{"id":18107,"date":"2019-02-28T19:00:00","date_gmt":"2019-02-28T11:00:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/free-insurance-coverage-for-b40-from-jan-1.html"},"modified":"2026-03-27T20:32:55","modified_gmt":"2026-03-27T12:32:55","slug":"free-insurance-coverage-for-b40-from-jan-1","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/insurance\/free-insurance-coverage-for-b40-from-jan-1.html","title":{"rendered":"Free insurance coverage for B40 from Jan 1"},"content":{"rendered":"\n<p>&nbsp;<\/p>\n<!--more-->\n<p><em>Courtesy of The Malaysian Reserve<\/em><\/p>\n<p>Beginning&nbsp; 1st January 2019, the Government will offer a free insurance scheme worth RM2 billion to&nbsp;<span style=\"font-size: 1.3rem;\">individuals between the ages of 18 to 55 within the 4.1 million B40 households.&nbsp;<\/span><span style=\"font-size: 1.3rem;\">This scheme will provide&nbsp;<\/span><span style=\"font-size: 1.3rem;\">medical coverage for 5 years to the targeted recipients.<\/span><\/p>\n<p>Finance Minister Lim Guan Eng&nbsp;said that the Government will be introducing a National Protection Scheme beginning Jan 1 next year, to provide free insurance and takaful protection for 36 critical illnesses for qualified low-income households or B40.<\/p>\n<p>The scheme is an initial step by the federal government to widen access to health services for vulnerable groups. Lim said the scheme will provide health protection against 36 critical illnesses, for qualified recipients with payment up to RM8,000.<\/p>\n<p>\u201cRegistration can be made electronically over the internet without the use of paper forms and no medical examination is required for qualification checks.<\/p>\n<p>Lim said coverage under the scheme commences Jan 1, 2019 and the sc<span style=\"font-size: 1.3rem;\">heme\u2019s registration and customer support services will be in operation from March 1, 2019.<\/span><\/p>\n<p><span style=\"font-size: 1.3rem;\">\u201cThe scheme also gives daily payments as income replacement in the event of hospitalisation for up to 14 days at RM50 per day or RM700 per year,\u201d he said.<\/span><\/p>\n<p>\u201cAll qualified recipients under the scheme will be notified through SMS messages,\u201d Lim said, adding that further information on the mechanism and implementation of the scheme will be disclosed when it is officially launched in early 2019.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp;<\/p>\n","protected":false},"author":268230141,"featured_media":60789,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[556],"tags":[],"class_list":["post-18107","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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To help you get in the patriotic mode, we have listed a few financial privileges only Malaysians get to enjoy in this article.\u00a0 Housing schemes for all income groups in Malaysia \u00a0 \u00a0No doubt, housing prices are getting\u2026","rel":"","context":"In &quot;Money Tips&quot;","block_context":{"text":"Money Tips","link":"https:\/\/www.comparehero.my\/blog\/money-tips"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_financialpriviledge-05-4.png?fit=1200%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_financialpriviledge-05-4.png?fit=1200%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_financialpriviledge-05-4.png?fit=1200%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_financialpriviledge-05-4.png?fit=1200%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_financialpriviledge-05-4.png?fit=1200%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":17949,"url":"https:\/\/www.comparehero.my\/blog\/government-budget\/budget-2021-personal-finance.html","url_meta":{"origin":18107,"position":2},"title":"Budget 2022: Analysing The Measures Through A Personal Finance Lense","author":"CompareHero","date":"8 February 2022","format":false,"excerpt":"Following the tabling of Budget 2021, the first major bill of the current administration, there has been a lot of discussions and debate over the proposed initiatives and how it could help Malaysians, as well as the country\u2019s economy recover from the pandemic. These unprecedented times have not only thrown\u2026","rel":"","context":"In &quot;Government Budget&quot;","block_context":{"text":"Government Budget","link":"https:\/\/www.comparehero.my\/blog\/government-budget"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-personal-finance.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-personal-finance.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-personal-finance.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-personal-finance.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-personal-finance.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":17950,"url":"https:\/\/www.comparehero.my\/blog\/government-budget\/budget-2021-highlights.html","url_meta":{"origin":18107,"position":3},"title":"Budget 2022: Here Are The Key Highlights And Takeaways For You","author":"CompareHero","date":"20 February 2022","format":false,"excerpt":"The recent economic highlights of\u00a0 Budget 2021 was tabled in parliament by Finance Minister, Tengku Dato Sri Zafrul Aziz on 6 November 2020. Read below to find out the main takeaways that you can expect to get and understand how they may affect you and your business.\u00a0 Though all eyes\u2026","rel":"","context":"In &quot;Government Budget&quot;","block_context":{"text":"Government Budget","link":"https:\/\/www.comparehero.my\/blog\/government-budget"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-highlights.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-highlights.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-highlights.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-highlights.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-highlights.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":9271,"url":"https:\/\/www.comparehero.my\/blog\/tax-planning\/experts-budget-2017-2.html","url_meta":{"origin":18107,"position":4},"title":"Budget 2017: What do the experts say?","author":"CompareHero","date":"27 October 2016","format":false,"excerpt":"With Malaysia\u2019s Budget 2017 announced\u00a0last week, many are still wondering and anticipating the impact of these policies put in place by the government, especially in combating the rising costs of living. In case you missed the announcement, CompareHero.my has compiled diverse views from various experts to shed some light on\u2026","rel":"","context":"In &quot;Tax Planning&quot;","block_context":{"text":"Tax Planning","link":"https:\/\/www.comparehero.my\/blog\/tax-planning"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/10\/image.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/10\/image.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/10\/image.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/10\/image.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":17932,"url":"https:\/\/www.comparehero.my\/blog\/government-policy\/bnm-assist-individuals-smes-affected-by-covid-19.html","url_meta":{"origin":18107,"position":5},"title":"BNM Announces Additional Measures To Assist Individuals And SMEs Affected By COVID-19","author":"CompareHero","date":"10 November 2020","format":false,"excerpt":"Bank Negara Malaysia (BNM) has recently announced that it will establish additional financing measures to provide relief and support to small and medium enterprises (SMEs), following the release of Budget 2021 by the Ministry of Finance last week. These measures, which include additional targeted repayment assistance for individuals and SME\u2026","rel":"","context":"In &quot;Government Policy&quot;","block_context":{"text":"Government Policy","link":"https:\/\/www.comparehero.my\/blog\/government-policy"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/bnm-assist-individuals-smes-affected-by-covid-19.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/bnm-assist-individuals-smes-affected-by-covid-19.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/bnm-assist-individuals-smes-affected-by-covid-19.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/bnm-assist-individuals-smes-affected-by-covid-19.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/bnm-assist-individuals-smes-affected-by-covid-19.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/02\/insurance-plan.png?fit=1024%2C768&ssl=1","_links":{"self":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/18107","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/users\/268230141"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/comments?post=18107"}],"version-history":[{"count":1,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/18107\/revisions"}],"predecessor-version":[{"id":58276,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/18107\/revisions\/58276"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media\/60789"}],"wp:attachment":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media?parent=18107"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/categories?post=18107"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/tags?post=18107"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}