All Articles

The latest and the best financial news, tips and tricks.

Difference Between CCRIS and CTOS Explained

Everytime you’ve applied for a financial product, you may have heard the terms CCRIS or CTOS thrown around, more so when you apply for loans. And if you’ve never quite understood what those terms mean or don’t know the difference between the two, we’ve simplified it for you here and listed why they are so […]

Read More

Perbezaan CCRIS dan CTOS

Sering mendengar istilah CCRIS dan CTOS, namun anda tidak tahu perbezaan istilah tersebut? Jangan risau, kami terangkan dengan lebih lanjut dalam artikel ini. Teruskan membaca untuk mengetahui mengapa kedua-duanya penting untuk rakyat Malaysia. 

Read More

Money Lessons You Can Learn From Game Of Thrones

On the surface, Game of Thrones appears to be nothing more than a violence-packed medieval fantasy. But one slash from a Valyrian steel sword soon reveals that the series carries some heavy financial lessons. Yes, between all the scheming and slaughter, financial planning and money management lessons from the houses and characters is something that […]

Read More

Find Out What These Credit Reporting Agencies Say About Your Credit History

If you have ever applied for loans, you might have heard about this term that gives quite a headache to some people – “credit history”. The bigger the loan that you’re applying for, the stricter banks are going to be when they analyze your credit history. But what exactly is “credit history”?

Read More

The Ultimate Guide To Credit Scores

Updated 31 March 2019 Credit History? Credit Report? Credit Score? What does it all mean? A credit history is a record of the credit accounts you hold along with details about those accounts including: the type of account, your responsibility on the account (e.g. whether you were a joint borrower), the credit limit or amount […]

Read More

Find The Right Credit Reporting Agency For You

Do you know your credit history? If you don’t, it’s time to play catch up. We compare three credit rating agencies and share its pro’s and con’s to help you decide the easiest and the best way to obtain your credit report. 

Read More

How to have Early Settlement on your Personal Loans

We all have different financing needs at different times of our life. There are times when we need cash for urgent needs, whereas at other times we may wish to clear our existing debts or to fund other financing needs.

Read More

How do I calculate my Debt Service Ratio?

What is a ‘debt service ratio’? If you have ever applied for a car, home or personal loan, you will probably have heard the phrase ‘debt service ratio’ from the bank’s loan officers whilst they explain to you how the loan works.

Read More

Financial Advice for Fresh Graduates in Malaysia

If you’re about to graduate or have recently graduated, first of all – congratulations! Before you begin living payslip to payslip, here is some financial advice for all fresh graduates and entry-level executives at their first job.

Read More

Tip Luluskan Permohonan Pinjaman Bank Di Malaysia

*Dikemaskini pada 2 April 2018. Proses memohon untuk pinjaman boleh memeningkan kepala, tetapi jangan risau! Ikuti tip-tip dibawah untuk ketahui apa yang anda perlu buat supaya permohonan pinjaman anda tidak ditolak oleh pihak bank!

Read More

[PROMOSI] Pinjaman Peribadi AEON Credit

Promosi Pinjaman Peribadi AEON Credit Mohon untuk pinjaman peribadi AEON Credit melalui CompareHero.my sebelum 31 Disember 2018 dan sebuah Pineng Powerbank akan dihadiahkan (selepas anda menerima dana dari pinjaman peribadi yang diluluskan). [PENERANGAN HADIAH] PINENG PN-969 20000mAh Powerbank x 1 unit Mempunyai 2 output USB yang membolehkan anda caj 2 peranti pada masa yang sama. […]

Read More

申请信用卡被拒绝?做好这5个步骤包成功!

大家是不是常常在商场或者街上看到不一样银行的Sales都在推销着他们的信用卡,就以为申请信用卡是一件很容易的事呢?如果你觉得是的话,那你就错了!

Read More

5 Tip Untuk Lulus Permohonan Kad Kredit

Anda ingin memohon untuk kad kredit? Baca artikel ini untuk ketahui 5 petua untuk meningkatkan peluang permohonan kad kredit anda diluluskan.

Read More

Credit Card Requirements & Eligibility In Malaysia [INFOGRAPHIC]

Judging from the number of credit card application kiosks at malls across Malaysia, you would think no credit card application would be denied. Shockingly, there are some who do, and it may well because you did not meet the minimum credit card requirements stipulated by the issuing banks and financial regulatory bodies in Malaysia. If […]

Read More

申请信用卡前要看看哪些东西呢?

相信大家对申请信用卡这回事都很熟悉了,不过申请信用卡前要知道的你又懂多少?其实,市场上有那么多信用卡,超过一百种来自不同银行,各个都有不一样的特别优惠,收费,特征和申请条件。

Read More

Personal Loan Application Guide

Personal loans in Malaysia have a wide range of uses. Whether you are starting a business, buying a car, or looking to consolidate your credit card debt, a personal loan could be just the financial product that suits your needs.

Read More

Personal Loan 101: The Basics

Are you looking to start a business or get more capital for your existing business this year? Or are you planning to get that long-wished-for house renovation and repairs finally started?

Read More

A Guide to Choosing and Applying for Credit Cards

Applying for a credit card is not difficult. However, before applying for a credit card, you need to understand the features and type of credit cards in the market to suit your personal financing needs. We will guide you on how to apply for a credit card through different channels and the standard procedures involved. […]

Read More

Credit Card 101: The Basics

Credit Card Basics What is a credit card? A credit card is a way to pay for goods and services and is essentially a type of short term loan issued by a bank or a financial institution to the account holder. This means that whenever you spend with your card, you’re borrowing money from the […]

Read More

Mengapa Rakyat Malaysia Mempunyai Hutang Kad Kredit?

Bias kognitif yang juga dikenali sebagai bias sauh (anchoring effect) boleh menjadi punca seseorang dibebani hutang kad kredit, tetapi pinjaman peribadi penyatuan hutang (debt consolidation) boleh membantu mereka untuk melangsaikan hutang ini.

Read More