{"id":18502,"date":"2022-06-07T12:00:00","date_gmt":"2022-06-07T04:00:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/cash-or-credit-card.html"},"modified":"2026-03-26T15:59:39","modified_gmt":"2026-03-26T07:59:39","slug":"cash-or-credit-card","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/credit-cards\/cash-or-credit-card.html","title":{"rendered":"Should you pay for your daily expenses with Cash or Credit Card?"},"content":{"rendered":"\n

Cash or credit card? What is the best payment method for your daily expenses like groceries, transportation and food?<\/span>

There is no right or wrong answer here. It\u2019s about which payment method will benefit you more! Here are <\/span>a few factors to consider before deciding<\/strong> whether you should be paying your daily expenses with cash or credit card:<\/span><\/p>\n

Use cash if you\u2019re an impulsive shopper<\/strong><\/span><\/h2>\n

Notice how you always purchase something you didn\u2019t plan? That could be one of the signs that you\u2019re an impulsive shopper!<\/p>\n

However, some brands go out of their way to make sure you make impulse purchases when you shop with them. Simple tactics such as a well-positioned checkout area and sleek packaging work charms for walk-in customers. 

We cannot do anything to stop these marketing strategies but we can control ourselves! <\/p>\n

The next time you\u2019re going for groceries shopping, try to plan your purchases and stick to your shopping list. Leave your credit cards at home and use cash to pay.

Bring just enough cash so you won\u2019t be tempted to put extra things in your trolley. Paying with cash will allow you to have more control of your expenses.

Learn how to control your impulse buying habit, <\/span>here<\/strong><\/a>.<\/p>\n

Use a credit card if you want to take advantage of the perks and rewards<\/strong><\/span><\/h2>\n
\"Should<\/figure>\n

Do you know if you pay with <\/span>Citi Cash Back Credit Card<\/a> <\/span>you can earn up to 10% cashback on petrol, groceries and dining? YES, financially literate people use credit cards as one of the financial tools to earn perks and rewards!

Here are a few tips before you apply for any credit card: <\/p>\n