{"id":17509,"date":"2022-10-11T03:22:21","date_gmt":"2022-10-10T19:22:21","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/budget2023-get-ptptn-repayment-discounts-of-up-to-20.html"},"modified":"2026-03-26T15:59:34","modified_gmt":"2026-03-26T07:59:34","slug":"budget2023-get-ptptn-repayment-discounts-of-up-to-20","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/government-budget\/budget2023-get-ptptn-repayment-discounts-of-up-to-20.html","title":{"rendered":"#Budget2023: PTPTN Repayment Discounts Of Up To 20%"},"content":{"rendered":"\n<p>If you\u2019ve yet to make repayments on your PTPTN, this news is for you because PTPTN repayment discounts will be offered to borrowers once again!&nbsp;<\/p>\n<!--more--><p>During the Budget 2023, Finance Minister Tengku Seri Zafrul Abdul Aziz said the discount for repayments is set to begin from November 1, 2022 to April 30, 2023.&nbsp;<\/p>\n<h2><strong>Here&#8217;s the breakdown of the repayment discounts:<\/strong><\/h2>\n<ul>\n<li aria-level=\"1\">20% discount on the outstanding balance if paid in full<\/li>\n<li aria-level=\"1\">15% discount on outstanding balance for a single payment of at least 50% of the outstanding balance<\/li>\n<li aria-level=\"1\">15% discount for salary deductions or direct debit<\/li>\n<\/ul>\n<p>&#8220;This is to facilitate repayment, and the discount for repayments will begin from Nov 1 until April 30 next year,&#8221; he said when tabling the 2023 Budget last Friday.<\/p>\n<p>Meanwhile, borrowers who graduate with a first-class degree would be exempted from repaying their loans.<\/p>\n<p>The Budget 2023 was tabled by Finance Minister Datuk Seri Tengku Zafrul Abdul Aziz last Friday October 7, 2022 at Parliament.&nbsp;<\/p>\n<p>With an allocation of RM372.3 billion &#8211; higher than the previous year\u2019s of RM332 billion, Budget 2023 is expected to boost the welfare of Keluarga Malaysia, the country\u2019s economic recovery and socio-economic development.&nbsp;<\/p>\n<p>The theme for Budget 2023 is \u201cStrengthening Recovery, Facilitating Reforms Towards Sustainable Socio-Economic Resilience of Keluarga Malaysia\u201d.<\/p>\n<p><br><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve yet to make repayments on your PTPTN, this news is for you because PTPTN repayment discounts will be offered to borrowers once 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PTPTN requires about RM5 billion each year\u2026","rel":"","context":"In &quot;Loans&quot;","block_context":{"text":"Loans","link":"https:\/\/www.comparehero.my\/blog\/loans"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/generic_1-03.png?fit=1200%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/generic_1-03.png?fit=1200%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/generic_1-03.png?fit=1200%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/generic_1-03.png?fit=1200%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/generic_1-03.png?fit=1200%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18463,"url":"https:\/\/www.comparehero.my\/blog\/loans\/ptptn-pgb-loan-repayment.html","url_meta":{"origin":17509,"position":2},"title":"PTPTN PGB &#8211; What&#8217;s That? Loan Repayment, That&#8217;s What.","author":"CompareHero","date":"20 March 2019","format":false,"excerpt":"\u00a0 PTPTN borrowers will soon have to repay their loans in specific amounts depending on their monthly income by automatic deduction - whether they like it or not. PTPTN will be working with several different agencies such as EPF to carry out the PGB, Potongan Gaji Berjadual. Want to know\u2026","rel":"","context":"In &quot;Loans&quot;","block_context":{"text":"Loans","link":"https:\/\/www.comparehero.my\/blog\/loans"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/03\/students.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/03\/students.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/03\/students.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/03\/students.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":18022,"url":"https:\/\/www.comparehero.my\/blog\/loans\/covid-19-moratorium-guide-to-financial-relief-measures-in-malaysia-loan-for-home-car-hire-purchase-personal-ptptn-credit-cards.html","url_meta":{"origin":17509,"position":3},"title":"COVID-19 Moratorium: Guide To Financial Relief Measures In Malaysia | Home Mortgage, Hire-Purchase, Personal Loan, PTPTN &#038; Credit Cards","author":"CompareHero","date":"20 May 2020","format":false,"excerpt":"By now, you\u2019ve probably already heard of the moratorium on loan repayments announced by the government. From 1st April 2020 onwards, all banks will be offering postponement on loan and financing repayments over the coming 6 months. In other words, you won\u2019t need to make your monthly loan repayments anymore\u2026","rel":"","context":"In &quot;Loans&quot;","block_context":{"text":"Loans","link":"https:\/\/www.comparehero.my\/blog\/loans"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/COVID-19-Moratorium-Guide-To-Financial-Relief-Measures-In-Malaysia.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/COVID-19-Moratorium-Guide-To-Financial-Relief-Measures-In-Malaysia.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/COVID-19-Moratorium-Guide-To-Financial-Relief-Measures-In-Malaysia.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/COVID-19-Moratorium-Guide-To-Financial-Relief-Measures-In-Malaysia.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/COVID-19-Moratorium-Guide-To-Financial-Relief-Measures-In-Malaysia.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":8867,"url":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance\/late-loan-repayments-2.html","url_meta":{"origin":17509,"position":4},"title":"What Happens When You Make Late Loan Repayments","author":"CompareHero","date":"12 April 2021","format":false,"excerpt":"Think that making late loan repayments is not a big deal? Think again. Whether it\u2019s a personal loan, home loan, credit card or even study loan, here are the consequences that can happen if you miss your repayments. 1. You have to pay more Whether it is repayment for a\u2026","rel":"","context":"In &quot;Lifestyle Finance&quot;","block_context":{"text":"Lifestyle Finance","link":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/04\/image-2.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/04\/image-2.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/04\/image-2.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/04\/image-2.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":18747,"url":"https:\/\/www.comparehero.my\/blog\/government-policy\/ptptn-loan-repayment-first-class-degr.html","url_meta":{"origin":17509,"position":5},"title":"You Can Get A 100% Exemption From Your PTPTN Loan If You Have A First Class Degree","author":"CompareHero","date":"27 September 2021","format":false,"excerpt":"If you\u2019re a student who\u2019s about to graduate, one of your biggest concerns would be your student debts\/loans, if there are any. Ideally, once you start working, you\u2019d like to clear off your loans bit by bit. But education isn't cheap, and paying your loans off can take a while.\u00a0\u2026","rel":"","context":"In &quot;Government Policy&quot;","block_context":{"text":"Government Policy","link":"https:\/\/www.comparehero.my\/blog\/government-policy"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ptptn-loan-repayment-first-class-degree-featured-image.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ptptn-loan-repayment-first-class-degree-featured-image.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ptptn-loan-repayment-first-class-degree-featured-image.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ptptn-loan-repayment-first-class-degree-featured-image.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ptptn-loan-repayment-first-class-degree-featured-image.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bajet2023.png?fit=1201%2C629&ssl=1","_links":{"self":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/17509","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/users\/268230141"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/comments?post=17509"}],"version-history":[{"count":1,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/17509\/revisions"}],"predecessor-version":[{"id":56566,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/17509\/revisions\/56566"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media\/1440"}],"wp:attachment":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media?parent=17509"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/categories?post=17509"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/tags?post=17509"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}