{"id":9709,"date":"2021-11-09T05:10:00","date_gmt":"2021-11-08T21:10:00","guid":{"rendered":"http:\/\/www.comparehero.my\/blog\/?p=9709"},"modified":"2026-03-27T10:39:27","modified_gmt":"2026-03-27T02:39:27","slug":"4-reasons-credit-card-is-better-traveling-2","status":"publish","type":"post","link":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html","title":{"rendered":"4 Reasons Your Credit Card Is Better Than Cash When You&#8217;re Travelling"},"content":{"rendered":"<p>Travelling overseas for a holiday is nothing short of exciting! The preparation, the anticipation, and the joy of finally being somewhere else. However, Malaysians are often worried about carrying enough local cash, and then splitting them up into separate wallets for safety \u2013 what if we told you a credit card would solve most of that issue? <!--more--><\/p>\n<p>Using a credit card overseas is still a daunting aspect to most Malaysians \u2013 even in Malaysia itself. You\u2019ll give yourself the chance of swiping away and building up a credit card statement that you might not be able to repay. Do it responsibly, however, and you\u2019ll be able to reap a lot of <em>awesome<\/em> benefits.<\/p>\n<h2>1. You can be rewarded for travelling!<\/h2>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/optimized-blogassets.comparehero.my\/blog\/my_MY\/wp-content\/uploads\/2016\/11\/MY_5ReasonsCreditCardIsBetterThanCash_blog05.png?resize=640%2C285&#038;ssl=1\" alt=\"earn reward points for using credit card while traveling\" width=\"640\" height=\"285\"><\/p>\n<p>You read that right. When spending with a credit card overseas, you can earn reward points, and air miles with the right credit cards. On top of that, you\u2019ll also be able to gain access to airport lounges. You will have to make sure that the credit card you\u2019re intending to use has these features, though.<\/p>\n<h3>Reward points &amp; air miles<\/h3>\n<p>Earning reward points overseas with a credit card is very much like earning reward points locally, except that you can earn several times more per spending with certain cards. Take the <u><a href=\"https:\/\/rpstagingdot.wpcomstaging.com\/credit-card\/airmiles\/results\" target=\"_blank\" rel=\"noopener noreferrer\">HSBC Visa Signature credit card<\/a><\/u>, for example.<\/p>\n<p>It offers 8x reward points for spending overseas and online shopping, as long as it is in a foreign currency. Alongside that, the HSBC Visa Signature also allows cardholders to access the Plaza Premium Lounges in KLIA, Singapore Changi Airport, and Hong Kong International Airport 6 times a year.<\/p>\n<p>Like everything else, there are certain details and terms and conditions that you should pay attention to before utilizing the credit card. For example, the HSBC Visa Signature caps the reward points at only 30,000 per cardholder per month.<\/p>\n<p>Air miles are a great thing to earn if you\u2019re a frequent flyer! Some credit cards are tailored for the frequent fliers, such as the <u><a href=\"https:\/\/rpstagingdot.wpcomstaging.com\/credit-card\/product\/standard-chartered-worldmiles-mastercard\" target=\"_blank\" rel=\"noopener noreferrer\">Standard Chartered WorldMiles World Mastercard<\/a><\/u>. The card allows the cardholder to earn WorldMiles when they spend on flights; the WorldMiles points can then be exchanged into air miles to redeem flight tickets. You\u2019re basically earning a flight ticket for every flight you\u2019re&nbsp; taking!<\/p>\n<h3>Airport lounge access<\/h3>\n<p>Most credit cards these days grant its cardholders airport lounge accesses, which usually come with complimentary food and beverages, including nice comfy seats, Wi-Fi, and power plugs. The Standard Chartered WorldMiles World card, for example, is one such card that grants its holders accesses to airport lounges.<\/p>\n<h2>2. Cashless shopping overseas<\/h2>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/optimized-blogassets.comparehero.my\/blog\/my_MY\/wp-content\/uploads\/2016\/11\/MY_5ReasonsCreditCardIsBetterThanCash_blog03.png?resize=640%2C285&#038;ssl=1\" alt=\"traveling with credit cards\" width=\"640\" height=\"285\"><\/p>\n<p>The stigma with credit card spending overseas is often that it\u2019ll cost a lot. However, sometimes when you\u2019re buying high-ticket items, it\u2019s much easier to swipe the card than to fiddle with a thick wad of cash. When you shop overseas with a credit card, there are two things to know: <strong>Foreign transaction fees<\/strong> and <strong>dynamic currency conversion<\/strong>.<\/p>\n<p>When shopping overseas with a credit card, every transaction made in a foreign currency will be converted into Malaysian Ringgit using the USD as the base currency. With this, there will be a foreign transaction fee (between 1-2% of the transaction price). It isn\u2019t too much, especially when you consider the convenience of going cashless.<\/p>\n<p>A dynamic currency conversion (DCC), on the other hand, has your transaction done in Malaysian Ringgit with the exchange rates determined by the merchants you travel to \u2013 often higher than paying in the foreign currency through the card issuer (the bank).<\/p>\n<h2>3. Be safe with zero-cost travel insurance<\/h2>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/optimized-blogassets.comparehero.my\/blog\/my_MY\/wp-content\/uploads\/2016\/11\/MY_5ReasonsCreditCardIsBetterThanCash_blog02.png?resize=640%2C285&#038;ssl=1\" alt=\"travel insurance for credit card holders\" width=\"640\" height=\"285\"><\/p>\n<p>Most higher-end credit cards typically come with free travel insurance when you purchase flight tickets. This can easily save the cardholder up to RM200 on travel insurance. The <u><a href=\"https:\/\/rpstagingdot.wpcomstaging.com\/credit-card\/product\/cimb-visa-signature\" target=\"_blank\" rel=\"noopener noreferrer\">CIMB Visa Signature<\/a><\/u> provides its cardholders with travel insurance that covers up to RM1,000,000 while traveling. Be sure to check with the card issuers what these travel insurances cover, though usually it protects for things such as loss of luggage and flight delays.<\/p>\n<h2>4. Make your trip safer and easier<\/h2>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/optimized-blogassets.comparehero.my\/blog\/my_MY\/wp-content\/uploads\/2016\/11\/MY_5ReasonsCreditCardIsBetterThanCash_blog06.png?resize=640%2C285&#038;ssl=1\" alt=\"credit card for traveling\" width=\"640\" height=\"285\"><\/p>\n<p>It\u2019s safer to travel and spend using a credit card \u2013 did you know that? Wish cash, you risk losing cash, which is usually not recoverable, <em>and<\/em> you lose the means of paying for anything (especially if you\u2019re in a foreign country). If you lose a credit card, however, you can call up the bank and block or cancel the cards to prevent losing money and get a replacement sent to you.<\/p>\n<p>The next time you travel, consider the use of a credit card instead of cash. It\u2019s not only applicable to foreign travelling, but even within the country! Just keep in mind to not overestimate your ability to repay the bank when the statement comes.<\/p>\n<p>Looking for a new credit card to use during your incoming travels? Just click the link below!<\/p>\n<p><a href=\"https:\/\/rpstagingdot.wpcomstaging.com\/credit-card\/all\" role=\"button\"><br \/>\nCredit Card Deals in Malaysia<br \/>\n<\/a><br \/>\n[tags]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Travelling overseas for a holiday is nothing short of exciting! The preparation, the anticipation, and the joy of finally being somewhere else. However, Malaysians are often worried about carrying enough local cash, and then splitting them up into separate wallets for safety \u2013 what if we told you a credit card would solve most of&#8230;<\/p>\n","protected":false},"author":268230141,"featured_media":59819,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[433],"tags":[],"class_list":["post-9709","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4 Reasons Your Credit Card Is Better Than Cash When You&#039;re Travelling<\/title>\n<meta name=\"description\" content=\"Credit cards are convenient to use, but why else should you carry one when travelling? Find out in the article!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 Reasons Your Credit Card Is Better Than Cash When You&#039;re Travelling\" \/>\n<meta property=\"og:description\" content=\"Credit cards are convenient to use, but why else should you carry one when travelling? Find out in the article!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html\" \/>\n<meta property=\"og:site_name\" content=\"CompareHero\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CompareHero.my\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-08T21:10:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-27T02:39:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-7.png?fit=1024%2C768&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"CompareHero\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"CompareHero\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html\"},\"author\":{\"name\":\"CompareHero\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\"},\"headline\":\"4 Reasons Your Credit Card Is Better Than Cash When You&#8217;re Travelling\",\"datePublished\":\"2021-11-08T21:10:00+00:00\",\"dateModified\":\"2026-03-27T02:39:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html\"},\"wordCount\":825,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/image-7.png\",\"articleSection\":[\"Credit Cards\"],\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html\",\"name\":\"4 Reasons Your Credit Card Is Better Than Cash When You're Travelling\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/image-7.png\",\"datePublished\":\"2021-11-08T21:10:00+00:00\",\"dateModified\":\"2026-03-27T02:39:27+00:00\",\"description\":\"Credit cards are convenient to use, but why else should you carry one when travelling? Find out in the article!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html#breadcrumb\"},\"inLanguage\":\"en-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html#primaryimage\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/image-7.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/image-7.png\",\"width\":1024,\"height\":768},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\\\/4-reasons-credit-card-is-better-traveling-2.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Cards\",\"item\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/credit-cards\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"4 Reasons Your Credit Card Is Better Than Cash When You&#8217;re Travelling\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"name\":\"CompareHero\",\"description\":\"Providing the best tips and tricks about Malaysia\u2019s financial\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-MY\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#organization\",\"name\":\"Jirnexu Sdn Bhd\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-MY\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"contentUrl\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/comparehero_logo.png\",\"width\":1889,\"height\":338,\"caption\":\"Jirnexu Sdn Bhd\"},\"image\":{\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CompareHero.my\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.comparehero.my\\\/blog\\\/#\\\/schema\\\/person\\\/77b02f49f8e76551ac6a7f3d7eb59611\",\"name\":\"CompareHero\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"4 Reasons Your Credit Card Is Better Than Cash When You're Travelling","description":"Credit cards are convenient to use, but why else should you carry one when travelling? Find out in the article!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html","og_locale":"en_US","og_type":"article","og_title":"4 Reasons Your Credit Card Is Better Than Cash When You're Travelling","og_description":"Credit cards are convenient to use, but why else should you carry one when travelling? Find out in the article!","og_url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html","og_site_name":"CompareHero","article_publisher":"https:\/\/www.facebook.com\/CompareHero.my\/","article_published_time":"2021-11-08T21:10:00+00:00","article_modified_time":"2026-03-27T02:39:27+00:00","og_image":[{"width":1024,"height":768,"url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-7.png?fit=1024%2C768&ssl=1","type":"image\/png"}],"author":"CompareHero","twitter_card":"summary_large_image","twitter_misc":{"Written by":"CompareHero","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html#article","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html"},"author":{"name":"CompareHero","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611"},"headline":"4 Reasons Your Credit Card Is Better Than Cash When You&#8217;re Travelling","datePublished":"2021-11-08T21:10:00+00:00","dateModified":"2026-03-27T02:39:27+00:00","mainEntityOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html"},"wordCount":825,"commentCount":0,"publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2021\/11\/image-7.png","articleSection":["Credit Cards"],"inLanguage":"en-MY","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html","url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html","name":"4 Reasons Your Credit Card Is Better Than Cash When You're Travelling","isPartOf":{"@id":"https:\/\/www.comparehero.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html#primaryimage"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html#primaryimage"},"thumbnailUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2021\/11\/image-7.png","datePublished":"2021-11-08T21:10:00+00:00","dateModified":"2026-03-27T02:39:27+00:00","description":"Credit cards are convenient to use, but why else should you carry one when travelling? Find out in the article!","breadcrumb":{"@id":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html#breadcrumb"},"inLanguage":"en-MY","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html"]}]},{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html#primaryimage","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2021\/11\/image-7.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2021\/11\/image-7.png","width":1024,"height":768},{"@type":"BreadcrumbList","@id":"https:\/\/www.comparehero.my\/blog\/credit-cards\/4-reasons-credit-card-is-better-traveling-2.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.comparehero.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Credit Cards","item":"https:\/\/www.comparehero.my\/blog\/credit-cards"},{"@type":"ListItem","position":3,"name":"4 Reasons Your Credit Card Is Better Than Cash When You&#8217;re Travelling"}]},{"@type":"WebSite","@id":"https:\/\/www.comparehero.my\/blog\/#website","url":"https:\/\/www.comparehero.my\/blog\/","name":"CompareHero","description":"Providing the best tips and tricks about Malaysia\u2019s financial","publisher":{"@id":"https:\/\/www.comparehero.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.comparehero.my\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-MY"},{"@type":"Organization","@id":"https:\/\/www.comparehero.my\/blog\/#organization","name":"Jirnexu Sdn Bhd","url":"https:\/\/www.comparehero.my\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-MY","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","contentUrl":"https:\/\/www.comparehero.my\/blog\/wp-content\/uploads\/2026\/02\/comparehero_logo.png","width":1889,"height":338,"caption":"Jirnexu Sdn Bhd"},"image":{"@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CompareHero.my\/"]},{"@type":"Person","@id":"https:\/\/www.comparehero.my\/blog\/#\/schema\/person\/77b02f49f8e76551ac6a7f3d7eb59611","name":"CompareHero"}]}},"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pbC5we-2wB","jetpack-related-posts":[{"id":18640,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/type-of-credits-cards-to-match-your-malaysian-personality-2.html","url_meta":{"origin":9709,"position":0},"title":"Type Of Credits Cards To Match Your Malaysian Personality","author":"CompareHero","date":"4 August 2022","format":false,"excerpt":"Oh the beauty of credit cards! When used correctly, you might discover that credit cards pose many benefits that you can take advantage of. Hence, understanding your lifestyle and spending habits can help you find the right credit card to suit your needs.\u00a0 Let\u2019s match the perfect credit card to\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bestccmatchmalaysian-01-2.png?fit=1200%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bestccmatchmalaysian-01-2.png?fit=1200%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bestccmatchmalaysian-01-2.png?fit=1200%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bestccmatchmalaysian-01-2.png?fit=1200%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bestccmatchmalaysian-01-2.png?fit=1200%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":18195,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/how-to-choose-the-best-rhb-credit-card-for-you.html","url_meta":{"origin":9709,"position":1},"title":"How to Choose the Best RHB Credit Card for You","author":"CompareHero","date":"23 October 2023","format":false,"excerpt":"RHB Bank offers a diverse range of credit card products to meet the varying needs of its customers. Known for their innovative features and customer-centric approach, RHB credit cards have gained prominence among Malaysians. Let\u2019s explore how to choose the best RHB credit card for you. Factors to consider when\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bestrhbcc-1.png?fit=1200%2C630&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bestrhbcc-1.png?fit=1200%2C630&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bestrhbcc-1.png?fit=1200%2C630&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bestrhbcc-1.png?fit=1200%2C630&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_bestrhbcc-1.png?fit=1200%2C630&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":28663,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/travel-and-get-rewarded-with-standard-chartereds-world-miles-mastercard-2.html","url_meta":{"origin":9709,"position":2},"title":"Travel and Get Rewarded With Standard Chartered&#8217;s WorldMiles Mastercard","author":"CompareHero","date":"8 February 2019","format":false,"excerpt":"Are you and avid traveler? Do you spend more time on the plane than in your car? If you are already travelling, make sure you are taking advantage of your credit card! Especially the\u00a0Standard Chartered WorldMiles credit card. Malaysians are well-known for our love of travel, so it comes as\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/02\/my-worldmiles-cc.png?fit=800%2C490&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/02\/my-worldmiles-cc.png?fit=800%2C490&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/02\/my-worldmiles-cc.png?fit=800%2C490&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2019\/02\/my-worldmiles-cc.png?fit=800%2C490&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":18131,"url":"https:\/\/www.comparehero.my\/blog\/wages-employment\/credit-card-salary-based.html","url_meta":{"origin":9709,"position":3},"title":"Here are credit cards you can apply for based on your salary!","author":"CompareHero","date":"24 May 2022","format":false,"excerpt":"You know what they say: owning a credit card could either put you knee deep in debt or bring you unimaginable rewards. It\u2019s useful when you\u2019re strapped for cash and need to make urgent payments, and it allows you to enjoy a more enhanced lifestyle - if you pay your\u2026","rel":"","context":"In &quot;Wages &amp; Employment&quot;","block_context":{"text":"Wages &amp; Employment","link":"https:\/\/www.comparehero.my\/blog\/wages-employment"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Credit_cards_you_could_get_based_on_your_salary-01.png?fit=1201%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Credit_cards_you_could_get_based_on_your_salary-01.png?fit=1201%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Credit_cards_you_could_get_based_on_your_salary-01.png?fit=1201%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Credit_cards_you_could_get_based_on_your_salary-01.png?fit=1201%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Credit_cards_you_could_get_based_on_your_salary-01.png?fit=1201%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":17642,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/credit-card-e-wallet.html","url_meta":{"origin":9709,"position":4},"title":"5 Awesome Credit Cards For e-Wallet Users 2024","author":"CompareHero","date":"22 April 2024","format":false,"excerpt":"No matter where you're spending these days, it would be obvious that payment methods are changing. Less consumers are using cash as the option to use\u00a0 eWallets become more commonplace. Payment QR codes can be found in almost every retail outlet these days. Even your local Pasar Malam vendor and\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Best-eWallet-CCs.png?fit=1200%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Best-eWallet-CCs.png?fit=1200%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Best-eWallet-CCs.png?fit=1200%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Best-eWallet-CCs.png?fit=1200%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/Best-eWallet-CCs.png?fit=1200%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":17912,"url":"https:\/\/www.comparehero.my\/blog\/credit-cards\/best-credit-cards-pay-bills.html","url_meta":{"origin":9709,"position":5},"title":"Best Credit Cards to Pay Your Utilities Bill in Malaysia","author":"CompareHero","date":"29 December 2019","format":false,"excerpt":"A study on Malaysian payment habits found that almost 90% of those surveyed preferred to use cash to make purchases. However, the benefits of cashless payment, including the use of credit cards to pay bills is still underappreciated and underutilized. Save money and enjoy rewards when you pay your bills\u2026","rel":"","context":"In &quot;Credit Cards&quot;","block_context":{"text":"Credit Cards","link":"https:\/\/www.comparehero.my\/blog\/credit-cards"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Paying_your_Bills__Here_are_the_Best_Credit_Cards-01.png?fit=1200%2C630&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Paying_your_Bills__Here_are_the_Best_Credit_Cards-01.png?fit=1200%2C630&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Paying_your_Bills__Here_are_the_Best_Credit_Cards-01.png?fit=1200%2C630&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Paying_your_Bills__Here_are_the_Best_Credit_Cards-01.png?fit=1200%2C630&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2026\/02\/FI_Paying_your_Bills__Here_are_the_Best_Credit_Cards-01.png?fit=1200%2C630&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/rpstagingdot.wpcomstaging.com\/wp-content\/uploads\/2021\/11\/image-7.png?fit=1024%2C768&ssl=1","_links":{"self":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/9709","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/users\/268230141"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/comments?post=9709"}],"version-history":[{"count":1,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/9709\/revisions"}],"predecessor-version":[{"id":57000,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/posts\/9709\/revisions\/57000"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media\/59819"}],"wp:attachment":[{"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/media?parent=9709"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/categories?post=9709"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.comparehero.my\/blog\/wp-json\/wp\/v2\/tags?post=9709"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}