All Articles With Author : Ooi Chia Shen

The latest and the best financial news, tips and tricks.

The T20, M40 And B40 Income Classifications in Malaysia

Updated: 7 November 2018 Malaysians are categorised into three different income groups: Top 20% (T20), Middle 40% (M40), and Bottom 40% (B40). Over the years, the bar for each group’s income level has increased and this is one of the indicators of economic growth. Here’s the latest definition for T20, M40 and B40 based on […]

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每个月赚RM2,000或RM2,500的你,申请这些信用卡是最好的!

至每个月可以赚到RM2,000至RM2,500的你们,如果你以为申请一张信用卡是不可能的事,那你就错了。市面上许多银行都已经推出各种不同类别的信用卡给收入中等的人士,而如果你的月收入位于这个范围的话,就要看看以下小编要介绍的5张信用卡和不同的优惠咯。

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Here’s How Car Loans Work and Why Interest Charges are Higher than you think

Many Malaysians love cars, but do not fully understand how interest rate charges work when it comes to getting a hire purchase (car) loan to buy a car.

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How to have Early Settlement on your Personal Loans

We all have different financing needs at different times of our life. There are times when we need cash for urgent needs, whereas at other times we may wish to clear our existing debts or to fund other financing needs.

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Should you Save Money or pay off Debt first?

Some may have quick and easy answers to this question but in reality, things may not be as straightforward.

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在大马关于破产的事情,你知道多少?

你知道吗?直到2018年8月,在这过去五年以来,大马一共有64,632位18到44岁的人士不幸面临破产。大家对破产的认知到底是有多少?

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Ten Overpriced Foods You Should Stop Buying

There are some delicacies out there that are charged at an exorbitant price, and it got us thinking if it’s really worth the value?

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What Is Your Net Worth?

We are sure you have heard of the term ‘net worth’ at least once, especially when Forbes magazine announces their Richest List disclosing net worth of the world’s billionaires. The interesting thing is, regular people like you and I have net worth too! And you should know your net worth as it’s a snapshot of your financial […]

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How To Tell If You Will Be Broke By Your 60s?

Thanks to the slower economy in the past two years, many working Malaysians are starting to acknowledge the importance of budgeting or at least, saving more money! For those who are still not certain if they are on the right path to achieve financial freedom, you need to know the signs that indicate that you […]

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Ramadhan Etiquette for Non-Muslims

Ramadhan, the holiest month for Muslims is here again and as most Malaysians are aware, this is the month when our Muslims friends take on the challenge to fast during the day to truly understand the idea of appreciating food and a means to attain Taqwa. Taqwa is an act to guard one’s self against […]

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Personal Loans and Credit Cards: A Powerful Duo For Your Business

If you have a marvellous business idea and want to move ahead with your business model, a budget plays a critical role in leading your business to skyrocket success with massive gains in market share. Accounting may be the least favourite part of running a business, yet it is foolish for a businessman to be […]

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Are You Better Or Worse Off Than Average Malaysian? [INFOGRAPHIC]

Updated 15 May 2018. We are concerned about Malaysians’ financial condition. Many including millennials are finding it hard to keep up given the rising costs of living. Whether it is saving, investing, insurance, or managing money, the financial health status of an average Malaysian highly depends on these fundamentals. Let’s see if you are doing […]

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Top Five Banks in Malaysia You Can Invest In

We all have at least a bank account for basic savings, loans and credit cards. But do you know that you can be a shareholder in these banks? If you are interested in investing in local banks, we have screened the top five banks in Malaysia with the help of Bursa Market Place for you.

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Which Gym Has The Best Deals in Malaysia?

Updated on 9th March 2018. When it comes to selecting a gym, key factors that pop out usually include pricing packages, facility offerings, maintenance consistency and even the number of outlets for your convenience.

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Convert Your Rewards Points To AirAsia BIG Points, Here’s How

From credit cards to petrol loyalty cards, you can actually accumulate the rewards points from your daily expenses and redeem free flights by converting them into AirAsia BIG Points! If you are a loyal member of AirAsia BIG and intend to redeem more AirAsia flights, you need to take a good look at this article […]

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Best Personal Loans For Self-Employed Malaysians

Updated 6th March, 2018 Whether you are a freelancer, running your own business or a work-at-home housewife, you are considered as self-employed. In Malaysia, it may not be easy for you to apply for a loan or a credit card. However, it does not mean that it is impossible. You just need to know where […]

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申请信用卡被拒绝?做好这5个步骤包成功!

大家是不是常常在商场或者街上看到不一样银行的Sales都在推销着他们的信用卡,就以为申请信用卡是一件很容易的事呢?如果你觉得是的话,那你就错了!

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AirAsia BIG Points Giveaway Month 2 Winners Announcement

For those who have applied for a credit card with us during the AirAsia BIG Points Giveaway campaign, here comes the announcement of the Month 2 winners!

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The Best Credit Cards For Different Income Groups 2018

Updated on Feb 26, 2018 Finding the best credit card can be difficult at times, especially when it comes to knowing which is the best one for your income level. To ease your search for the right one, we have compiled the best credit cards for Malaysians across various income groups.

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