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The latest and the best financial news, tips and tricks.

Money Lessons You Can Learn From Game Of Thrones

On the surface, Game of Thrones appears to be nothing more than a violence-packed medieval fantasy. But one slash from a Valyrian steel sword soon reveals that the series carries some heavy financial lessons. Yes, between all the scheming and slaughter, financial planning and money management lessons from the houses and characters is something that […]

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Find Out What These Credit Reporting Agencies Say About Your Credit History

If you have ever applied for loans, you might have heard about this term that gives quite a headache to some people – “credit history”. The bigger the loan that you’re applying for, the stricter banks are going to be when they analyze your credit history. But what exactly is “credit history”?

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The Ultimate Guide To Credit Scores

Updated 31 March 2019 Credit History? Credit Report? Credit Score? What does it all mean? A credit history is a record of the credit accounts you hold along with details about those accounts including: the type of account, your responsibility on the account (e.g. whether you were a joint borrower), the credit limit or amount […]

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How To Beat Unapproved Loan Application

‘Updated 15 January 2019. You have your plans set, your goal seems within an arms reach and all you need now is that RM50,000.00 to make your dreams a reality. So what do you do? simple. Apply for a personal loan and that’s exactly what you did. few weeks down the road this is what […]

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How do I calculate my Debt Service Ratio?

What is a ‘debt service ratio’? If you have ever applied for a car, home or personal loan, you will probably have heard the phrase ‘debt service ratio’ from the bank’s loan officers whilst they explain to you how the loan works.

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Best Personal Loans For Self-Employed Malaysians

Updated 6th March, 2018 Whether you are a freelancer, running your own business or a work-at-home housewife, you are considered as self-employed. In Malaysia, it may not be easy for you to apply for a loan or a credit card. However, it does not mean that it is impossible. You just need to know where […]

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申请信用卡被拒绝?做好这5个步骤包成功!

大家是不是常常在商场或者街上看到不一样银行的Sales都在推销着他们的信用卡,就以为申请信用卡是一件很容易的事呢?如果你觉得是的话,那你就错了!

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4 Tips to Ace That Personal Loan

Updated on Nov 13 2017 Applying for a personal loan does not have to be a nightmare. Most people apply for a personal loan when they are in an urgent need of cash – this can result in major problems. When you are in a rush, you are more prone to making mistakes, which makes […]

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Personal Loan Application Guide

Personal loans in Malaysia have a wide range of uses. Whether you are starting a business, buying a car, or looking to consolidate your credit card debt, a personal loan could be just the financial product that suits your needs.

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Personal Loan Guide: Money Management

What is the difference between a personal loan and other financing products?

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什么是债务合并贷款 (Debt Consolidation Plan)?

不懂大家有没有听过债务重组 (Debt Consolidation) 这个事情呢?所谓的债务重组,就是透过一个新的贷款把所有的债务还清,以达到更低利率的效果来省下更多钱。

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14 Lazy Habits That Are Costing Malaysians Money

Did you know that being lazy could be costing you money and the potential to earn more money?

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5 Ways to Improve Your Credit Score

Don’t limit your future by ignoring your credit score, here are tips you should follow to help you improve your credit score.

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Car Loan or a Personal Loan: Which is Better for You?

A car is one of the biggest long-term investments you can make, going a long way into making your daily commute and leisure trips more convenient. However, not everybody can afford to just drop cash on a car like they would for a Starbucks frappuccino. When the money in your bank account is not enough […]

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5 Situations to Choose Credit Cards Over Debit Cards

You have probably received advice on choosing debit cards over credit cards when making payment. It is undeniable that debit cards allow you to plan your finances better as you are making payment out of existing balance in your account instead of buying on credit. What many people fail to understand is that, choosing between […]

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