{"id":17900,"date":"2019-05-26T20:00:00","date_gmt":"2019-05-26T12:00:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/belanjawanku-a-guide-for-a-better-budget.html"},"modified":"2026-03-26T16:03:16","modified_gmt":"2026-03-26T08:03:16","slug":"belanjawanku-a-guide-for-a-better-budget","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html","title":{"rendered":"BelanjawanKu &#8211; A Guide For A Better Budget"},"content":{"rendered":"\n<p>Having troubles managing your budgets? Now we finally have a guide courtesy of the Ministry of Finance and&nbsp;Employee Provident Fund(EPF).&nbsp; The finance ministry has launched the BelanjawanKu guide which is an initiative by EPF.<\/p> \n<!--more--><p>BelanjawanKu is a reference budget for Malaysians that includes expenditure required by individuals and families to lead dignified lives with active involvement in society.<\/p> \n<p>A survey was conducted on the household expenditure of those in the Klang Valley and the prices of goods and services prior to the compiling of the guide.<\/p> \n<p>A reference budget is a basket, or collection of goods and services that are considered necessary to achieve an acceptable standard of living. Reference budgets are usually estimated for many different individual and family situations. Unlike poverty line income calculations, a reference budget is not used to label whether an individual or a family is \u201cpoor\u201d.<\/p> \n<p>Aside from spending on just basic necessities, a reference budget also includes items that allow individuals or families to lead dignified lives with active involvement in society. It is the minimum expenditure required to not just survive, but to thrive in society.<\/p> \n<h3>What is BelanjawanKu?<\/h3> \n<p>An expenditure guide, providing estimated minimum monthly expenses on various types of goods and services for different households in Malaysia. Belanjawanku can help Malaysians plan their personal and family budgeting to achieve a reasonable standard of living. It is developed based on actual spending patterns on common goods and services by urban households in the Klang Valley.<\/p> \n<p>A Reasonable STANDARD of Living is&#8230;<\/p> \n<ul> \n <li>Having enough money to meet basic needs<\/li> \n <li>Living a purposeful and meaningful life<\/li> \n <li>Being involved in community activities and gatherings of families and friends<\/li> \n<\/ul> \n<h3>How To Use BELANJAWANKU?<\/h3> \n<ul> \n <li>Choose your household category.<\/li> \n <li>Check the budget estimates for your household<br> category.<\/li> \n <li>Use the budget estimate as a guide for your<br> monthly expenses and personal budgeting.<\/li> \n <li>Refer to the budget estimates for other<br> households for future financial planning.<\/li> \n<\/ul> \n<h3>A Summary of the Results<\/h3> \n<p>You may click the link below for the full report, however here is a summary of the survey.<\/p> \n<p>Unmarried Malaysians who use public transport, rent a room in the Klang Valley, and do not save, need RM1,620 per month. This estimate includes the basic, social participation, and discretionary expenses. Using a car instead of public transport, raises the required expenditure by 38 per cent to RM2,240 per month. Assuming this individual also wants to save, it raises the total by RM250 to RM2,490, which should provide some financial security for the future.<\/p> \n<p>That amount is sufficient to provide a single Malaysian living in the Klang Valley the ability to live decently, take part in society, and at the same time, have some savings for rainy days. Not surprisingly, married couples need more to maintain an acceptable standard of living, with the minimum expenditure required increasing to RM4,420, under the assumption that couples are more likely to either rent or own a house rather than a room. Having children raises the required expenditure level even more. Having just one child raises the required expenditure by nearly 30 per cent to RM5,730, an increase of RM1,310.<\/p> \n<p>Having two children KLANG VALLEY \u2022 2019 19 raises the required expenditure to RM6,620, an increase of RM2,200, or almost 50 per cent higher than for couples without children. Belanjawanku includes spending for day care, diapers, milk and baby food, tuition fees, and pocket money, as part of childcare expenses. On top of these expenditures directly related to childcare, other existing expenditures especially on food, increase noticeably when couples have children.<\/p> \n<p>Belanjawanku also estimates the monthly expenditure for senior couples at RM3,090. Senior couples were found to spend less than other families for most of the items in the expenditure basket, with the exception of healthcare, and are also less likely to save.<\/p> \n<p>To conclude, here is what&nbsp; EPF chief executive officer Tunku Alizakri Alias had to say:<\/p> \n<p>&#8220;The creation of such an index would be a good first step towards a social security infrastructure. I am really hoping that the data we have collected would be (factored into) the policymaking. I emphasise that this is not prescriptive in the sense that it should be an indicative and input point in the development of this index,\u201d<\/p> \n<p>&nbsp;<\/p> \n<h3>Click <a href=\"http:\/\/www.kwsp.gov.my\/-\/epf-launches-expenses-guide-belanjawanku-\">here for the full report.&nbsp;<\/a><\/h3> \n<p>&nbsp;<br> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Having troubles managing your budgets? Now we finally have a guide courtesy of the Ministry of Finance and&nbsp;Employee Provident Fund(EPF).&nbsp; The finance ministry has launched the BelanjawanKu guide which is an initiative by EPF.<\/p>\n","protected":false},"author":268230141,"featured_media":2170,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[421],"tags":[],"class_list":["post-17900","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-government-budget"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>BelanjawanKu - A Guide For A Better Budget - CompareHero<\/title>\n<meta name=\"description\" content=\"Having troubles managing your budgets? Now we finally have a guide courtesy of the Ministry of Finance and Employee Provident Fund(EPF). The finance\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BelanjawanKu - A Guide For A Better Budget - CompareHero\" \/>\n<meta property=\"og:description\" content=\"Having troubles managing your budgets? Now we finally have a guide courtesy of the Ministry of Finance and Employee Provident Fund(EPF). The finance\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html\" \/>\n<meta property=\"og:site_name\" content=\"CompareHero\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CompareHero.my\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-05-26T12:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-26T08:03:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Bku.png?fit=930%2C487&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"930\" \/>\n\t<meta property=\"og:image:height\" content=\"487\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"CompareHero\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"CompareHero\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html\"},\"author\":{\"name\":\"CompareHero\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\"},\"headline\":\"BelanjawanKu &#8211; A Guide For A Better Budget\",\"datePublished\":\"2019-05-26T12:00:00+00:00\",\"dateModified\":\"2026-03-26T08:03:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html\"},\"wordCount\":717,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Bku.png\",\"articleSection\":[\"Government Budget\"],\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html\",\"name\":\"BelanjawanKu - A Guide For A Better Budget - CompareHero\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Bku.png\",\"datePublished\":\"2019-05-26T12:00:00+00:00\",\"dateModified\":\"2026-03-26T08:03:16+00:00\",\"description\":\"Having troubles managing your budgets? Now we finally have a guide courtesy of the Ministry of Finance and Employee Provident Fund(EPF). The finance\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html#breadcrumb\"},\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html#primaryimage\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Bku.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Bku.png\",\"width\":930,\"height\":487},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\\\/belanjawanku-a-guide-for-a-better-budget.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Government Budget\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/government-budget\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"BelanjawanKu &#8211; A Guide For A Better Budget\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"name\":\"CompareHero\",\"description\":\"Providing the best tips and tricks about Malaysia\u2019s financial\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-MY\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\",\"name\":\"Jirnexu Sdn Bhd\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"width\":1889,\"height\":338,\"caption\":\"Jirnexu Sdn Bhd\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CompareHero.my\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\",\"name\":\"CompareHero\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BelanjawanKu - A Guide For A Better Budget - CompareHero","description":"Having troubles managing your budgets? Now we finally have a guide courtesy of the Ministry of Finance and Employee Provident Fund(EPF). The finance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html","og_locale":"en_US","og_type":"article","og_title":"BelanjawanKu - A Guide For A Better Budget - CompareHero","og_description":"Having troubles managing your budgets? Now we finally have a guide courtesy of the Ministry of Finance and Employee Provident Fund(EPF). The finance","og_url":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html","og_site_name":"CompareHero","article_publisher":"https:\/\/www.facebook.com\/CompareHero.my\/","article_published_time":"2019-05-26T12:00:00+00:00","article_modified_time":"2026-03-26T08:03:16+00:00","og_image":[{"width":930,"height":487,"url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Bku.png?fit=930%2C487&ssl=1","type":"image\/png"}],"author":"CompareHero","twitter_card":"summary_large_image","twitter_misc":{"Written by":"CompareHero","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html#article","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html"},"author":{"name":"CompareHero","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611"},"headline":"BelanjawanKu &#8211; A Guide For A Better Budget","datePublished":"2019-05-26T12:00:00+00:00","dateModified":"2026-03-26T08:03:16+00:00","mainEntityOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html"},"wordCount":717,"commentCount":0,"publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/Bku.png","articleSection":["Government Budget"],"inLanguage":"en-MY","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html","url":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html","name":"BelanjawanKu - A Guide For A Better Budget - CompareHero","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html#primaryimage"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/Bku.png","datePublished":"2019-05-26T12:00:00+00:00","dateModified":"2026-03-26T08:03:16+00:00","description":"Having troubles managing your budgets? Now we finally have a guide courtesy of the Ministry of Finance and Employee Provident Fund(EPF). The finance","breadcrumb":{"@id":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html#breadcrumb"},"inLanguage":"en-MY","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html"]}]},{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html#primaryimage","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/Bku.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/Bku.png","width":930,"height":487},{"@type":"BreadcrumbList","@id":"https:\/\/www.comparehero.my\/blog\/government-budget\/belanjawanku-a-guide-for-a-better-budget.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.comparehero.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Government Budget","item":"https:\/\/www.comparehero.my\/blog\/government-budget"},{"@type":"ListItem","position":3,"name":"BelanjawanKu &#8211; A Guide For A Better Budget"}]},{"@type":"WebSite","@id":"https:\/\/www.comparehero.my\/blog\/#website","url":"https:\/\/www.comparehero.my\/blog\/","name":"CompareHero","description":"Providing the best tips and tricks about Malaysia\u2019s financial","publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.comparehero.my\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-MY"},{"@type":"Organization","@id":"https:\/\/www.comparehero.my\/blog\/#organization","name":"Jirnexu Sdn Bhd","url":"https:\/\/www.comparehero.my\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","width":1889,"height":338,"caption":"Jirnexu Sdn Bhd"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CompareHero.my\/"]},{"@type":"Person","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611","name":"CompareHero"}]}},"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pbC5we-4EI","jetpack-related-posts":[{"id":18504,"url":"https:\/\/www.comparehero.my\/blog\/cash-aid\/epf-i-sinar-withdrawal-pros-and-cons.html","url_meta":{"origin":17900,"position":0},"title":"Should You Withdraw Money From Your EPF Under The i-Sinar Facility? &#8211; The Pros And Cons","author":"CompareHero","date":"14 January 2021","format":false,"excerpt":"If you're facing financial hardships due to the COVID-19 pandemic and in need of extra cash to pay the bills, you might want to consider withdrawing your money from EPF under the i-Sinar facility. Read this article to find out the pros and cons of withdrawing money from your EPF\u2026","rel":"","context":"In &quot;Cash Aid&quot;","block_context":{"text":"Cash Aid","link":"https:\/\/www.comparehero.my\/blog\/cash-aid"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/epf-i-sinar-withdrawal-pros-and-cons.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/epf-i-sinar-withdrawal-pros-and-cons.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/epf-i-sinar-withdrawal-pros-and-cons.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/epf-i-sinar-withdrawal-pros-and-cons.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/epf-i-sinar-withdrawal-pros-and-cons.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18727,"url":"https:\/\/www.comparehero.my\/blog\/finance-explained\/utilise-epf-special-withdrawal.html","url_meta":{"origin":17900,"position":1},"title":"When is it okay to utilise EPF\u2019s Special Withdrawal facility?","author":"CompareHero","date":"4 April 2022","format":false,"excerpt":"With applications for the Employees Provident Fund (EPF) Special Withdrawal facility now open to all members below the age of 55, EPF members are now allowed to take out up to RM10,000 from their EPF savings account. The Special Withdrawal facility was introduced with hopes of providing some financial relief\u2026","rel":"","context":"In &quot;Finance Explained&quot;","block_context":{"text":"Finance Explained","link":"https:\/\/www.comparehero.my\/blog\/finance-explained"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/utilise-EPF-special-withdrawal-featured-image.png?fit=1201%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/utilise-EPF-special-withdrawal-featured-image.png?fit=1201%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/utilise-EPF-special-withdrawal-featured-image.png?fit=1201%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/utilise-EPF-special-withdrawal-featured-image.png?fit=1201%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/utilise-EPF-special-withdrawal-featured-image.png?fit=1201%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18183,"url":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance\/give-back-to-parents.html","url_meta":{"origin":17900,"position":2},"title":"How Much Money Should You Give Back To Your Parents?","author":"CompareHero","date":"28 February 2022","format":false,"excerpt":"It's an Asian thing to do, giving parents money. For most of us, our parents worked hard to bring us up, and in those years, they would have spent a large chunk of their hard earned money on us. Therefore, the least a child can do upon entering the workforce\u2026","rel":"","context":"In &quot;Lifestyle Finance&quot;","block_context":{"text":"Lifestyle Finance","link":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/give-back-to-parents-featured-image.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/give-back-to-parents-featured-image.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/give-back-to-parents-featured-image.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/give-back-to-parents-featured-image.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/give-back-to-parents-featured-image.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":17949,"url":"https:\/\/www.comparehero.my\/blog\/government-budget\/budget-2021-personal-finance.html","url_meta":{"origin":17900,"position":3},"title":"Budget 2022: Analysing The Measures Through A Personal Finance Lense","author":"CompareHero","date":"8 February 2022","format":false,"excerpt":"Following the tabling of Budget 2021, the first major bill of the current administration, there has been a lot of discussions and debate over the proposed initiatives and how it could help Malaysians, as well as the country\u2019s economy recover from the pandemic. These unprecedented times have not only thrown\u2026","rel":"","context":"In &quot;Government Budget&quot;","block_context":{"text":"Government Budget","link":"https:\/\/www.comparehero.my\/blog\/government-budget"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-personal-finance.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-personal-finance.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-personal-finance.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-personal-finance.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-personal-finance.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":17950,"url":"https:\/\/www.comparehero.my\/blog\/government-budget\/budget-2021-highlights.html","url_meta":{"origin":17900,"position":4},"title":"Budget 2022: Here Are The Key Highlights And Takeaways For You","author":"CompareHero","date":"20 February 2022","format":false,"excerpt":"The recent economic highlights of\u00a0 Budget 2021 was tabled in parliament by Finance Minister, Tengku Dato Sri Zafrul Aziz on 6 November 2020. Read below to find out the main takeaways that you can expect to get and understand how they may affect you and your business.\u00a0 Though all eyes\u2026","rel":"","context":"In &quot;Government Budget&quot;","block_context":{"text":"Government Budget","link":"https:\/\/www.comparehero.my\/blog\/government-budget"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-highlights.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-highlights.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-highlights.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-highlights.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-highlights.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18447,"url":"https:\/\/www.comparehero.my\/blog\/government-policy\/pmx-malaysians-will-struggle-during-retirement-with-early-epf-withdrawals.html","url_meta":{"origin":17900,"position":5},"title":"PMX: Malaysians Will Struggle During Retirement With Early EPF Withdrawals","author":"CompareHero","date":"5 March 2025","format":false,"excerpt":"(Image: Bernama) Prime Minister Datuk Seri Anwar Ibrahim, during the Minister\u2019s Question Time at the Dewan Rakyat sitting yesterday, warned that allowing too much flexibility in withdrawing Employees\u2019 Provident Fund (EPF) savings before retirement could lead to financial problems later in life. He said early withdrawals would leave people with\u2026","rel":"","context":"In &quot;Government Policy&quot;","block_context":{"text":"Government Policy","link":"https:\/\/www.comparehero.my\/blog\/government-policy"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/datuk-seri-anwar-ibrahim.webp?fit=1200%2C797&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/datuk-seri-anwar-ibrahim.webp?fit=1200%2C797&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/datuk-seri-anwar-ibrahim.webp?fit=1200%2C797&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/datuk-seri-anwar-ibrahim.webp?fit=1200%2C797&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/datuk-seri-anwar-ibrahim.webp?fit=1200%2C797&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Bku.png?fit=930%2C487&ssl=1","_links":{"self":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/17900","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/users\/268230141"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/comments?post=17900"}],"version-history":[{"count":1,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/17900\/revisions"}],"predecessor-version":[{"id":58070,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/17900\/revisions\/58070"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media\/2170"}],"wp:attachment":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media?parent=17900"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/categories?post=17900"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/tags?post=17900"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}