Contents
Citi Cash Back
Credit Card
Features:
- Up to 10% cashback on Petrol, Groceries, Dining, & Grab – capped at RM15 per category per month
- 0.2% on other retail purchases – no cap
This is the perfect cash back card for the bargain hunters on their everyday expenses, as the cashback (a.k.a. ‘cash back’ ) earned is calculated automatically in your account, with no fuss whatsoever. No matter if you’re a working professional, a stay-at-home mom, or a business owner, this card helps you save more the more you spend.
Eligibility
- Minimum age of 21 years (18 years for supplementary)
- Minimum income:
- Cash Back: RM36,000 p.a.
- Cash Back Platinum: RM60,000 p.a.
Annual Fee: RM120 or Cash Back, RM195 for Cash Back Platinum
If you’re a reward hunter, Citibank’s Rewards credit card is a great choice. You can get 5X reward points when shopping at participating major departmental stores and supermarkets or hypermarkets – enjoy the 5X rewards when you spend overseas too. Shopping at other types of shops or shopping categories will net you 1X reward points.
The points that you have accumulated can be used to pay off your purchases in selected categories too. Meaning you’ll offset an amount of your credit balance. This is only applicable to be done via Citibank Online.
- Earn Citi Rewards Points:
- 5X Citi Rewards Points for every RM1 spent at participating departmental stores and supermarkets/hypermarkets
- 1X Citi Rewards Points for every RM1 spent locally for other categories
- 5X Citi Rewards Points for every RM1 spent overseas
Eligibility
- Minimum age of 21 years (18 years for supplementary)
- Minimum Income Requirement:
- Visa Signature: RM60,000 p.a.
- World MasterCard: RM90,000 p.a.
Annual Fee: RM600
The Citibank PremierMiles credit card, you shouldn’t. Citi PremierMiles credit card holders earn PremierMiles (Citibank’s name for air miles) at double the overseas and selected travel spend, and the miles don’t expire either. When you return from your travels, you can get a complimentary ride home too.
- Earn PremierMiles faster:
- 1 PremierMile for every RM3 local spend
- 2 PremierMiles for every RM3 overseas spend and participating online travel merchant spend
- 10,000 PremierMiles reward every year on card anniversary upon annual fee payment
- Plaza Premium Lounge access in KLIA, Penang Internationl Airport, Kuching International Airport, and Kota Kinabalu International Airport
Eligibility:
- Minimum age of 21 years (18 years for supplementary)
- Minimum income requirement of RM100,000 p.a.
Annual fee: RM600