{"id":4432,"date":"2017-07-27T09:40:05","date_gmt":"2017-07-27T09:40:05","guid":{"rendered":"http:\/\/www.ap-northeast-1.blog-v1.compareglobal.co.uk\/my\/?p=4432"},"modified":"2026-03-27T10:12:03","modified_gmt":"2026-03-27T02:12:03","slug":"the-best-hsbc-credit-cards-2","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/money-tips\/the-best-hsbc-credit-cards-2.html","title":{"rendered":"The Best HSBC Credit Cards in Malaysia"},"content":{"rendered":"

\"The<\/a>Whether you\u2019re looking for a credit card for cash back, air miles, rewards, discounts or more, HSBC has got you covered with its impressive array of credit cards to suit your everyday needs. Take a look at our list of the 3 best HSBC credit cards that the bank has to offer and decide which one will suit you best!<\/p>\n

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Before we delve into the details of what each of the credit cards has to offer, here are some of the notable features and benefits of owning an HSBC credit card<\/a> that you should know:<\/p>\n

Key features of HSBC credit cards<\/strong><\/h2>\n

HSBC Card Installment <\/strong><\/h3>\n

Convert your purchases to 0% installment plan at more than 500 partnering merchants with flexible tenure! Simply call their Telebanking e at 03-2059 9123 before you make the purchase to apply for the HSBC Card Installment Plan.<\/p>\n

Check out the promotions here<\/a>.<\/p>\n

HSBC Cash Installment Plan<\/strong><\/h3>\n

Everyone needs emergency cash every now and then, and HSBC delivers its reputable services with this facility via its credit cards. It\u2019s easy, hassle-free, no early termination fee to boot and lots of exclusive deals! You can apply a minimum amount of RM1,000 for up to 3 years at an interest rate of 6.88% per annum.<\/p>\n

With interest rate as low as 6.88% per annum, you can pay as low as RM112 per month with a minimum of RM5,000 loan amount. The application can be made online or through their call center at 03-2059 9123.<\/p>\n

HSBC Balance Transfer Plan<\/strong><\/h3>\n

HSBC is well known for its amazing Balance Transfer Plan, owing to the fact that it offers credit card refinancing with low-interest rate<\/strong>! Furthermore, there are no early termination or setup fees to speak of, making it as one of the best credit card balance transfer plans in the market.<\/p>\n

Plan A: 3% Upfront, 0% for Next Five Months<\/h4>\n

There are two options for the 6 months tenure plan, where you can opt for a one-time interest rate of 3% of the total loan amount that will be charged along with your first month\u2019s repayment and have an interest-free repayment for the remaining 5 months, or you can choose the plan with 1.99% per annum by applying for a new HSBC credit card instead<\/a>.<\/p>\n

The transferable amount is up to 95% of your HSBC credit card limit. You\u2019re allowed to make a minimum payment of 5% from the outstanding balance, however, take care not to exceed the tenure of your chosen monthly repayment plan or the interest rate will be changed to the standard rate of 18% per annum. This option is available to most HSBC credit cards and can be applied online or via the call center at 03-2059 9123.<\/p>\n

HSBC SmartPrivileges<\/strong><\/h3>\n

This unique feature allows you exclusive privileges, perks, and savings at over 6,500 retail, entertainment, and dining outlets nationwide. It also offers travel, flight ticket, hotel and many more deals at exceptional rates; exclusively for the HSBC.<\/p>\n

HSBC Rewards Programme<\/strong><\/h3>\n

The accumulated Reward Points can be redeemed for various offers and deals that include vouchers from a plethora of retailers and dining places, electronic items, air miles, home and lifestyle items and much more. The Reward Points expire after 3 years, giving you ample time to collect your points in order to redeem the items of your choosing. Here\u2019s a tip; redeem your items online and get a discount of 500 Reward Points!<\/p>\n

There are three types of rewards programme under HSBC: HSBC Rewards Programme, HSBC Premier World Rewards Programme, and HSBC Premier Travel Rewards Programme. You will automatically enroll in these programme based on the type of your cards.<\/p>\n

\"The<\/a><\/p>\n

HSBC Visa Signature: The all-around card<\/strong><\/h2>\n

This card offers VIP style reward points on various types of spending. So whether you\u2019re a traveler, shopaholic or a foodie, be prepared to fall in love with HSBC Visa Signature credit card with these fantastic rewards:<\/p>\n