{"id":18226,"date":"2022-02-17T19:00:00","date_gmt":"2022-02-17T11:00:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/how-to-save-cost-on-travel-insurance.html"},"modified":"2026-03-27T22:54:36","modified_gmt":"2026-03-27T14:54:36","slug":"how-to-save-cost-on-travel-insurance","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/insurance\/how-to-save-cost-on-travel-insurance.html","title":{"rendered":"How To Save Cost On Travel Insurance"},"content":{"rendered":"<p>Most of us already know the importance of having life insurance. But what about travel insurance?<\/p>\n<p><!--more--><\/p>\n<p>Some may question: <strong>&#8220;Is travel insurance still important if I already have life insurance coverage?&#8221; <\/strong><\/p>\n<p>The answer is yes, simply because it includes very specific travel-related protection that your generic life insurance may not have covered.<\/p>\n<p>But just like every other type of insurance policy, there are many features to consider in order to select the one that suits you the best. But the bottom line is that it is crucial to allocate a budget for travel insurance into your total cost for your getaway, regardless of business or leisure. This is extremely important if something goes awry while traveling.<b><\/b><\/p>\n<p>However, the common question that pops up in people\u2019s minds about travel insurance is whether or not it\u2019s expensive. That really depends because the cost of your travel insurance highly depends on various factors such as your destination, number of days, areas of coverage and more.<\/p>\n<p>But do take note that <strong>cheaper travel insurance policies does not necessarily mean less protection<\/strong>. If cost is holding you back from getting travel insurance, there are various ways to reduce the cost of travel insurance while still getting an adequate amount of coverage \u2014 it really boils down to what <i>you <\/i>want.<\/p>\n<h3><strong>Here are 5 things that you can do to help keep the cost of travel insurance down while still ensuring you have proper coverage while traveling.\u00a0<\/strong><\/h3>\n<h2>Compare packages<\/h2>\n<p>Comparing packages are a great way to get a scope of the different travel insurance plans and prices that are available in the market. Whether you choose a particular provider or not, comparing will allow you to gain valuable information regarding the various price points available to you.<\/p>\n<p><a href=\"https:\/\/www.comparehero.my\/travel-insurance\" data-elementor-open-lightbox=\"\"><br \/>\n<img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/TI-Gif.gif?resize=640%2C360&#038;ssl=1\" alt=\"\" width=\"640\" height=\"360\" \/> <\/a><\/p>\n<p><b>Use our\u00a0<a href=\"https:\/\/www.comparehero.my\/travel-insurance\">free comparison tool<\/a> for a more efficient and seamless experience.<\/b><\/p>\n<h2>Only get what you need<\/h2>\n<p>To ensure that you are not spending more than you need to, be sure to opt for the type of travel insurance that fits your trip or holiday. Here are some examples:<\/p>\n<ul>\n<li>If the only luggage you are bringing with you is a carry on that will stay with you during the flight, you may not need to get baggage coverage.<\/li>\n<li>Before getting your insurance, analyse your trip and assess your coverage needs so you can pick a travel insurance plan that works best for you.<\/li>\n<li>There is no need to pay extra for coverage that you may not need, on the flip side, do not underestimate the coverage you <i>actually <\/i>need. Last thing you would want is to find yourself away from home with no enough coverage.<\/li>\n<\/ul>\n<p><b>Must read: <\/b><a href=\"https:\/\/www.comparehero.my\/insurance\/articles\/travel-insurance-5-policy-benefits-explained\"><b>5 Moments to Take Advantage of your Travel Insurance<\/b><\/a><\/p>\n<h2>Check if your credit card offers travel coverage<\/h2>\n<p>Before you start shopping for your travel insurance, get in contact with your credit card provider. Chances are they offer some sort of travel coverage. Your credit card and benefits may not be enough to cover all your needs for your upcoming trip, but they could help to offset the costs of additional travel insurance. If you already have some level of coverage, you may not need to get as extensive of a travel insurance plan.<\/p>\n<p>Most <a href=\"https:\/\/www.comparehero.my\/credit-card\/airmiles\">travel credit cards<\/a> offer some coverage, but would require you to spend on air tickets with that card first \u2014 always read the fine print thoroughly. The <a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.CITI0004.CitiPremierMilesVisaCard\">Citi PremierMiles Visa Card<\/a> offers up to RM300,000 travel insurance, while the <a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.CIMB0012.CIMBEnrichPlatinum\">CIMB Enrich Platinum<\/a> covers up to RM1,000,000.<\/p>\n<h2>Liaise with a travel insurance agent<\/h2>\n<p>Sometimes a little human touch is what we need. Going through the fine print can be puzzling, and we need someone to help explain all of that to us. Enlist the help of a travel agent to shop around to find the ideal coverage. However, take note that there may be additional fees involved.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most of us already know the importance of having life insurance. But what about travel insurance?<\/p>\n","protected":false},"author":268230141,"featured_media":801,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[556],"tags":[],"class_list":["post-18226","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How To Save Cost On Travel Insurance - CompareHero<\/title>\n<meta name=\"description\" content=\"Most of us already know the importance of having life insurance. But what about travel insurance? Some may question: Is travel insurance still important\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparehero.my\/blog\/insurance\/how-to-save-cost-on-travel-insurance.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How To Save Cost On Travel Insurance - CompareHero\" \/>\n<meta property=\"og:description\" content=\"Most of us already know the importance of having life insurance. But what about travel insurance? 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She suffered respiratory issues a few months into her journey, passing away suddenly\u2026","rel":"","context":"In &quot;Insurance&quot;","block_context":{"text":"Insurance","link":"https:\/\/www.comparehero.my\/blog\/insurance"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Your_Top_10_Burning_Malaysian_Travel_Insurance_Questions_Answered.png?fit=1200%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Your_Top_10_Burning_Malaysian_Travel_Insurance_Questions_Answered.png?fit=1200%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Your_Top_10_Burning_Malaysian_Travel_Insurance_Questions_Answered.png?fit=1200%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Your_Top_10_Burning_Malaysian_Travel_Insurance_Questions_Answered.png?fit=1200%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Your_Top_10_Burning_Malaysian_Travel_Insurance_Questions_Answered.png?fit=1200%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":17651,"url":"https:\/\/www.comparehero.my\/blog\/insurance\/5-best-travel-insurance-policies-for-malaysians.html","url_meta":{"origin":18226,"position":1},"title":"5 Best Travel Insurance Policies For Malaysians","author":"CompareHero","date":"21 November 2019","format":false,"excerpt":"Now that everyone can easily fly, traveling the world becomes immensely popular. 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Reasons you need\u00a0 travel insurance\u2026","rel":"","context":"In &quot;Insurance&quot;","block_context":{"text":"Insurance","link":"https:\/\/www.comparehero.my\/blog\/insurance"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/travelinsurance-01.png?fit=1201%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/travelinsurance-01.png?fit=1201%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/travelinsurance-01.png?fit=1201%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/travelinsurance-01.png?fit=1201%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/travelinsurance-01.png?fit=1201%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":1520,"url":"https:\/\/www.comparehero.my\/blog\/insurance\/5-steps-picking-your-travel-insurance-2.html","url_meta":{"origin":18226,"position":3},"title":"5 Steps for Picking Your Travel Insurance","author":"CompareHero","date":"4 April 2019","format":false,"excerpt":"Another year for taking a vacation this summer to experience a refreshing change of your mind and heart. Think you are ready to get away? Not so fast! 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