{"id":17928,"date":"2023-08-18T00:00:00","date_gmt":"2023-08-17T16:00:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/best-takaful-car-insurance-in-malaysia-comparison-of-top-5-providers.html"},"modified":"2026-03-27T08:28:47","modified_gmt":"2026-03-27T00:28:47","slug":"best-takaful-car-insurance-in-malaysia-comparison-of-top-5-providers","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/insurance\/best-takaful-car-insurance-in-malaysia-comparison-of-top-5-providers.html","title":{"rendered":"Best Takaful Car Insurance in Malaysia: Comparison of Top 5 Providers"},"content":{"rendered":"\n

<\/span><\/strong>
<\/span><\/strong>Takaful car insurance is a Shariah-compliant alternative to conventional car insurance. It works on the same principle of risk sharing, but it is based on Islamic principles: free from Riba<\/em>( interest), Gharar<\/em>(uncertainty) and Maysir<\/em>(gambling). This makes it a good option for Muslims who want to be sure that their car insurance aligns with their religious beliefs.<\/span>
<\/span><\/p>\n

Read More: Takaful Insurance: Everything You Need To Know<\/a><\/span><\/p>\n

There are many takaful car insurances in Malaysia, so it can be difficult to know which one is right for you. In this guide, we will compare the top 5 takaful car insurance in Malaysia and look at the coverage, benefits, add-on coverage, and availability of discounts or promotions offered by each provider.<\/span><\/span><\/span><\/a><\/p>\n

5 takaful car insurance available in Malaysia in 2023:<\/span><\/strong><\/h2>\n\n\n\n\n\n\n\n
\n

Feature<\/strong><\/span><\/p>\n<\/td>\n

\n

Motor Takaful by Etiqa<\/strong><\/a><\/span><\/p>\n<\/td>\n

\n

Takaful myClick Motor<\/strong><\/a><\/span><\/p>\n<\/td>\n

\n

Zurich Comprehensive<\/strong><\/a><\/span><\/p>\n<\/td>\n

\n

IKHLAS Private Car Comprehensive Plus<\/strong><\/a><\/span><\/p>\n<\/td>\n

\n

eMotor Takaful by Maybank<\/strong><\/a><\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Coverage<\/span><\/p>\n<\/td>\n

\n

Comprehensive coverage including third-party liability, own damage, personal accident, windscreen protection, legal liability for drivers under 25<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Benefits<\/span><\/p>\n<\/td>\n

\n

– 24\/7 roadside assistance<\/span><\/p>\n

– Easy claims process<\/span><\/p>\n

– Good customer service reputation<\/span><\/p>\n<\/td>\n

\n

– 24\/7 roadside assistance (Tele Bantuan)<\/span><\/p>\n

– Easy claims process<\/span><\/p>\n

– 6 months repair warranty<\/span><\/p>\n<\/td>\n

\n

– Unlimited use of courtesy car<\/span><\/p>\n

– Easy claims process<\/span><\/p>\n

– 24\/7 claims service<\/span><\/p>\n<\/td>\n

\n

– Inconvenience allowance (limited to 1 claim)<\/span><\/p>\n

– Facial reconstruction surgery, dental treatment

– 24-Hour Bantuan IKHLAS Road Assist Service<\/span><\/p>\n<\/td>\n

\n

– 24-hour Auto Assist hotline

– Authorization of repairs within 2 days (claims below RM5,000)

– Nationwide panel of Premier Workshops<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Add-on Coverage<\/span><\/p>\n<\/td>\n

\n

– Personal accident coverage for passengers

– Total loss waiver

– Hire car allowance<\/span><\/p>\n<\/td>\n

\n

– Inclusion of Special Perils

– Key Replacement

-Strike\/Riot\/Civil Commotion<\/span><\/p>\n<\/td>\n

\n

– Personal accidents

– E-Hailing cover (1-year)

– Enhanced Road Warrior (extra PA, unlimited towing, compassionate cover)<\/span><\/p>\n<\/td>\n

\n

– Personal accidents

– Extended Warranty

– Hire Car Allowance<\/span><\/p>\n<\/td>\n

\n

– Personal accidents

– E-Hailing cover (1-year)

– Flood<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Discounts or Promotions<\/span><\/p>\n<\/td>\n

\n

– No claim bonus (NCB)

– Multi-car discount

-Young driver discount for taking a defensive driving course<\/span><\/p>\n<\/td>\n

\n

– No claim bonus (NCB)

-Instant 10% discount

-0% Interest Instalment Plan with Maybank, RHB Bank, CIMB Bank, and Public Bank<\/span><\/p>\n<\/td>\n

\n

– No claim bonus (NCB)

– Up to 10% discount for low-risk drivers

-RM30 Touch \u2018n Go eWallet Credit (apply now<\/a>, Jul 20 – Aug 31, 2023)<\/span><\/p>\n<\/td>\n

\n

– No claim bonus (NCB)

– 10% off when signing up until Dec 31, 2023<\/span><\/p>\n<\/td>\n

\n

– No claim bonus (NCB)<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


Additional tips for choosing the right Takaful car insurance<\/span><\/strong><\/h2>\n