{"id":18704,"date":"2023-02-06T21:47:05","date_gmt":"2023-02-06T13:47:05","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/what-is-credit-card-purchase-protection.html"},"modified":"2026-03-26T15:59:32","modified_gmt":"2026-03-26T07:59:32","slug":"what-is-credit-card-purchase-protection","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/credit-cards\/what-is-credit-card-purchase-protection.html","title":{"rendered":"What is Credit Card Purchase Protection?"},"content":{"rendered":"\n<p>One of the things you should consider when looking for a credit card is the purchase protection feature. This feature secures your credit card purchases from damage or theft. However, the level of protection you receive depends on your credit card provider. Let\u2019s dive into the details of some of the most common questions about credit card purchase protection.<\/p>\n<!--more--><p><span style=\"font-size: 24px;\"><strong>What is Credit Card Purchase Protection?<\/strong><\/span><br><br>Credit card purchase protection is <strong>insurance offered by your credit card provider for the items purchased with your credit card<\/strong>. However, <strong>not all items are eligible<\/strong> for purchase protection. The only way to be sure is to refer to your credit card provider. <br><br>Purchase Protection can also be referred to as:&nbsp;&nbsp;<\/p>\n<ul style=\"font-size: 18px;\">\n<li style=\"color: #000000;\" aria-level=\"1\">\n<p style=\"font-size: 18px;\"><span style=\"color: #000000;\">Purchase Assurance<\/span><\/p>\n<\/li>\n<li style=\"color: #000000;\" aria-level=\"1\">\n<p><span style=\"color: #000000;\">Purchase Security<\/span><\/p>\n<\/li>\n<li style=\"color: #000000;\" aria-level=\"1\">\n<p style=\"font-size: 18px;\"><span style=\"color: #000000;\">Damage and Theft Protection<\/span><\/p>\n<\/li>\n<\/ul>\n<p><span style=\"color: #000000;\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/FI_cc_security-02.png?resize=640%2C335&#038;ssl=1\" alt=\"Credit Card Purchase Protection\" width=\"640\" height=\"335\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 1201px;\"><\/span><\/p>\n<h2><span style=\"color: #000000;\">What items are entitled to purchase protection?<br><br><span style=\"font-size: 18px; font-weight: normal;\">Most items that you purchase online are covered under this benefit unless stated otherwise.<\/span><br><br>Do all Credit Cards come with a purchase protection feature?<br><br><span style=\"font-size: 18px; font-weight: normal;\">NOT ALL credit card comes with purchase protection. Usually, credit cards that offer purchase protection would be in the premium range. However, it\u2019s best to check with your credit card provider.&nbsp;<\/span><br><\/span><\/h2>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/FI_cc_security-03.png?resize=640%2C335&#038;ssl=1\" alt=\"Credit Card Purchase Protection\" width=\"640\" height=\"335\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 1201px;\"><\/p>\n<p><span style=\"font-size: 24px;\"><strong>What is the standard procedure to claim purchase protection?<\/strong><\/span><br><br>When you sign up for a credit card with a purchase protection feature, remember to activate your protection. Certain credit cards activate this feature for you automatically but some providers may need you to register before activating it for you.&nbsp;<\/p>\n<p>You will need to do the following to claim purchase protection:<\/p>\n<ul style=\"font-size: 18px;\">\n<li style=\"color: #000000;\" aria-level=\"1\"><span style=\"color: #000000;\">Fill and submit out a claim form&nbsp;<\/span><\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><span style=\"color: #000000;\">a copy of a police report<\/span><\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><span style=\"color: #000000;\">your purchase receipt<\/span><\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><span style=\"color: #000000;\">and other documents specified by your credit card company<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 24px;\"><strong>Which Credit Card offers Purchase Protection?<\/strong><strong><br><\/strong><\/span><br><span style=\"font-size: 20px;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/product\/standard-chartered-visa-platinum?utm_source=BLOG&amp;utm_medium=BLOG&amp;utm_campaign=CCHG2302SC1\"><strong>Standard Chartered Visa Platinum Card<\/strong><\/a><\/span><\/p>\n<p>If you love dining out and shopping, Standard Chartered Visa Platinum Card is tailored for you! Check out the perks and rewards of this credit card:<\/p>\n<ul>\n<li><span style=\"color: #000000;\">5X Reward Points on Contactless, Dining, Departmental Store &amp; Overseas spend<\/span><\/li>\n<li><span style=\"color: #000000;\">1X Reward Points on other spend<\/span><\/li>\n<li><span style=\"color: #000000;\">Additional 5,000 Reward Points per month when you spend RM1,500 and above<\/span><\/li>\n<li><span style=\"color: #000000;\">Annual Fee waiver for the first and second year<\/span><\/li>\n<li><strong><span style=\"font-size: 18px;\"><span style=\"color: #000000;\">e-Commerce Purchase Protection (coverage up to USD200)<\/span><\/span><\/strong><\/li>\n<\/ul>\n<p>To apply for Standard Chartered Visa Platinum credit card, you would have to be earning a minimum annual income of RM36,000. The minimum age requirement would be 21 years old to 65 years old. If you are 18 years old, you can apply for a supplementary card.<\/p>\n<p>GREAT NEWS if you\u2019re thinking to get the Standard Chartered Visa Platinum credit card now, as we\u2019re offering a GUARANTEED RM200 Touch n&#8217; Go eWallet Credit when you apply and activate a Standard Chartered Credit Card today until 28 February 2023.<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/product\/standard-chartered-visa-platinum?utm_source=BLOG&amp;utm_medium=BLOG&amp;utm_campaign=CCHG2302SC1\" style=\"font-weight: bold;\">APPLY NOW!<\/a><\/p>\n<p><a href=\"https:\/\/www.comparehero.my\/credit-card\/product\/standard-chartered-visa-platinum?utm_source=BLOG&amp;utm_medium=BLOG&amp;utm_campaign=CCHG2302SC1\" rel=\"noopener\" target=\"_blank\"><span><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/CCHG2302SC1_Credit%20Card%20Purchase%20Protection.jpg?resize=640%2C335&#038;ssl=1\" alt=\"CCHG2302SC1_Credit Card Purchase Protection\" width=\"640\" height=\"335\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 1200px;\"><\/span><\/a><\/p>\n<p>Apart from that, HSBC Amanah MPower Visa Platinum Credit Card-i also offers e-Commerce Purchase Protection coverage of up to USD200!<span><\/span><\/p>\n<p style=\"font-size: 20px;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/product\/hsbc-amanah-mpower-platinum-i?utm_source=blog&amp;utm_medium=blog&amp;utm_campaign=CCFD2302HS1#features\"><strong><span>HSBC Amanah MPower Visa Platinum Credit Card-i<\/span><\/strong><\/a><\/p>\n<p>HSBC Amanah MPower Visa Platinum Credit Card-i is a must-have credit card if you\u2019re looking for cashback rewards! Check out the perks and rewards of this credit card:<span><\/span><\/p>\n<ul style=\"font-size: 18px;\">\n<li style=\"color: #000000;\" aria-level=\"1\"><span style=\"color: #000000;\">Up to 8% Cashback on eWallet, Petrol &amp; Grocery spend<\/span><\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><span style=\"color: #000000;\">0.2% Cashback on other spend<\/span><\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><span style=\"color: #000000;\">1% contribution on Charity spend<\/span><\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><strong><span style=\"color: #000000;\">e-Commerce Purchase Protection (coverage up to USD200)<\/span><\/strong><\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><span style=\"color: #000000;\">Syariah-compliant Credit Card<\/span><\/li>\n<\/ul>\n<p>To apply for HSBC Amanah MPower Visa Platinum Credit Card-i, you would have to be earning a minimum annual income of RM36,000. The minimum age requirement would be 21 years old to 65 years old. If you are 18 years old, you can apply for a supplementary card.&nbsp;<\/p>\n<p>If you apply, activate, and spend with HSBC Credit Cards from now till 12 February 2023, you\u2019ll stand a chance to win the Samsung Galaxy Z Flip4 worth RM4,099. Alternatively, you can choose to win Touch &#8216;n Go eWallet credit worth RM400!<\/p>\n<p style=\"text-align: center; font-weight: bold;\"><a href=\"\/credit-card\/product\/hsbc-amanah-mpower-platinum-i?utm_source=blog&amp;utm_medium=blog&amp;utm_campaign=CCFD2302HS1#features\" rel=\"noopener\" target=\"_blank\">APPLY NOW<\/a><span style=\"color: #3d85c6;\">!<\/span><\/p>\n<p style=\"font-weight: bold; text-align: left;\"><span style=\"color: #3d85c6;\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/CCFD2302HS1_FI_Credit%20Card%20Purchase%20Protection.jpg?resize=640%2C335&#038;ssl=1\" alt=\"CCFD2302HS1_FI_Credit Card Purchase Protection\" width=\"640\" height=\"335\" loading=\"lazy\" style=\"height: auto; max-width: 100%; width: 1200px;\"><\/span><\/p>\n<p><span style=\"font-size: 18px;\"><span style=\"color: #000000;\">Having a purchase protection feature on your credit card is highly recommended especially if you love shopping and constantly worry your purchase will get stolen or damaged. Head over to our <\/span><a href=\"https:\/\/www.comparehero.my\/credit-card\"><strong>credit card page<\/strong><\/a><span style=\"color: #000000;\"> to compare credit cards and get the latest promos and deals!<\/span><\/span><span style=\"font-size: 11px; color: #000000;\"><br><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the things you should consider when looking for a credit card is the purchase protection feature. This feature secures your credit card purchases from damage or theft. However, the level of protection you receive depends on your credit card provider. Let\u2019s dive into the details of some of the most common questions about&#8230;<\/p>\n","protected":false},"author":268230141,"featured_media":1179,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[433],"tags":[],"class_list":["post-18704","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What is Credit Card Purchase Protection? - CompareHero<\/title>\n<meta name=\"description\" content=\"One of the things you should consider when looking for a credit card is the purchase protection feature. 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