{"id":17683,"date":"2023-06-23T05:44:00","date_gmt":"2023-06-22T21:44:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/5-personal-loans-with-low-interest-rates-in-malaysia.html"},"modified":"2026-03-27T18:24:22","modified_gmt":"2026-03-27T10:24:22","slug":"5-personal-loans-with-low-interest-rates-in-malaysia","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/loans\/5-personal-loans-with-low-interest-rates-in-malaysia.html","title":{"rendered":"5 Personal Loans with Low-Interest Rates in Malaysia"},"content":{"rendered":"\n<p>People often need extra funds for various personal expenses such as home renovations, children&#8217;s education costs, and wedding expenses. In such situations, personal loans can be a viable solution. When it comes to obtaining loans in Malaysia, it is essential to explore low-interest options that can provide financial assistance while minimizing the burden of repayment. CompareHero is here to help you figure out <strong>5 Personal Loans with Low-Interest Rates in Malaysia.<\/strong><\/p>\n<!--more-->\n<h2><strong>Personal Loan with Low-Interest Rate #1: <a href=\"\/personal-loan\/partners\/alliance\" rel=\"noopener\" target=\"_blank\">Alliance Bank Personal Loan<\/a><br><a href=\"https:\/\/www.comparehero.my\/personal-loan\/partners\/alliance\" rel=\"noopener\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/PL2103AL_1080x1080_1.png?resize=640%2C640&#038;ssl=1\" alt=\"PL2103AL_1080x1080_1\" width=\"640\" height=\"640\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 800px; margin-left: auto; margin-right: auto; display: block;\"><\/a><\/strong><\/h2>\n<p>Alliance Bank Personal Loan offer attractive interest rates starting <strong>from as low as 4.99% per annum<\/strong>. With loan amounts ranging from RM5,000 to RM200,000, you have flexibility in choosing the loan amount that suits your requirements.<br><br><strong>Features of Alliance Bank Personal Loan:&nbsp;<\/strong><\/p>\n<ul>\n<li>Loan amount: RM5,000 to RM200,000<\/li>\n<li>Monthly interest rate: 4.99% p.a. to 8.70% p.a.<\/li>\n<li>Loan tenure: 12 to 84 months<\/li>\n<\/ul>\n<p><strong>Eligibility Criteria to Apply for Alliance Bank Personal Loan:<\/strong><\/p>\n<ul>\n<li aria-level=\"1\">Malaysian OR permanent residents working and residing in Malaysia<\/li>\n<li aria-level=\"1\">Minimum 21 years old at the time of the loan application and 65 years old upon the maturity of the loan<\/li>\n<li aria-level=\"1\">Minimum monthly gross income of RM3,000 (or RM36,000 p.a.)<\/li>\n<\/ul>\n<h2 style=\"text-align: center;\"><a href=\"\/personal-loan\/partners\/alliance\" rel=\"noopener\" target=\"_blank\"><strong>APPLY NOW<\/strong><\/a><br><br><\/h2>\n<h2><strong>Personal Financing #2: <a href=\"\/personal-loan\/partners\/rhb\" rel=\"noopener\" target=\"_blank\">RHB Personal Loan<\/a><\/strong><a href=\"https:\/\/www.comparehero.my\/personal-loan\/partners\/rhb\" rel=\"noopener\" target=\"_blank\"><strong><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/RHB-PL.jpg?resize=640%2C640&#038;ssl=1\" alt=\"RHB-PL\" width=\"640\" height=\"640\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 1080px;\"><\/strong><\/a><\/h2>\n<p>With interest rates starting <strong>from 7.05% per annum<\/strong>, RHB presents an enticing option for financing amounts of up to RM150,000. You can easily manage your finances with RHB Personal Loan flexible repayment options such as salary transfer and auto debit instructions.<\/p>\n<p><strong>Features of RHB Personal Loan:<\/strong><\/p>\n<ul>\n<li aria-level=\"1\">Loan amount: RM2,000 to RM150,000<\/li>\n<li aria-level=\"1\">Monthly interest rate: 7.05% p.a. to 13.83% p.a.<\/li>\n<li aria-level=\"1\">Loan tenure: 12 to 84 months<\/li>\n<\/ul>\n<p><strong>Eligibility Criteria to Apply for RHB Personal Loan:<\/strong><\/p>\n<ul>\n<li aria-level=\"1\">Malaysian and private-sector employees<\/li>\n<li aria-level=\"1\">Minimum 21 years old at the time of the loan application and 60 years old upon the maturity of the loan<\/li>\n<li aria-level=\"1\">Minimum monthly gross income of RM1,500 (or RM18,000 p.a.)<\/li>\n<\/ul>\n<h2 style=\"text-align: center;\"><a href=\"\/personal-loan\/partners\/rhb\" rel=\"noopener\" target=\"_blank\"><strong>APPLY NOW<\/strong><\/a><br><br><\/h2>\n<h2 style=\"font-size: 24px;\"><strong>Personal Loan with Low-Interest Rate #3: <a href=\"\/personal-loan\/partners\/hong-leong\" rel=\"noopener\" target=\"_blank\">Hong Leong Personal Loan<\/a><\/strong><\/h2>\n<p><a href=\"https:\/\/www.comparehero.my\/personal-loan\/partners\/hong-leong\" rel=\"noopener\" target=\"_blank\"><strong><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/HLB-PL%20%282%29.jpg?resize=640%2C640&#038;ssl=1\" alt=\"HLB-PL (2)\" width=\"640\" height=\"640\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 680px; margin-left: auto; margin-right: auto; display: block;\"><\/strong><\/a><\/p>\n<p style=\"font-size: 18px;\">Hong Leong understands the importance of affordable financing, which is why they offer exclusive financing rates starting<strong> from 5.5% per annum<\/strong>. Whether you&#8217;re planning a home renovation project, saving for your child&#8217;s education, or funding a dream wedding, Hong Leong personal loan can provide the necessary funds.<\/p>\n<p style=\"font-size: 18px;\"><strong>Features of Hong Leong Personal Loan:<\/strong><\/p>\n<ul style=\"font-size: 18px;\">\n<li aria-level=\"1\">Loan amount: RM5,000 to RM250,000<\/li>\n<li aria-level=\"1\">Monthly interest rate: 5.50% p.a. to 7.50% p.a.<\/li>\n<li aria-level=\"1\">Loan tenure: 24 to 60 months<\/li>\n<\/ul>\n<p style=\"font-size: 18px;\"><strong>Eligibility Criteria to Apply for Hong Leong Personal Loan<\/strong>:<\/p>\n<ul style=\"font-size: 18px;\">\n<li aria-level=\"1\">Malaysian and private-sector employees<\/li>\n<li aria-level=\"1\">Minimum 21 years old at the time of the loan application and 60 years old upon the maturity of the loan<\/li>\n<li aria-level=\"1\">Minimum monthly gross income of RM2,000 (or RM24,000 p.a.)<\/li>\n<\/ul>\n<p style=\"font-size: 14px;\"><em>Exclusively for online applications and applications via Connect Online Banking only. For applications via Connect Online Banking, the applicant must hold at least 1 valid and active individual Hong Leong Bank Current\/Savings Account or \/Hong Leong Islamic Bank Current\/Savings Account-i (joint and corporate accounts are not eligible).<\/em><\/p>\n<h2 style=\"font-size: 24px; text-align: center;\"><a href=\"\/personal-loan\/partners\/hong-leong\" rel=\"noopener\" target=\"_blank\"><strong>APPLY NOW<\/strong><\/a><br><br><\/h2>\n<h2 style=\"font-size: 24px;\"><span style=\"color: #000000;\">EXCLUSIVE PROMOTION&nbsp; FOR YOU!<\/span><\/h2>\n<p>If you\u2019re interested to apply for any of the above personal loans, NOW is the perfect time to do so!<span style=\"font-weight: normal;\"> <span style=\"color: #000000;\"><span style=\"font-weight: normal;\">Apply for any Alliance Bank, RHB Bank, or Hong Leong Bank personal loans via CompareHero from now until 14 July 2023 to claim your exclusive rewards<\/span> <\/span><\/span>as per the following:<\/p>\n<table style=\"border-collapse: collapse; table-layout: fixed; margin-left: auto; margin-right: auto; border: 1px solid #99acc2;\">\n<tbody>\n<tr>\n<td style=\"border: 1pt solid #000000;\">\n<p>Final Disbursement Loan Amount<\/p>\n<\/td>\n<td style=\"border: 1pt solid #000000;\">\n<p>Touch \u2018n Go eWallet Credit Rewards&nbsp;<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1pt solid #000000;\">\n<p>RM30,000 \u2013 RM 69,999<\/p>\n<\/td>\n<td style=\"border: 1pt solid #000000;\">\n<p>RM100<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1pt solid #000000;\">\n<p>RM70,000 \u2013 RM 149,999<\/p>\n<\/td>\n<td style=\"border: 1pt solid #000000;\">\n<p>RM300<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1pt solid #000000;\">\n<p>RM150,000 \u2013 RM 199,999<\/p>\n<\/td>\n<td style=\"border: 1pt solid #000000;\">\n<p>RM650<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1pt solid #000000;\">\n<p>RM200,000 and above<\/p>\n<\/td>\n<td style=\"border: 1pt solid #000000;\">\n<p>RM900<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 style=\"text-align: center;\"><span style=\"font-size: 11px; color: #000000;\"><img decoding=\"async\" src=\"https:\/\/lh6.googleusercontent.com\/kM82OKEtxczGrLo9zPQlaPN6bNdGJhwwllBFFSRRkVm47vl2W-lVuiljYdCNwglkS9kKXNdq2Nsxbi9psxjGasFSX31SmI5Pkox0k23h670aV6rGGyC4Vu8vyTJTbJ6YQRuyvFIxdFGCXmoGRxPtQ5o\" width=\"624\" height=\"624\" loading=\"lazy\" alt=\"PERSONAL LOANS LOW INTEREST\"><\/span><\/h2>\n<h2 style=\"font-size: 24px;\"><strong>Personal Loan with Low-Interest Rate #4:&nbsp;<\/strong><a href=\"https:\/\/www.comparehero.my\/personal-loan\/partners\/instaduit\">InstaDuit<\/a><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/InstaDuit_1080x1080_1.jpg?resize=640%2C640&#038;ssl=1\" alt=\"InstaDuit_1080x1080_1\" width=\"640\" height=\"640\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 1080px;\"><\/h2>\n<p>InstaDuit is an innovative company that offers personal loans using digital and frontier technology. It is a lending company licensed under the Ministry Of Housing And Local Government. You can apply for a loan starting from as low as RM1,000 to RM10,000 with an <strong>interest rate of 12%-18% per annum<\/strong>.&nbsp;<\/p>\n<p><strong>Features of InstaDuit:<\/strong><\/p>\n<ul>\n<li aria-level=\"1\">Loan amount: RM1,000 to RM10,000<\/li>\n<li aria-level=\"1\">Monthly interest rate: 12.00% p.a. to 18.00% p.a.<\/li>\n<li aria-level=\"1\">Loan tenure: 6 to 24 months<\/li>\n<\/ul>\n<p><strong>Eligibility Criteria to Apply for InstaDuit<\/strong>:<\/p>\n<ul>\n<li aria-level=\"1\">Malaysian residing in Selangor, Kuala Lumpur and Putrajaya&nbsp;<\/li>\n<li aria-level=\"1\">Minimum 21 years old at the time of the loan application and 55 years old upon the maturity of the loan<\/li>\n<li aria-level=\"1\">Minimum monthly gross income of RM1,500 (or RM18,000 p.a.)<\/li>\n<\/ul>\n<h2 style=\"font-size: 24px; text-align: center;\"><a href=\"\/personal-loan\/partners\/instaduit\" rel=\"noopener\" target=\"_blank\"><strong>APPLY NOW<\/strong><\/a><\/h2>\n<h2 style=\"font-size: 24px;\"><strong>Personal Loan with Low-Interest Rate #5:&nbsp;<\/strong><a href=\"\/personal-loan\/partners\/hsbc\" rel=\"noopener\" target=\"_blank\"><span style=\"font-size: 24px;\"><strong><span style=\"color: #434343;\">HSBC Amanah Personal Financing-i (APF-i)<\/span><\/strong><\/span><\/a><strong><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/HSBC-PL-NOV-22-2.jpg?resize=640%2C640&#038;ssl=1\" alt=\"HSBC-PL-NOV-22-2\" width=\"640\" height=\"640\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 1080px;\"><\/strong><\/h2>\n<p>Amanah Personal Financing-i or known as APF-i by HSBC is an unsecured personal financing that\u2019s calculated on a <strong>fixed profit rate of 4.88% per annum<\/strong>. You can borrow a minimum of RM60,000 and up to RM250,000 with up to 5 years of payment period.&nbsp;<span style=\"font-size: 14px;\"><\/span><\/p>\n<p><strong>Features of HSBC Amanah Personal Financing-i (APF-i):<\/strong><\/p>\n<ul>\n<li aria-level=\"1\">Loan amount: RM50,000 to RM250,000<\/li>\n<li aria-level=\"1\">Monthly interest rate: 4.88% p.aa.<\/li>\n<li aria-level=\"1\">Loan tenure: 24 to 84 months<\/li>\n<\/ul>\n<p><strong>Eligibility Criteria to Apply for HSBC Amanah Personal Financing-i (APF-i)<\/strong><\/p>\n<ul>\n<li aria-level=\"1\">Malaysian OR permanent residents working and residing in Malaysia<\/li>\n<li aria-level=\"1\">Minimum 21 years old at the time of the loan application and 60 years old upon the maturity of the loan<\/li>\n<li aria-level=\"1\">Minimum monthly gross income of RM3,000 (or RM24,000 p.a.)<\/li>\n<li aria-level=\"1\"><span style=\"font-size: 18px; color: #2b2b2b;\">Existing-To-Bank (ETB) customers only<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: center;\"><a href=\"\/personal-loan\/partners\/hsbc\" rel=\"noopener\" target=\"_blank\"><strong>APPLY NOW<\/strong><\/a><br><br><\/h2>\n<p>When searching for personal loans with low-interest rates in Malaysia, it&#8217;s essential to compare different options, consider your financial circumstances, and choose a loan that best suits your requirements. By being well-informed and making responsible decisions, you can effectively manage your finances and achieve your goals.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>People often need extra funds for various personal expenses such as home renovations, children&#8217;s education costs, and wedding expenses. In such situations, personal loans can be a viable solution. When it comes to obtaining loans in Malaysia, it is essential to explore low-interest options that can provide financial assistance while minimizing the burden of repayment&#8230;.<\/p>\n","protected":false},"author":268230141,"featured_media":1240,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[420],"tags":[],"class_list":["post-17683","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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An Islamic personal loan is one that follows the Islamic\u2026","rel":"","context":"In &quot;Loans&quot;","block_context":{"text":"Loans","link":"https:\/\/www.comparehero.my\/blog\/loans"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/islamic-finance.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/islamic-finance.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/islamic-finance.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/islamic-finance.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/islamic-finance.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18005,"url":"https:\/\/www.comparehero.my\/blog\/loans\/alliance-bank-fast-online-application-malaysia.html","url_meta":{"origin":17683,"position":5},"title":"CompareHero Exclusive: Get Approved For An Alliance Bank Personal Loan In 10 Mins, Rate As Low As 3.99%","author":"CompareHero","date":"7 September 2020","format":false,"excerpt":"Alliance Bank Malaysia is now running an exclusive offer for its personal loan with an interest\/profit rate from as low as 3.99%, including other benefits. Read more to find out the requirements, how you can apply for it online, and how to get fast approval in just 10 minutes! 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