{"id":17912,"date":"2019-12-29T19:00:00","date_gmt":"2019-12-29T11:00:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/best-credit-cards-pay-bills.html"},"modified":"2026-03-27T19:31:33","modified_gmt":"2026-03-27T11:31:33","slug":"best-credit-cards-pay-bills","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/credit-cards\/best-credit-cards-pay-bills.html","title":{"rendered":"Best Credit Cards to Pay Your Utilities Bill in Malaysia"},"content":{"rendered":"

A study<\/a> on Malaysian payment habits found that almost 90% of those surveyed preferred to use cash to make purchases.<\/p>\n

However, the benefits of cashless payment, including the use of credit cards to pay bills is still underappreciated and underutilized.<\/p>\n

Save money and enjoy rewards when you pay your bills every month. Here are the best credit cards in Malaysia<\/a> to help you do so. We have compiled the list based on the cashback and reward points received when making bill payment with the cards. <\/p>\n\n\n\n\n\n\n\n\n
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Credit Card<\/strong><\/p>\n<\/td>\n

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Cashback \/ Rewards<\/strong><\/p>\n<\/td>\n

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Cashback Cap \/ Condition<\/strong><\/p>\n<\/td>\n

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Highlights<\/strong><\/p>\n<\/td>\n<\/tr>\n

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Hong Leong WISE Gold Card<\/strong><\/a><\/p>\n<\/td>\n

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  • 8% cashbacks<\/span><\/li>\n<\/ul>\n
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    • Choose from 2 categories: Mobile, Pharmacies, Groceries, Petrol, Dining, Departmental, Book Stores, Utilities, Entertainment or Travel<\/span><\/span><\/li>\n<\/ul>\n<\/td>\n
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Minimum retail spending of RM500 per month<\/span><\/p>\n<\/td>\n

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  • Preferred categories can be changed at any time.\u00a0<\/span><\/li>\n
  • Minimum income RM2,000<\/span><\/li>\n
  • Low annual fees<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
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UOB Platinum Business Card<\/strong><\/a><\/p>\n<\/td>\n

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  • 0.2 % cashback on JomPay and other utilities spend<\/span><\/li>\n<\/ul>\n<\/td>\n
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Uncapped, no limit on cashbacks.<\/p>\n<\/td>\n

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  • 20 days interest free period<\/li>\n
  • 1.2% cashback on overseas spend<\/li>\n
  • 0.5% cashback on local spend<\/li>\n
  • RM 1 million travel insurance<\/li>\n
  • TWO years annual fee waiver<\/li>\n<\/ul>\n

    \n<\/td>\n<\/tr>\n

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RHB Shell Visa<\/p>\n<\/td>\n

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    \n
  • \u00a0<\/strong>5% cashback on online, supermarket, utility bills and top up e-wallet spend<\/span><\/li>\n<\/ul>\n<\/td>\n
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  • Capped at RM50 for all categories<\/span><\/li>\n
  • Maximum cashback requires a RM2,500 minimum monthly spend<\/span><\/li>\n<\/ul>\n<\/td>\n
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  • 12% cashback on Shell petrol stations<\/li>\n
  • Minimum monthly salary RM2,000<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\u00a0<\/strong><\/p>\n

Alliance Bank Visa Platinum<\/p>\n<\/td>\n

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  • 1X Timeless Bonus Points for Auto-billing\u00a0<\/span><\/li>\n<\/ul>\n<\/td>\n
Limited to auto-billing transactions.<\/td>\n\n
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  • Annual Fee waiver for the first year<\/span><\/li>\n
  • Up to 8X Timeless Bonus points for local and overseas spend<\/span><\/li>\n
  • Timeless points have no expiry<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Maybank 2 Gold Card<\/strong><\/span><\/td>\n\n
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  • 1X TreatsPoints for Utilities\u00a0 Mastercard & Visa spend<\/li>\n
  • 5% cashbacks on utilities spend on weekdays<\/li>\n<\/ul>\n<\/td>\n
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  • Not extended to JomPay transactions.<\/li>\n
  • 5% cashbacks capped at RM50<\/li>\n<\/ul>\n<\/td>\n
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