{"id":17911,"date":"2024-01-11T02:47:10","date_gmt":"2024-01-10T18:47:10","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/best-credit-card-malaysia.html"},"modified":"2026-06-08T12:59:23","modified_gmt":"2026-06-08T04:59:23","slug":"best-credit-card-malaysia","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/credit-cards\/best-credit-card-malaysia.html","title":{"rendered":"Best Credit Cards in Malaysia 2024"},"content":{"rendered":"\n

As Malaysians, you would be wondering what the best credit card in Malaysia is for 2024. The answer would depend heavily on your specific lifestyle and needs. <\/p>\n\n

For instance, if you have a corporate jet-setting lifestyle, the best credit card for you would be different from the best card for a fresh graduate<\/span><\/a>. That\u2019s why careful research and planning is important.<\/p>\n

In Malaysia, we have many trusted credit card providers<\/span><\/a>, most of whom are also well known banks. They offer features that suit different lifestyles. These features include reward points, which can be collected and redeemed for gifts, coupons and more. Other great features include cashback, travel promotions<\/span><\/a>, no annual fees and others. <\/p>\n

Therefore, we\u2019ve compiled some of the credit cards in Malaysia that suit different preferences. We will also address the elephant in the room, which is how you can choose the best credit card in 2024 for yourself. <\/p>\n

 <\/p>\n

Which Credit Card is The Best in Malaysia?<\/span><\/h2>\n

Here are our credit card recommendations for 2024<\/span>. <\/span>We\u2019ve summarized them so you can pick the best based on their features. <\/p>\n

These aren\u2019t the only cards available for each feature, so do visit our credit card comparison page<\/span><\/a> if you\u2019d like to see more. <\/p>\n\n\n\n\n\n\n\n\n\n\n
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Credit card<\/p>\n<\/td>\n

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Main features<\/p>\n<\/td>\n<\/tr>\n

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For cashback:<\/p>\n

Standard Chartered Simply Cash Credit Card<\/span><\/a><\/p>\n

\"image_(4)<\/span><\/p>\n

\"Standard<\/span><\/a><\/p>\n<\/td>\n

\n
    \n
  • Up to 15% cashback<\/li>\n
  • Annual Fee waiver for the first year<\/li>\n
  • Min. monthly income RM3,000<\/li>\n<\/ul>\n

    <\/td>\n<\/tr>\n
\n

For travel:<\/p>\n

HSBC Travel One Credit Card<\/span><\/a><\/p>\n

\"HSBC_TravelOne_Card_Visual-edited-v2_(1)\"<\/span><\/p>\n

\"APPLY-NOW\"<\/span><\/a><\/span><\/p>\n<\/td>\n

\n
    \n
  • Up to 8x reward points for foreign currency spend<\/li>\n
  • 6X airport lounge access every year at Plaza Premium Lounge<\/li>\n
  • Complimentary travel insurance coverage up to $250,000<\/li>\n
  • Min. monthly income RM5,000<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\n

For Rewards:<\/p>\n

Alliance Bank Visa Platinum Credit Card<\/span><\/a><\/p>\n

\"Alliance_Silver@3x\"<\/span><\/p>\n

\"APPLY-NOW\"<\/span><\/a><\/span><\/p>\n<\/td>\n

\n
    \n
  • Timeless Bonus points never expire<\/li>\n
  • Up to 8X Timeless Bonus points<\/li>\n
  • First year fee waiver<\/li>\n
  • Min. monthly income RM2,000<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\n

No Annual Fees:
Maybank 2 Gold Card Credit Card<\/span><\/a><\/p>\n

\"Maybank_2_Gold_American_Express_Credit_Card\"<\/span><\/p>\n

\"APPLY-NOW\"<\/span><\/a><\/span><\/p>\n<\/td>\n

\n
    \n
  • Up to 5% cashback with American Express spend<\/li>\n
  • Collect up to 5X Treat Points <\/li>\n
  • NO annual fees<\/li>\n
  • ZERO balance transfer fees<\/li>\n
  • Min. monthly income RM2,500<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\n

Best Balance Transfer:<\/p>\n

AEON Gold Visa Credit Card<\/span><\/p>\n

\"Aeon_Visa_Gold-Contactless\"<\/span><\/p>\n

\"APPLY-NOW\"<\/span><\/a><\/p>\n<\/td>\n

\n
    \n
  • Up to 8% cashback on AEON Thank You days<\/li>\n
  • 3X Plaza Premium Lounge access yearly<\/li>\n
  • 3X points for overseas spend<\/li>\n
  • Up to RM200,000 travel insurance coverage<\/li>\n
  • 3% balance transfer rate (fixed)<\/li>\n
  • Min. monthly income RM3,000<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\n

High Income Card:<\/p>\n

CIMB Travel World Credit Card<\/span><\/a><\/p>\n

\"cimb-travel-world-card\"<\/span><\/p>\n

\"APPLY-NOW\"<\/span><\/a><\/p>\n<\/td>\n

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    \n
  • 8X Bonus Point for every RM1.00 on Overseas & Airlines spend<\/li>\n
  • 12X Complimentary access to Plaza Premium Lounge <\/li>\n
  • Complimentary 4 nights stay at participating Marriott Vacation Club properties.<\/li>\n
  • Min. monthly income RM 8,333<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\n

For Young Adults:<\/p>\n

RHB Shell Visa Card<\/span><\/a><\/p>\n

\"RHB_Shell\"<\/span><\/p>\n

\"APPLY-NOW\"<\/span><\/a><\/span><\/p>\n<\/td>\n

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