{"id":18613,"date":"2024-02-02T02:32:14","date_gmt":"2024-02-01T18:32:14","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/top-credit-cards-with-no-annual-fee.html"},"modified":"2026-03-27T15:22:30","modified_gmt":"2026-03-27T07:22:30","slug":"top-credit-cards-with-no-annual-fee","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/credit-cards\/top-credit-cards-with-no-annual-fee.html","title":{"rendered":"Top 5 Credit Cards with No Annual Fees (2024)"},"content":{"rendered":"\n

What is the annual fee for credit cards? Simply put, credit card providers charge you an administrative maintenance fees yearly. <\/p>\n

This is known as the card’s annual fees and is one of the most basic types of credit card charges you’ll find. They can range from RM100 per annum to over RM500 for higher income cards. <\/p>\n

This fee is normally charged to you in the same month that you sign up and get approved for the card. It is repeated every 12 months after that, often added to your credit card bill.<\/p>\n

Fortunately, there are many credit cards with no annual fees available. Providers can offer both evergreen zero annual fee cards, as well as limited time waivers on selected cards.<\/p>\n

Zero annual fee credit cards still offer plenty of perks and benefits, contrary to popular belief. Here are the best zero annual fee credit cards, with additional attractive features for your needs:<\/p>\n

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Best No Annual Fees Credit Cards<\/p>\n<\/td>\n

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Features<\/p>\n<\/td>\n<\/tr>\n

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Alliance Bank Visa Virtual<\/p>\n

\"Alliance_PhoneScreen\"<\/p>\n

\"APPLY-NOW\"<\/a><\/p>\n<\/td>\n

\n
    \n
  • Malaysia’s first virtual credit card with credit card no. masking<\/li>\n
  • 8X Timeless Bonus Points for online and e-wallet spend<\/li>\n
  • 1X Timeless Bonus Points for all other spend<\/li>\n
  • Timeless Bonus Points never expire<\/li>\n
  • Minimum monthly income RM2,000<\/li>\n
  • ZERO annual fees for life<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\n

Maybank 2 Gold<\/p>\n

\"Maybank_2_Gold_American_Express_Credit_Card\"<\/p>\n

\"APPLY-NOW\"<\/a><\/p>\n<\/td>\n

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    \n
  • 5X TreatsPoints for American Express (Weekday) spend<\/li>\n
  • 1X TreatsPoints for Mastercard & Visa spend<\/li>\n
  • Up to 5% cashback on American Express (Weekend) spend<\/li>\n
  • Lifetime annual fee waiver for principal and supplementary cards<\/li>\n
  • Minimum monthly income <\/span>RM2,500<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\n

CIMB Travel Platinum<\/p>\n

\"cimb-travel-platinum-card\"<\/p>\n

\"APPLY-NOW\"<\/a><\/p>\n<\/td>\n

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    \n
  • 5X Bonus Point for every RM1.00 on Overseas & Airlines spend<\/li>\n
  • 2X Bonus Point for every RM1.00 on Local spend<\/li>\n
  • Complimentary access to Plaza Premium Lounge (4X per year)<\/li>\n
  • Up to RM1,000,000 Travel Insurance coverage<\/li>\n
  • ZERO Annual Fee<\/li>\n
  • Min. monthly income RM 2,000<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\n

Alliance Bank Visa Platinum<\/p>\n

\"Alliance<\/p>\n

\"APPLY-NOW\"<\/a><\/p>\n<\/td>\n

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    \n
  • 0% balance transfer for 6 months for new-to-bank cardmembers<\/li>\n
  • 8X timeless bonus points for online and eWallet spend<\/li>\n
  • 3X timeless bonus points for overseas and dining spend<\/li>\n
  • 1X timeless bonus points for contactless, entertainment, auto-billing and retail spend<\/li>\n
  • Minimum monthly income <\/span>RM2,000<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
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CIMB Cash Rebate Platinum<\/p>\n

\"cimbcashrebateplatinummastercard\"<\/p>\n

\"APPLY-NOW\"<\/a><\/p>\n<\/td>\n

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