{"id":18537,"date":"2025-07-09T07:46:01","date_gmt":"2025-07-08T23:46:01","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/teen-shares-her-ptptn-loan-to-feed-mum-siblings-this-familys-story-will-break-you.html"},"modified":"2026-03-27T15:19:57","modified_gmt":"2026-03-27T07:19:57","slug":"teen-shares-her-ptptn-loan-to-feed-mum-siblings-this-familys-story-will-break-you","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance\/teen-shares-her-ptptn-loan-to-feed-mum-siblings-this-familys-story-will-break-you.html","title":{"rendered":"Teen Shares Her PTPTN Loan to Feed Mum &#038; Siblings \u2013 This Family\u2019s Story Will Break You"},"content":{"rendered":"\n<p style=\"text-align: center; font-size: 14px;\">(Source: Focus Malaysia | 123rf)<\/p>\n<!--more--><p>Life hasn\u2019t been kind to 41-year-old Zailawati Ismail from Felda Jerangau, Terengganu. 2 years ago, her world flipped upside down when her husband tragically passed away after being hit by a falling tree branch at work. Since then, Zailawati has been holding her family together the best she can, despite facing major health challenges herself.<\/p>\n<p>Battling chronic endometriosis, Zailawati is unable to do strenuous work. With no stable job and 2 school-going kids, she depends on a RM400 monthly aid from the Social Welfare Department to make ends meet. But even that isn\u2019t enough.<\/p>\n<p>That\u2019s where her daughter stepped in.<\/p>\n<h2><span style=\"font-size: 20px; color: #000000;\">Survival Level: Daughter&#8217;s PTPTN Loan<\/span><\/h2>\n<p>According to <span>Bernama<\/span>, Nur Aina Najiha, her 19-year-old daughter who is studying in Kuantan, decided to share her PTPTN loan money to help cover family expenses. From groceries to travel costs for hospital visits, the student loan meant for education has become a lifeline for the whole household.<\/p>\n<p>Zailawati shared that most days, the family eats simple meals of rice with soy sauce. Her son, Mohd Aiman Haikal, 16, even does odd jobs like mowing lawns and helping with oil palm harvesting just to earn some extra cash. As if that wasn\u2019t enough, her youngest daughter, 12-year-old Nur Alia Batrisya, recently fractured her leg during netball.<\/p>\n<h2><span style=\"font-size: 20px; color: #000000;\">How Can You Help?<\/span><\/h2>\n<p>Despite the struggles, this family isn\u2019t giving up. Zailawati hopes the public might be able to lend a hand. Those interested in helping can contact her directly at 013-9332122.<\/p>\n<p>Her story is a reminder that behind every PTPTN loan, welfare aid, and B40 statistic is a real family trying to survive the day. Sometimes, even a small act of kindness can change everything<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Source: Focus Malaysia | 123rf)<\/p>\n","protected":false},"author":268230141,"featured_media":223,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[412],"tags":[],"class_list":["post-18537","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Teen Shares Her PTPTN Loan to Feed Mum &amp; 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PTPTN also provides and manages funds for private tertiary education purposes in Malaysia for\u2026","rel":"","context":"In &quot;Money Tips&quot;","block_context":{"text":"Money Tips","link":"https:\/\/www.comparehero.my\/blog\/money-tips"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2015\/11\/student.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2015\/11\/student.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2015\/11\/student.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2015\/11\/student.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":18463,"url":"https:\/\/www.comparehero.my\/blog\/loans\/ptptn-pgb-loan-repayment.html","url_meta":{"origin":18537,"position":2},"title":"PTPTN PGB &#8211; What&#8217;s That? Loan Repayment, That&#8217;s What.","author":"CompareHero","date":"20 March 2019","format":false,"excerpt":"\u00a0 PTPTN borrowers will soon have to repay their loans in specific amounts depending on their monthly income by automatic deduction - whether they like it or not. PTPTN will be working with several different agencies such as EPF to carry out the PGB, Potongan Gaji Berjadual. Want to know\u2026","rel":"","context":"In &quot;Loans&quot;","block_context":{"text":"Loans","link":"https:\/\/www.comparehero.my\/blog\/loans"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/03\/students.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/03\/students.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/03\/students.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/03\/students.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":17953,"url":"https:\/\/www.comparehero.my\/blog\/government-budget\/budget-2023-20-discount-on-ptptn-repayments-6-month-loan-moratorium.html","url_meta":{"origin":18537,"position":3},"title":"Budget 2023: 20% Discount On PTPTN Repayments, 6 Months Loan Moratorium","author":"CompareHero","date":"27 February 2023","format":false,"excerpt":"#ICYMI National Higher Education Fund Corporation (PTPTN) borrowers, who are earning less than RM1,800 per month will be eligible for a 6-month loan moratorium.\u00a0 \u00a0 Not only that, Finance Minister, Datuk Seri Anwar Ibrahim has also announced that the government would allow a 20% discount on PTPTN loan repayments for\u2026","rel":"","context":"In &quot;Government Budget&quot;","block_context":{"text":"Government Budget","link":"https:\/\/www.comparehero.my\/blog\/government-budget"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_budget2023-01.png?fit=1201%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_budget2023-01.png?fit=1201%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_budget2023-01.png?fit=1201%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_budget2023-01.png?fit=1201%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_budget2023-01.png?fit=1201%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18747,"url":"https:\/\/www.comparehero.my\/blog\/government-policy\/ptptn-loan-repayment-first-class-degr.html","url_meta":{"origin":18537,"position":4},"title":"You Can Get A 100% Exemption From Your PTPTN Loan If You Have A First Class Degree","author":"CompareHero","date":"27 September 2021","format":false,"excerpt":"If you\u2019re a student who\u2019s about to graduate, one of your biggest concerns would be your student debts\/loans, if there are any. Ideally, once you start working, you\u2019d like to clear off your loans bit by bit. But education isn't cheap, and paying your loans off can take a while.\u00a0\u2026","rel":"","context":"In &quot;Government Policy&quot;","block_context":{"text":"Government Policy","link":"https:\/\/www.comparehero.my\/blog\/government-policy"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ptptn-loan-repayment-first-class-degree-featured-image.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ptptn-loan-repayment-first-class-degree-featured-image.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ptptn-loan-repayment-first-class-degree-featured-image.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ptptn-loan-repayment-first-class-degree-featured-image.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ptptn-loan-repayment-first-class-degree-featured-image.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":17509,"url":"https:\/\/www.comparehero.my\/blog\/government-budget\/budget2023-get-ptptn-repayment-discounts-of-up-to-20.html","url_meta":{"origin":18537,"position":5},"title":"#Budget2023: PTPTN Repayment Discounts Of Up To 20%","author":"CompareHero","date":"11 October 2022","format":false,"excerpt":"If you\u2019ve yet to make repayments on your PTPTN, this news is for you because PTPTN repayment discounts will be offered to borrowers once again!\u00a0 During the Budget 2023, Finance Minister Tengku Seri Zafrul Abdul Aziz said the discount for repayments is set to begin from November 1, 2022 to\u2026","rel":"","context":"In &quot;Government Budget&quot;","block_context":{"text":"Government Budget","link":"https:\/\/www.comparehero.my\/blog\/government-budget"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bajet2023.png?fit=1201%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bajet2023.png?fit=1201%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bajet2023.png?fit=1201%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bajet2023.png?fit=1201%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bajet2023.png?fit=1201%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/PTPTN.png?fit=1200%2C800&ssl=1","_links":{"self":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/18537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/users\/268230141"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/comments?post=18537"}],"version-history":[{"count":2,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/18537\/revisions"}],"predecessor-version":[{"id":60364,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/18537\/revisions\/60364"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media\/223"}],"wp:attachment":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media?parent=18537"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/categories?post=18537"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/tags?post=18537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}