{"id":4125,"date":"2015-12-30T03:09:57","date_gmt":"2015-12-30T03:09:57","guid":{"rendered":"http:\/\/www.ap-northeast-1.blog-v1.compareglobal.co.uk\/my\/?p=4125"},"modified":"2026-03-27T09:57:10","modified_gmt":"2026-03-27T01:57:10","slug":"financial-tips-2016-2","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/money-tips\/financial-tips-2016-2.html","title":{"rendered":"Financial Tips You Should Know For 2016"},"content":{"rendered":"

\"financial<\/a>2016 is right around the corner and it\u2019s time for all of us to start with a clean financial slate! Make sure you kick off 2016 by getting your finances on the right track. Don\u2019t worry if you\u2019re not too sure where to start, CompareHero.my spoke with some of Malaysia\u2019s top bloggers and asked them to share their top financial tips for the New Year!<\/p>\n

Top Financial Tips For 2016<\/h2>\n

Start your year right by ensuring you have plenty of savings set aside for emergencies or to grow your wealth! This might be a tip you often hear but that\u2019s because it will always stay relevant regardless of what year it is. If you don\u2019t have any savings yet, you need to start pronto! If you already have savings, look into trying to increase the amount of your savings and putting the money into investments where you can gain high returns.<\/p>\n

Top financial blogger KC Lau’s <\/a><\/strong> advice is to:<\/p>\n

\n

\u201csave at least 30% of your income, and invest for double digit returns.\u201d<\/p>\n<\/blockquote>\n

If 30% seems like a huge figure that is too much for you to manage, you should still set aside some of your income for savings even if it\u2019s only 15%, what\u2019s important is that at least you start building your savings.<\/p>\n

Aaron Tang of mr-stingy.com<\/a><\/strong> says people should build up cash reserves and his advice is to have at least six months of your monthly spending in cash, and in case you\u2019re thinking that\u2019s a lot of money to have stashed away, Aaron says \u201cin an uncertain economy, that cash reserve will give you peace of mind.\u201d We agree with him and in light of the rising cost of living, toll hikes and reduced electricity rebates, we think you should too!<\/p>\n

\"savings<\/a><\/p>\n

Aside from setting aside some savings, another top tip would be to spend your time productively as explained by Charles of kopiandproperty.com<\/strong><\/a>. His tip is to read, learn and share with like-minded people, \u201cwatching more Korean dramas or even hours on Facebook with friends do not help much when it\u2019s time to retire in the future.\u201d<\/p>\n

Azizi Ali of beahappymillionaire.com<\/a><\/strong> also emphasizes the importance of enhancing your financial knowledge in 2016 and says,<\/p>\n

\n

\u201cWhile there are no guarantees of success, I know that you too, will wind up making better financial decisions as your knowledge on the subject of money, investments and business increases.\u201d<\/p>\n<\/blockquote>\n

We\u2019re not telling you to stop watching your favourite TV shows or quit Facebook altogether, you can still continue doing what you enjoy but the key here is to do everything in moderation. By balancing your time wisely you can set aside more time to sort out a financial plan for you to have a comfy retirement in the future! Next, start budgeting! \u201cBy keeping a household budget you are in control of your own financial situation. You know exactly how much money you have and how you spend it\u201d shares Pauline from paulineseconomicsforum.blogspot<\/strong>.<\/a><\/p>\n

You may be thinking of the hassle involved to track every single ringgit and sen you\u2019re spending but as Pauline also points out, with the help of smartphones there are so many budgeting apps you can choose from. She suggests Spendbook, Stay on budget and AndroMoney. So really there\u2019s no excuse with the many apps available, budgeting is a breeze and you can also do it on the go!<\/p>\n

\"investment<\/a><\/h2>\n

What To Invest In For 2016<\/h2>\n

Before we go any further into the business of investing, you should first make sure you are well informed about investing because it can involve a certain amount of risk. Steven Moo from stevenmoo.com<\/a><\/strong> says that Malaysians need to do some research before getting involved with the investment scene because all investments involve risk to generate returns of investment.<\/p>\n

So since there\u2019s no avoiding risk when it comes to investing, educating yourself is the best way to ensure you make profit instead of a loss when investing. The experts of Financemalaysia.blogspot<\/strong><\/a> advise that people should invest in financial instruments which will generate their desired returns and to determine their own expected returns. So don\u2019t be influenced by what your family and friends are investing in, follow your own affordability.<\/p>\n

If you\u2019re not sure of where to start, Kris from knowthymoney.com<\/a><\/strong> suggests stocks and says that the \u201cpotential of returns can be huge, provided of course you do your own homework and buy fundamentally solid companies to expect handsome capital price gains in the medium to long term horizon.\u201d<\/p>\n

Kris also advises younger Malaysians to learn how to become their own \u2018mutual fund manager\u2019 by equipping themselves with knowledge of the stock market because she believes \u201cit is better to learn how to fish for yourself rather than pay and depend on people\u201d.<\/p>\n

But before you run off to start investing, another tip is to always remember that diversification is important with investing. \u201cIn financial planning, diversification of different asset classes is crucial especially during economic turbulence,\u201d shares financial planner Alex Yeoh<\/a><\/strong>. He also suggests that Malaysians should allocate more towards equities via shares of unit trust investments in 2016.<\/p>\n

See also<\/strong>: Top 15 Worst Financial Habits<\/a><\/p>\n

\"finance<\/h2>\n

The Best Financial Products For 2016<\/h2>\n

If you\u2019re looking to invest in financial products for 2016, it actually comes down to what type of returns you want and your risk appetite. Alex Yeoh advises that the best financial product would be one which best suits your financial needs. Financemalaysia.com also states that Malaysians should always stick to a financial product which they can fully understand and one that can fit into their overall portfolio.<\/p>\n

Another option to look into is online investing as mentioned by Shane from invest-made-easy.blogspot.com<\/strong>.<\/a> This is because you can save up fees, you have a large pool of options to choose from and all the information is laid out for investors to compare and choose at their convenience.<\/p>\n

While you\u2019re thinking on which financial product to go for, do be sure take some precautions as well. CK from ck5354.blogspot.com<\/strong> <\/a>states that as an investor, Malaysians should be wary of financial products which promise above 10% return per month, so be careful out there! Don\u2019t get scammed out of your hard earned money because as the saying goes, \u201cIf it\u2019s too good to be true, then it probably is.\u201d<\/p>\n

Tips For Record Keeping And Budgeting<\/h2>\n

One of the best ways to manage your money well is by budgeting well. KC Lau shares a handy tip of how he uses different credit cards for different purposes, \u201cfor example, 1 for business usage, 1 for personal use, 1 for family use. You can use whatever system that works for you, as long as you have a system.\u201d<\/p>\n

Another key reason why you should start budgeting and keeping records of your spending is to stop \u2018financial leaks\u2019 from happening, as suggested by Suraya from ringgitohringgit.com.<\/a><\/strong> She says that keeping track of your spending habits can help you to plug any financial leaks because you will then know where you may be spending more than you should without even realizing it.<\/p>\n

Man Hoong Ooo of malaysiafutures.com<\/a><\/strong> is more matter of fact and states that the secret to saving more money with a successful budget is,<\/p>\n

\n

\u201cDiscipline, discipline and discipline. Live within your means.\u201d<\/p>\n<\/blockquote>\n

\"financial<\/a><\/h2>\n

Finance Books You Should Read In 2016<\/h2>\n

One of the best ways to help you manage your finances better is to increase your finance literacy because knowledge is power! You can get all sorts of personal finance books these days, and some of Malaysia\u2019s best financial gurus and bloggers have published their own books!<\/p>\n

KC Lau is a firm advocate of local financial expertise and recommends Malaysians to read books authored by local authors because he believes that those books are more suitable in the Malaysian context and are the most relevant for Malaysians. In fact, blogger CK also suggests that Malaysians should read the book \u2018Top Money Tips for Malaysians\u2019 by KC Lau!<\/p>\n

Vince from financialindependent.com<\/strong><\/a> also recommends books written by Azizi Ali and states, \u201cYou can read books from Azizi Ali if you haven’t read his books yet. He has the best personal finance books in Malaysia, in my opinion.\u201d But still there\u2019s no harm in reading financial books written by international authors too such as \u2018Rich Dad, Poor Dad\u2019 by Robert Kiyosaki, as suggested by Aaron Tang and Pauline. Other financial books you should pick up are \u2018Think and Grow Rich\u2019 by Napoleon Hill and \u2018The Richest Man in Babylon\u2019 which have been suggested by Pauline and Man Hoong Oo.<\/p>\n

We\u2019ve shared plenty of financial gems from some of the leading financial figures so now it\u2019s up to you to decide which tips you will be applying into your daily life for 2016! Always remember, you are the one who is in control of your own finances!<\/p>\n

For more money saving tips check out our blog and make sure you get the best deals on credit cards<\/a> <\/strong>and personal loans<\/a><\/strong> by using the free comparison tools on CompareHero.my. Happy New Year!<\/p>\n

\"Compare<\/a><\/p>\n

Save<\/span>
\n[tags]<\/p>\n","protected":false},"excerpt":{"rendered":"

2016 is right around the corner and it\u2019s time for all of us to start with a clean financial slate! Make sure you kick off 2016 by getting your finances on the right track.<\/p>\n","protected":false},"author":268230141,"featured_media":59618,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[425],"tags":[],"class_list":["post-4125","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-tips"],"yoast_head":"\nFinancial Tips You Should Know For 2016 - CompareHero<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Tips You Should Know For 2016 - CompareHero\" \/>\n<meta property=\"og:description\" content=\"2016 is right around the corner and it\u2019s time for all of us to start with a clean financial slate! Make sure you kick off 2016 by getting your finances on the right track.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016\" \/>\n<meta property=\"og:site_name\" content=\"CompareHero\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CompareHero.my\/\" \/>\n<meta property=\"article:published_time\" content=\"2015-12-30T03:09:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-27T01:57:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2015\/12\/finance.png?fit=1024%2C768&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"CompareHero\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"CompareHero\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/money-tips\\\/articles\\\/financial-tips-2016#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/money-tips\\\/financial-tips-2016-2.html\"},\"author\":{\"name\":\"CompareHero\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\"},\"headline\":\"Financial Tips You Should Know For 2016\",\"datePublished\":\"2015-12-30T03:09:57+00:00\",\"dateModified\":\"2026-03-27T01:57:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/money-tips\\\/financial-tips-2016-2.html\"},\"wordCount\":1534,\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/money-tips\\\/articles\\\/financial-tips-2016#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2015\\\/12\\\/finance.png\",\"articleSection\":[\"Money Tips\"],\"inLanguage\":\"en-MY\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/money-tips\\\/financial-tips-2016-2.html\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/money-tips\\\/articles\\\/financial-tips-2016\",\"name\":\"Financial Tips You Should Know For 2016 - CompareHero\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/money-tips\\\/articles\\\/financial-tips-2016#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/money-tips\\\/articles\\\/financial-tips-2016#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2015\\\/12\\\/finance.png\",\"datePublished\":\"2015-12-30T03:09:57+00:00\",\"dateModified\":\"2026-03-27T01:57:10+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/money-tips\\\/articles\\\/financial-tips-2016#breadcrumb\"},\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/money-tips\\\/articles\\\/financial-tips-2016\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/money-tips\\\/articles\\\/financial-tips-2016#primaryimage\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2015\\\/12\\\/finance.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2015\\\/12\\\/finance.png\",\"width\":1024,\"height\":768},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/money-tips\\\/articles\\\/financial-tips-2016#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Money Tips\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/money-tips\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Financial Tips You Should Know For 2016\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"name\":\"CompareHero\",\"description\":\"Providing the best tips and tricks about Malaysia\u2019s financial\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-MY\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\",\"name\":\"Jirnexu Sdn Bhd\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"width\":1889,\"height\":338,\"caption\":\"Jirnexu Sdn Bhd\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CompareHero.my\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\",\"name\":\"CompareHero\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Financial Tips You Should Know For 2016 - CompareHero","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016","og_locale":"en_US","og_type":"article","og_title":"Financial Tips You Should Know For 2016 - CompareHero","og_description":"2016 is right around the corner and it\u2019s time for all of us to start with a clean financial slate! Make sure you kick off 2016 by getting your finances on the right track.","og_url":"https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016","og_site_name":"CompareHero","article_publisher":"https:\/\/www.facebook.com\/CompareHero.my\/","article_published_time":"2015-12-30T03:09:57+00:00","article_modified_time":"2026-03-27T01:57:10+00:00","og_image":[{"width":1024,"height":768,"url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2015\/12\/finance.png?fit=1024%2C768&ssl=1","type":"image\/png"}],"author":"CompareHero","twitter_card":"summary_large_image","twitter_misc":{"Written by":"CompareHero","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016#article","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/money-tips\/financial-tips-2016-2.html"},"author":{"name":"CompareHero","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611"},"headline":"Financial Tips You Should Know For 2016","datePublished":"2015-12-30T03:09:57+00:00","dateModified":"2026-03-27T01:57:10+00:00","mainEntityOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/money-tips\/financial-tips-2016-2.html"},"wordCount":1534,"publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"image":{"@id":"https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2015\/12\/finance.png","articleSection":["Money Tips"],"inLanguage":"en-MY"},{"@type":"WebPage","@id":"https:\/\/www.comparehero.my\/blog\/money-tips\/financial-tips-2016-2.html","url":"https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016","name":"Financial Tips You Should Know For 2016 - CompareHero","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016#primaryimage"},"image":{"@id":"https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2015\/12\/finance.png","datePublished":"2015-12-30T03:09:57+00:00","dateModified":"2026-03-27T01:57:10+00:00","breadcrumb":{"@id":"https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016#breadcrumb"},"inLanguage":"en-MY","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016"]}]},{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016#primaryimage","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2015\/12\/finance.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2015\/12\/finance.png","width":1024,"height":768},{"@type":"BreadcrumbList","@id":"https:\/\/www.comparehero.my\/money-tips\/articles\/financial-tips-2016#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.comparehero.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Money Tips","item":"https:\/\/www.comparehero.my\/blog\/money-tips"},{"@type":"ListItem","position":3,"name":"Financial Tips You Should Know For 2016"}]},{"@type":"WebSite","@id":"https:\/\/www.comparehero.my\/blog\/#website","url":"https:\/\/www.comparehero.my\/blog\/","name":"CompareHero","description":"Providing the best tips and tricks about Malaysia\u2019s financial","publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.comparehero.my\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-MY"},{"@type":"Organization","@id":"https:\/\/www.comparehero.my\/blog\/#organization","name":"Jirnexu Sdn Bhd","url":"https:\/\/www.comparehero.my\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","width":1889,"height":338,"caption":"Jirnexu Sdn Bhd"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CompareHero.my\/"]},{"@type":"Person","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611","name":"CompareHero"}]}},"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pbC5we-14x","jetpack-related-posts":[{"id":11129,"url":"https:\/\/www.comparehero.my\/blog\/money-tips\/kclau-mr-stingy-ringgitohringgit-share-resolutions-tips-2.html","url_meta":{"origin":4125,"position":0},"title":"KCLau, Mr Stingy and RinggitOhRinggit Share Their Resolutions and Top Tips for 2017","author":"CompareHero","date":"29 December 2016","format":false,"excerpt":"Where did the year go? I find myself sounding like a broken record as that\u2019s the first thing I say to everyone I meet these days. In a few days, we\u2019ll be bringing in 2017 and with that question in mind, it\u2019s always good to take a few minutes to\u2026","rel":"","context":"In "Money Tips"","block_context":{"text":"Money Tips","link":"https:\/\/www.comparehero.my\/blog\/money-tips"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/12\/image.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/12\/image.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/12\/image.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/12\/image.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":17565,"url":"https:\/\/www.comparehero.my\/blog\/tech\/finance-instagram-accounts-to-follow.html","url_meta":{"origin":4125,"position":1},"title":"10 Personal Finance Instagram Accounts You Should Follow","author":"RinggitPlus","date":"28 February 2022","format":false,"excerpt":"Understandably, not everyone is financially savvy enough to understand how to go about this. Fortunately,\u00a0 you can get tips from those who are well-versed in finance. Or, you can also take the advice of those who have practiced good financial habits. On that note, we\u2019ve put together a list of\u2026","rel":"","context":"In "Tech"","block_context":{"text":"Tech","link":"https:\/\/www.comparehero.my\/blog\/tech"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/finance-instagram-accounts-to-follow-featured-image.jpg?fit=1200%2C628&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/finance-instagram-accounts-to-follow-featured-image.jpg?fit=1200%2C628&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/finance-instagram-accounts-to-follow-featured-image.jpg?fit=1200%2C628&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/finance-instagram-accounts-to-follow-featured-image.jpg?fit=1200%2C628&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/finance-instagram-accounts-to-follow-featured-image.jpg?fit=1200%2C628&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18624,"url":"https:\/\/www.comparehero.my\/blog\/loans\/tips-loan-application-approved.html","url_meta":{"origin":4125,"position":2},"title":"Top Tips To Get Your Loan Application Approved","author":"CompareHero","date":"5 October 2023","format":false,"excerpt":"\u00a0 Applying for a loan can be a significant financial step, and ensuring that your application is approved is crucial. In this comprehensive guide, we'll walk you through essential tips to increase your chances of getting your loan application approved. 1. Check Your Financial Records Before diving into the loan\u2026","rel":"","context":"In "Loans"","block_context":{"text":"Loans","link":"https:\/\/www.comparehero.my\/blog\/loans"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Top-Tips-To-Get-Your-Loan-Application-Approved-01.png?fit=1200%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Top-Tips-To-Get-Your-Loan-Application-Approved-01.png?fit=1200%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Top-Tips-To-Get-Your-Loan-Application-Approved-01.png?fit=1200%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Top-Tips-To-Get-Your-Loan-Application-Approved-01.png?fit=1200%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Top-Tips-To-Get-Your-Loan-Application-Approved-01.png?fit=1200%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":9038,"url":"https:\/\/www.comparehero.my\/blog\/money-tips\/keep-finances-secret-2.html","url_meta":{"origin":4125,"position":3},"title":"Why Keeping Your Finances A Secret Is Bad For Your Relationship","author":"CompareHero","date":"17 October 2016","format":false,"excerpt":"Money talk is often seen as taboo in most relationships. But to have a happy and healthy relationship, you\u2019ll need to discuss it together. Here are tips on how to handle money together throughout each relationship phase.\u00a0\u00a0 Finances before marriage \u201cLadies, my advice to you is before you get married,\u2026","rel":"","context":"In "Money Tips"","block_context":{"text":"Money Tips","link":"https:\/\/www.comparehero.my\/blog\/money-tips"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/10\/image-4.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/10\/image-4.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/10\/image-4.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2016\/10\/image-4.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":18105,"url":"https:\/\/www.comparehero.my\/blog\/money-tips\/for-millennials-living-on-a-tight-pay-check-listen-to-our-interview-on-traxx-fm-here-podcast.html","url_meta":{"origin":4125,"position":4},"title":"For Millennials Living On A Tight Pay Check: Listen To Our Interview on TraXX FM Here! [Podcast]","author":"CompareHero","date":"1 April 2019","format":false,"excerpt":"Following our recent article: (Are Millennial Financially Screwed?), we were featured on TraXX FM and were really glad the radio station was focused on this issue as many millennials seem to be losing control of their finances. Check Out The Full Interview on TraXX FM Here! If you missed it,\u2026","rel":"","context":"In "Money Tips"","block_context":{"text":"Money Tips","link":"https:\/\/www.comparehero.my\/blog\/money-tips"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/04\/image-29.png?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/04\/image-29.png?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/04\/image-29.png?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/04\/image-29.png?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":18090,"url":"https:\/\/www.comparehero.my\/blog\/money-tips\/5-new-year-financial-resolutions-for-financial-success.html","url_meta":{"origin":4125,"position":5},"title":"Expert Tips: 5 New Year Financial Resolutions for 2024","author":"CompareHero","date":"21 January 2024","format":false,"excerpt":"\u00a0 2024 is already here and you know what that means - NEW resolutions for the New Year. In this article, we\u2019re going to help you learn how to review your current financial situation and turn your woes into goals!\u00a0 Experts have predicted that Malaysia will be able to maintain\u2026","rel":"","context":"In "Money Tips"","block_context":{"text":"Money Tips","link":"https:\/\/www.comparehero.my\/blog\/money-tips"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Expert_Tips_-_5_New_Year_Financial_Resolutions_for_2024-FI.png?fit=1200%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Expert_Tips_-_5_New_Year_Financial_Resolutions_for_2024-FI.png?fit=1200%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Expert_Tips_-_5_New_Year_Financial_Resolutions_for_2024-FI.png?fit=1200%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Expert_Tips_-_5_New_Year_Financial_Resolutions_for_2024-FI.png?fit=1200%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Expert_Tips_-_5_New_Year_Financial_Resolutions_for_2024-FI.png?fit=1200%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2015\/12\/finance.png?fit=1024%2C768&ssl=1","_links":{"self":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/4125","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/users\/268230141"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/comments?post=4125"}],"version-history":[{"count":1,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/4125\/revisions"}],"predecessor-version":[{"id":58411,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/4125\/revisions\/58411"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media\/59618"}],"wp:attachment":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media?parent=4125"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/categories?post=4125"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/tags?post=4125"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}