{"id":18627,"date":"2022-04-07T20:00:00","date_gmt":"2022-04-07T12:00:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/touch-n-go-ewallet-app-offers-rm-personal-loan.html"},"modified":"2026-03-26T15:59:41","modified_gmt":"2026-03-26T07:59:41","slug":"touch-n-go-ewallet-app-offers-rm-personal-loan","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/loans\/touch-n-go-ewallet-app-offers-rm-personal-loan.html","title":{"rendered":"Touch \u2018n Go eWallet app offers personal loans up to RM10,000"},"content":{"rendered":"\n<p>In collaboration with CIMB Bank and its e-Zi Tunai product, Touch \u2018n Go eWallet has finally introduced its digital personal loan product, GOpinjam. With this, those who are eligible may apply for a personal loan of up to RM10,000 with <strong>flexible installments from 1 week to 12 months<\/strong>.<\/p> \n<!--more--><p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/touch-n-go-offers-personal-loans-up-to-rm10000-1.jpg?resize=640%2C1385&#038;ssl=1\" alt=\"touch-n-go-offers-personal-loans-up-to-rm10000\" width=\"640\" height=\"1385\"><\/p> \n<p>Sounds exciting? Well, it is! Open to all Malaysian Touch \u2018n Go eWallet users <strong>aged 21 to 63 years old<\/strong> with a <strong>minimum monthly gross income of RM800<\/strong>, the GOpinjam feature can be found on Touch \u2018n Go eWallet app, and you can test it out by filing the amount of your monthly income and following the rest of the instructions.<\/p> \n<p>Depending on the loan amount and repayment period selected, the fixed interest rates range from <strong>8% to 36% per annum<\/strong>.<\/p> \n<p>Interestingly, <strong>each user may apply for more than one loan<\/strong> as long as the cumulative amount of the loans do not exceed RM10,000.<\/p> \n<p>While the GOpinjamfeature is not a shariah-compliant product at the moment, Touch \u2018n Go eWallet has said that it is planning to introduce an Islamic financing product soon.<\/p> \n<p>As mentioned above, to be eligible for GOpinjam, the user must be a Malaysian citizen aged between 21 to 63, with a minimum monthly income of RM800. Aside from that, you\u2019ll be required to verify your identity through the electronic Know-Your-Customer (eKYC procedure), and upload any one of the following documents:<\/p> \n<ul> \n <li aria-level=\"1\">One-month payslip from your employer<\/li> \n <li aria-level=\"1\">Full EPF statement showing three months of contribution<\/li> \n <li aria-level=\"1\">B\/BE form e-Filing acknowledgement receipt<\/li> \n<\/ul> \n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/touch-n-go-offers-personal-loans-up-to-rm10000-2-1.png?resize=640%2C1385&#038;ssl=1\" alt=\"touch-n-go-offers-personal-loans-up-to-rm10000-2\" width=\"640\" height=\"1385\"><\/p> \n<p>Once you\u2019ve done this, all you have to do is wait approximately 3 working days for approval. If your application has been approved, you will receive a push notification, which you must <strong>acknowledge and accept by entering your TNG eWallet PIN<\/strong>. As soon as you\u2019ve accepted the loan offer, the funds will <strong>immediately be deposited into your TNG eWallet or CIMB\/CIMB Islamic Bank account.<\/strong><\/p> \n<p>As for repayment, you may pay off your GOpinjamloan via the TNG eWallet, online instant transfer, or at any CIMB branch or CIMB cash deposit machine. However, do note that there is a <strong>late payment charge of 1% on outstanding installments<\/strong> should you fail to repay in time. Further, Touch \u2018n Go has stated that it may cover the overdue amount with the available balance in your eWallet. Thus, it\u2019s always important to think it through before applying for a loan as you should never spend beyond your means.<\/p> \n<p>What do you think about the GOpinjam feature? Will you be making an application for the personal loan? Let us know!<\/p> \n<p>(Source: Touch \u2018n Go)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In collaboration with CIMB Bank and its e-Zi Tunai product, Touch \u2018n Go eWallet has finally introduced its digital personal loan product, GOpinjam. With this, those who are eligible may apply for a personal loan of up to RM10,000 with flexible installments from 1 week to 12 months.<\/p>\n","protected":false},"author":268230141,"featured_media":1234,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[420],"tags":[],"class_list":["post-18627","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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This financial tool grants you the freedom to utilize the funds according to your needs. Let's delve into the possibilities of using a personal loan for various purposes: 1.\u00a0Funding\u2026","rel":"","context":"In &quot;Loans&quot;","block_context":{"text":"Loans","link":"https:\/\/www.comparehero.my\/blog\/loans"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_What_Can_You_Use_A_Personal_Loan_For_-01.png?fit=1201%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_What_Can_You_Use_A_Personal_Loan_For_-01.png?fit=1201%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_What_Can_You_Use_A_Personal_Loan_For_-01.png?fit=1201%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_What_Can_You_Use_A_Personal_Loan_For_-01.png?fit=1201%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_What_Can_You_Use_A_Personal_Loan_For_-01.png?fit=1201%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18729,"url":"https:\/\/www.comparehero.my\/blog\/transport\/use-touch-n-go-card.html","url_meta":{"origin":18627,"position":1},"title":"Where To Buy Touch \u2018n Go Card In Malaysia And Use Them","author":"CompareHero","date":"24 October 2023","format":false,"excerpt":"\u00a0 Are you aware of the many possibilities the Touch 'n Go (TNG) card offers? Beyond toll payments, this versatile prepaid smart card with contactless technology provides numerous advantages for users. Let\u2019s explore how you can get the most out of your TnG card. 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Us too. Well, we have good news for you! Touch 'n Go has finally launched\u2026","rel":"","context":"In &quot;E-Wallets&quot;","block_context":{"text":"E-Wallets","link":"https:\/\/www.comparehero.my\/blog\/e-wallets"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/TnG-1-01.png?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/TnG-1-01.png?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/TnG-1-01.png?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/TnG-1-01.png?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/TnG-1-01.png?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":17913,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/best-credit-cards-with-free-gifts-to-apply-for-this-week.html","url_meta":{"origin":18627,"position":4},"title":"Best Credit Cards With FREE Gifts To Apply This Week","author":"CompareHero","date":"20 September 2022","format":false,"excerpt":"There\u2019s no denying that everyone loves free gifts! In fact, sometimes we find ourselves getting more excited over the free gifts than the actual product or service that we\u2019ve spent on. Lucky for you, at CompareHero, we\u2019re all about making the most of your money\u2019s worth. 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