The latest and the best financial news, tips and tricks.
2018 is coming to an end, paving the way for 2019. It will be the start of a new year under a new ruling government, and a 2019 Budget that is quite different from before. What has happened this year for Malaysia, and what is to come? In last year’s Malaysia personal finance roundup, we […]
When it comes to money, most people have a hard time sticking to a budget and saving. With so many temptations to keep up with the latest technology and to indulge in deals you see all over Malaysia, most people struggle with their personal finances. The Malaysian Insight found that most millennial’s live outside their […]
What is Min-Maxing My Personal Finances? Min-Maxing (which has its roots in role-playing games) is the process of minimizing weaknesses and maximizing your strengths. The end result desired is for optimization and better results. Min-Maxing my personal finances is all about taking many small steps to ruthlessly cut your weaknesses and gain many small incremental […]
There have been many discussions about the rapid increase in cost for wedding these days. Yet, not many people talk about, or are even aware of, how much a divorce would cost them. Keep yourself informed by reading on.
On the surface, Game of Thrones appears to be nothing more than a violence-packed medieval fantasy. But one slash from a Valyrian steel sword soon reveals that the series carries some heavy financial lessons. Yes, between all the scheming and slaughter, financial planning and money management lessons from the houses and characters is something that […]
Got goals in mind but no money to finance your plans? Planning for your wedding, repairing your home sweet home or simply looking to go on a fancier vacation this year? No matter the goal, funds are surely something you’ll need to realise your dreams. A personal loan may just be the answer. While it […]
Remember the Digital Tax mentioned in the tabling of the 2019 Budget? The bill has now passed in the Dewan Rakyat. The tax is set to be imposed on foreign digital service providers starting 1 January 2020. Deputy Finance Minister Datuk Amiruddin Hamzah explained that the upcoming digital tax has a lower rate than that […]
Updated 31 March 2019 Credit History? Credit Report? Credit Score? What does it all mean? A credit history is a record of the credit accounts you hold along with details about those accounts including: the type of account, your responsibility on the account (e.g. whether you were a joint borrower), the credit limit or amount […]
WeChat Malaysia has officially launched their WeChat Pay e-wallet. It is yet another mobile payment system that is intending to take the Malaysian market by storm, but with a strong focus on its user experience to stand out in a crowded playing field. Can it, though? Some of you may have seen the WeChat Pay […]
We have all made impulse purchases at some point. If we learn to control impulse spending, we would have much more cash to spend on the things that we actually need. Below are habitual, money-wasting purchases that Malaysians should stop making.
THERE is an old saying that women hold up half the sky but in Malaysia, they also hold much economic power. From real estate to infrastructure, from finance to petrochemicals, women today have clearly broken boundaries. Whoever said that women belong in the kitchen better have a clear look at what we have prepared, because […]
Having troubles managing your budgets? Now we finally have a guide courtesy of the Ministry of Finance and Employee Provident Fund(EPF). The finance ministry has launched the BelanjawanKu guide which is an initiative by EPF. BelanjawanKu is a reference budget for Malaysians that includes expenditure required by individuals and families to lead dignified lives with active […]
Do you know the differences between Islamic Finance and Conventional Finance? Some would probably simply say that Islamic Financing disallows interest-based transactions. Sounds easy to understand, right? But if interest rates are prohibited, then how does anyone gain from the initial investment. We’ll cover the main differentiating factors between these two types of financing right […]
Adakah anda memerlukan bantuan kewangan tetapi mahu ianya menepati tuntutan shariah? Atau adakah anda mencari lebih banyak pilihan kewangan? Mengapa tidak anda mempertimbangkan pinjaman peribadi islamik? Mari lihat apakah sebenarnya pinjaman islamik? Pinjman peribadi islamik adalah satu-satunya pinjaman yang mengikut prinsip perbankan islamik. Pinjaman peribadi islamik juga dikenli sebagai pembiyaan peribadi islamik yang dikendalikan oleh […]
If you’re like most, then you would feel slightly intimidated by the number of credit cards that Citibank Malaysia offers. They have a total of 10 credit cards, of which 3 are cashback credit cards. Let’s break them down in this article to understand each one of them better – no intimidation necessary. The 3 […]
I’ll be honest, there are two things I’ve doubted before with credit cards: auto-billing and cashback. Auto-billing scares me because it feels like I’m not in control, and cashback is… well, I’ve never really looked at it. Standard Chartered’s JustOne Platinum card, however, addressed my concerns. How?