{"id":3395,"date":"2015-11-12T09:58:04","date_gmt":"2015-11-12T09:58:04","guid":{"rendered":"http:\/\/www.ap-northeast-1.blog-v1.compareglobal.co.uk\/my\/?p=3395"},"modified":"2026-03-27T09:57:48","modified_gmt":"2026-03-27T01:57:48","slug":"save-thousands-of-ringgit-on-your-personal-loan-2","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance\/save-thousands-of-ringgit-on-your-personal-loan-2.html","title":{"rendered":"Save Thousands Of Ringgit On Your Personal Loan!"},"content":{"rendered":"<p><a href=\"https:\/\/i0.wp.com\/optimized-blogassets.comparehero.my\/blog\/my_MY\/wp-content\/uploads\/2015\/11\/MY_WomanGoingOverFinances_blog.jpg?ssl=1\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3398\" src=\"https:\/\/i0.wp.com\/optimized-blogassets.comparehero.my\/blog\/my_MY\/wp-content\/uploads\/2015\/11\/MY_WomanGoingOverFinances_blog.jpg?resize=640%2C289&#038;ssl=1\" alt=\"Save Thousands On Ringgit On Your Personal Loan!\" width=\"640\" height=\"289\" \/><\/a><\/p>\n<h2>How\u00a0To Compare And Save Thousands Of Ringgit On Your Personal Loan<\/h2>\n<p>Comparing personal loans in Malaysia used to be a hassle: calling bank\u2019s contact centers, visiting their branches to obtain quotes, and surfing all their websites to look up the terms and conditions.<!--more--><\/p>\n<p>But all of that is now in the past,\u00a0as CompareHero.my has already done all the\u00a0work for you, for all the banks and all personal loans in Malaysia and the results will surprise you.\u00a0We found out that the interest rate difference between a\u00a0cheap and an\u00a0expensive 3 year, RM10,000 unsecured personal\u00a0loan\u00a0can amount to almost RM5,000 in interest charges!<\/p>\n<p>Whether you are looking for a <a href=\"https:\/\/rpstagingdot.wpcomstaging.com\/personal-loan\/islamic-financing\/results\">Shariah-compliant loan<\/a>, if you need <a href=\"https:\/\/rpstagingdot.wpcomstaging.com\/personal-loan\/fast-approval\">cash urgently<\/a> and require a fast processing time, or you are a <a href=\"https:\/\/rpstagingdot.wpcomstaging.com\/personal-loan\/government-glc\/results\">Government or GLC employee<\/a>, comparing banks and loans at CompareHero.my will always save you money!<\/p>\n<h2>Save Up To RM4,850 Now On A\u00a0Personal Loan Now!<\/h2>\n<p>We did a comparison for a 3-year, RM 10,000 unsecured personal loan and found that the difference in interest rate between the cheapest and most expensive bank was a staggering 16%!<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/optimized-blogassets.comparehero.my\/blog\/my_MY\/wp-content\/uploads\/2015\/11\/MY_Press-Release-IG_rev_111215-1.jpg?ssl=1\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3423 size-full\" src=\"https:\/\/i0.wp.com\/optimized-blogassets.comparehero.my\/blog\/my_MY\/wp-content\/uploads\/2015\/11\/MY_Press-Release-IG_rev_111215-1.jpg?resize=482%2C669&#038;ssl=1\" alt=\"Save Thousands Of Ringgit On Your Personal Loan!\" width=\"482\" height=\"669\" \/><\/a><\/p>\n<p>If you were unlucky enough to have purchased the most expensive personal loan in Malaysia, you have paid RM4,850 in interest charges more than if you would have gotten the much cheaper personal loan from Bank A.\u00a0<span style=\"line-height: 1.6471;\">RM4,850 on a RM10,000 loan is a huge difference, as it is almost half the original loan amount! That is why CompareHero.my is dedicated to increasing the transparency in the market, to prevent Malaysians from forking out more money on interest charges than strictly necessary.<\/span><\/p>\n<p>Both the most expensive and cheapest personal loans were Shariah-compliant loans. If you had chosen to apply for\u00a0a conventional personal loan, you would still have\u00a0saved thousands of ringgit after comparing them\u00a0first on CompareHero.my!<\/p>\n<p>We also compared personal loans for Malaysians that work in the public sector or as a GLC employee and though they typically get better rates, they can still save more than RM600 by comparing loans on CompareHero.my.<\/p>\n<p>However, interest rates should not be the only determining factor when choosing a personal loan. The speed of the loan approval process, income\u00a0requirements, bank service levels, early settlement and late payment fees and other terms and conditions are important factors to ensure that you get your money&#8217;s worth.<\/p>\n<p>CompareHero.my strives to empower Malaysians with financial literacy and the tools to make better financial decisions in life. Find and compare the best personal loans on CompareHero.my today, be it for <a href=\"https:\/\/rpstagingdot.wpcomstaging.com\/personal-loan\/wedding\/results\">weddings<\/a>, <a href=\"https:\/\/rpstagingdot.wpcomstaging.com\/personal-loan\/home-decoration\/results\">home improvement<\/a> or <a href=\"https:\/\/rpstagingdot.wpcomstaging.com\/personal-loan\/debt-consolidation\/results\">debt consolidation<\/a>.<\/p>\n<p><a href=\"https:\/\/rpstagingdot.wpcomstaging.com\/personal-loan\/hsbc-amanah\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-11962 size-full\" src=\"https:\/\/i0.wp.com\/optimized-blogassets.comparehero.my\/blog\/my_MY\/wp-content\/uploads\/2017\/02\/MY_BLOG_HSBC-Personal-Loan.jpg?resize=640%2C285&#038;ssl=1\" alt=\"my_blog_hsbc-personal-loan\" width=\"640\" height=\"285\" \/><\/a><\/p>\n<p><a href=\"https:\/\/i0.wp.com\/optimized-blogassets.comparehero.my\/blog\/my_MY\/wp-content\/uploads\/2015\/11\/Mark-Reijman-MD-CompareHero.my-ii.jpg?ssl=1\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\" alignleft wp-image-3413 size-thumbnail\" src=\"https:\/\/i0.wp.com\/optimized-blogassets.comparehero.my\/blog\/my_MY\/wp-content\/uploads\/2015\/11\/Mark-Reijman-MD-CompareHero.my-ii-150x150.jpg?resize=150%2C150&#038;ssl=1\" alt=\"Mark Reijman MD CompareHero.my ii\" width=\"150\" height=\"150\" \/><\/a><\/p>\n<p><strong>By Mark Reijman<\/strong><\/p>\n<p>Mark Reijman is the Managing Director of CompareHero.my. He is passionate about increasing financial literacy and helping consumers make better informed decisions by creating greater transparency.<\/p>\n<p><span style=\"border-radius: 2px; text-indent: 20px; width: auto; padding: 0px 4px 0px 0px; text-align: center; font: bold 11px\/20px 'Helvetica Neue',Helvetica,sans-serif; color: #ffffff; background: #bd081c no-repeat scroll 3px 50% \/ 14px 14px; position: absolute; opacity: 1; z-index: 8675309; display: none; cursor: pointer; top: 44px; left: 20px;\">Save<\/span><br \/>\n[tags]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How\u00a0To Compare And Save Thousands Of Ringgit On Your Personal Loan Comparing personal loans in Malaysia used to be a hassle: calling bank\u2019s contact centers, visiting their branches to obtain quotes, and surfing all their websites to look up the terms and conditions.<\/p>\n","protected":false},"author":268230141,"featured_media":59622,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[412],"tags":[],"class_list":["post-3395","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Save Thousands Of Ringgit On Your Personal Loan! 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Not only that, diabetes is also on the rise with 1 out of 5 Malaysians suffering from diabetes.\u00a0 Have you heard of diabesity?\u00a0 Diabesity is a medical\u2026","rel":"","context":"In &quot;Healthcare&quot;","block_context":{"text":"Healthcare","link":"https:\/\/www.comparehero.my\/blog\/healthcare"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bariatric-03.png?fit=1201%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bariatric-03.png?fit=1201%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bariatric-03.png?fit=1201%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bariatric-03.png?fit=1201%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bariatric-03.png?fit=1201%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":11449,"url":"https:\/\/www.comparehero.my\/blog\/bank-news\/economic-outlook-drivers-of-growth-2.html","url_meta":{"origin":3395,"position":1},"title":"The Economic Outlook and Drivers of Growth in Malaysia","author":"CompareHero","date":"24 January 2017","format":false,"excerpt":"Updated: 22 February 2017\u00a0 With Chinese New Year ahead of us and New Year's Eve already behind us, it is urgent time to have a closer look at what the upcoming year will offer us. What are the drivers of growth? What will happen to the Ringgit? How will oil\u2026","rel":"","context":"In &quot;Bank News&quot;","block_context":{"text":"Bank News","link":"https:\/\/www.comparehero.my\/blog\/bank-news"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2017\/01\/image-1.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2017\/01\/image-1.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2017\/01\/image-1.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2017\/01\/image-1.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":17918,"url":"https:\/\/www.comparehero.my\/blog\/loans\/microfinancing-alternatives-malaysia.html","url_meta":{"origin":3395,"position":2},"title":"Best Microfinancing Alternatives in Malaysia","author":"CompareHero","date":"24 June 2021","format":false,"excerpt":"Microcredit is the extension of very small loans (microloans) to impoverished borrowers who typically lack collateral, steady employment, and a verifiable credit history. It is designed to enable them to start a small business (microenterprise).\u00a0 Well, this seems to be the perfect timing to introduce this because more Malaysians are\u2026","rel":"","context":"In &quot;Loans&quot;","block_context":{"text":"Loans","link":"https:\/\/www.comparehero.my\/blog\/loans"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Macbook-Pro-Vs.-Microsoft-Surface-Pro-43.jpg?fit=930%2C487&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Macbook-Pro-Vs.-Microsoft-Surface-Pro-43.jpg?fit=930%2C487&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Macbook-Pro-Vs.-Microsoft-Surface-Pro-43.jpg?fit=930%2C487&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Macbook-Pro-Vs.-Microsoft-Surface-Pro-43.jpg?fit=930%2C487&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":5096,"url":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance\/personal-loan-checklist-2.html","url_meta":{"origin":3395,"position":3},"title":"5 Things You Should Know Before Taking A Personal Loan","author":"CompareHero","date":"12 October 2021","format":false,"excerpt":"When applying for a personal loan, be very clear of your goals and identify what you really want to achieve. Perhaps you want to renovate your home, or pay off your credit card bills? Always remember, a personal loan is a financial tool, not a cure-all to your financial problems.\u2026","rel":"","context":"In &quot;Lifestyle Finance&quot;","block_context":{"text":"Lifestyle Finance","link":"https:\/\/www.comparehero.my\/blog\/lifestyle-finance"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/10\/image-2.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/10\/image-2.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/10\/image-2.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/10\/image-2.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":18022,"url":"https:\/\/www.comparehero.my\/blog\/loans\/covid-19-moratorium-guide-to-financial-relief-measures-in-malaysia-loan-for-home-car-hire-purchase-personal-ptptn-credit-cards.html","url_meta":{"origin":3395,"position":4},"title":"COVID-19 Moratorium: Guide To Financial Relief Measures In Malaysia | Home Mortgage, Hire-Purchase, Personal Loan, PTPTN &#038; Credit Cards","author":"CompareHero","date":"20 May 2020","format":false,"excerpt":"By now, you\u2019ve probably already heard of the moratorium on loan repayments announced by the government. From 1st April 2020 onwards, all banks will be offering postponement on loan and financing repayments over the coming 6 months. 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