{"id":17736,"date":"2022-12-20T20:53:21","date_gmt":"2022-12-20T12:53:21","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/5-ways-to-avoid-a-christmas-financial-hangover.html"},"modified":"2026-03-26T15:59:32","modified_gmt":"2026-03-26T07:59:32","slug":"5-ways-to-avoid-a-christmas-financial-hangover","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/money-tips\/5-ways-to-avoid-a-christmas-financial-hangover.html","title":{"rendered":"5 Ways To Avoid A Christmas Financial Hangover"},"content":{"rendered":"\n<p>As the saying goes, \u201cChristmas is a time of giving!\u201d&nbsp;<br><br>Sure, but that shouldn\u2019t mean you should give and give till\u2019 you go broke! Now, we all know Christmas means giving lots of gifts to your loved ones, having gatherings of breakfasts, lunches and dinners, getting new clothes for the whole family and more.&nbsp;<br><br>Bah humbug! Before you know it, after that beautiful 12 days of Christmas celebration, you\u2019ll be waking up to a financial hangover. Here\u2019s everything you can do to avoid that from happening.&nbsp;<br><br><span style=\"font-weight: bold;\">1. Be generous with your gift but be mindful of the price.&nbsp;<\/span><\/p>\n<!--more--><p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/FI_Avoid_xmas_financial-03.png?resize=640%2C335&#038;ssl=1\" alt=\"FI_Avoid_xmas_financial-03\" width=\"640\" height=\"335\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 1200px;\"><br><br>You don\u2019t have to spend a lot of money to make gifts meaningful. Just imagine if you have to buy gifts for 20 people with each gift costing RM100; you\u2019ll be spending RM2,000 ONLY on gifts. Some of you may even have a longer list of people to gift.&nbsp;<br><br>Try DIY-ing gifts instead. That way you can make it in bulk and it\u2019ll be even more meaningful because you made it yourself. Some interesting gifts to DIY are delicious baked cookies &#8211; just pack them in a gorgeous jar and add a ribbon OR you can even make a sugar scrub. Just Google to get more creative inspos!&nbsp;<br><br><span style=\"font-weight: bold;\">2. Shop during the Christmas sale&nbsp;<\/span><\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/FI_Avoid_xmas_financial-07.png?resize=640%2C335&#038;ssl=1\" alt=\"FI_Avoid_xmas_financial-07\" width=\"640\" height=\"335\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 1200px;\"><\/p>\n<p>Browse for outlets that offer amazing deals, promotions and discounts. Some may even offer discounts as low as 70% off, or give out shopping vouchers when you spend a specific amount which you can use for the next Christmas shopping spree.&nbsp;<br><br>Don\u2019t forget, you can also redeem your Credit Card loyalty points if you have any!&nbsp;<br><br><span style=\"font-weight: bold;\">3. You don\u2019t have to host an open house every single Christmas.&nbsp;<\/span><\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/FI_Avoid_xmas_financial-02.png?resize=640%2C335&#038;ssl=1\" alt=\"FI_Avoid_xmas_financial-02\" width=\"640\" height=\"335\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 1200px;\"><br><br>It\u2019s okay if you feel like skipping this year\u2019s elaborate Christmas open house! You don\u2019t have to feel the pressure of hosting and setting up multiple dinners throughout the Christmas season. Switch things up by doing a potluck instead or, perhaps this is YOUR chance to visit family and friends\u2019 houses instead!&nbsp;<br><br><span style=\"font-weight: bold;\">4. It\u2019s BYOB season!&nbsp;<\/span><\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/FI_Avoid_xmas_financial-06.png?resize=640%2C335&#038;ssl=1\" alt=\"FI_Avoid_xmas_financial-06\" width=\"640\" height=\"335\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 1200px;\"><br><br>You\u2019d be surprised at how much one can spend on booze alone! Instead of buying enough booze for all your guests, get them to BYOB &#8211; Bring Your Own Booze. Just add a cute note on your invite asking guests to bring their favourite drink to dinner instead. No more guessing what drinks to buy!&nbsp;<br><br><span style=\"font-weight: bold;\">5. Maximise your credit card potential&nbsp;<\/span><\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/FI_Avoid_xmas_financial-05.png?resize=640%2C335&#038;ssl=1\" alt=\"FI_Avoid_xmas_financial-05\" width=\"640\" height=\"335\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 1200px;\"><br><br>Rather than spending all that money without getting anything in return, you should use your credit card to make all the purchases! By doing so, you\u2019ll be able to get cashback, rebates and reward points when you shop at participating merchants! However, do keep in mind to pay off these spending once your credit card bill is ready to avoid interest charges.&nbsp;<br><br>If you don\u2019t have a credit card, apply from CompareHero today and you might stand a chance to get some exciting gifts too! <a href=\"\/pages\/credit-card-promotions\" rel=\"noopener\" style=\"font-weight: bold;\">CLICK HERE TO APPLY NOW.<\/a><br><br><br><br><br><br><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As the saying goes, \u201cChristmas is a time of giving!\u201d&nbsp; Sure, but that shouldn\u2019t mean you should give and give till\u2019 you go broke! Now, we all know Christmas means giving lots of gifts to your loved ones, having gatherings of breakfasts, lunches and dinners, getting new clothes for the whole family and more.&nbsp; Bah&#8230;<\/p>\n","protected":false},"author":268230141,"featured_media":1383,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[425],"tags":[],"class_list":["post-17736","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-tips"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 Ways To Avoid A Christmas Financial Hangover - CompareHero<\/title>\n<meta name=\"description\" content=\"Christmas is a time of giving, but you shouldn&#039;t give till\u2019 you go broke! Here\u2019s everything you can do to avoid that from happening.\u00a0\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparehero.my\/blog\/money-tips\/5-ways-to-avoid-a-christmas-financial-hangover.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Ways To Avoid A Christmas Financial Hangover - CompareHero\" \/>\n<meta property=\"og:description\" content=\"Christmas is a time of giving, but you shouldn&#039;t give till\u2019 you go broke! 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