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The latest and the best financial news, tips and tricks.

Money Lessons You Can Learn From Game Of Thrones

On the surface, Game of Thrones appears to be nothing more than a violence-packed medieval fantasy. But one slash from a Valyrian steel sword soon reveals that the series carries some heavy financial lessons. Yes, between all the scheming and slaughter, financial planning and money management lessons from the houses and characters is something that […]

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The Ultimate Guide To Credit Scores

Updated 31 March 2019 Credit History? Credit Report? Credit Score? What does it all mean? A credit history is a record of the credit accounts you hold along with details about those accounts including: the type of account, your responsibility on the account (e.g. whether you were a joint borrower), the credit limit or amount […]

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What Is The Difference Between Life Insurance and Medical Insurance?

With the uncertain economic situation, ensuring that you and your loved ones will be financially covered should any unwanted circumstances happen is crucial. Well, in a nutshell, Life insurance is an insurance that covers the risk of life and pays out an assured sum on the happening of the specified event. Health insurance refers to a […]

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Budget 2019: New Taxes for Malaysia

Budget 2019 was expected to be a burden with the introduction of the new taxes, plus the pre-budget warnings that it will be the most difficult budget ever. The new taxes include a soda tax, digital tax, as well as a departure levy – to name a few. Click to read about all the taxes […]

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Here’s How Car Loans Work and Why Interest Charges are Higher than you think

Many Malaysians love cars, but do not fully understand how interest rate charges work when it comes to getting a hire purchase (car) loan to buy a car.

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How to have Early Settlement on your Personal Loans

We all have different financing needs at different times of our life. There are times when we need cash for urgent needs, whereas at other times we may wish to clear our existing debts or to fund other financing needs.

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3 Methods to Clear Your Debts

As we head into the next quarter of 2018, how well are you doing with your financial resolutions? If you’re like the majority of young Malaysians who are living with high levels of debt, one of your financial resolutions is to clear your debt and make progress towards the overarching goal of financial freedom.

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How do I calculate my Debt Service Ratio?

What is a ‘debt service ratio’? If you have ever applied for a car, home or personal loan, you will probably have heard the phrase ‘debt service ratio’ from the bank’s loan officers whilst they explain to you how the loan works.

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What Is Your Net Worth?

We are sure you have heard of the term ‘net worth’ at least once, especially when Forbes magazine announces their Richest List disclosing net worth of the world’s billionaires. The interesting thing is, regular people like you and I have net worth too! And you should know your net worth as it’s a snapshot of your financial […]

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Guide to Flat Rate Interest and Reducing Balance Rate

Updated 12 April 2018. We often stumble across the terms Flat Rate Interest and Reducing Balance Rate when applying for loans, but do you really understand the difference between the two types of interest? Do you know how to calculate them, or do you rely on your banker to do all the calculations for you?

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Ketahui Jika Anda Lebih Atau Kurang Perlindungan Insurans

Tahukah bahawa anda boleh terlebih atau terkurang perlindungan insurans? Ketahui bagaimana anda boleh pastikan perlindungan insurans anda mencukupi.

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Personal Loan Application Guide

Personal loans in Malaysia have a wide range of uses. Whether you are starting a business, buying a car, or looking to consolidate your credit card debt, a personal loan could be just the financial product that suits your needs.

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Personal Loan 102: Features & Benefits

Now that you understand the basics of how a Personal Loan works by reading our Personal Loan 101 guide, you can now move onto understanding the various types, features and benefits of a personal loan.

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Personal Loan 101: The Basics

Are you looking to start a business or get more capital for your existing business this year? Or are you planning to get that long-wished-for house renovation and repairs finally started?

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How Much Do You Need to Earn to Afford A House in KL?

Buying a property is almost every Malaysian’s ultimate financial goal. Despite reports saying that property price growth has been slowing down due to the bad economy and market glut, many millennials still have a gloomy outlook on their chances of owning a house today.

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How to Use Credit Cards Responsibly

Using credit cards can be confusing. Many credit cards have a range of options and features that can be difficult to understand. In this guide, you will find everything you need to know about using your credit card in an effective and responsible manner. Credit Card Management: What you should do Although a credit card […]

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Credit Card 101: The Basics

Credit Card Basics What is a credit card? A credit card is a way to pay for goods and services and is essentially a type of short term loan issued by a bank or a financial institution to the account holder. This means that whenever you spend with your card, you’re borrowing money from the […]

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Perbezaan Insurans Hayat dan Insurans Perbuatan

Dalam keadaan ekonomi yang tidak menentu, peruntukan kewangan untuk diri sendiri dan yang tersayang sebagai persediaan kecemasan sangat penting. Salah satu cara ialah melalui perlindungan insurans, sama ada insurans hayat atau insurans perubatan. Ketahui perbezaan antara kedua-dua insurans ini, dan kepentingannya. Ringkasan Perbezaan Antara Insurans Hayat Dengan Insurans Perubatan Ciri-Ciri Insurans Hayat Insurans Perubatan Mengapa […]

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Get Red-Carpet Treatment with Premier Banking Privileges

We’ve all seen it. The exclusive Premier or Priority Banking lounge for the elite banking customers, credit cards that come in a sleek black colour or that are made of metal (check out OCBC’s Premier Voyage card), and the personalised service from banking staff and Relationship Managers (RM). Of course, we all want what we […]

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Life Insurance Companies in Malaysia

Life insurance is a form of risk management for all individuals. It protects you and your family against unforeseen circumstances that may put your health and your life in jeopardy. With life insurance, you are covered financially and can feel comforted knowing that your family will be taken care of as well, based on the […]

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