{"id":18649,"date":"2021-11-08T19:00:00","date_gmt":"2021-11-08T11:00:00","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/investment-risks-p2p-lending-invest.html"},"modified":"2026-03-27T10:35:57","modified_gmt":"2026-03-27T02:35:57","slug":"investment-risks-p2p-lending-invest","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html","title":{"rendered":"Understand the Risks of P2P Lending Before You Invest"},"content":{"rendered":"\n

Peer-to-Peer Lending (P2P) is slowly growing in Malaysia as an alternative investment option and funding platform for investors and businesses alike. We\u2019re not quite at the level as China is \u2013 it\u2019s the largest market for P2P in the world with over 1,000 marketplace lenders  – but over time P2P in Malaysia aims to address funding needs for SMEs. Currently, individuals are not allowed to receive funding.<\/p> \n

According to a study by Lending Club (a US-based platform), 50% of millennials expect fintech to change financial services, and in fact, a percentage of them believe they won\u2019t need financial services from a bank at all.<\/p> \n

As an investor there are several benefits including you can get better returns than from a fixed-deposit account, you are free to choose who to lend to, you don\u2019t need a lot of money to start investing, you can diversify your investments to receive varied returns.<\/p> \n

See: Understanding Peer-To-Peer Lending in Malaysia<\/a><\/strong><\/p> \n

Several factors will, of course, determine the future of P2P in Malaysia, but let\u2019s take a look at some of the risks you need to be aware of if you choose to invest in this platform.<\/p> \n

What are the risks of investing in P2P lending?<\/h3> \n

You are not guaranteed returns.<\/strong><\/p> \n

This is probably the top risk involved. Borrowers may default on their loans and might not be able to repay their monthly dues to you. This leaves you at a total loss of your invested amount. Furthermore, P2P platforms do not guarantee loans, meaning that if the borrower defaults, they are not in a position to return your money to you. P2P platforms won\u2019t pay you back from their own pockets.<\/p> \n

This is where you need to understand your risk appetite, the risk grades of the businesses that are asking for money, and find one that you\u2019re comfortable putting money towards. Manage your expectations. Although it\u2019s tempting to go for higher-risk businesses, because of the higher interest rates and thus higher returns, you need to ask yourself what you can stand to lose if they default on their payments.<\/p> \n

You could get scammed.<\/strong><\/p> \n

Malaysians tend to be quite trusting of others with their own hard-earned money. It\u2019s important to stick to the reputable P2P lending platforms, especially the ones that the Securities Commission (SC) have provided licenses to. This guarantees that the platform you choose to go with is safe to invest with. Proper P2P platforms don\u2019t actually hold your money within the organisation \u2013 all of the loan money is entrusted with an independent and licensed trustee, meaning the platforms have no authorisation over it. For instance, funds raised through Fundaztic will go directly into trust accounts managed by Maybank Trustees. Right now with only 6 licensed operators, we\u2019re a little limited in options but do your research across all platforms before determining the best one to invest with.<\/p> \n

A piece of advice? Go with the platform that gives you as much transparent information as possible. A lot of the time, you won\u2019t know how the P2P platform handles the money at all. You shouldn\u2019t be too quick to assume that all of them are trustworthy. If you\u2019re serious about investing, at least find out how your money will be handled. Understand how they handle your funds and whether you are charged any fees that eat into the profit you receive.<\/p> \n

It\u2019s equally important for you to understand as much as you can about the business you are choosing to invest in. The beauty of most P2P platforms in Malaysia is the availability of information on the businesses including their business plans. This helps to give you a good idea of the legitimacy of the business.<\/p> \n

You can lose a lot of money.<\/strong><\/p> \n

Because of how easy it is to invest on P2P platforms, it\u2019s also incredibly tempting to put all your eggs in one basket. Maybe you have RM5,000 to invest and you see a great looking borrower, so you put all your money into that single borrower. If that business defaults, you\u2019ve lost all your money. There really is no safety blanket so you do expose yourself to a lot of risks.<\/p> \n

Understand your risk appetite and diversify your investments. Invest the RM5,000 across varied risk profiles and received varied returns. You can even try investing in the 6 different platforms.<\/p> \n

You could be limited by the supply of borrowers.<\/strong><\/p> \n

Right now P2P lending is very new in the market and perhaps you won\u2019t find that many borrowers on the platforms yet. This leaves you with a limited supply of borrowers to invest in. This poses a risk as you may not have as many diversified options to pick from and might be tempted to put the majority of your eggs in a few high-risk options.<\/p> \n

Also called a \u201ccash drag\u201d effect, this is something that banks and financial institutions also have to contend with \u2013 there are times when the number of investors greatly outnumber the potential borrowers.<\/p> \n

You open yourself up to liquidity risks.<\/strong><\/p> \n

You cannot demand that a borrower instantly repay its loan, just because you\u2019re facing an emergency. You need to wait month after month, while the borrower slowly makes repayments. Your money is completely tied up throughout this period, so you must be sure you don\u2019t need it.<\/p> \n

It\u2019s important to understand that P2P lending is not risk-free and though it is a very viable investment option, you still need to understand the risks involved so you can maximise your potential returns. Never take investment too lightly.<\/p> \n

Disclaimer<\/strong>: Neither CompareHero.my nor the content on it is intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on CompareHero.my is for general information purposes only and is not intended to be personalised investment advice or a solicitation for the purchase or sale of securities.<\/em><\/p> \n

Compargo Malaysia Sdn. Bhd. and\/or its affiliates cannot and do not assess, verify or guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. CompareHero.my may receive compensation from the brands or services mentioned on this website.<\/em>
<\/p>\n","protected":false},"excerpt":{"rendered":"

Peer-to-Peer Lending (P2P) is slowly growing in Malaysia as an alternative investment option and funding platform for investors and businesses alike. We\u2019re not quite at the level as China is \u2013 it\u2019s the largest market for P2P in the world with over 1,000 marketplace lenders  – but over time P2P in Malaysia aims to address…<\/p>\n","protected":false},"author":268230141,"featured_media":59798,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[424],"tags":[],"class_list":["post-18649","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investments"],"yoast_head":"\nUnderstand the Risks of P2P Lending Before You Invest - CompareHero<\/title>\n<meta name=\"description\" content=\"Peer-to-Peer Lending (P2P) is slowly growing in Malaysia as an alternative investment option and funding platform for investors and businesses alike.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understand the Risks of P2P Lending Before You Invest - CompareHero\" \/>\n<meta property=\"og:description\" content=\"Peer-to-Peer Lending (P2P) is slowly growing in Malaysia as an alternative investment option and funding platform for investors and businesses alike.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html\" \/>\n<meta property=\"og:site_name\" content=\"CompareHero\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CompareHero.my\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-08T11:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-27T02:35:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image.png?fit=1024%2C768&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"CompareHero\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"CompareHero\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html\"},\"author\":{\"name\":\"CompareHero\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\"},\"headline\":\"Understand the Risks of P2P Lending Before You Invest\",\"datePublished\":\"2021-11-08T11:00:00+00:00\",\"dateModified\":\"2026-03-27T02:35:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html\"},\"wordCount\":1092,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/image.png\",\"articleSection\":[\"Investments\"],\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html\",\"name\":\"Understand the Risks of P2P Lending Before You Invest - CompareHero\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/image.png\",\"datePublished\":\"2021-11-08T11:00:00+00:00\",\"dateModified\":\"2026-03-27T02:35:57+00:00\",\"description\":\"Peer-to-Peer Lending (P2P) is slowly growing in Malaysia as an alternative investment option and funding platform for investors and businesses alike.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html#breadcrumb\"},\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html#primaryimage\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/image.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/image.png\",\"width\":1024,\"height\":768},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\\\/investment-risks-p2p-lending-invest.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Investments\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/investments\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Understand the Risks of P2P Lending Before You Invest\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"name\":\"CompareHero\",\"description\":\"Providing the best tips and tricks about Malaysia\u2019s financial\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-MY\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\",\"name\":\"Jirnexu Sdn Bhd\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"width\":1889,\"height\":338,\"caption\":\"Jirnexu Sdn Bhd\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CompareHero.my\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\",\"name\":\"CompareHero\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Understand the Risks of P2P Lending Before You Invest - CompareHero","description":"Peer-to-Peer Lending (P2P) is slowly growing in Malaysia as an alternative investment option and funding platform for investors and businesses alike.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html","og_locale":"en_US","og_type":"article","og_title":"Understand the Risks of P2P Lending Before You Invest - CompareHero","og_description":"Peer-to-Peer Lending (P2P) is slowly growing in Malaysia as an alternative investment option and funding platform for investors and businesses alike.","og_url":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html","og_site_name":"CompareHero","article_publisher":"https:\/\/www.facebook.com\/CompareHero.my\/","article_published_time":"2021-11-08T11:00:00+00:00","article_modified_time":"2026-03-27T02:35:57+00:00","og_image":[{"width":1024,"height":768,"url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image.png?fit=1024%2C768&ssl=1","type":"image\/png"}],"author":"CompareHero","twitter_card":"summary_large_image","twitter_misc":{"Written by":"CompareHero","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html#article","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html"},"author":{"name":"CompareHero","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611"},"headline":"Understand the Risks of P2P Lending Before You Invest","datePublished":"2021-11-08T11:00:00+00:00","dateModified":"2026-03-27T02:35:57+00:00","mainEntityOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html"},"wordCount":1092,"commentCount":0,"publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2021\/11\/image.png","articleSection":["Investments"],"inLanguage":"en-MY","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html","url":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html","name":"Understand the Risks of P2P Lending Before You Invest - CompareHero","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html#primaryimage"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2021\/11\/image.png","datePublished":"2021-11-08T11:00:00+00:00","dateModified":"2026-03-27T02:35:57+00:00","description":"Peer-to-Peer Lending (P2P) is slowly growing in Malaysia as an alternative investment option and funding platform for investors and businesses alike.","breadcrumb":{"@id":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html#breadcrumb"},"inLanguage":"en-MY","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html"]}]},{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html#primaryimage","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2021\/11\/image.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2021\/11\/image.png","width":1024,"height":768},{"@type":"BreadcrumbList","@id":"https:\/\/www.comparehero.my\/blog\/investments\/investment-risks-p2p-lending-invest.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.comparehero.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Investments","item":"https:\/\/www.comparehero.my\/blog\/investments"},{"@type":"ListItem","position":3,"name":"Understand the Risks of P2P Lending Before You Invest"}]},{"@type":"WebSite","@id":"https:\/\/www.comparehero.my\/blog\/#website","url":"https:\/\/www.comparehero.my\/blog\/","name":"CompareHero","description":"Providing the best tips and tricks about Malaysia\u2019s financial","publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.comparehero.my\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-MY"},{"@type":"Organization","@id":"https:\/\/www.comparehero.my\/blog\/#organization","name":"Jirnexu Sdn Bhd","url":"https:\/\/www.comparehero.my\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","width":1889,"height":338,"caption":"Jirnexu Sdn Bhd"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CompareHero.my\/"]},{"@type":"Person","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611","name":"CompareHero"}]}},"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pbC5we-4QN","jetpack-related-posts":[{"id":18651,"url":"https:\/\/www.comparehero.my\/blog\/investments\/understanding-peer-to-peer-lending-malaysia.html","url_meta":{"origin":18649,"position":0},"title":"Understanding Peer-To-Peer Lending in Malaysia","author":"CompareHero","date":"11 April 2021","format":false,"excerpt":"Do you know much about peer-to-peer lending in Malaysia? No? Great, this article is just what you need. [toc] In Malaysia, the number of small and medium enterprises (also known as SMEs) are rising in parallel to the growing digital economy of our country. SMEs are important to our economy\u2026","rel":"","context":"In "Investments"","block_context":{"text":"Investments","link":"https:\/\/www.comparehero.my\/blog\/investments"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/understanding-peer-to-peer-lending-malaysia.jpg?fit=1200%2C680&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/understanding-peer-to-peer-lending-malaysia.jpg?fit=1200%2C680&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/understanding-peer-to-peer-lending-malaysia.jpg?fit=1200%2C680&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/understanding-peer-to-peer-lending-malaysia.jpg?fit=1200%2C680&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/understanding-peer-to-peer-lending-malaysia.jpg?fit=1200%2C680&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18212,"url":"https:\/\/www.comparehero.my\/blog\/investments\/make-more-money-with-p2p.html","url_meta":{"origin":18649,"position":1},"title":"How To Make More Money With P2P In 2018","author":"CompareHero","date":"8 November 2021","format":false,"excerpt":"Peer-to-peer investing could be THE new year financial resolution that will give your investment portfolio a boost and deliver quick returns, without the need to go on a financial crash diet. Intrigued? We break it down for you here. It\u2019s a brand new year, which means it\u2019s a great time\u2026","rel":"","context":"In "Investments"","block_context":{"text":"Investments","link":"https:\/\/www.comparehero.my\/blog\/investments"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-13.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-13.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-13.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-13.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":18157,"url":"https:\/\/www.comparehero.my\/blog\/investments\/how-crowdfunding-works.html","url_meta":{"origin":18649,"position":2},"title":"How Crowdfunding Works","author":"CompareHero","date":"8 November 2021","format":false,"excerpt":"Crowdfunding is a growing industry in Malaysia. More and more people choose this alternative form of financing over a traditional bank loan. You might be an investor looking for a new opportunity or an entrepreneur with an amazing business idea, crowdfunding can be useful to anyone! What is crowdfunding? The\u2026","rel":"","context":"In "Investments"","block_context":{"text":"Investments","link":"https:\/\/www.comparehero.my\/blog\/investments"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-15.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-15.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-15.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-15.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":17719,"url":"https:\/\/www.comparehero.my\/blog\/investments\/p2p-investing-best-practices-2018.html","url_meta":{"origin":18649,"position":3},"title":"5 Tips for P2P Investing: Best Practices in 2018","author":"CompareHero","date":"8 November 2021","format":false,"excerpt":"P2P Investing Best Practices 2018 - An Investors Guide Thinking on starting your investment journey? Or looking for option that provide better returns? Here is a tip guide on Peer-To-Peer Investing or P2P Funding best practices. Be warned though, investing in P2P can get addicting because it can be quite\u2026","rel":"","context":"In "Investments"","block_context":{"text":"Investments","link":"https:\/\/www.comparehero.my\/blog\/investments"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-25.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-25.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-25.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-25.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":18449,"url":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance\/ways-malaysians-manage-money-pre-merdeka-vs-2021.html","url_meta":{"origin":18649,"position":4},"title":"Pre-Merdeka vs 2022: How Malaysians Managed Their Money Then vs Now","author":"CompareHero","date":"20 February 2022","format":false,"excerpt":"Financial management was different before Malaysia gained independence in 1957. How did the financial landscape transform and affect us today in 2020? We look at 8 ways of how Malaysians managed their money during pre-Merdeka days and now. Rewind to more than six decades ago, pre-Merdeka times, and money management\u2026","rel":"","context":"In "Lifestyle Finance"","block_context":{"text":"Lifestyle Finance","link":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ways-malaysians-manage-money-pre-merdeka-vs-2020.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ways-malaysians-manage-money-pre-merdeka-vs-2020.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ways-malaysians-manage-money-pre-merdeka-vs-2020.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ways-malaysians-manage-money-pre-merdeka-vs-2020.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/ways-malaysians-manage-money-pre-merdeka-vs-2020.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":17951,"url":"https:\/\/www.comparehero.my\/blog\/government-budget\/budget-2021-sme.html","url_meta":{"origin":18649,"position":5},"title":"Budget 2022: What’s In It For SMEs, Startups, E-Commerce?","author":"CompareHero","date":"8 February 2022","format":false,"excerpt":"Budget 2021 brings hope to small and medium enterprises (SMEs), startups and businesses in Malaysia that are affected by the COVID-19 pandemic. Read this article to find out the key highlights and benefits that your business can expect to get from the latest national budget. Many businesses, particularly small and\u2026","rel":"","context":"In "Government Budget"","block_context":{"text":"Government Budget","link":"https:\/\/www.comparehero.my\/blog\/government-budget"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-sme.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-sme.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-sme.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-sme.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/budget-2021-sme.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image.png?fit=1024%2C768&ssl=1","_links":{"self":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/18649","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/users\/268230141"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/comments?post=18649"}],"version-history":[{"count":1,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/18649\/revisions"}],"predecessor-version":[{"id":57033,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/18649\/revisions\/57033"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media\/59798"}],"wp:attachment":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media?parent=18649"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/categories?post=18649"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/tags?post=18649"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}