{"id":17646,"date":"2023-11-06T03:22:00","date_gmt":"2023-11-05T19:22:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/best-credit-cards-fresh-grads.html"},"modified":"2026-03-26T15:59:28","modified_gmt":"2026-03-26T07:59:28","slug":"best-credit-cards-fresh-grads","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html","title":{"rendered":"5 Best Credit Cards For Fresh Grads"},"content":{"rendered":"\n<p style=\"font-size: 18px;\">Congratulations on starting your new job! As a fresh graduate, you may be wondering if you are eligible for a credit card. The good news is that there are a number of credit cards available to fresh graduates, even with a lower salary.<\/p>\n<!--more--><p><span style=\"font-size: 18px;\">A credit card can be a great way to build your credit history and earn rewards for your spending. However, it is important to choose the right credit card for your needs and to use it responsibly.<\/span><\/p>\n<h2 style=\"font-size: 24px;\"><strong><span style=\"color: #000000;\">5 Best Credit Cards if You Just Started Working with a Salary Below RM3,000 monthly<\/span><\/strong><\/h2>\n<table style=\"border-collapse: collapse; table-layout: fixed; margin-left: auto; margin-right: auto; border: 1px solid #99acc2;\">\n<tbody>\n<tr>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\"><strong>Credit Card<\/strong><\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\"><strong>Eligibility&nbsp;<\/strong><\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\"><strong>Key Feature<\/strong><\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\"><strong>Other Benefits<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.STCH0005.StandardCharteredSmartCreditCard\">Standard Chartered Smart Credit Card<\/a><\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Min Salary: RM3,000<br><br>Annual Fee: RM120<\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Up to 6% cashback on digital lifestyle spend like Netflix, Astro, Spotify and more<\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Convert any transaction above RM500 into three interest-free instalments, annual fee will be waived with a minimum spend of RM12,000 per year<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.UOBX0003.UOBLadysPlatinumMastercard\">UOB Lady&#8217;s Card<\/a><\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Min Salary: RM2,000<br><br>Annual Fee: RM68<\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Earn up to 10X UNIRM Rewards Points when you spend on groceries, shopping and overseas<\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Convert your foreign currency spend into a 0% Interest Plan<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.ALLI0003.AllianceBankPlatinumVisa\">Alliance Bank Visa Platinum Credit Card<\/a><\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Min Salary: RM2,000<br><br>Annual Fee: RM120<\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Earn Timeless Bonus Points every time you swipe your card<\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">0% Balance Transfer for 6 months, annual fee will be waived with a minimum of 12X swipe per year<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.MAYB0027.MaybankShopeeVisaPlatinum\">Maybank Shopee Visa Platinum<\/a><\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Min Salary: RM2,000<br><br>Annual Fee: RM0<\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Earn up to 5X Shopee Coins on Shopee, Dining, Entertainment &amp; Contactless Payments<\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Convert your spend into a 0% payment plan<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.CIMB0001.CIMBCashRebatePlatinumMastercard\">CIMB Cash Rebate Platinum Credit Card<\/a><\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Min Salary: RM2,000<br><br>Annual Fee: RM0<\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Get up to 5% cashback on petrol, groceries, and all other transactions<\/span><\/p>\n<\/td>\n<td style=\"border: 0.5pt solid #1f1f1f;\">\n<p><span style=\"font-size: 18px;\">Complimentary travel insurance up to RM1 million coverage<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-size: 18px;\">Read More: <a href=\"https:\/\/www.comparehero.my\/articles\/simple-tips-to-avoid-overspending-on-your-credit-card\">Simple Tips To Avoid Overspending On Your Credit Card<\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"font-size: 24px;\"><strong><span style=\"color: #000000;\">Tips for choosing the right card for fresh grads<\/span><\/strong><\/h2>\n<ul>\n<li aria-level=\"1\">\n<p style=\"font-size: 18px;\"><strong><span style=\"font-size: 20px;\">Understand Your Spending Habits<br><\/span><br><\/strong><span style=\"font-weight: normal;\">Analyze your spending patterns to determine your primary expenses. Different credit cards offer various rewards and benefits tailored to specific spending categories like dining, shopping, or entertainment.<\/span><strong><br><\/strong><\/p>\n<span style=\"font-size: 20px;\"><\/span><\/li>\n<li aria-level=\"1\">\n<p style=\"font-size: 20px;\"><strong style=\"background-color: transparent; color: var(--bs-body-color); font-family: var(--bs-body-font-family); text-align: var(--bs-body-text-align);\">Financial Literacy<br><br><\/strong><span style=\"font-size: 18px;\">Invest time in understanding credit card terms and conditions, including interest rates, fees, and the consequences of missed payments. Responsible credit card use is crucial for your financial well-being.<\/span><\/p>\n<\/li>\n<\/ul>\n<p><span style=\"font-size: 18px;\">Related: <a href=\"https:\/\/www.comparehero.my\/articles\/credit-card-charge\">9 Types Of Credit Card Charges You Must Know About<\/a><\/span><span style=\"font-size: 18px;\"><\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3 style=\"font-size: 20px;\"><strong>Entry-Level Cards<\/strong><\/h3>\n<p>Some banks offer credit cards specifically designed for entry-level professionals like Standard Chartered Smart Credit Card. Entry-level cards normally have more lenient income requirements and tailored perks.<\/p>\n<\/li>\n<li aria-level=\"1\">\n<p style=\"font-size: 18px;\"><strong>Utilize Credit Card Comparison Websites like <\/strong><a href=\"https:\/\/www.comparehero.my\/credit-card\"><strong>CompareHero<\/strong><\/a><strong> and win exciting <\/strong><a href=\"https:\/\/www.comparehero.my\/page\/credit-card-promotions\"><strong>sign-up bonuses<\/strong><\/a><br><br>CompareHero is an online tool that allows you to compare different credit card options in Malaysia based on your preferences and monthly salary. Many credit cards offer attractive sign-up bonuses, such as cashback, rewards points, travel vouchers, and even physical goods like Apple products and home appliances. By comparing credit cards on CompareHero, you can find the best card for your needs and earn a valuable sign-up bonus.<\/p>\n<\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\">\n<p style=\"font-size: 20px;\"><strong>Build Credit Responsibly<br><br><\/strong><span style=\"font-size: 18px; font-weight: normal;\">Responsible credit use can help you qualify for better financial products like house loans in the future.<\/span><strong><br><\/strong><\/p>\n<\/li>\n<\/ul>\n<p><span style=\"font-size: 18px;\">Learn more: <a href=\"https:\/\/www.comparehero.my\/articles\/how-credit-card-affect-credit-score\">How Credit Cards Can Affect Your Credit Score<\/a><\/span><\/p>\n<p><a href=\"https:\/\/www.comparehero.my\/\" rel=\"noopener\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/banner.png?resize=640%2C121&#038;ssl=1\" width=\"640\" height=\"121\" loading=\"lazy\" alt=\"banner\" style=\"height: auto; max-width: 100%; width: 1200px;\"><\/a><\/p>\n<p><span style=\"font-size: 11px;\">&nbsp;<\/span><\/p>\n<p><br><br><br><br><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Congratulations on starting your new job! As a fresh graduate, you may be wondering if you are eligible for a credit card. The good news is that there are a number of credit cards available to fresh graduates, even with a lower salary.<\/p>\n","protected":false},"author":268230141,"featured_media":1081,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[415],"tags":[],"class_list":["post-17646","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wages-employment"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 Best Credit Cards For Fresh Grads - CompareHero<\/title>\n<meta name=\"description\" content=\"Learn how to choose the best credit card if you&#039;re a fresh grad!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Best Credit Cards For Fresh Grads - CompareHero\" \/>\n<meta property=\"og:description\" content=\"Learn how to choose the best credit card if you&#039;re a fresh grad!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html\" \/>\n<meta property=\"og:site_name\" content=\"CompareHero\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CompareHero.my\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-05T19:22:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-26T07:59:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/5-Best-Credit-Cards-For-Fresh-Grads.png?fit=1200%2C629&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"629\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"CompareHero\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"CompareHero\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html\"},\"author\":{\"name\":\"CompareHero\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\"},\"headline\":\"5 Best Credit Cards For Fresh Grads\",\"datePublished\":\"2023-11-05T19:22:00+00:00\",\"dateModified\":\"2026-03-26T07:59:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html\"},\"wordCount\":521,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/5-Best-Credit-Cards-For-Fresh-Grads.png\",\"articleSection\":[\"Wages &amp; Employment\"],\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html\",\"name\":\"5 Best Credit Cards For Fresh Grads - CompareHero\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/5-Best-Credit-Cards-For-Fresh-Grads.png\",\"datePublished\":\"2023-11-05T19:22:00+00:00\",\"dateModified\":\"2026-03-26T07:59:28+00:00\",\"description\":\"Learn how to choose the best credit card if you're a fresh grad!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html#breadcrumb\"},\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html#primaryimage\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/5-Best-Credit-Cards-For-Fresh-Grads.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/5-Best-Credit-Cards-For-Fresh-Grads.png\",\"width\":1200,\"height\":629},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\\\/best-credit-cards-fresh-grads.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Wages &amp; Employment\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wages-employment\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"5 Best Credit Cards For Fresh Grads\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"name\":\"CompareHero\",\"description\":\"Providing the best tips and tricks about Malaysia\u2019s financial\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-MY\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\",\"name\":\"Jirnexu Sdn Bhd\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"width\":1889,\"height\":338,\"caption\":\"Jirnexu Sdn Bhd\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CompareHero.my\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\",\"name\":\"CompareHero\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"5 Best Credit Cards For Fresh Grads - CompareHero","description":"Learn how to choose the best credit card if you're a fresh grad!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html","og_locale":"en_US","og_type":"article","og_title":"5 Best Credit Cards For Fresh Grads - CompareHero","og_description":"Learn how to choose the best credit card if you're a fresh grad!","og_url":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html","og_site_name":"CompareHero","article_publisher":"https:\/\/www.facebook.com\/CompareHero.my\/","article_published_time":"2023-11-05T19:22:00+00:00","article_modified_time":"2026-03-26T07:59:28+00:00","og_image":[{"width":1200,"height":629,"url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/5-Best-Credit-Cards-For-Fresh-Grads.png?fit=1200%2C629&ssl=1","type":"image\/png"}],"author":"CompareHero","twitter_card":"summary_large_image","twitter_misc":{"Written by":"CompareHero","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html#article","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html"},"author":{"name":"CompareHero","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611"},"headline":"5 Best Credit Cards For Fresh Grads","datePublished":"2023-11-05T19:22:00+00:00","dateModified":"2026-03-26T07:59:28+00:00","mainEntityOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html"},"wordCount":521,"commentCount":0,"publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/5-Best-Credit-Cards-For-Fresh-Grads.png","articleSection":["Wages &amp; Employment"],"inLanguage":"en-MY","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html","url":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html","name":"5 Best Credit Cards For Fresh Grads - CompareHero","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html#primaryimage"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/5-Best-Credit-Cards-For-Fresh-Grads.png","datePublished":"2023-11-05T19:22:00+00:00","dateModified":"2026-03-26T07:59:28+00:00","description":"Learn how to choose the best credit card if you're a fresh grad!","breadcrumb":{"@id":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html#breadcrumb"},"inLanguage":"en-MY","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html"]}]},{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html#primaryimage","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/5-Best-Credit-Cards-For-Fresh-Grads.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/5-Best-Credit-Cards-For-Fresh-Grads.png","width":1200,"height":629},{"@type":"BreadcrumbList","@id":"https:\/\/www.comparehero.my\/blog\/wages-employment\/best-credit-cards-fresh-grads.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.comparehero.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Wages &amp; Employment","item":"https:\/\/www.comparehero.my\/blog\/wages-employment"},{"@type":"ListItem","position":3,"name":"5 Best Credit Cards For Fresh Grads"}]},{"@type":"WebSite","@id":"https:\/\/www.comparehero.my\/blog\/#website","url":"https:\/\/www.comparehero.my\/blog\/","name":"CompareHero","description":"Providing the best tips and tricks about Malaysia\u2019s financial","publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.comparehero.my\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-MY"},{"@type":"Organization","@id":"https:\/\/www.comparehero.my\/blog\/#organization","name":"Jirnexu Sdn Bhd","url":"https:\/\/www.comparehero.my\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","width":1889,"height":338,"caption":"Jirnexu Sdn Bhd"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CompareHero.my\/"]},{"@type":"Person","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611","name":"CompareHero"}]}},"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pbC5we-4AC","jetpack-related-posts":[{"id":18626,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/top-uob-credit-cards-for-fresh-grads.html","url_meta":{"origin":17646,"position":0},"title":"Top UOB Credit Cards For Fresh Grads","author":"CompareHero","date":"30 October 2023","format":false,"excerpt":"Credit cards are indispensable tools for managing finances and building a credit history, especially for fresh graduates. United Overseas Bank (UOB) recognizes the unique needs of young professionals and offers a range of credit card solutions tailored to their lifestyles. Let\u00e2\u0080\u0099s explore the top UOB credit cards ideal for fresh\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/SDSDSDSD.png?fit=1200%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/SDSDSDSD.png?fit=1200%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/SDSDSDSD.png?fit=1200%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/SDSDSDSD.png?fit=1200%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/SDSDSDSD.png?fit=1200%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":17846,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/guide-choosing-applying-credit-cards.html","url_meta":{"origin":17646,"position":1},"title":"A Guide to Choosing and Applying for Credit Cards","author":"CompareHero","date":"24 August 2023","format":false,"excerpt":"Applying for a credit card is not difficult. However, before applying for a credit card, you need to understand the features and type of credit cards in the market to suit your personal financing needs. We will guide you on how to apply for a credit card through different channels\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/guide-choosing-applying-credit-cards-featured-image.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/guide-choosing-applying-credit-cards-featured-image.jpg?fit=1000%2C667&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/guide-choosing-applying-credit-cards-featured-image.jpg?fit=1000%2C667&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/guide-choosing-applying-credit-cards-featured-image.jpg?fit=1000%2C667&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":13722,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/best-credit-cards-fresh-grads-2.html","url_meta":{"origin":17646,"position":2},"title":"Here are the 5 Best Credit Cards if You Just Started Working","author":"CompareHero","date":"3 April 2019","format":false,"excerpt":"Updated 4 April 2019 Have you just gotten into the working life and are looking for a credit card? You want to make sure you get a suitable credit card that is fit for your current spending style and affordable to maintain at the same time. Which one to get?\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/04\/credit-cards.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/04\/credit-cards.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/04\/credit-cards.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/04\/credit-cards.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":17747,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/best-credit-cards-for-gen-z.html","url_meta":{"origin":17646,"position":3},"title":"6 Best Credit Cards For Malaysian Gen Zs","author":"CompareHero","date":"21 February 2021","format":false,"excerpt":"Are you one of the generation Zs who are planning to get the first credit card, but not sure which one is suitable for you? In this article, we listed down 6 best credit cards that can give you great benefits and rewards. Just as millennials start finding their first\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/best-credit-cards-for-gen-z1.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/best-credit-cards-for-gen-z1.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/best-credit-cards-for-gen-z1.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/best-credit-cards-for-gen-z1.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/best-credit-cards-for-gen-z1.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":33971,"url":"https:\/\/www.comparehero.my\/blog\/bank-news\/citibank-online-application-guide.html","url_meta":{"origin":17646,"position":4},"title":"Citibank Application is Now 100% Online &#8211; What Does This Mean?","author":"CompareHero","date":"1 August 2019","format":false,"excerpt":"Say goodbye to physical paper forms when you sign up for a Citibank credit card; Citibank is now utilizing a fully digital application process. This means a faster and more convenient process for you! Read on to find out how. CompareHero.my 2-Step Digital Form Citibank 6-Step Digital Form When you\u2026","rel":"","context":"In &quot;Bank News&quot;","block_context":{"text":"Bank News","link":"https:\/\/www.comparehero.my\/blog\/bank-news"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/08\/image-33.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/08\/image-33.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/08\/image-33.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/08\/image-33.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":17749,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/best-shopping-credit-cards.html","url_meta":{"origin":17646,"position":5},"title":"6 Best Shopping Credit Cards For Malaysians In 2022","author":"CompareHero","date":"17 February 2022","format":false,"excerpt":"Are you an avid shopper who is looking for the best credit card to gain extra rewards and benefits? In this article, we listed 6 credit cards both for online and offline shopping you might need as a shopaholic. Now, don\u2019t get us wrong when we talk about shopping cards.\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/best-shopping-credit-cards.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/best-shopping-credit-cards.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/best-shopping-credit-cards.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/best-shopping-credit-cards.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/best-shopping-credit-cards.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/5-Best-Credit-Cards-For-Fresh-Grads.png?fit=1200%2C629&ssl=1","_links":{"self":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/17646","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/users\/268230141"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/comments?post=17646"}],"version-history":[{"count":1,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/17646\/revisions"}],"predecessor-version":[{"id":56436,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/17646\/revisions\/56436"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media\/1081"}],"wp:attachment":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media?parent=17646"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/categories?post=17646"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/tags?post=17646"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}