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The latest and the best financial news, tips and tricks.

Money Lessons You Can Learn From Game Of Thrones

On the surface, Game of Thrones appears to be nothing more than a violence-packed medieval fantasy. But one slash from a Valyrian steel sword soon reveals that the series carries some heavy financial lessons. Yes, between all the scheming and slaughter, financial planning and money management lessons from the houses and characters is something that […]

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Find Out What These Credit Reporting Agencies Say About Your Credit History

If you have ever applied for loans, you might have heard about this term that gives quite a headache to some people – “credit history”. The bigger the loan that you’re applying for, the stricter banks are going to be when they analyze your credit history. But what exactly is “credit history”?

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The Ultimate Guide To Credit Scores

Updated 31 March 2019 Credit History? Credit Report? Credit Score? What does it all mean? A credit history is a record of the credit accounts you hold along with details about those accounts including: the type of account, your responsibility on the account (e.g. whether you were a joint borrower), the credit limit or amount […]

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15 Financial Mistakes to Avoid in 2019

A new year is upon us, along with opportunities and new beginnings! It is the perfect time to make big changes in your financial habits too. Because no matter how much you make from your job, some tweaks in how you handle your money can go a long way to improving your finances.

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Personal Loan Application Guide

Personal loans in Malaysia have a wide range of uses. Whether you are starting a business, buying a car, or looking to consolidate your credit card debt, a personal loan could be just the financial product that suits your needs.

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Bagaimana Untuk Mengira Nisbah Khidmat Hutang Anda?

Apa Itu Nisbah Khidmat Hutang (debt service ratio)? Jika anda penah memohon pinjaman untuk membeli kereta, rumah, ataupun pinjaman peribadi, anda mungkin pernah dengar istilah DSR yang digunakan oleh pegawai bank sewaktu menerangkan ciri pinjaman yang anda mohon. DSR (debt service ratio) atau nisbah khidmat hutang ialah  antara kriteria penting yang digunakan oleh bank sewaktu […]

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What Are the Risks of Being a Loan Guarantor?

Have you ever been asked to act as a guarantor for someone else’s loan? Often it is a partner or relative who asks, but nowadays it can also be friends or work colleagues. And, if it is for your family members, you will find it difficult to refuse.

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