{"id":17627,"date":"2020-07-26T20:00:00","date_gmt":"2020-07-26T12:00:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/when-does-it-make-sense-to-take-personal-loan.html"},"modified":"2026-03-26T16:02:12","modified_gmt":"2026-03-26T08:02:12","slug":"when-does-it-make-sense-to-take-personal-loan","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html","title":{"rendered":"4 Reasons When And How A Personal Loan Would Make Sense To You"},"content":{"rendered":"\n

You might need a personal loan to help support your finances, but when is actually the best time for you to get it? There are situations and reasons how taking up a personal loan can be a good idea and worth it. This article explains 4 instances when a personal loan can make sense to you, read more to find out.<\/strong><\/p> \n

\n

Let\u2019s be honest – personal loans get a bad reputation. There\u2019s a stigma behind it, and it\u2019s not exactly something that you\u2019d want to tell your date on your first dinner together.<\/p> \n

But we do have to face the fact that we live in a world where almost everything comes at a price. And sometimes, what we need is something that we cannot afford.<\/p> \n

In times like this, we can look to financing help through the use of personal loans.<\/strong> If you\u2019re not sure how it works, it\u2019s basically having a bank or company lend you a sum of money. It obviously comes with an interest rate, and you will have to repay your owing through small instalments over a fixed period of time.<\/p> \n

It\u2019s pretty much the same as a home loan or car loan – but in this case, you\u2019re using it for reasons that are personal to you. Speaking of which, when does it make sense to take up a personal loan? Here are four times to consider:<\/p> \n

1. When your credit card debt is too overwhelming<\/h2> \n

Did you know that credit card interest rate is one of the highest there is? Credit cards are extremely important in this day and age, but it requires you to have proper control of your finances in order for it not to bite you in the back.<\/p> \n

Credit cards typically come with a 15% p.a. interest rate, and if you don\u2019t pay off your balance in full, you\u2019ll easily grow your existing debt as the rates are compounded over time. (Oh, there\u2019s also late payment fees, in case you were wondering.)<\/p> \n

To help with this, personal loans in the form of \u2018debt consolidation loans\u2019 would be a wise move<\/strong> to help you stop the bleeding and nurse your wound. But wait – why would you take on a loan, when you already have so much debt?<\/p> \n

Well, debt consolidation loans were made with a single purpose: to help borrowers get out of debt. Imagine if you could combine everything into one loan at a single interest rate. This, our dear readers, is called a debt consolidation loan<\/a>.<\/p> \n

Personal loans have a much lower interest rate than credit cards<\/strong>, so by getting a debt consolidation loan, you\u2019ll essentially use the money to pay off all your credit card debt. By doing so, you now have zero credit card debt – only the personal loan, which thankfully comes at a much kinder interest rate.<\/p> \n

Read also:<\/strong> What Is Debt Consolidation? How To Make It Work For You?<\/a><\/p> \n

2. When you need to pay for an urgent medical operation<\/h2> \n

Although you can always rely on our government hospitals for a more economical access to healthcare, there\u2019s no argument that being treated in a private hospital would give you the speed, comfort, and attention like no other.<\/p> \n

So, when it comes to your health, you should always have sufficient money for emergencies. Or better yet, have your own (or your company\u2019s) medical insurance to help foot the bill. But what do you do if you don’t have access to such financial assistance?<\/p> \n

In cases like this, a personal loan would be a good idea as it will help you get the medical attention you need before it\u2019s too late. Your health always comes first. Just remember to ask for a little more than what is quoted<\/strong>, as most cases will require you to go for follow-ups and rehabilitation work in order to get you back on your feet.<\/p> \n

3. When you want to take up a course to help you grow<\/h2> \n

You could be looking to do your MBA, or simply trying to learn a new course to upskill yourself. If you\u2019re unable to get a scholarship for your course, you could consider taking up a loan to help you improve yourself.<\/p> \n

In any case, investing in yourself is always the best thing to do. (Provided you actually put into practice what you\u2019ve learned.) At the end, you\u2019re only adding more value to yourself, which may make you a more attractive candidate to your future employers.<\/p> \n

Read also:<\/strong> How to Get Your Loan Approved: 8 Factors Banks Look At When Lending You Money<\/a><\/p> \n

4. When you want to start your business – or give it a boost<\/h2> \n

On that note about investing in yourself, you can also do the same for your own business. To start a business, you must first have some money to kickstart your journey<\/strong>.<\/p> \n

You will need to spend on your initial market research, your tools, your workspace, your product, and most importantly, your team. As they say, you have to spend some, to make some.<\/p> \n

If you already have a business, you may need a little boost at this point to help you weather through the storm. The Movement Control Order (MCO) has taken a huge toll on many lives and companies, which is why businesses must evolve and adapt to the new normal in order for it to survive.<\/p> \n

Upon assessing your business, a financial boost will help you make the right adjustments where you need it (e.g. digital payment system, online marketing, logistical support). Do this right, and you may just achieve more than just staying afloat in a difficult time.<\/p> \n

Read also:<\/strong> 10 Tips To Get Back Your Customers For Malaysian Businesses During COVID-19 Pandemic<\/a><\/p> \n

A personal loan makes sense if it adds value to your life<\/h2> \n

We\u2019d say that getting a loan to buy the latest designer goods and gadgets in order to keep up with your friends\u2026 isn\u2019t a very good idea. It\u2019s always good to spend within your means, so avoid using loans for unnecessary purchases that don\u2019t quite add value to your life.<\/p> \n

If you\u2019re considering getting a loan, it\u2019s important to first compare the loans available at your fingertips before committing to one<\/strong>. There are various requirements and key points that you will have to check such as the interest rate, your minimum income, your citizenship, and the loan tenure.<\/p> \n

Don\u2019t ever jump into a personal loan without first comparing it against other loans. To start, click below:<\/p> \n


Compare Personal Loans in Malaysia<\/strong>
<\/a>
<\/p>\n","protected":false},"excerpt":{"rendered":"

You might need a personal loan to help support your finances, but when is actually the best time for you to get it? There are situations and reasons how taking up a personal loan can be a good idea and worth it. This article explains 4 instances when a personal loan can make sense to…<\/p>\n","protected":false},"author":268230141,"featured_media":1215,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[420],"tags":[],"class_list":["post-17627","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loans"],"yoast_head":"\n4 Reasons When And How A Personal Loan Would Make Sense To You - CompareHero<\/title>\n<meta name=\"description\" content=\"Here are 4 reasons when and how a personal loan makes sense to you.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 Reasons When And How A Personal Loan Would Make Sense To You - CompareHero\" \/>\n<meta property=\"og:description\" content=\"Here are 4 reasons when and how a personal loan makes sense to you.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html\" \/>\n<meta property=\"og:site_name\" content=\"CompareHero\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CompareHero.my\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-07-26T12:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-26T08:02:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/when-does-it-make-sense-to-take-personal-loan.jpg?fit=1200%2C628&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"CompareHero\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"CompareHero\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html\"},\"author\":{\"name\":\"CompareHero\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\"},\"headline\":\"4 Reasons When And How A Personal Loan Would Make Sense To You\",\"datePublished\":\"2020-07-26T12:00:00+00:00\",\"dateModified\":\"2026-03-26T08:02:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html\"},\"wordCount\":1115,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/when-does-it-make-sense-to-take-personal-loan.jpg\",\"articleSection\":[\"Loans\"],\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html\",\"name\":\"4 Reasons When And How A Personal Loan Would Make Sense To You - CompareHero\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/when-does-it-make-sense-to-take-personal-loan.jpg\",\"datePublished\":\"2020-07-26T12:00:00+00:00\",\"dateModified\":\"2026-03-26T08:02:12+00:00\",\"description\":\"Here are 4 reasons when and how a personal loan makes sense to you.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html#breadcrumb\"},\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html#primaryimage\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/when-does-it-make-sense-to-take-personal-loan.jpg\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/when-does-it-make-sense-to-take-personal-loan.jpg\",\"width\":1200,\"height\":628},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\\\/when-does-it-make-sense-to-take-personal-loan.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Loans\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/loans\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"4 Reasons When And How A Personal Loan Would Make Sense To You\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"name\":\"CompareHero\",\"description\":\"Providing the best tips and tricks about Malaysia\u2019s financial\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-MY\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\",\"name\":\"Jirnexu Sdn Bhd\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"width\":1889,\"height\":338,\"caption\":\"Jirnexu Sdn Bhd\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CompareHero.my\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\",\"name\":\"CompareHero\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"4 Reasons When And How A Personal Loan Would Make Sense To You - CompareHero","description":"Here are 4 reasons when and how a personal loan makes sense to you.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html","og_locale":"en_US","og_type":"article","og_title":"4 Reasons When And How A Personal Loan Would Make Sense To You - CompareHero","og_description":"Here are 4 reasons when and how a personal loan makes sense to you.","og_url":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html","og_site_name":"CompareHero","article_publisher":"https:\/\/www.facebook.com\/CompareHero.my\/","article_published_time":"2020-07-26T12:00:00+00:00","article_modified_time":"2026-03-26T08:02:12+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/when-does-it-make-sense-to-take-personal-loan.jpg?fit=1200%2C628&ssl=1","type":"image\/jpeg"}],"author":"CompareHero","twitter_card":"summary_large_image","twitter_misc":{"Written by":"CompareHero","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html#article","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html"},"author":{"name":"CompareHero","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611"},"headline":"4 Reasons When And How A Personal Loan Would Make Sense To You","datePublished":"2020-07-26T12:00:00+00:00","dateModified":"2026-03-26T08:02:12+00:00","mainEntityOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html"},"wordCount":1115,"commentCount":0,"publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/when-does-it-make-sense-to-take-personal-loan.jpg","articleSection":["Loans"],"inLanguage":"en-MY","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html","url":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html","name":"4 Reasons When And How A Personal Loan Would Make Sense To You - CompareHero","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html#primaryimage"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/when-does-it-make-sense-to-take-personal-loan.jpg","datePublished":"2020-07-26T12:00:00+00:00","dateModified":"2026-03-26T08:02:12+00:00","description":"Here are 4 reasons when and how a personal loan makes sense to you.","breadcrumb":{"@id":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html#breadcrumb"},"inLanguage":"en-MY","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html"]}]},{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html#primaryimage","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/when-does-it-make-sense-to-take-personal-loan.jpg","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/when-does-it-make-sense-to-take-personal-loan.jpg","width":1200,"height":628},{"@type":"BreadcrumbList","@id":"https:\/\/www.comparehero.my\/blog\/loans\/when-does-it-make-sense-to-take-personal-loan.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.comparehero.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Loans","item":"https:\/\/www.comparehero.my\/blog\/loans"},{"@type":"ListItem","position":3,"name":"4 Reasons When And How A Personal Loan Would Make Sense To You"}]},{"@type":"WebSite","@id":"https:\/\/www.comparehero.my\/blog\/#website","url":"https:\/\/www.comparehero.my\/blog\/","name":"CompareHero","description":"Providing the best tips and tricks about Malaysia\u2019s financial","publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.comparehero.my\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-MY"},{"@type":"Organization","@id":"https:\/\/www.comparehero.my\/blog\/#organization","name":"Jirnexu Sdn Bhd","url":"https:\/\/www.comparehero.my\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","width":1889,"height":338,"caption":"Jirnexu Sdn Bhd"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CompareHero.my\/"]},{"@type":"Person","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611","name":"CompareHero"}]}},"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pbC5we-4Aj","jetpack-related-posts":[{"id":4870,"url":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance\/what-are-the-risks-of-being-a-loan-guarantor-2.html","url_meta":{"origin":17627,"position":0},"title":"Want To Be A Loan Guarantor? 3 Risks You Should Be Aware Of","author":"CompareHero","date":"28 October 2021","format":false,"excerpt":"Have you ever been asked to act as a guarantor for someone else\u2019s loan? Often it is a partner or relative who asks, but nowadays it can also be friends or work colleagues. And, if it is for your family members, you will find it difficult to refuse. Being a\u2026","rel":"","context":"In "Lifestyle Finance"","block_context":{"text":"Lifestyle Finance","link":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/10\/image.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/10\/image.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/10\/image.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/10\/image.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":4383,"url":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance\/life-stages-personal-loan-2.html","url_meta":{"origin":17627,"position":1},"title":"The Stages In Life Where A Personal Loan Can Help","author":"CompareHero","date":"21 January 2016","format":false,"excerpt":"As the saying goes, \u201cDon\u2019t let your dreams be dreams\u201d. So never let the lack of finances hold you back when it comes to pursuing your goals in life. All you need is the proper planning to boost your finances and that\u2019s where a personal loan can help you out.\u2026","rel":"","context":"In "Lifestyle Finance"","block_context":{"text":"Lifestyle Finance","link":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/01\/personal-loan-and-life.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/01\/personal-loan-and-life.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/01\/personal-loan-and-life.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/01\/personal-loan-and-life.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":18684,"url":"https:\/\/www.comparehero.my\/blog\/loans\/what-are-fast-approval-loans-and-how-do-you-get-one.html","url_meta":{"origin":17627,"position":2},"title":"What Are Fast Approval Loans? And How Do You Get One?","author":"CompareHero","date":"13 May 2019","format":false,"excerpt":"Need to pay off your credit card debt? Need emergency funds? These emergency scenarios are often unexpected and can really mess up your financial flow. If you don\u2019t have a rainy-day fund set aside, then taking a loan would be a good bet. However, it is unlikely that you can\u2026","rel":"","context":"In "Loans"","block_context":{"text":"Loans","link":"https:\/\/www.comparehero.my\/blog\/loans"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/What-Are-Fast-Approval-Loans.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/What-Are-Fast-Approval-Loans.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/What-Are-Fast-Approval-Loans.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/What-Are-Fast-Approval-Loans.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/What-Are-Fast-Approval-Loans.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18739,"url":"https:\/\/www.comparehero.my\/blog\/loans\/business-adapt-covid-19.html","url_meta":{"origin":17627,"position":3},"title":"Why Your Business Must \u2018Adapt Or Die\u2019 During COVID-19","author":"CompareHero","date":"31 May 2021","format":false,"excerpt":"As a business owner, you know that adapting to changes is more important now than ever before. COVID-19 has accelerated transformation in the way we work today.\u00a0 There is less foot traffic in physical stores as consumers prefer online shopping during the pandemic. So if you plan to evolve, stay\u2026","rel":"","context":"In "Loans"","block_context":{"text":"Loans","link":"https:\/\/www.comparehero.my\/blog\/loans"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/business-adapt-covid-19.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/business-adapt-covid-19.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/business-adapt-covid-19.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/business-adapt-covid-19.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/business-adapt-covid-19.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18434,"url":"https:\/\/www.comparehero.my\/blog\/loans\/calculate-full-settlement-loan.html","url_meta":{"origin":17627,"position":4},"title":"Personal Loan Early Settlement Calculation And Bank Requirements","author":"CompareHero","date":"8 January 2020","format":false,"excerpt":"Updated: 11th October 2018 We all have different financing needs at different times of our life. There are times when we need cash for urgent needs, whereas at other times we may wish to clear our existing debts or to fund other financing needs. In Malaysia, almost all banks allow\u2026","rel":"","context":"In "Loans"","block_context":{"text":"Loans","link":"https:\/\/www.comparehero.my\/blog\/loans"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2020\/01\/loan-2.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2020\/01\/loan-2.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2020\/01\/loan-2.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2020\/01\/loan-2.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":17988,"url":"https:\/\/www.comparehero.my\/blog\/loans\/malaysias-best-personal-loans.html","url_meta":{"origin":17627,"position":5},"title":"Check Out Malaysia’s Best Personal Loans in 2019","author":"CompareHero","date":"23 June 2021","format":false,"excerpt":"Got goals in mind but no money to finance your plans? Planning for your wedding, repairing your home sweet home or simply looking to go on a fancier vacation this year? No matter the goal, funds are surely something you\u2019ll need to realise your dreams. A personal loan may just\u2026","rel":"","context":"In "Loans"","block_context":{"text":"Loans","link":"https:\/\/www.comparehero.my\/blog\/loans"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Malaysias-Best-PL-20191.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Malaysias-Best-PL-20191.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Malaysias-Best-PL-20191.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Malaysias-Best-PL-20191.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Malaysias-Best-PL-20191.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/when-does-it-make-sense-to-take-personal-loan.jpg?fit=1200%2C628&ssl=1","_links":{"self":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/17627","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/users\/268230141"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/comments?post=17627"}],"version-history":[{"count":1,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/17627\/revisions"}],"predecessor-version":[{"id":57714,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/17627\/revisions\/57714"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media\/1215"}],"wp:attachment":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media?parent=17627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/categories?post=17627"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/tags?post=17627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}