{"id":17915,"date":"2021-11-08T19:00:00","date_gmt":"2021-11-08T11:00:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/fixed-deposit-interest-rates-malaysia.html"},"modified":"2026-03-26T16:00:30","modified_gmt":"2026-03-26T08:00:30","slug":"fixed-deposit-interest-rates-malaysia","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/savings-accounts\/fixed-deposit-interest-rates-malaysia.html","title":{"rendered":"Best Fixed Deposit (FD) Interest Rates In Malaysia &#8211; Nov 2022"},"content":{"rendered":"\n<p>&nbsp;<\/p>\n<!--more-->\n<p style=\"text-align: justify;\">*Updated on 4 November 2022<\/p>\n<p style=\"text-align: justify;\">If you are looking for a safe investment with relatively high returns, a fixed deposit might be just the thing for you. <a href=\"https:\/\/www.comparehero.my\/fixed-deposit\"><strong>Fixed Deposits<\/strong><\/a> are a form of investment that is very similar to a <a href=\"https:\/\/www.comparehero.my\/blog\/how-savings-accounts-work\">savings account<\/a>, with some slight differences. If you agree to a fixed deposit, you are not allowed to take out your money until the term of the deposit is over. Because the investment term and the interest rate are fixed, you can very easily calculate the returns you will receive on your deposit. Fixed deposits are very popular in Malaysia and there is fierce competition among banks to sell you their fixed deposit offerings.<\/p>\n<h2 style=\"text-align: justify; font-weight: bold;\">Check out the Best Fixed Deposit in Malaysia for November 2022.&nbsp;<\/h2>\n<p style=\"text-align: justify;\">&nbsp;<\/p>\n<table style=\"border-collapse: collapse; table-layout: fixed; border: 19px solid #155072; height: 5502.05px; width: 672px; margin-left: auto; margin-right: auto;\">\n<tbody>\n<tr style=\"height: 101.997px;\">\n<td style=\"width: 97.257px; height: 102px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 14px;\"><strong>Bank<\/strong><\/span><\/p>\n<\/td>\n<td style=\"width: 219.618px; height: 102px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 14px;\"><strong>Product<\/strong><\/span><\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 102px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 14px;\"><strong>Interest Rate <\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 14px;\"><strong>(% p.a.)<\/strong><\/span><\/p>\n<\/td>\n<td style=\"width: 86.2326px; height: 102px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 14px;\"><strong>Tenure<\/strong><\/span><\/p>\n<\/td>\n<td style=\"width: 120.365px; height: 102px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 14px;\"><strong>Promotion Period<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 177.986px;\">\n<td style=\"width: 97.257px; height: 178px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">Affin Bank<\/span><\/p>\n<\/td>\n<td style=\"width: 219.618px; height: 178px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\"><a href=\"https:\/\/www.affinalways.com\/en\/promotions\/Banca-Deposit-Campaign?v=Y2F0PTYmcmVjPTE1Mw==\">Banca Deposit<\/a><\/span><\/p>\n<p style=\"font-size: 12px; text-align: center;\"><span style=\"font-size: 12px;\">Required to purchase Bancasurrance Premium or BancaTakaful products.<\/span><\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 178px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center; font-size: 14px;\"><span style=\"font-size: 12px;\">9.88 or 19.88%<\/span><\/p>\n<p style=\"text-align: center; font-size: 14px;\"><span style=\"font-size: 12px;\">&nbsp;5.88 or 11.88%<\/span><\/p>\n<\/td>\n<td style=\"width: 86.2326px; height: 178px; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px; text-align: center;\">1 month<\/p>\n<p style=\"font-size: 12px; text-align: center;\">3 months<\/p>\n<\/td>\n<td style=\"width: 120.365px; height: 178px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">7 Sept \u2013 31 Dec 2022<\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 137.049px;\">\n<td style=\"width: 97.257px; height: 137px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center; font-size: 12px;\">Alliance Bank<\/p>\n<\/td>\n<td style=\"width: 219.618px; height: 137px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center; font-size: 12px;\"><a href=\"https:\/\/www.alliancebank.com.my\/alliance-privilege-ut-combo.aspx\" rel=\"noopener\" target=\"_blank\">Investment &amp; FD Bundle Campaign<\/a><\/p>\n<p style=\"text-align: center; font-size: 12px;\">Required to invest in selected Conventional Unit Trust products.<\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 137px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center; font-size: 12px;\">7%<\/p>\n<\/td>\n<td style=\"width: 86.2326px; height: 137px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">3 months&nbsp;<\/span><\/td>\n<td style=\"width: 120.365px; padding: 4px; text-align: center; height: 137px; border-style: solid;\">1 Oct 2022 \u2013 31 Mar 2023<\/td>\n<\/tr>\n<tr style=\"height: 365px;\">\n<td style=\"width: 97.257px; padding: 4px; height: 365px; border-style: solid;\">\n<p style=\"text-align: center; font-size: 12px;\">Alliance Bank<\/p>\n<\/td>\n<td style=\"width: 219.618px; padding: 4px; height: 365px; border-style: solid;\">\n<p style=\"text-align: center; font-size: 12px;\"><a href=\"https:\/\/www.alliancebank.com.my\/promotions\/investment\/banca-fd-campaign.aspx\" rel=\"noopener\" target=\"_blank\">Bancassurance &amp; FD Bundle Campaign<\/a><\/p>\n<p style=\"text-align: center; font-size: 12px;\">Required to purchase selected bancassurance products)<\/p>\n<\/td>\n<td style=\"width: 147.413px; padding: 4px; height: 365px; border-style: solid;\">\n<p style=\"font-size: 12px; text-align: center;\">8%<\/p>\n<p style=\"font-size: 12px; text-align: center;\">(<span style=\"font-size: 13px; background-color: transparent; color: var(--bs-body-color); font-family: var(--bs-body-font-family); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">products with minimum annualized premium of RM50,000)&nbsp;<\/span><\/p>\n<p style=\"font-size: 12px; text-align: center;\"><span style=\"font-size: 13px; background-color: transparent; color: var(--bs-body-color); font-family: var(--bs-body-font-family); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">6%<\/span><\/p>\n<p style=\"font-size: 12px; text-align: center;\"><span style=\"font-size: 13px; background-color: transparent; color: var(--bs-body-color); font-family: var(--bs-body-font-family); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">(products with minimum annualized premium of RM10,000)<\/span><\/p>\n<\/td>\n<td style=\"width: 86.2326px; padding: 4px; height: 365px; border-style: solid;\"><span style=\"font-size: 12px;\">6 months&nbsp;<\/span><\/td>\n<td style=\"width: 120.365px; padding: 4px; height: 365px; border-style: solid;\"><span style=\"font-size: 12px;\">1 Oct 2022 \u2013 31 Mar 2023<\/span><\/td>\n<\/tr>\n<tr style=\"height: 175px;\">\n<td style=\"width: 97.257px; padding: 4px; height: 175px; border-style: solid;\">\n<p style=\"text-align: center; font-size: 12px;\">Alliance Bank<\/p>\n<\/td>\n<td style=\"width: 219.618px; padding: 4px; height: 175px; border-style: solid;\">\n<p style=\"text-align: center; font-size: 12px;\"><a href=\"https:\/\/www.alliancebank.com.my\/alliance-privilege-new-investor.aspx\" rel=\"noopener\" target=\"_blank\">New Investor Campaign<\/a><\/p>\n<p style=\"text-align: center; font-size: 12px;\">For new investment customers on selected Conventional Unit Trust Products.<\/p>\n<\/td>\n<td style=\"width: 147.413px; padding: 4px; height: 175px; border-style: solid;\">\n<p style=\"font-size: 12px; text-align: center;\">9%&nbsp;<\/p>\n<\/td>\n<td style=\"width: 86.2326px; text-align: center; padding: 4px; height: 175px; border-style: solid;\"><span style=\"font-size: 12px;\">3 months&nbsp;<\/span><\/td>\n<td style=\"width: 120.365px; padding: 4px; text-align: center; height: 175px; border-style: solid;\"><span style=\"font-size: 12px;\">1 Oct 2022 \u2013 31 Mar 2023<\/span><\/td>\n<\/tr>\n<tr style=\"height: 145.99px;\">\n<td style=\"width: 97.257px; padding: 4px; height: 146px; border-style: solid;\">\n<p style=\"text-align: center; font-size: 12px;\">Alliance Bank&nbsp;<\/p>\n<\/td>\n<td style=\"width: 219.618px; padding: 4px; height: 146px; border-style: solid;\">\n<p style=\"text-align: center; font-size: 12px;\"><a href=\"https:\/\/www.alliancebank.com.my\/promotions\/banking\/saveplus\/coolest-cashback-campaign.aspx\" rel=\"noopener\">Cooler Cashback e-FD<\/a><\/p>\n<p style=\"text-align: center; font-size: 12px;\">Required to set up mobile banking.&nbsp;<\/p>\n<\/td>\n<td style=\"width: 147.413px; padding: 4px; height: 146px; border-style: solid;\">\n<p style=\"font-size: 12px; text-align: center;\">3.40%&nbsp;<\/p>\n<\/td>\n<td style=\"width: 86.2326px; text-align: center; padding: 4px; height: 146px; border-style: solid;\"><span style=\"font-size: 12px;\">12 months&nbsp;<\/span><\/td>\n<td style=\"width: 120.365px; padding: 4px; text-align: center; height: 146px; border-style: solid;\"><span style=\"font-size: 12px;\">1 Oct \u2013 30 Nov 2022<\/span><\/td>\n<\/tr>\n<tr style=\"height: 597.986px;\">\n<td style=\"width: 97.257px; height: 598px; padding: 4px; border-style: solid;\">AmBank<\/td>\n<td style=\"width: 219.618px; height: 598px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center; font-size: 12px;\"><a href=\"https:\/\/www.ambank.com.my\/eng\/promotions-page\/AmBank-6mth-FD-CASA-Bundle-Campaign\" rel=\"noopener\" target=\"_blank\">FD\/CASA Bundle Promo<\/a><\/p>\n<p style=\"text-align: center; font-size: 12px;\">Combine Fixed Deposit\/Term Deposit-i (FD\/TD-i) with Current or Savings Account\/Current or Savings Account-i (CASA\/CASA-i).<\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 598px; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px; text-align: center;\">4.60%<\/p>\n<p style=\"font-size: 12px; text-align: center;\">(Individual customers &amp; AmBank SIGNATURE Priority Banking customers (AmStar Current Account\/-i)<\/p>\n<p style=\"font-size: 12px; text-align: center;\">4.65%<\/p>\n<p style=\"font-size: 12px; text-align: center;\">(AmWafeeq Savings Account-i accountholders)<\/p>\n<p style=\"font-size: 12px; text-align: center;\">4.75%<\/p>\n<p style=\"font-size: 12px; text-align: center;\">(AmBank SIGNATURE Priority Banking customers (AmStar Current Account\/-i)<\/p>\n<\/td>\n<td style=\"width: 86.2326px; height: 598px; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">6 months&nbsp;<\/span><\/td>\n<td style=\"width: 120.365px; padding: 4px; height: 598px; text-align: center; border-style: solid;\"><span style=\"font-size: 12px;\">18 July \u2013 5 Nov 2022<\/span><\/td>\n<\/tr>\n<tr style=\"height: 226.997px;\">\n<td style=\"width: 97.257px; height: 227px; padding: 4px; border-style: solid;\">Bank Islam<\/td>\n<td style=\"width: 219.618px; height: 227px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\">&nbsp;<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.bankislam.com\/campaigns\/tdt-extra-maxcash\/?utm_source=forit-sem&amp;utm_medium=forit-keyword&amp;utm_campaign=forit-tdt-maxcash&amp;utm_content=forit-eng&amp;gclid=CjwKCAjw7eSZBhB8EiwA60kCW_XPq050AlOKnZd5Sn0L3E60O8hWcmpT9pBycbV9fNBk86jYYMs_exoCvj0QAvD_BwE\" rel=\"noopener\"><span style=\"font-size: 12px;\">TDT Extra campaign<\/span><\/a><\/p>\n<p style=\"font-size: 12px; text-align: center;\">Must also deposit into Al-Awfar account.<\/p>\n<p style=\"font-size: 12px; text-align: center;\">&nbsp;<\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 227px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">4 %<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">4.20%<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">4.40%<\/span><\/p>\n<\/td>\n<td style=\"width: 86.2326px; height: 227px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">6 months&nbsp;<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">12 months&nbsp;<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">18 months<\/span>&nbsp;<\/p>\n<\/td>\n<td style=\"width: 120.365px; height: 227px; text-align: center; padding: 4px; border-style: solid;\">20 Oct \u2013 31 Dec 2022<\/td>\n<\/tr>\n<tr style=\"height: 170px;\">\n<td style=\"width: 97.257px; height: 170px; text-align: center; padding: 4px; border-style: solid;\">Bank Islam&nbsp;<\/td>\n<td style=\"width: 219.618px; height: 170px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.bankislam.com\/campaigns\/tdt-extra-maxcash\/?utm_source=forit-sem&amp;utm_medium=forit-keyword&amp;utm_campaign=forit-tdt-maxcash&amp;utm_content=forit-eng&amp;gclid=CjwKCAjw7eSZBhB8EiwA60kCW_XPq050AlOKnZd5Sn0L3E60O8hWcmpT9pBycbV9fNBk86jYYMs_exoCvj0QAvD_BwE\" rel=\"noopener\"><span style=\"font-size: 12px;\">MaxCash Campaign<\/span><\/a><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">Must also deposit into Al-Awfar account.<\/span><\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 170px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">4.35%<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">5.7%<\/span><\/p>\n<\/td>\n<td style=\"width: 86.2326px; height: 170px; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">3 months&nbsp;<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">6 months<\/span>&nbsp;<\/p>\n<\/td>\n<td style=\"width: 120.365px; height: 170px; text-align: center; padding: 4px; border-style: solid;\">20 Oct \u2013 31 Dec 2022<\/td>\n<\/tr>\n<tr style=\"height: 146.997px;\">\n<td style=\"width: 97.257px; height: 147px; text-align: center; padding: 4px; border-style: solid;\">Bank Muamalat<\/td>\n<td style=\"width: 219.618px; height: 147px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.muamalat.com.my\/campaign\/fta-i-fd-i-fleksi-mega-campaign\/\" rel=\"noopener\"><span style=\"font-size: 12px;\">FTA-i (FD-i) Fleksi Mega Campaign <\/span><\/a><\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 12px;\">Required to deposit RM5,000 only.<\/span><\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 147px; text-align: center; padding: 4px; border-style: solid;\">4%<\/td>\n<td style=\"width: 86.2326px; height: 147px; text-align: center; padding: 4px; border-style: solid;\">3 months&nbsp;<\/td>\n<td style=\"width: 120.365px; height: 147px; text-align: center; padding: 4px; border-style: solid;\">1 Nov 2022 \u2013 31 Jan 2023<\/td>\n<\/tr>\n<tr style=\"height: 201.997px;\">\n<td style=\"width: 97.257px; height: 202px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">CIMB Bank&nbsp;<\/span><\/td>\n<td style=\"width: 219.618px; height: 202px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px; text-align: center;\"><span style=\"font-size: 12px;\"><a href=\"https:\/\/www.cimb.com.my\/en\/personal\/promotions\/latest-promotions\/friai-bundle-casa.html\" rel=\"noopener\">CIMB FRIA-i Bundle CASA-i<\/a><\/span><\/p>\n<p style=\"font-size: 12px; text-align: center;\"><span style=\"font-size: 12px;\">Bundle your Fixed Return Income Account-i (FRIA-i) with your new or existing Current\/Savings Account-i (CASA-i) savings.<\/span><\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 202px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">4.08%<\/span><\/td>\n<td style=\"width: 86.2326px; height: 202px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">6 months&nbsp;<\/span><\/td>\n<td style=\"width: 120.365px; height: 202px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">20 Sept \u2013 31 Dec 2022<\/span><\/td>\n<\/tr>\n<tr style=\"height: 210.99px;\">\n<td style=\"width: 97.257px; height: 211px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">CIMB Bank&nbsp;<\/span><\/td>\n<td style=\"width: 219.618px; height: 211px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\"><a href=\"https:\/\/www.cimb.com.my\/en\/personal\/promotions\/latest-promotions\/tia-i-campaign-2022.html\" rel=\"noopener\">Islamic Term Investment Account -i&nbsp;<\/a><\/span><\/td>\n<td style=\"width: 147.413px; height: 211px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">2.85%<\/span><br><br><span style=\"font-size: 12px;\">3.40%<\/span><br><br><span style=\"font-size: 12px;\">3.70%<\/span><\/td>\n<td style=\"width: 86.2326px; height: 211px; text-align: center; padding: 4px; border-style: solid;\">\n<p><span style=\"font-size: 12px;\">3 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">6 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">12 months&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"width: 120.365px; height: 211px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">19 Oct \u2013 8 Nov 2022<\/span><\/td>\n<\/tr>\n<tr style=\"height: 235px;\">\n<td style=\"width: 97.257px; height: 235px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">Hong Leong Bank<\/span><\/td>\n<td style=\"width: 219.618px; height: 235px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px; text-align: center;\"><span style=\"font-size: 12px;\"><a href=\"https:\/\/www.hlb.com.my\/en\/personal-banking\/promotions\/ct-efd-i-promo.html\" rel=\"noopener\">eFixed Deposit\/-i Promotion<\/a><\/span><\/p>\n<p style=\"font-size: 12px; text-align: center;\"><span style=\"font-size: 12px;\">Must deposit via HLB Connect.&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 235px; text-align: center; padding: 4px; border-style: solid;\">\n<p><span style=\"font-size: 12px;\">3.00%<\/span><\/p>\n<p><span style=\"font-size: 12px;\">3.30%<\/span><br><span style=\"font-size: 12px;\"><\/span><\/p>\n<p><span style=\"font-size: 12px;\">3.50%&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">3.60%&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"width: 86.2326px; height: 235px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">3 months&nbsp;<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">6 months&nbsp;<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">12 months&nbsp;<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">18 or 24 months&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"width: 120.365px; height: 235px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">29 Oct 2022 \u2013 4 Jan 2023<\/span><\/td>\n<\/tr>\n<tr style=\"height: 321.997px;\">\n<td style=\"width: 97.257px; height: 322px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">HSBC Bank<\/span><\/td>\n<td style=\"width: 219.618px; height: 322px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\"><a href=\"https:\/\/www.hsbc.com.my\/accounts\/products\/everyday-global\/?cid=HBMY:ki:D0:DC::1907:001:EGA_Gen#offer\" rel=\"noopener\">Time Deposit Special Rates&nbsp;<\/a><\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">Exclusive for New HSBC Premier Everyday Global Account customers.<\/span><\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 322px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">2.95% <\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">(deposit (RM200,000)<\/span><br><br><span style=\"font-size: 12px;\">3.00%<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">(deposit RM500,000)<\/span><br><br><span style=\"font-size: 12px;\">3.10%<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">(deposit RM1 million)<\/span><\/p>\n<\/td>\n<td style=\"width: 86.2326px; height: 322px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">6 months&nbsp;<\/span><\/td>\n<td style=\"width: 120.365px; height: 322px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">19 Sept \u2013 11 Nov 2022<\/span><\/td>\n<\/tr>\n<tr style=\"height: 728.993px;\">\n<td style=\"width: 97.257px; height: 729px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">MBSB Bank<\/span><\/td>\n<td style=\"width: 219.618px; height: 729px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"text-align: center; font-size: 12px;\"><span style=\"font-size: 12px;\"><a href=\"https:\/\/www.mbsbbank.com\/promotions\/term-deposit-i-booster-campaign?utm_source=search&amp;utm_medium=cpc&amp;utm_campaign=termdeposit&amp;utm_content=generic&amp;utm_term=prospecting\" rel=\"noopener\">MBSB Term Deposit-i Booster Campaign<\/a><\/span><\/p>\n<p style=\"text-align: center; font-size: 12px;\"><span style=\"font-size: 12px;\">Choose to bundle with current\/savings account, or not.&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 729px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">Bundle A&nbsp;<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">4.83% (6 months)<\/span><br><span style=\"font-size: 12px;\">5.05% (9 months)<\/span><br><span style=\"font-size: 12px;\">5.55% (12 months)<\/span><br><span style=\"font-size: 12px;\">5.69% (15 months)<\/span><br><span style=\"font-size: 12px;\">5.76% (18 months)<\/span><\/p>\n<p style=\"font-size: 12px;\">&nbsp;<\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">Bundle B&nbsp;<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">5.20% (6 months)<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">5.43% (9 months)<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">5.90% (12 months)<\/span><\/p>\n<p style=\"font-size: 12px;\">&nbsp;<\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">No Bundle&nbsp;<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">3.30% (6 months)<\/span><br><span style=\"font-size: 12px;\">3.40% (9 months)<\/span><br><span style=\"font-size: 12px;\">3.65% (12 months)<\/span><br><span style=\"font-size: 12px;\">3.67% (15 months)<\/span><br><span style=\"font-size: 12px;\">3.70% (18 months)<\/span><\/p>\n<\/td>\n<td style=\"width: 86.2326px; height: 729px; text-align: center; padding: 4px; border-style: solid;\">\n<p><span style=\"font-size: 12px;\">6 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">9 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">12 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">15 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">18 months&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"width: 120.365px; height: 729px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">1 Sept \u2013 31 Dec 2022<\/span><\/td>\n<\/tr>\n<tr style=\"height: 326.997px;\">\n<td style=\"width: 97.257px; height: 327px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">Public Bank<\/span><\/td>\n<td style=\"width: 219.618px; height: 327px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px;\">&nbsp;<\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\"><a href=\"https:\/\/www.pbebank.com\/pdf\/Red-Carpet-Banking\/tc_RCBspecialFDTDi-1022en.aspx\" rel=\"noopener\">PB RCB Special FD\/TD-i Campaign<\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 327px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">RCB Elite<\/span><br><span style=\"font-size: 12px;\">2.80% (3 months)<\/span><br><span style=\"font-size: 12px;\">3.10% (6 months)<\/span><br><span style=\"font-size: 12px;\">3.20% (9 months)<\/span><br><span style=\"font-size: 12px;\">3.30% (12 months)<\/span><br><br><span style=\"font-size: 12px;\">RCB Gold<\/span><br><span style=\"font-size: 12px;\">2.75% (3 months)<\/span><br><span style=\"font-size: 12px;\">3.05% (6 months)<\/span><br><span style=\"font-size: 12px;\">3.15% (9 months)<\/span><br><span style=\"font-size: 12px;\">3.25% (12 months)<\/span><\/td>\n<td style=\"width: 86.2326px; height: 327px; text-align: center; padding: 4px; border-style: solid;\">\n<p><span style=\"font-size: 12px;\">3 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">6 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">9 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">12 months&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"width: 120.365px; height: 327px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">1 Sept \u2013 31 Dec 2022<\/span><\/td>\n<\/tr>\n<tr style=\"height: 202.986px;\">\n<td style=\"width: 97.257px; height: 203px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">Public Bank&nbsp;<\/span><\/td>\n<td style=\"width: 219.618px; height: 203px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\"><a href=\"https:\/\/www.pbebank.com\/pdf\/Promotions\/en\/efdfpxntnc.aspx\" rel=\"noopener\">PB eFD via FPX Campaign<\/a><\/span><\/td>\n<td style=\"width: 147.413px; height: 203px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">2.75%<\/span><br><br><span style=\"font-size: 12px;\">3.05%&nbsp;<\/span><br><br><span style=\"font-size: 12px;\">3.15%&nbsp;<\/span><br><br><span style=\"font-size: 12px;\">3.25%&nbsp;<\/span><\/td>\n<td style=\"width: 86.2326px; height: 203px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">3 months&nbsp;<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">6 months&nbsp;<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">9 months&nbsp;<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">12 months&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"width: 120.365px; height: 203px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">1 Sept \u2013 31 Dec 2022<\/span><\/td>\n<\/tr>\n<tr style=\"height: 416.997px;\">\n<td style=\"width: 97.257px; height: 417px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">Public Bank&nbsp;<\/span><\/td>\n<td style=\"width: 219.618px; height: 417px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\"><a href=\"https:\/\/www.pbebank.com\/pdf\/Banking\/tc_specialFD-1022en.aspx\" rel=\"noopener\">PB Special Fixed Deposit Campaign<\/a><\/span><\/td>\n<td style=\"width: 147.413px; height: 417px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">PB Golden 50 PLUS Fixed Deposit Account<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">2.75% (3 months)<\/span><br><span style=\"font-size: 12px;\">3.05% (6 months)<\/span><br><span style=\"font-size: 12px;\">3.15% (9 months)<\/span><br><span style=\"font-size: 12px;\">3.25% (12 months)<\/span><br><br><span style=\"font-size: 12px;\">PLUS Fixed Deposit<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">2.70% (3 months)<\/span><br><span style=\"font-size: 12px;\">3.00% (6 months)<\/span><br><span style=\"font-size: 12px;\">3.10% (9 months)<\/span><br><span style=\"font-size: 12px;\">3.20% (12 months)<\/span><\/p>\n<\/td>\n<td style=\"width: 86.2326px; height: 417px; text-align: center; padding: 4px; border-style: solid;\">\n<p><span style=\"font-size: 12px;\">3 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">6 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">9 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">12 months&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"width: 120.365px; height: 417px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">1 Sept \u2013 31 Dec 2022<\/span><\/td>\n<\/tr>\n<tr style=\"height: 270.99px;\">\n<td style=\"width: 97.257px; height: 271px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">Public Bank&nbsp;<\/span><\/td>\n<td style=\"width: 219.618px; height: 271px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\"><a href=\"https:\/\/www.pbebank.com\/pdf\/Red-Carpet-Banking\/rcb-bday-en-tc.aspx\" rel=\"noopener\">RCB Birthday Monthly Privileges Campaign<\/a><\/span><\/td>\n<td style=\"width: 147.413px; height: 271px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">RCB Gold<\/span><br><span style=\"font-size: 12px;\">2.80% (3 months)<\/span><br><span style=\"font-size: 12px;\">3.10% (6 months)<\/span><br><span style=\"font-size: 12px;\">3.20% (9 months)<\/span><br><span style=\"font-size: 12px;\">3.30% (12 months)<\/span><br><br><span style=\"font-size: 12px;\">RCB Elite<\/span><br><span style=\"font-size: 12px;\">2.85% (3 months)<\/span><br><span style=\"font-size: 12px;\">3.15% (6 months)<\/span><br><span style=\"font-size: 12px;\">3.25% (9 months)<\/span><br><span style=\"font-size: 12px;\">3.35% (12 months)<\/span><\/td>\n<td style=\"width: 86.2326px; height: 271px; text-align: center; padding: 4px; border-style: solid;\">\n<p><span style=\"font-size: 12px;\">3 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">6 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">9 months&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 12px;\">12 months&nbsp;<\/span><\/p>\n<\/td>\n<td style=\"width: 120.365px; height: 271px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">1 Sept \u2013 31 Dec 2022<\/span><\/td>\n<\/tr>\n<tr style=\"height: 338.993px;\">\n<td style=\"width: 97.257px; height: 339px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">RHB Bank<\/span><\/td>\n<td style=\"width: 219.618px; height: 339px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\"><a href=\"https:\/\/www.rhbgroup.com\/utfd1\/index.html?utm_source=banner&amp;utm_medium=promobanner&amp;utm_campaign=utfd1\" rel=\"noopener\">Fixed Deposit\/Commodity Murabahah Deposit-i<\/a><\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">Must invest in selected unit trust funds or ASNB Variable Price.<\/span><\/p>\n<\/td>\n<td style=\"width: 147.413px; height: 339px; text-align: center; padding: 4px; border-style: solid;\">\n<p><span style=\"font-size: 12px;\">Unit trust funds<\/span><\/p>\n<p><span style=\"font-size: 12px;\">14.50% (1 month)<\/span><br><span style=\"font-size: 12px;\">6.70% (3 months)<\/span><br><span style=\"font-size: 12px;\">4.50% (6 months)<\/span><br><br><span style=\"font-size: 12px;\">ASNB Variable Price<\/span><\/p>\n<p><span style=\"font-size: 12px;\">8.70% (1 month)<\/span><br><span style=\"font-size: 12px;\">4.80% (3 months)<\/span><br><span style=\"font-size: 12px;\">3.70% (6 months)<\/span><\/p>\n<\/td>\n<td style=\"width: 86.2326px; height: 339px; text-align: center; padding: 4px; border-style: solid;\">\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">1 month<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">3 months&nbsp;<\/span><\/p>\n<p style=\"font-size: 12px;\"><span style=\"font-size: 12px;\">6 months<\/span><\/p>\n<\/td>\n<td style=\"width: 120.365px; height: 339px; text-align: center; padding: 4px; border-style: solid;\"><span style=\"font-size: 12px;\">1 Oct \u2013 31 Dec 2022<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\">&nbsp;<\/p>\n<h2><strong>Things to consider when using a fixed deposit<\/strong><\/h2>\n<p><strong><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/tips-fixed-deposit-1.jpg?resize=640%2C285&#038;ssl=1\" alt=\"tips-fixed-deposit\" width=\"640\" height=\"285\" loading=\"lazy\"><\/strong><\/p>\n<ol>\n<li><strong>Do not tie up money that you need to survive. <\/strong><\/li>\n<\/ol>\n<p>If you use a fixed deposit, you will not be able to touch the investment amount for a while, so make sure you can survive without it. Make sure you have a steady stream of income and an&nbsp;emergency fund that is available at any time before taking a fixed deposit.<\/p>\n<ol start=\"2\">\n<li><strong>Make sure the interest rate is worth it.<\/strong><\/li>\n<\/ol>\n<p>The interest rate on fixed deposits is generally a little higher than the interest rate on savings account. However, if you are planning to use your savings to get a fixed deposit at another bank, you might spend the additional benefit on transaction fees! Before deciding on your course of action, make sure that the returns you realize are enough to cover the cost.<\/p>\n<h2><strong>Are fixed deposits a good investment?<\/strong><\/h2>\n<p>A fixed deposit can be a good investment if you are looking for safety and security with decent returns. For example, if you have some money left over but you don\u2019t want to take any risk, you can choose to take a fixed deposit, assuming you won\u2019t need the money for a while.<\/p>\n<p>However, if you want to realize returns that are a little higher, you could consider <a href=\"https:\/\/www.comparehero.my\/blog\/beginners-guide-investing-malaysia\">investing in the stock market<\/a>, <a href=\"https:\/\/www.comparehero.my\/blog\/how-crowdfunding-works\">or joining a p2p-lending network<\/a>. You can even <a href=\"https:\/\/www.comparehero.my\/blog\/10-business-ideas-can-try-ramadhan\">invest in your own business<\/a>, if you are really adventurous!<\/p>\n<table>\n<tbody><!--Headlines of rows-->\n<tr>\n<td style=\"background-color: #ffffff; text-align: center; vertical-align: middle; color: white; width: 150px;\"><a href=\"https:\/\/i0.wp.com\/f.hubspotusercontent-eu1.net\/hubfs\/25174313\/Imported_Blog_Media\/allianceyouniqueratesmastercard-2.png?ssl=1\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/allianceyouniqueratesmastercard-2.png?resize=114%2C72&#038;ssl=1\" width=\"114\" height=\"72\"><\/a><\/td>\n<td style=\"background-color: #ffffff; text-align: center; vertical-align: middle; color: white; width: 100px;\">\n<ul>\n<li><strong>Unlimited Cashback<\/strong><strong>Personalised Card Face<\/strong><\/li>\n<\/ul>\n<\/td>\n<td style=\"background-color: #ffffff; text-align: center; vertical-align: middle; color: white; width: 150px;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/alliance-bank\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/CTA-apply-now-Mar-28-2022-01-32-09-60-PM.jpg?resize=133%2C28&#038;ssl=1\" alt=\"cta-apply-now\" width=\"133\" height=\"28\"><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em><strong>Disclaimer<\/strong>: Neither CompareHero.my nor the content on it is intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on CompareHero.my is for general information purposes only and is not intended to be personalised investment advice or a solicitation for the purchase or sale of securities.<\/em><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp;<\/p>\n","protected":false},"author":268230141,"featured_media":1407,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[435],"tags":[],"class_list":["post-17915","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-savings-accounts"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Best Fixed Deposit (FD) Interest Rates In Malaysia - Nov 2022 - CompareHero<\/title>\n<meta name=\"description\" content=\"Find out which Malaysian banks offer Fixed Deposits with attractive interest rates online. Compare FD interest earned, get maximum ROI. Apply now for FREE!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparehero.my\/blog\/savings-accounts\/fixed-deposit-interest-rates-malaysia.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Fixed Deposit (FD) Interest Rates In Malaysia - Nov 2022 - CompareHero\" \/>\n<meta property=\"og:description\" content=\"Find out which Malaysian banks offer Fixed Deposits with attractive interest rates online. Compare FD interest earned, get maximum ROI. 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