{"id":17998,"date":"2020-07-05T20:00:00","date_gmt":"2020-07-05T12:00:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/cimb-e-credit-card.html"},"modified":"2026-03-26T16:02:13","modified_gmt":"2026-03-26T08:02:13","slug":"cimb-e-credit-card","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/bank-news\/cimb-e-credit-card.html","title":{"rendered":"CIMB Launches New e Credit Card: Here\u2019s What You Need To Know &#8211; So Far"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.comparehero.my\/credit-card\/partners\/cimb\" target=\"_blank\" rel=\"noopener\">CIMB Bank Berhad<\/a> has recently unveiled the CIMB e-Credit Card as a way to address shifting customers needs, one that has become increasingly digital in this COVID-19 era by providing added value for online and contactless transactions without being limited to any e-commerce platform.<\/p>\n<!--more-->\n<p>This move is echoed by findings in Visa\u2019s report: \u201cThe New Normal\u201d Pandemic Response and Business Continuity Tips, which states that about <strong>42% of consumers in Malaysia have increased online shopping<\/strong> during the pandemic, while <strong>73% of consumers will still prefer electronic payment solutions<\/strong> instead of cash after the COVID-19 situation is over.<\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/Visa_Insights.png?w=640&#038;ssl=1\" alt=\"Visa_Insights\" style=\"width: 679px;\" ><br><em>Data shows that consumers are more inclined to use electronic payment solutions instead of cash even after the COVID-19 situation is over. (Image source: CIMB Bank)<\/em><\/p>\n<p>Most importantly, the report states that consumers will continue to <strong>hold onto most of their new digital-centric<\/strong> habits acquired during the pandemic when they <strong>return to their daily routines<\/strong>.<\/p>\n<p>By the end of 2020 and into 2021, consumers will have adopted digital and contactless methods like contactless cards and mobile phones QR codes for brick-and-mortar purchases &#8211; habits that are predicted to have staying power, according to the report.<\/p>\n<h2>What are the key features of the CIMB e-Credit Card?<\/h2>\n<p>The CIMB e-Credit Card allows customers to fully maximise the value of all online shopping, e-wallet, auto-billing, and in-store contactless spending with <strong>up to 12 times bonus points in each transaction with no minimum spend<\/strong>.<\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/cimb-e-credit-card-2-645x1024.jpg?w=640&#038;ssl=1\" alt=\"cimb-e-credit-card-2-645x1024\" style=\"width: 678px;\" ><em>The CIMB e Credit Card is expected to address rising digital demands resulting from the COVID-19 pandemic. (Image source: CIMB Bank)<\/em><\/p>\n<h3><strong>Impressive rewards<\/strong><\/h3>\n<ul>\n<li><strong>12x bonus points on the 10th of every month with featured partners<\/strong> such as Shopee, Lazada, Taobao, The Coffee Bean &amp; Tea Leaf, REVO, The Body Shop, Setel, Happy Fresh, Foodpanda, Domino\u2019s Pizza, Biji-Biji, Dyson, Sasa and Watsons Online, with more to be added in the future.<\/li>\n<li><strong>10x bonus points on the 10th of every month with non-featured partners<\/strong> for all e-wallet, online, auto-billing and in-store contactless transactions globally.<\/li>\n<li><strong>5x bonus points on days other than the 10th of every month<\/strong> on daily spending for e-wallet, online and auto-billing transactions.<\/li>\n<li><strong>1x bonus points<\/strong> with in-store contactless and other transactions.<\/li>\n<li>Offers one of the best bonus point conversion rates at <strong>400 bonus points for RM1<\/strong>, accepted at over 9,000 outlets nationwide.<\/li>\n<\/ul>\n<p>\u201cThe CIMB e Credit Card is timely given the accelerated shift to online, contactless and e-wallet transactions as the new normal for customers\u2019 banking and payments needs in the pandemic environment,\u201d said Samir Gupta, CEO, Group Consumer Banking, CIMB Group.<\/p>\n<p>\u201cPeople have increasingly relied on, and seen the benefits of e-commerce for essentials and other goods that they may have previously preferred to purchase in a physical store,\u201d he added.<\/p>\n<p><strong>Related:<\/strong> <a href=\"https:\/\/www.comparehero.my\/e-wallet\/articles\/best-ewallet-malaysia\" target=\"_blank\" rel=\"noopener\">Ultimate Guide To E-Wallet In Malaysia 2020 \u2013 Which Should You Get?<\/a><\/p>\n<p>The card represents two of CIMB\u2019s main pivots as part of their Forward23 business strategy, namely Customer Centricity and Sustainability, according to Gupta.<\/p>\n<p>\u201cWe will continue to innovate in order to provide a more seamless and convenient experience to our customers, particularly during this challenging period,\u201d he said.<\/p>\n<p>Designed with sustainability principles in mind, the monthly e Credit Card statements will be <strong>100% e-statements only<\/strong>.<\/p>\n<p>On top of that, <strong>CIMB credit card customers can support sustainable causes by redeeming bonus points for donations<\/strong> to various non-governmental organisations (NGOs) and COVID-19 support funds. Find out how you can donate at: <a href=\"http:\/\/www.cimb.com.my\/covid19donations\" target=\"_blank\" rel=\"noopener\">www.cimb.com.my\/covid19donations<\/a><\/p>\n<h3><strong>Eligibility<\/strong><\/h3>\n<p>Minimum income requirement: RM24,000 per annum<\/p>\n<h3><strong>Annual Fees<\/strong><\/h3>\n<p>Principal Card &#8211; RM100 (waived for the first year)<\/p>\n<p>Supplementary Card &#8211; waived<\/p>\n<table>\n<tbody>\n<tr>\n<td style=\"background-color: #176c9b; text-align: center; color: white;\"><strong>Annual Fee Waiver (For subsequent years)<\/strong><\/td>\n<td style=\"background-color: #176c9b; text-align: center; color: white;\"><strong>Eligibility<\/strong><\/td>\n<\/tr>\n<tr>\n<td>100%<\/td>\n<td>Total annual spending* of RM12,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>*Total annual spend = Accumulated 12 months&#8217; retail spend prior to card annual fee date applies to a combined total of both principal and supplementary cards.<\/em><\/p>\n<p>For more information on CIMB\u2019s e Credit Card, click <a href=\"https:\/\/www.comparehero.my\/credit-card\/product\/cimb-e-credit-card\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<p>If you are curious about other CIMB cards available in the market, you can browse through a wide range of selections on our <a href=\"https:\/\/www.comparehero.my\/credit-card\/all\" target=\"_blank\" rel=\"noopener\">website<\/a>.<\/p>\n<h3><strong>Where can you use it?&nbsp;<\/strong><\/h3>\n<p>The card covers every aspect of a person\u2019s daily spending behavior \u2013 but can be mainly used for:<\/p>\n<ul>\n<li>Online shopping<\/li>\n<li>Food delivery<\/li>\n<li>Auto-bill payments<\/li>\n<li>In-store purchases<\/li>\n<li>e-Wallet transactions<\/li>\n<\/ul>\n<p><strong>Interested to apply for the CIMB e Credit Card? Just <a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.CIMB0013.CIMBeCreditCard\" target=\"_blank\" rel=\"noopener\">click here<\/a>.<\/strong><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>CIMB Bank Berhad has recently unveiled the CIMB e-Credit Card as a way to address shifting customers needs, one that has become increasingly digital in this COVID-19 era by providing added value for online and contactless transactions without being limited to any e-commerce platform.<\/p>\n","protected":false},"author":268230141,"featured_media":1095,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[417],"tags":[],"class_list":["post-17998","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bank-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CIMB Launches New e Credit Card: Here\u2019s What You Need To Know - So Far - CompareHero<\/title>\n<meta name=\"description\" content=\"Get extra e-payment rewards with CIMB newly launched e credit card. 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