All Articles With Author : Vino Kurukullam

The latest and the best financial news, tips and tricks.

BelanjawanKu – A Guide For A Better Budget

Having troubles managing your budgets? Now we finally have a guide courtesy of the Ministry of Finance and Employee Provident Fund(EPF).  The finance ministry has launched the BelanjawanKu guide which is an initiative by EPF. BelanjawanKu is a reference budget for Malaysians that includes expenditure required by individuals and families to lead dignified lives with active […]

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Difference Between Profit Rate and Interest Rate

Do you know the differences between Islamic Finance and Conventional Finance? Some would probably simply say that Islamic Financing disallows interest-based transactions. Sounds easy to understand, right? But if interest rates are prohibited, then how does anyone gain from the initial investment. We’ll cover the main differentiating factors between these two types of financing right […]

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The Best Islamic Personal Loans in Malaysia

Are you in need of financial assistance, but want it to be Shariah compliant? Or are you looking for more financing options? Why not consider Islamic personal loans? Lets see what exactly is an Islamic loan?

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How To Share Expenses Fairly As A Couple [INFOGRAPHIC]

  When we are in love we share almost everything right? Food, car and even clothes (Shirts and sweaters etc. Don’t get any ideas). But do we share expenses too? if you do, kudos! but if you don’t. then you might want to read on to see how it can ease your financial burdens. Here […]

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Discount on Tolls This Chinese New Year

Not only will the emergency lanes be accessible to drivers this Chinese New Year, but toll discounts  between 10% and 30% will be implemented as well!  A wonderful way to start the Lunar New Year. According to the Works Ministry, a total of 25 highway operators will offer special incentive to motorists in the form of discounts. […]

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Best Credit Cards For Free Airport Lounge Access

Updated January 16 2019 Remember ‘The Terminal’, the things Tom Hanks did being stranded in the airport. Well, If you travel a lot for work or leisure, you’re bound to spend a big chunk of your time at airports. Fortunately, with certain credit cards, you don’t have to emulate some of the things Tom Hanks did. […]

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Malaysians Can’t Afford Groceries?

Truth hurts and sadly the title of this article is indeed true. let’s talk about a very common topic. The rise in cost of living in Malaysia.

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Free insurance coverage for B40 from Jan 1

Courtesy of The Malaysian Reserve Beginning  1st January 2019, the Government will offer a free insurance scheme worth RM2 billion to individuals between the ages of 18 to 55 within the 4.1 million B40 households. This scheme will provide medical coverage for 5 years to the targeted recipients. Finance Minister Lim Guan Eng said that the Government will be […]

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Best Places for Christmas Buffet and Christmas Eve Dinner in 2018

Christmas is here and many of us are already prepping for the celebration including gifts and parties. Here’s a list of the top 10 places to celebrate Christmas with your loved ones this year.

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The Cost of Raising A Child In Malaysia

Lets be realistic about how times have changed. In the olden days, it was a must to have kids as soon as you tie the knot. I believe this concept is evident across all racial or ethnic backgrounds in Malaysia. More often than not, we constantly hear stories from our parents about how a plate […]

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The B40 Budget – Fair and Just?

So the most anticipated Malaysia Budget 2019 has just been tabled. There have been many reactions to this somewhat interesting budget presentation by our Finance Minister, YB Lim Guan Eng on November 2nd 2018. There are many ways to analyse this budget but i guess the most glaring aspect of this budget is that it’s […]

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Halloween’s Treat – Tales From KL

I know managing our finance can be a scary thing. But in the spirit of Halloween, lets take a break from all things finance and dwell into the realm of the uncanny. From Poltergeist to the Nun, many of us are always fascinated with horror films. But what fuels these fascination or excitement towards horror? […]

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Price Controlled Items This Deepavali

Every year during Deepavali, many Hindus splurge on so many things, clothes, food, fireworks, furniture and the lists goes on. It’s about time we rethink how we spend. To help us do that, here’s a list of 16 items under price control.

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How to Beat Financial Temptation

Have you ever stepped into a supermarket to get your groceries and end up walking out with a television, or some furnitures? If you have, then you have met with the power of temptation.

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Be In Control of Your Money

There are countless ways to spend our money. But when it comes to saving money, there are countless reasons why we CANT do so. Can you relate to this?

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Credit Card Addiction: The Symptoms and Cure

Credit card addiction can stem from various factors like compulsive shopping and spending, feeling that you are rich, careless attitude etc. Some experts also say that it is just as dangerous of an addiction as alcohol or drugs.

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Best Credit Cards For Free Airport Lounge Access

Updated September 18 2018 Remember ‘The Terminal’, the things Tom Hanks did being stranded in the airport. Well, If you travel a lot for work or leisure, you’re bound to spend a big chunk of your time at airports. Fortunately, with certain credit cards, you don’t have to emulate some of the things Tom Hanks did. […]

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Travel and Get Rewarded With Standard Chartered’s WorldMiles Mastercard

Are you and avid traveler? do you spend more time on the plane rather than your car? Well now you can do that and enjoy rewards at the same time. Sound too good to be true? It is true! With the all new Standard Chartered WorldMiles credit card.

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How Much Does a Foreign Degree in Malaysia Cost?

Foreign universities are actually a very popular choice amongst Malaysian students. Its not easy for many students to have a tertiary qualification from a renowned university abroad due to costs etc. Fortunately, Malaysia currently has ten foreign university branch campuses that offer a substantial variety of courses. These branch campuses offer degrees that are identical to […]

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Sudden Costs That You Must Account For In A Business

So it’s good to be a boss. A reputable entrepreneur, success is on the horizon and profits are lucrative and its time to put all that money to good use. Expansion perhaps or even hiring new recruits. You are now thinking of tapping into your operational and capacity expenditure. Things are working out for you financially and […]

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