All articles by Terence Tang

Have your groceries and daily necessities gotten more expensive lately? After a pandemic-induced decline in prices for 2020, Bank Negara Malaysia (BNM) has announced that headline inflation (which measures the total inflation within an economy, including food and energy prices) will temporarily spike to above 5% in the second quarter of 2021. In times like […]

Looking to stretch your legs and shop after the MCO stay-at-home period? Your favourite shopping malls await. However, have you factored in the extra amount of money you’ll spend on parking?  After months of not going to the malls, your wallet will have to accommodate costly parking expenses again. Malls like KLCC and Pavilion have […]

If you’re a Malaysian who earns more than RM34,000 yearly, it’s time to file your income tax returns for the Year of Assessment (YA) 2020. So you should refer to your Income Tax Return (EA) form and complete your filing by April 30. Ever wonder how you can maximise your tax deductions? It’s not that […]

The tax season is here again, and you’ll have to file your personal income tax returns by April 30 this year. There are so many income tax terms to understand that sometimes, we get confused. Today, we’ll be looking at the difference between tax relief and tax rebate. What is tax relief and tax rebate? […]

Having your groceries delivered to your home is so convenient. You can avoid the crowds and queues at hypermarkets and supermarkets, as well as save on petrol and parking tickets. However, you’ll have to spend some money on delivery charges when you order your groceries online via delivery apps such as GrabMart, pandamart, HappyFresh, and […]

What happens when your car odometer reaches 999,999km? According to world record holder for high-mileage driving Irv Gordon, the odometer will ‘reset’ itself. The late American became famous for covering 5,149,900km with his Volvo P1800 from 1966 – 2018. Gordon isn’t the only car owner with a long-running ride. There’s a 2006 Honda Civic owner […]

Want to reduce your grocery bill? You can try buying supermarket store brands instead of name brands. Some of these products are affordable and made with quality ingredients. Who can forget value-for-money items such as Tesco’s Hot and Spicy Potato Chips and Milk Chocolate Digestive Biscuits? However, Tesco had sold its Malaysian business to Thailand’s […]

During lockdown, many of us started to pursue other interests (anything to divert our attention away from the daily number of COVID-19 cases). One of these stay-at-home activities is gardening. In fact, it became so popular that some plant retailers reported a 70% increase in sales of seeds, indoor plants and gardening tools during the […]

So you’ve registered for the free COVID-19 vaccination. Then, while waiting for your turn to be vaccinated, you hear that Malaysia plans to utilise five types of vaccines for the National Immunisation Programme (NIP), with COVID-19 vaccine names and suppliers such as Pfizer-BioNTech, AstraZeneca, Sinovac, CanSino Biologics and Sputnik V being featured in the media.  […]

Sometimes we just need a car to get around without having to service a huge loan or pay a lot on maintenance and most of all, petrol. With Malaysia’s petrol prices sometimes changing significantly on a weekly basis, you never know when you have to spend a fortune just to keep a fuel-guzzling car moving.  […]

As many places in areas with internet access now require us to check in via the MySejahtera app, a smartphone is more important than ever. The MySejahtera mobile app is also the easiest way to register for COVID-19 vaccination. So if you’re looking for a new budget-friendly smartphone that fulfils your needs in the new […]

Many of us have been spending more time at home since March 2020 – as we continue to work, learn and enjoy leisurely pursuits under various movement control orders. In the new norm, investing in certain home appliances can make your daily routine more efficient, and save you money in the long run. We take […]

A credit card gives you the convenience to purchase things without having to carry cash. However, it also requires you to spend responsibly as you should clear your credit card bills in full, and on time – in order to avoid interest charges and late payment fees. So as a credit cardholder, it’s important to […]

When you buy a new car, it usually comes with a car warranty. This warranty is the vehicle manufacturer’s guarantee that it will repair or replace defects in your car for a specific period of time or kilometres. If you’re getting a used car, you can also purchase a warranty plan from third-party providers. Before […]

Is car-sharing an affordable and convenient alternative to car ownership? You won’t have to worry about car loans, insurance, road tax and repairs anymore, but how does it work? We spoke with SOCAR, Kwikcar and Moovby to find out.  Like a drop of milk in a pot of kopi O, the presence of car-sharing providers […]

Buying a laptop for your kids is now more important than ever, with many children having to study remotely while schools are closed. However, can you get a good PC without breaking the bank? We’ve found some great bargains for you. Read on to find out! For most kids around Malaysia, the COVID-19 pandemic has […]

Want to stay entertained and gain valuable advice about your finances at the same time? Here are the best movies and TV shows that have provided us with life-changing money lessons.  When you were a kid, did your parents used to say that watching too much TV is bad for you? Well, as your mind […]

Planning a reunion dinner for Chinese New Year 2021? Here are the top budget-friendly CNY lunch/dinner deliveries and pick-ups in the Klang Valley. Each of these feasts will cost you less than RM50 per person. Many Malaysians are planning to organise smaller-scale Chinese New Year reunion dinners this year – in accordance with the latest […]

Most of us are unaware of how important it is to start building our credit scores early in life. We only realise this 3-digit number plays a vital role in getting our bank loans and credit card applications approved later on. Read on to find out why you should start establishing your credit score at […]

Celebrating Chinese New Year (CNY) during the COVID-19 pandemic and MCO will be a new experience for many Malaysians. Here’s how you can enjoy the festive season safely in the new normal without overspending. This Chinese New Year will be different from past celebrations, as the COVID-19 pandemic casts a shadow over the festivities. Even […]