{"id":18412,"date":"2022-09-01T03:09:11","date_gmt":"2022-08-31T19:09:11","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html"},"modified":"2026-03-26T15:59:35","modified_gmt":"2026-03-26T07:59:35","slug":"pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html","title":{"rendered":"Pay4U Makes It Possible To Clear Mortgages &#038; Car Loans With A Credit Card"},"content":{"rendered":"\n<p>Are you still paying cash for your monthly expenses? If you own a credit card, you might want to start using it to make payments so you can start reaping the rewards of your credit card.&nbsp; Now, you might be hesitant to use it as you may have to pay the interest fee if your repayment is overdue. But here\u2019s some good news for you!&nbsp;<\/p>\n<!--more-->\n<h2><strong>Extend Your Repayment Up To 50 Days Interest-Free With Pay4U&nbsp;<\/strong><\/h2>\n<p><span style=\"color: #000000;\">Get ready to improve your cash cycle by moving your commitments into your credit card with Pay4U! It\u2019s a payment platform by i-Serve that allows you to use any credit card to pay for your expenses anytime. Not only that you can also extend your credit card repayment period for up to 50 days at 0% interest, instead of a standard bank credit card of 20 days!<\/span><\/p>\n<p><span style=\"color: #000000;\">You don\u2019t have to be worried about committing to Pay4U because it\u2019s contract-free, so you can pay as you transact.&nbsp;<\/span><\/p>\n<h2><strong>Easily Pay For Your Personal Expenses&nbsp;<\/strong><\/h2>\n<p><strong><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/Pay4u_SocMed_FB_post_Compare_Hero-02%20%281%29-png-1.png?w=640&#038;ssl=1\" loading=\"lazy\"><\/strong><\/p>\n<p><span style=\"color: #000000;\">With Pay4U, you can make payments for any expenses including:&nbsp;<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><span style=\"color: #000000;\">Car loans&nbsp;<\/span><\/li>\n<li aria-level=\"1\"><span style=\"color: #000000;\">Home loans&nbsp;<\/span><\/li>\n<li aria-level=\"1\"><span style=\"color: #000000;\">Rental&nbsp;<\/span><\/li>\n<li aria-level=\"1\"><span style=\"color: #000000;\">Invoices<\/span><\/li>\n<li aria-level=\"1\"><span style=\"color: #000000;\">Condo maintenance fees<\/span><\/li>\n<li aria-level=\"1\"><span style=\"color: #000000;\">Tuition fees<\/span><\/li>\n<li><span style=\"color: #000000;\">Personal loans <\/span><\/li>\n<li>Credit card<\/li>\n<\/ul>\n<p>And more!&nbsp;<\/p>\n<h2><strong><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/Pay4u_SocMed_FB_post_Compare_Hero-03%20%281%29-png.png?w=640&#038;ssl=1\" loading=\"lazy\"><\/strong><strong>Why Should You Use Pay4U?<\/strong><\/h2>\n<p><span style=\"color: #000000;\">Not only is it super easy to make payment via Pay4U, but it helps you maintain a good credit score, improve your cash flow, allows you to earn more cashback, points or miles plus you can also take advantage of the 50 days repayment period! On top of that, with Pay4U, you get to avoid additional interest and late fees.&nbsp;<\/span><\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/Pay4u_SocMed_FB_post_Compare_Hero-04%20%281%29.png?w=640&#038;ssl=1\" alt=\"Pay4u_SocMed_FB_post_Compare_Hero-04 (1)\"  loading=\"lazy\" style=\"width: 1000px;\"><\/p>\n<h2><strong>You Can Save More!&nbsp;<\/strong><\/h2>\n<p><span style=\"color: #000000;\">There are no hidden fees with Pay4U. You\u2019ll only have to pay for its service charge and processing fees for each transaction<\/span><span style=\"color: #000000;\"><\/span><\/p>\n<div data-hs-responsive-table=\"true\" style=\"overflow-x: auto; max-width: 100%; width: 100%; margin-left: auto; margin-right: auto;\">\n<table style=\"width: 100%; border-collapse: collapse; table-layout: fixed; border: 1px solid #99acc2;\">\n<tbody>\n<tr>\n<td style=\"width: 50%; padding: 4px;\"><strong>Service Charge&nbsp;<\/strong><\/td>\n<td style=\"width: 50%; padding: 4px;\">1.99% (Credit Card, Debit Card, FPX)&nbsp;<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; padding: 4px;\"><strong>Processing Fee&nbsp;<\/strong><\/td>\n<td style=\"width: 50%; padding: 4px;\">0.25% of transaction amount or RM15 per transaction, whichever is higher unless otherwise stated.<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; padding: 4px;\"><strong>Total&nbsp;<\/strong><\/td>\n<td style=\"width: 50%; padding: 4px;\">2.24%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>But for a<strong> limited time only<\/strong>, enjoy their promotional rate* at <strong>1.75%<\/strong> for both service charge and processing fee. Promotion lasts until <strong>30 September 2022 <\/strong>and is applicable for every transaction.&nbsp;<\/p>\n<div data-hs-responsive-table=\"true\" style=\"overflow-x: auto; max-width: 100%; width: 100%; margin-left: auto; margin-right: auto;\">\n<table style=\"width: 100%; border-collapse: collapse; table-layout: fixed; border: 1px solid #99acc2; height: 182px;\">\n<tbody>\n<tr style=\"height: 40.5px;\">\n<td style=\"width: 50%; padding: 4px; height: 41px;\"><strong>Service Charge&nbsp;<\/strong><\/td>\n<td style=\"width: 50%; padding: 4px; height: 41px;\"><span style=\"text-decoration: line-through;\">1.99%<\/span> 1.5%<\/td>\n<\/tr>\n<tr style=\"height: 99px;\">\n<td style=\"width: 50%; padding: 4px; height: 99px;\"><strong>Processing Fee<\/strong><\/td>\n<td style=\"width: 50%; padding: 4px; height: 99px;\">0.25% of the transaction amount or <span style=\"text-decoration: line-through;\">RM15<\/span> RM5 per transaction, whichever is higher unless otherwise stated. <br><br><\/td>\n<\/tr>\n<tr style=\"height: 40.5px;\">\n<td style=\"width: 50%; padding: 4px; height: 41px;\"><strong>Total&nbsp;<\/strong><\/td>\n<td style=\"width: 50%; padding: 4px; height: 41px;\">1.75%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><span style=\"color: #000000;\"><span style=\"font-size: 12px;\">*The rates will be automatically applied before you make your final payment.<\/span> <br><\/span><\/p>\n<h2><strong><span style=\"color: #000000;\">What Are You Waiting For? SIGN UP FOR FREE<\/span><\/strong><\/h2>\n<p><span style=\"color: #000000;\">Here\u2019s how you can start using Pay4U!<\/span><\/p>\n<p><span style=\"color: #000000;\"><span style=\"font-weight: bold;\">Step 1<\/span>: Download app and set up a verified account with Pay4U using a bank credit card.<\/span><\/p>\n<p><span style=\"color: #000000;\"><span style=\"font-weight: bold;\">Step 2<\/span>: Pay4U charges the credit card for the expenses of your choice with a fee.<span style=\"font-size: 12px;\"><\/span><\/span><\/p>\n<p><span style=\"color: #000000;\"><span style=\"font-weight: bold;\">Step 3<\/span>: Pay4U pays the expenses via bank transfer.<\/span><\/p>\n<p><span style=\"color: #000000;\"><span style=\"font-weight: bold;\">Step 4<\/span>: You will just have to pay the credit card bill upon card statement.<\/span><\/p>\n<p style=\"font-size: 18px;\"><span style=\"color: #000000;\">Manage your cash flow better, hassle-free! Visit <a href=\"https:\/\/pay4u.page.link\/V9AkmJASNojJmfjY6\"><strong><span>Pay4U<\/span><\/strong><\/a> or download the Pay4U app from App store or PlayStore and create your Pay4U account for FREE today!<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"font-size: 30px; font-weight: bold; text-align: center;\"><span style=\"color: #0600ff;\"><a href=\"https:\/\/pay4u.com.my\/business?agentCode=CPMY22&amp;apn=com.iserve.pay4u&amp;ibi=com.iserve.PAY4U&amp;dfl=pay4u.com.my:\/\/&amp;isi=971566031&amp;forcedRedirectEnabled=1\" rel=\"noopener\" style=\"color: #0600ff;\">CLICK HERE TO APPLY NOW <\/a><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you still paying cash for your monthly expenses? If you own a credit card, you might want to start using it to make payments so you can start reaping the rewards of your credit card.&nbsp; Now, you might be hesitant to use it as you may have to pay the interest fee if your&#8230;<\/p>\n","protected":false},"author":268230141,"featured_media":1462,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[442],"tags":[],"class_list":["post-18412","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-platform-services"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pay4U Makes It Possible To Clear Mortgages &amp; Car Loans With A Credit Card - CompareHero<\/title>\n<meta name=\"description\" content=\"Improve your cash cycle with Pay4U! Use your credit cards to pay for your expenses with a repayment period for up to 50 days at 0% interest.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pay4U Makes It Possible To Clear Mortgages &amp; Car Loans With A Credit Card - CompareHero\" \/>\n<meta property=\"og:description\" content=\"Improve your cash cycle with Pay4U! Use your credit cards to pay for your expenses with a repayment period for up to 50 days at 0% interest.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html\" \/>\n<meta property=\"og:site_name\" content=\"CompareHero\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CompareHero.my\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-08-31T19:09:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-26T07:59:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Pay4u-SocMed_FI-05.png?fit=1200%2C628&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"CompareHero\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"CompareHero\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html\"},\"author\":{\"name\":\"CompareHero\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\"},\"headline\":\"Pay4U Makes It Possible To Clear Mortgages &#038; Car Loans With A Credit Card\",\"datePublished\":\"2022-08-31T19:09:11+00:00\",\"dateModified\":\"2026-03-26T07:59:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html\"},\"wordCount\":521,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Pay4u-SocMed_FI-05.png\",\"articleSection\":[\"Platform Services\"],\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html\",\"name\":\"Pay4U Makes It Possible To Clear Mortgages & Car Loans With A Credit Card - CompareHero\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Pay4u-SocMed_FI-05.png\",\"datePublished\":\"2022-08-31T19:09:11+00:00\",\"dateModified\":\"2026-03-26T07:59:35+00:00\",\"description\":\"Improve your cash cycle with Pay4U! Use your credit cards to pay for your expenses with a repayment period for up to 50 days at 0% interest.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#breadcrumb\"},\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#primaryimage\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Pay4u-SocMed_FI-05.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Pay4u-SocMed_FI-05.png\",\"width\":1200,\"height\":628},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\\\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Platform Services\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/platform-services\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Pay4U Makes It Possible To Clear Mortgages &#038; Car Loans With A Credit Card\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"name\":\"CompareHero\",\"description\":\"Providing the best tips and tricks about Malaysia\u2019s financial\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-MY\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\",\"name\":\"Jirnexu Sdn Bhd\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"width\":1889,\"height\":338,\"caption\":\"Jirnexu Sdn Bhd\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CompareHero.my\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\",\"name\":\"CompareHero\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pay4U Makes It Possible To Clear Mortgages & Car Loans With A Credit Card - CompareHero","description":"Improve your cash cycle with Pay4U! Use your credit cards to pay for your expenses with a repayment period for up to 50 days at 0% interest.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html","og_locale":"en_US","og_type":"article","og_title":"Pay4U Makes It Possible To Clear Mortgages & Car Loans With A Credit Card - CompareHero","og_description":"Improve your cash cycle with Pay4U! Use your credit cards to pay for your expenses with a repayment period for up to 50 days at 0% interest.","og_url":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html","og_site_name":"CompareHero","article_publisher":"https:\/\/www.facebook.com\/CompareHero.my\/","article_published_time":"2022-08-31T19:09:11+00:00","article_modified_time":"2026-03-26T07:59:35+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Pay4u-SocMed_FI-05.png?fit=1200%2C628&ssl=1","type":"image\/png"}],"author":"CompareHero","twitter_card":"summary_large_image","twitter_misc":{"Written by":"CompareHero","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#article","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html"},"author":{"name":"CompareHero","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611"},"headline":"Pay4U Makes It Possible To Clear Mortgages &#038; Car Loans With A Credit Card","datePublished":"2022-08-31T19:09:11+00:00","dateModified":"2026-03-26T07:59:35+00:00","mainEntityOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html"},"wordCount":521,"commentCount":0,"publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/Pay4u-SocMed_FI-05.png","articleSection":["Platform Services"],"inLanguage":"en-MY","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html","url":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html","name":"Pay4U Makes It Possible To Clear Mortgages & Car Loans With A Credit Card - CompareHero","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#primaryimage"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/Pay4u-SocMed_FI-05.png","datePublished":"2022-08-31T19:09:11+00:00","dateModified":"2026-03-26T07:59:35+00:00","description":"Improve your cash cycle with Pay4U! Use your credit cards to pay for your expenses with a repayment period for up to 50 days at 0% interest.","breadcrumb":{"@id":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#breadcrumb"},"inLanguage":"en-MY","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html"]}]},{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#primaryimage","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/Pay4u-SocMed_FI-05.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/Pay4u-SocMed_FI-05.png","width":1200,"height":628},{"@type":"BreadcrumbList","@id":"https:\/\/www.comparehero.my\/blog\/platform-services\/pay4u-makes-it-possible-to-clear-mortgages-car-loans-with-a-credit-card.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.comparehero.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Platform Services","item":"https:\/\/www.comparehero.my\/blog\/platform-services"},{"@type":"ListItem","position":3,"name":"Pay4U Makes It Possible To Clear Mortgages &#038; Car Loans With A Credit Card"}]},{"@type":"WebSite","@id":"https:\/\/www.comparehero.my\/blog\/#website","url":"https:\/\/www.comparehero.my\/blog\/","name":"CompareHero","description":"Providing the best tips and tricks about Malaysia\u2019s financial","publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.comparehero.my\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-MY"},{"@type":"Organization","@id":"https:\/\/www.comparehero.my\/blog\/#organization","name":"Jirnexu Sdn Bhd","url":"https:\/\/www.comparehero.my\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","width":1889,"height":338,"caption":"Jirnexu Sdn Bhd"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CompareHero.my\/"]},{"@type":"Person","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611","name":"CompareHero"}]}},"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pbC5we-4MY","jetpack-related-posts":[{"id":11835,"url":"https:\/\/www.comparehero.my\/blog\/debt-credit-score\/3-debt-repayment-tools-become-debt-free-year-2.html","url_meta":{"origin":18412,"position":0},"title":"3 Ways You Can Settle Your Debts In Malaysia","author":"CompareHero","date":"10 September 2021","format":false,"excerpt":"\u00a0If you\u2019re like the majority of young Malaysians who are living with high levels of debt, one of your financial resolutions is to settle your debt and make progress towards the overarching goal of financial freedom. It can be a burden when you see your debts grow. You keep paying\u2026","rel":"","context":"In &quot;Debt &amp; Credit Score&quot;","block_context":{"text":"Debt &amp; Credit Score","link":"https:\/\/www.comparehero.my\/blog\/debt-credit-score"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/09\/image-1.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/09\/image-1.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/09\/image-1.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/09\/image-1.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":5154,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/how-islamic-credit-card-works-2.html","url_meta":{"origin":18412,"position":1},"title":"How Islamic Credit Cards Work","author":"CompareHero","date":"4 March 2016","format":false,"excerpt":"Want to enjoy the convenience of a credit card facility that adheres to Islamic principles of financing? Or are you looking for an alternative form of financial option? Learn how an Islamic credit card works and find the best Islamic credit card to complement your lifestyle. An Islamic credit card\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/03\/credit-cards-remove-all-brands.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/03\/credit-cards-remove-all-brands.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/03\/credit-cards-remove-all-brands.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/03\/credit-cards-remove-all-brands.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":17661,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/why-you-should-apply-for-credit-card.html","url_meta":{"origin":18412,"position":2},"title":"5 Good Reasons You Should Apply For A Credit Card","author":"CompareHero","date":"27 February 2022","format":false,"excerpt":"If you don\u2019t have a credit card yet, you might not know that it actually has a lot of benefits. Some people even see credit cards as a risk. But the truth is, if used correctly and responsibly, it can be a better payment mode than cash and debit cards.\u00a0\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/why-you-should-apply-for-credit-card-featured-image.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/why-you-should-apply-for-credit-card-featured-image.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/why-you-should-apply-for-credit-card-featured-image.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/why-you-should-apply-for-credit-card-featured-image.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/why-you-should-apply-for-credit-card-featured-image.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18610,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/top-5-best-balance-transfer-credit-cards-in-malaysia.html","url_meta":{"origin":18412,"position":3},"title":"Top 5 Best Balance Transfer Credit Cards in Malaysia [2023]","author":"CompareHero","date":"6 October 2023","format":false,"excerpt":"When it comes to managing credit card debt, one of the most effective strategies is to transfer your outstanding balances to a card with a lower interest rate. In Malaysia, several credit cards offer attractive balance transfer options that can help you save money and pay off your debts faster.\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Top_5_Best_Balance_Transfer_Credit_Cards_in_Malaysia.png?fit=1200%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Top_5_Best_Balance_Transfer_Credit_Cards_in_Malaysia.png?fit=1200%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Top_5_Best_Balance_Transfer_Credit_Cards_in_Malaysia.png?fit=1200%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Top_5_Best_Balance_Transfer_Credit_Cards_in_Malaysia.png?fit=1200%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Top_5_Best_Balance_Transfer_Credit_Cards_in_Malaysia.png?fit=1200%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18247,"url":"https:\/\/www.comparehero.my\/blog\/debt-credit-score\/credit-score-in-20s.html","url_meta":{"origin":18412,"position":4},"title":"I\u2019m Only 21 Years Old. Do I Need A Credit Score?","author":"CompareHero","date":"4 February 2021","format":false,"excerpt":"Most of us are unaware of how important it is to start building our credit scores early in life. We only realise this 3-digit number plays a vital role in getting our bank loans and credit card applications approved later on. Read on to find out why you should start\u2026","rel":"","context":"In &quot;Debt &amp; Credit Score&quot;","block_context":{"text":"Debt &amp; Credit Score","link":"https:\/\/www.comparehero.my\/blog\/debt-credit-score"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/how-to-build-credit-score-for-the-first-time-in-your-20s.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/how-to-build-credit-score-for-the-first-time-in-your-20s.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/how-to-build-credit-score-for-the-first-time-in-your-20s.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/how-to-build-credit-score-for-the-first-time-in-your-20s.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/how-to-build-credit-score-for-the-first-time-in-your-20s.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":8867,"url":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance\/late-loan-repayments-2.html","url_meta":{"origin":18412,"position":5},"title":"What Happens When You Make Late Loan Repayments","author":"CompareHero","date":"12 April 2021","format":false,"excerpt":"Think that making late loan repayments is not a big deal? Think again. Whether it\u2019s a personal loan, home loan, credit card or even study loan, here are the consequences that can happen if you miss your repayments. 1. You have to pay more Whether it is repayment for a\u2026","rel":"","context":"In &quot;Lifestyle Finance&quot;","block_context":{"text":"Lifestyle Finance","link":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/04\/image-2.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/04\/image-2.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/04\/image-2.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/04\/image-2.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]}],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Pay4u-SocMed_FI-05.png?fit=1200%2C628&ssl=1","_links":{"self":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/18412","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/users\/268230141"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/comments?post=18412"}],"version-history":[{"count":1,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/18412\/revisions"}],"predecessor-version":[{"id":56580,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/18412\/revisions\/56580"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media\/1462"}],"wp:attachment":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media?parent=18412"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/categories?post=18412"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/tags?post=18412"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}