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The latest and the best financial news, tips and tricks.

3 Methods to Clear Your Debts

As we head into the next quarter of 2018, how well are you doing with your financial resolutions? If you’re like the majority of young Malaysians who are living with high levels of debt, one of your financial resolutions is to clear your debt and make progress towards the overarching goal of financial freedom.

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How Millennials Can Start Investing From As Low As RM100

Updated on Jan 27 2018 With the average starting salary for fresh graduates in Malaysia ranging between RM2,300 to RM2,500 combined with the rising cost of living, it comes as no surprise that there is a huge percentage of Gen Y who are now stuck in a rat race. Research studies by Malaysian Digest have […]

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Personal Loan Application Guide

Personal loans in Malaysia have a wide range of uses. Whether you are starting a business, buying a car, or looking to consolidate your credit card debt, a personal loan could be just the financial product that suits your needs.

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Personal Loan 102: Features & Benefits

Now that you understand the basics of how a Personal Loan works by reading our Personal Loan 101 guide, you can now move onto understanding the various types, features and benefits of a personal loan.

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How to Use Credit Cards Responsibly

Using credit cards can be confusing. Many credit cards have a range of options and features that can be difficult to understand. In this guide, you will find everything you need to know about using your credit card in an effective and responsible manner. Credit Card Management: What you should do Although a credit card […]

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Ada RM10,000? Ini cara untuk mengembangkan simpanan anda menjadi RM100,000!

Dengan inflasi dan keadaan ekonomi semasa, menyimpan duit telah menjadi sedikit sukar, namun tidak mustahil. Oleh itu, jika anda telah berjaya menyimpan RM10,000, itu satu pencapaian yang bagus. Tetapi, jangan berhenti disitu sahaja. Ketahui cara untuk tingkatkan simpanan anda sehingga 10 kali ganda.

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Mengapa Rakyat Malaysia Mempunyai Hutang Kad Kredit?

Bias kognitif yang juga dikenali sebagai bias sauh (anchoring effect) boleh menjadi punca seseorang dibebani hutang kad kredit, tetapi pinjaman peribadi penyatuan hutang (debt consolidation) boleh membantu mereka untuk melangsaikan hutang ini.

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Got RM10,000? Here Is How You Can Turn It Into RM100,000!

Malaysians often use the term ‘first bucket of gold’ when saving money, which means your first RM100,000 or even more. With inflation, it is harder for us to save money today but it is possible. For those who have saved their first RM10,000 or above, here is how you can grow your wealth withthat money.

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Bagaimana Untuk Mengira Nisbah Khidmat Hutang Anda?

Apa Itu Nisbah Khidmat Hutang (debt service ratio)? Jika anda penah memohon pinjaman untuk membeli kereta, rumah, ataupun pinjaman peribadi, anda mungkin pernah dengar istilah DSR yang digunakan oleh pegawai bank sewaktu menerangkan ciri pinjaman yang anda mohon. DSR (debt service ratio) atau nisbah khidmat hutang ialah  antara kriteria penting yang digunakan oleh bank sewaktu […]

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How Do You Survive From Bankruptcy?

If you are one of the unfortunate bankrupts in Malaysia, this is not the end of the world. Some even find relief from declaring bankruptcy since they can get proper help from the authorities such as The Credit Counselling and Debt Management Agency (AKPK) and own up the responsibilities to repay their debts under the […]

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Here’s How You Can Own A PR1MA House

By now, we should be familiar with government’s affordable housing project, PR1MA and if you are looking to buy your first house, this year is probably a good time to look at it.

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Nasi Lemak Index: Estimate Your Real Purchasing Power

Ever wondered what your actual purchasing power is these days? Fresh graduates in Malaysia are not only finding it hard to negotiate for higher starting salaries, but are now caught having to stretch out their money given the higher cost of living.

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Reasons Malaysians Are Barred From Travelling Overseas

Why are Malaysians barred from leaving the country? We’ve all heard of the stories and some of us have even witnessed our loved ones being stopped at the immigration counter. Today, more policies are being put in place by the government to restrict certain Malaysians from being able to travel overseas.

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6 Sebab Mengapa Hutang Along Memudaratkan Kehidupan Anda

Along atau ‘Ah Long’ adalah terma yang merujuk kepada syarikat pinjaman wang yang tidak berlesen. Kebiasaannya, mereka yang terikat dengan pinjaman Along adalah daripada golongan yang berpendapatan rendah atau yang benar-benar terdesak dan memerlukan wang tunai dengan segera. Situasi ini terjadi kerana pinjaman Along adalah lebih mudah, ringkas dan kebiasaannya tidak memerlukan sebarang pemeriksaan kredit […]

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Why You Should NEVER Take Loans From Loan Sharks

Loan sharks or ‘Along’ as they are popularly known amongst Malaysians, are illegal money lenders that usually target the desperate and the poor.

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Save Thousands Of Ringgit On Your Personal Loan!

How To Compare And Save Thousands Of Ringgit On Your Personal Loan Comparing personal loans in Malaysia used to be a hassle: calling bank’s contact centers, visiting their branches to obtain quotes, and surfing all their websites to look up the terms and conditions.

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