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The latest and the best financial news, tips and tricks.

Pelan Internet Terbaik Bawah RM100

Kami telah kumpulkan pelan internet terbaik di Malaysia berharga bawah RM100 supaya anda boleh nikmati lebih banyak penjimatan. Ketahui pelan internet yang sesuai dengan pengunaan anda. Kami juga sertakan kelebihan dan kekurangan setiap pelan untuk memudahkan anda membuat keputusan!

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Difference Between CCRIS and CTOS Explained

Everytime you’ve applied for a financial product, you may have heard the terms CCRIS or CTOS thrown around, more so when you apply for loans. And if you’ve never quite understood what those terms mean or don’t know the difference between the two, we’ve simplified it for you here and listed why they are so […]

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The Ultimate Guide To Credit Scores

Updated 31 March 2019 Credit History? Credit Report? Credit Score? What does it all mean? A credit history is a record of the credit accounts you hold along with details about those accounts including: the type of account, your responsibility on the account (e.g. whether you were a joint borrower), the credit limit or amount […]

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Find The Right Credit Reporting Agency For You

Do you know your credit history? If you don’t, it’s time to play catch up. We compare three credit rating agencies and share its pro’s and con’s to help you decide the easiest and the best way to obtain your credit report. 

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How the Standard Chartered JustOne Platinum addressed my concerns!

I’ll be honest, there are two things I’ve doubted before with credit cards: auto-billing and cashback. Auto-billing scares me because it feels like I’m not in control, and cashback is… well, I’ve never really looked at it. Standard Chartered’s JustOne Platinum card, however, addressed my concerns. How?

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How To Beat Unapproved Loan Application

‘Updated 15 January 2019. You have your plans set, your goal seems within an arms reach and all you need now is that RM50,000.00 to make your dreams a reality. So what do you do? simple. Apply for a personal loan and that’s exactly what you did. few weeks down the road this is what […]

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Free insurance coverage for B40 from Jan 1

Courtesy of The Malaysian Reserve Beginning  1st January 2019, the Government will offer a free insurance scheme worth RM2 billion to individuals between the ages of 18 to 55 within the 4.1 million B40 households. This scheme will provide medical coverage for 5 years to the targeted recipients. Finance Minister Lim Guan Eng said that the Government will be […]

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Malaysia’s Personal Finance Roundup 2018

2018 is coming to an end, paving the way for 2019. It will be the start of a new year under a new ruling government, and a 2019 Budget that is quite different from before. What has happened this year for Malaysia, and what is to come? In last year’s Malaysia personal finance roundup, we […]

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12 Ways To Celebrate Christmas Without Blowing Your Budget

Want to celebrate while still saving some cash for the New Year? Here are a dozen ways you can improve your Christmas spending in keeping with your budget.

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Golongan Isi Rumah B40, M40 dan T20 di Malaysia Berdasarkan Pendapatan

Kumpulan B40, M40 dan T20 merujuk kepada klasifikasi pendapatan di Malaysia. Menurut Jabatan Statistik Malaysia (JSM), inilah definisi yang terkini.

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Malaysia Broadband Plans: Latest Prices For Maxis, Unifi & Streamyx

The Mandatory Standard on Access Pricing has reduced internet prices (both broadband and mobile). Some existing plans were given higher speeds or larger quotas. Find the latest home broadband internet prices from major providers in Malaysia here.

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Last Minute Christmas Gift Ideas Under RM50

Ever felt like the holiday season is still weeks away, but then reality suddenly comes crashing down and Christmas is actually in just a few days? What if you don’t have enough savings to get expensive and nice gifts for everyone?

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Extensions That Will Make Shopping Online So Much Cheaper

There’s one thing you can do if you shop on your desktop that you can’t really do on your phones (you could, but that involves jumping through different apps) — go hunting for the best value for money product. But if that entails having 10,000 tabs open while you search for treasure, then you’re doing […]

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What is Industry 4.0?

What is Industry 4.0? What does it matter to Malaysians? It can be called the fourth industrial revolution that will combine Big Data and the Internet of Things to form a connected industrial system that can operate efficiently without human involvement. Read more to find out!

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Budget 2019: New Taxes for Malaysia

Budget 2019 was expected to be a burden with the introduction of the new taxes, plus the pre-budget warnings that it will be the most difficult budget ever. The new taxes include a soda tax, digital tax, as well as a departure levy – to name a few. Click to read about all the taxes […]

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The T20, M40 And B40 Income Classifications in Malaysia

Updated: 7 November 2018 Malaysians are categorised into three different income groups: Top 20% (T20), Middle 40% (M40), and Bottom 40% (B40). Over the years, the bar for each group’s income level has increased and this is one of the indicators of economic growth. Here’s the latest definition for T20, M40 and B40 based on […]

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The B40 Budget – Fair and Just?

So the most anticipated Malaysia Budget 2019 has just been tabled. There have been many reactions to this somewhat interesting budget presentation by our Finance Minister, YB Lim Guan Eng on November 2nd 2018. There are many ways to analyse this budget but i guess the most glaring aspect of this budget is that it’s […]

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Budget 2019: How Income Inequality in Malaysia can Affect You

Updated: 31 October 2018 Income inequality, income gap, income disparity, these are all different words that refer to one simple thing – some people make more money than others. This is a sensitive issue to discuss within society because it involves a person’s salary. But how does the difference in salary matter?

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Ten Overpriced Foods You Should Stop Buying

There are some delicacies out there that are charged at an exorbitant price, and it got us thinking if it’s really worth the value?

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10 Things Successful Investors Don’t Do

Being a successful investor is not a challenge! It is a practice which comes with knowledge, discipline, and ideas. 1. THEY DO NOT do their due diligence via Internet forums Successful investors are comfortable with the reality that their future can’t be predicted. They aren’t easily influenced by what they read online. Instead, they do […]

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