{"id":18740,"date":"2023-09-20T05:53:59","date_gmt":"2023-09-19T21:53:59","guid":{"rendered":"https:\/\/www.comparehero.my\/blog\/uncategorized\/win-a-samsung-galaxy-z-flip-5-for-free-with-standard-chartered-credit-cards-your-step-by-step-guide.html"},"modified":"2026-03-27T15:21:33","modified_gmt":"2026-03-27T07:21:33","slug":"win-a-samsung-galaxy-z-flip-5-for-free-with-standard-chartered-credit-cards-your-step-by-step-guide","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/credit-cards\/win-a-samsung-galaxy-z-flip-5-for-free-with-standard-chartered-credit-cards-your-step-by-step-guide.html","title":{"rendered":"Win a Samsung Galaxy Z Flip 5 for FREE with Standard Chartered Credit Cards: Your Step-by-Step Guide"},"content":{"rendered":"\n<p>The Samsung Galaxy Z Flip 5 is making waves as one of the year&#8217;s most anticipated smartphones, and now, you have an exclusive chance to score one without spending a dime, all thanks to Standard Chartered Credit Cards!<\/p>\n<!--more-->\n<p>In this comprehensive guide, we&#8217;ll take you through the process, step by step, to apply for a Standard Chartered Credit Card and participate in this exciting promotion. We&#8217;ll also recommend some credit card options tailored to your needs.<br><br><\/p>\n<h2 style=\"font-size: 24px;\"><strong><span style=\"color: #000000;\">The Promotion<\/span><\/strong><\/h2>\n<p><strong><span style=\"color: #000000;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/partners\/standard-chartered\" rel=\"noopener\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/ARTICLE_BANNER_SCB.png?resize=640%2C187&#038;ssl=1\" width=\"640\" height=\"187\" loading=\"lazy\" alt=\"ARTICLE_BANNER_SCB\" style=\"height: auto; max-width: 100%; width: 1200px; margin-left: auto; margin-right: auto; display: block;\"><\/a><\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\">Win a Samsung Galaxy Z Flip 5 or RM5,000 Touch &#8216;n Go eWallet Credit<\/span><\/strong><span style=\"color: #000000;\">&nbsp;when you apply for any Standard Chartered Credit Card from <\/span><strong><span style=\"color: #000000;\">20 September 2023 (11:00 a.m.) to 23 September 2023 (10:59 a.m.)<\/span><\/strong><span style=\"color: #000000;\">. Additionally, rest assured that successful cardholders will also receive a guaranteed cash reward of RM300 via <span style=\"font-weight: normal;\">Touch &#8216;n Go eWallet Credit.<\/span><\/span><span style=\"color: #000000;\"><br><br><\/span><\/p>\n<h2 style=\"font-size: 24px;\"><strong><span style=\"color: #1f1f1f;\">Why should you get a Samsung Galaxy Z Flip 5?<\/span><\/strong><\/h2>\n<p>The Samsung Galaxy Z Flip 5 is the latest and greatest in foldable phone technology, with a sleek design, powerful performance, and a variety of exciting new features. Here are just a few of the things that make it so special:<\/p>\n<ul>\n<li aria-level=\"1\">Stunning design: The Galaxy Z Flip 5 has a sleek, compact and lightweight design.&nbsp;<\/li>\n<li aria-level=\"1\">Powerful performance: The Galaxy Z Flip 5 is powered by the latest Qualcomm Snapdragon 8 Gen 2 chip, which makes it one of the fastest and most powerful smartphones on the market. It also has a long-lasting battery that will keep you going all day long.<\/li>\n<li aria-level=\"1\">Versatile camera system: It has a triple-lens rear camera system with a 50MP main sensor, a 12MP ultrawide sensor, and a 10MP telephoto sensor. It also has a 10MP front-facing camera for taking selfies and video calls.<\/li>\n<\/ul>\n<p>What if we tell you that you can bring home the Samsung Galaxy Z Flip 5 for FREE? Yeah! WIN it with Standard Chartered Credit Cards!<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"font-size: 24px; font-weight: bold;\"><span style=\"color: #000000;\">Not into gadgets? You can win RM5,000 Touch &#8216;n Go eWallet Credit<\/span><\/h2>\n<p><span style=\"color: #000000;\">You\u00e2\u0080\u0099re not into Samsung? You can <\/span><strong><span style=\"color: #000000;\">choose from two gifts<\/span><\/strong><span style=\"color: #000000;\"> to WIN: Samsung Galaxy Z Flip 5 OR RM5,000 <span style=\"font-weight: normal;\">Touch &#8216;n Go eWallet Credit!<\/span><br><br><\/span><\/p>\n<h2 style=\"font-size: 24px;\"><strong><span style=\"color: #000000;\">No one will leave empty-handed<\/span><\/strong><\/h2>\n<p><span style=\"color: #000000;\">All successful cardholders will receive a RM300 Touch &#8216;n Go eWallet Credit.<\/span><\/p>\n<h2><strong><span style=\"font-size: 16px; color: #000000;\"><br><\/span><\/strong><span style=\"font-size: 24px;\"><strong><span style=\"color: #000000;\">How to Win a Samsung Galaxy Z Flip 5 for FREE<\/span><\/strong><\/span><\/h2>\n<p><span style=\"color: #000000;\">Simply follow these steps:<\/span><\/p>\n<ol>\n<li><strong><span style=\"color: #000000;\">Apply any <\/span><\/strong><span style=\"color: #000000;\">of the <\/span><strong><span style=\"color: #000000;\">Standard Chartered cards <\/span><\/strong><span style=\"color: #000000;\">below via CompareHero within the campaign period,<\/span><strong><span style=\"color: #000000;\"><strong> 20 September 2023 (11:00 a.m.) to 23 September 2023 (10:59 a.m.).<\/strong><br><\/span><\/strong><br><span style=\"color: #000000;\"><\/span>\n<ul>\n<li style=\"color: #000000;\" aria-level=\"1\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.STCH0006.StandardCharteredSimplyCashCreditCard\"><span>Standard Chartered Simply Cash Credit Card<\/span><\/a><\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.STCH0002.StandardCharteredVisaPlatinumCard\"><span>Standard Chartered Visa Platinum<\/span><\/a><span style=\"color: #000000;\">&nbsp;<\/span><\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.STCH0005.StandardCharteredSmartCreditCard\"><span>Standard Chartered Smart Credit Card<\/span><\/a><\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.STCH0005.StandardCharteredJourneyCreditCard\"><span>Standard Chartered Journey Credit Card<\/span><\/a><br><br><\/li>\n<\/ul>\n<\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><strong>Select your gift<\/strong>: Samsung Galaxy Z Flip 5 OR RM5000 Touch &#8216;n Go eWallet Credit<\/li>\n<li aria-level=\"1\">Once your credit card is approved,<strong> activate it<\/strong> as soon as possible. You can usually do this online or by calling the customer service number on the back of your card.<\/li>\n<li aria-level=\"1\"><span style=\"font-size: 18px; color: #1f1f1f;\">Perform at least eight transactions within the spend period of sixty (60) days from the date of approval of the Eligible Credit Card; OR until 15 December 2023;<\/span><\/li>\n<\/ol>\n<h2 style=\"font-size: 24px;\"><strong><span style=\"color: #000000;\">Which of the Standard Chartered Credit Cards best suits me?<\/span><\/strong><\/h2>\n<h3><span style=\"font-size: 20px;\"><span style=\"color: #1f1f1f;\">If you want a <\/span><strong><span style=\"color: #1f1f1f;\">simple and hassle-free cashback credit card<\/span><\/strong><span style=\"color: #1f1f1f;\">, go for <\/span><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.STCH0006.StandardCharteredSimplyCashCreditCard\"><strong>Standard Chartered Simply Cash Credit Card<\/strong><\/a><\/span><\/h3>\n<p>Key Features:<\/p>\n<ul>\n<li aria-level=\"1\">Earn up to 15% cashback on Petrol, Selected E-wallets, Selected Grocery and&nbsp; Dining spend<\/li>\n<li aria-level=\"1\">e-Commerce Purchase Protection (coverage up to USD200)<\/li>\n<li aria-level=\"1\">You can convert your purchases into a low-interest rate instalment plan with FlexiPay Plus<\/li>\n<li aria-level=\"1\">Convert your transactions into a 0% easy payment scheme at selected merchants<\/li>\n<\/ul>\n<p>Requirements:<\/p>\n<ul>\n<li aria-level=\"1\">Minimum monthly salary: RM3,000<\/li>\n<li aria-level=\"1\">Annual fee: RM250 (waived in the first year, subsequent years waived with minimum spend of RM12,000)<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.STCH0006.StandardCharteredSimplyCashCreditCard\" rel=\"noopener\" target=\"_blank\"><span style=\"background-color: #cfe2f3;\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/ARTICLE_BANNER_SCB_SIMPLY-CASH.png?resize=640%2C187&#038;ssl=1\" width=\"640\" height=\"187\" loading=\"lazy\" alt=\"ARTICLE_BANNER_SCB_SIMPLY-CASH\" style=\"height: auto; max-width: 100%; width: 1200px; margin-left: auto; margin-right: auto; display: block;\"><\/span><\/a><span style=\"background-color: #cfe2f3;\"><br><br><\/span><\/p>\n<h3 style=\"font-size: 20px;\"><span style=\"color: #1f1f1f;\">Looking for a <\/span><strong><span style=\"color: #1f1f1f;\">premium credit card with a budget-friendly minimum monthly income requirement<\/span><\/strong><span style=\"color: #1f1f1f;\">? Apply Standard Chartered Visa Platinum<\/span><\/h3>\n<p>Key Features:<\/p>\n<ul>\n<li aria-level=\"1\">Up to 5X Reward Points on Contactless, Dining, Department Store and Overseas spend<\/li>\n<li aria-level=\"1\">1X Reward Points on Other spend<\/li>\n<li aria-level=\"1\">Additional 5,000 Reward Points per month when you spend RM1,500 and above<\/li>\n<li aria-level=\"1\">Switch to a lower interest rate with the Standard Chartered Balance Transfer Plus<\/li>\n<\/ul>\n<p>Requirements:<\/p>\n<ul>\n<li aria-level=\"1\">Minimum monthly salary: RM3,000<\/li>\n<li aria-level=\"1\">Annual fee: RM120 (Annual fee is waived for the first 2 years, subsequent years waived with minimum spend of RM12,000 per annum)<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.STCH0002.StandardCharteredVisaPlatinumCard\" rel=\"noopener\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/ARTICLE_BANNER_SCB_PLATINUM.png?resize=640%2C187&#038;ssl=1\" width=\"640\" height=\"187\" loading=\"lazy\" alt=\"ARTICLE_BANNER_SCB_PLATINUM\" style=\"height: auto; max-width: 100%; width: 1200px; margin-left: auto; margin-right: auto; display: block;\"><\/a><\/p>\n<h3 style=\"font-size: 20px;\"><strong><span style=\"color: #1f1f1f;\">Tech-savvy<\/span><\/strong><span style=\"color: #1f1f1f;\"> individuals and<\/span><strong><span style=\"color: #1f1f1f;\"> online shoppers<\/span><\/strong><span style=\"color: #1f1f1f;\"> looking for cashback and rewards on digital and online spending should opt for<\/span><strong><span style=\"color: #1f1f1f;\"> <\/span><\/strong><span style=\"font-size: 20px;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.STCH0005.StandardCharteredSmartCreditCard\"><strong>Standard Chartered Smart Credit Card<\/strong><\/a><\/span><\/h3>\n<p>Key Features:<\/p>\n<ul>\n<li aria-level=\"1\">0% Buy Now, Pay Later over 3 months<\/li>\n<li aria-level=\"1\">Up to 6% Cashback on selected Digital Lifestyle spend (Astro, Joox, iQIYI, Netflix, Playstation, Spotify &amp; Steam)<\/li>\n<li aria-level=\"1\">Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia<\/li>\n<\/ul>\n<p>Requirements:<\/p>\n<ul>\n<li aria-level=\"1\">Minimum monthly salary: RM3,000<\/li>\n<li aria-level=\"1\">Annual fee: RM120 (waived in the first year, subsequent years waived with minimum spend of RM12,000)<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.STCH0005.StandardCharteredSmartCreditCard\" rel=\"noopener\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/ARTICLE_BANNER_SCB_SMART-CARD.png?resize=640%2C187&#038;ssl=1\" width=\"640\" height=\"187\" loading=\"lazy\" alt=\"ARTICLE_BANNER_SCB_SMART-CARD\" style=\"height: auto; max-width: 100%; width: 1200px; margin-left: auto; margin-right: auto; display: block;\"><\/a><\/p>\n<h3><span style=\"font-size: 14px; color: #434343;\"><br><\/span><span style=\"font-size: 20px;\"><span style=\"color: #434343;\">Are you a <strong>jet setter<\/strong><\/span><span style=\"color: #434343;\">? <\/span><a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.STCH0005.StandardCharteredJourneyCreditCard\"><strong>Standard Chartered Journey Credit Card<\/strong><\/a><span style=\"color: #434343;\"> is for you!<\/span><\/span><\/h3>\n<p>Key Features:<\/p>\n<ul>\n<li aria-level=\"1\">5X Mile Points (earn 1 Mile Point for every RM1) on overseas, travel and dining spend<\/li>\n<li aria-level=\"1\">Earn 1 Mile for every RM5 on other local spend<\/li>\n<li aria-level=\"1\">Earn 1 AirMile for every 2 Miles Points when redeeming points<\/li>\n<li aria-level=\"1\">Unlimited access to Plaza Premium Airport Lounge in KLIA and KLIA2 for international flights<\/li>\n<li aria-level=\"1\">Complimentary airport transfer in Malaysia via Grab and cashback up to RM65 on your first Grab transaction of the month<\/li>\n<\/ul>\n<p>Requirements:<\/p>\n<ul>\n<li aria-level=\"1\">Minimum monthly salary: RM7,500<\/li>\n<li aria-level=\"1\">Annual fee: RM600 (Waived on the first year and in the following years when you spend at least RM60,000 on retail purchases every year)<\/li>\n<\/ul>\n<p style=\"text-align: center;\">&nbsp;<\/p>\n<a href=\"https:\/\/www.comparehero.my\/credit-card\/card-information?productId=MY.CH.CC.STCH0005.StandardCharteredJourneyCreditCard\" rel=\"noopener\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/ARTICLE_BANNER_SCB_JOURNEY-CARD.png?resize=640%2C187&#038;ssl=1\" width=\"640\" height=\"187\" loading=\"lazy\" alt=\"ARTICLE_BANNER_SCB_JOURNEY-CARD\" style=\"height: auto; max-width: 100%; width: 1200px; margin-left: auto; margin-right: auto; display: block;\"><\/a>\n<h2>&nbsp;<\/h2>\n<h2 style=\"font-size: 24px;\"><strong><span style=\"color: #000000;\">Additional tips on applying for a Standard Chartered Credit Card<\/span><\/strong><\/h2>\n<p><span style=\"color: #000000;\">Before applying for any credit card, it&#8217;s essential to:&nbsp;&nbsp;<\/span><\/p>\n<ul>\n<li style=\"color: #000000;\" aria-level=\"1\"><span style=\"color: #000000;\">Review the card&#8217;s terms and conditions&nbsp;<\/span><\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><span style=\"color: #000000;\">Review the interest rates, fees, and rewards structure, to ensure it aligns with your financial needs and spending patterns.&nbsp;<\/span><\/li>\n<li style=\"color: #000000;\" aria-level=\"1\"><span style=\"color: #000000;\">Your credit history and income will also play a significant role in determining your eligibility for these cards.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">The opportunity to win a Samsung Galaxy Z Flip 5 for free with Standard Chartered Credit Cards is indeed a remarkable offer, and we&#8217;ve provided you with a step-by-step guide to help you seize this chance. Whether you&#8217;re drawn to the sleek design and powerful performance of the Galaxy Z Flip 5, or you prefer the flexibility of winning RM5,000 Touch &#8216;n Go eWallet Credit, this promotion offers something for everyone! <\/span><a href=\"https:\/\/www.comparehero.my\/credit-card\/partners\/standard-chartered\"><span>APPLY NOW<\/span><\/a><span style=\"color: #000000;\">.&nbsp;<\/span><\/p>\n<p><a href=\"https:\/\/www.comparehero.my\/credit-card\/partners\/standard-chartered\" rel=\"noopener\" target=\"_blank\"><span style=\"color: #000000;\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/144634072.fs1.hubspotusercontent-eu1.net\/hubfs\/144634072\/assets_comparehero\/ARTICLE_BANNER_SCB.png?resize=640%2C187&#038;ssl=1\" width=\"640\" height=\"187\" loading=\"lazy\" alt=\"ARTICLE_BANNER_SCB\" style=\"height: auto; max-width: 100%; width: 1200px; margin-left: auto; margin-right: auto; display: block;\"><\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Samsung Galaxy Z Flip 5 is making waves as one of the year&#8217;s most anticipated smartphones, and now, you have an exclusive chance to score one without spending a dime, all thanks to Standard Chartered Credit Cards!<\/p>\n","protected":false},"author":268230141,"featured_media":1185,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[433],"tags":[],"class_list":["post-18740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Win a Samsung Galaxy Z Flip 5 for FREE with Standard Chartered Credit Cards: Your Step-by-Step Guide - CompareHero<\/title>\n<meta name=\"description\" content=\"The Samsung Galaxy Z Flip 5 is making waves as one of the year&#039;s most anticipated smartphones, and now, you have an exclusive chance to score one without spending a dime, all thanks to Standard Chartered Credit Cards! 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Get a Card Instantly instead!","author":"CompareHero","date":"9 October 2019","format":false,"excerpt":"You've heard it, we've heard it (from you), and the banks have all heard it (from everyone): Card delivery always feel like it's taking forever! It's the reason we sometimes fail to meet promotion requirements and has left us wondering if our neighbour's dog has eaten the card. We can\u2026","rel":"","context":"In &quot;Bank News&quot;","block_context":{"text":"Bank News","link":"https:\/\/www.comparehero.my\/blog\/bank-news"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Tired-of-Slow-Card-Deliveries-Get-a-Card-Instantly-instead-.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Tired-of-Slow-Card-Deliveries-Get-a-Card-Instantly-instead-.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Tired-of-Slow-Card-Deliveries-Get-a-Card-Instantly-instead-.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Tired-of-Slow-Card-Deliveries-Get-a-Card-Instantly-instead-.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Tired-of-Slow-Card-Deliveries-Get-a-Card-Instantly-instead-.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":25719,"url":"https:\/\/www.comparehero.my\/blog\/money-tips\/standard-chartered-justone-platinum-cashback-credit.html","url_meta":{"origin":18740,"position":4},"title":"How the Standard Chartered JustOne Platinum addressed my concerns!","author":"CompareHero","date":"8 February 2019","format":false,"excerpt":"I\u2019ll be honest, there are two things I\u2019ve doubted before with credit cards: auto-billing and cashback. Auto-billing scares me because it feels like I\u2019m not in control, and cashback is\u2026 well, I\u2019ve never really looked at it. Standard Chartered\u2019s JustOne Platinum card, however, addressed my concerns. How? 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