A Used Car In Malaysia

Looking for a new ride? Well, with local and foreign car makers talking about raising car prices in Malaysia, it might be time to consider buying a used car. Here are a few tips in our basic guide to buying a used car in Malaysia. 1. Do Your Homework Arm yourself with as much knowledge as possible […]

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Car Loan or a Personal Loan: Which is Better for You?

A car is one of the biggest long-term investments you can make, going a long way into making your daily commute and leisure trips more convenient. However, not everybody can afford to just drop cash on a car like they would for a Starbucks frappuccino. When the money in your bank account is not enough […]

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