Apply For HSBC Credit Cards Online

HSBC Malaysia is among the largest international banks with world-class financial services and products including Retail Banking, Wealth Management, Commercial Banking, and Global Banking and Markets.


List of the best Credit Cards by HSBC Malaysia


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HSBC Credit CardAnnual fee for principal cardAnnual fee for supplementary card
HSBC Visa SignatureRM 600RM 300
HSBC Platinum Mastercard
RM 240RM 120
HSBC Amanah MPower 
Visa Platinum Credit Card-i
 RM 240RM 120

CLICK HERE TO APPLY


Features & Benefits:

  • Syariah-compliant Islamic credit card
  • 8% Cash Back on petrol at Shell, Petronas & Caltex
  • 8% Cash Back on groceries at Giant, Tesco, AEON BiG, Mydin
  • 8% Cashback on petrol & groceries only for total monthly spend of RM2,000 and above, capped at RM50 per month per eligible cardholder
  • 0.2% Cash Back on eligible local and overseas retail spend
  • VIP SmartPrivileges - exclusive deals and great savings at various shopping malls
  • Home & Away Programme - a year of special shopping, dining, leisure and entertainment discounts at over 19,000 merchants' outlets.
  • Lighten your daily expenses

Fees & Charges:

  • Card annual fee - RM240
  • Interest rate - 15% 
  • Balance transfer rate -- 6.96%
  • Balance transfer fee - 3% upfront management fee and 0% management fee for 6 months
  • Cash instalment plan - convert available credit limit into instant cash, monthly repayment up to 60 months
  • Late payment fee - RM10 or 1% of the outstanding balance, whichever is higher, up to maximum of RM100

Eligibility:

  • at least 21 years old for primary cardholder
  • at least 18 years old for supplementary cardholder
  • minimum annual income of RM36,000 (Malaysian)
  • minimum monthly income of RM10,000 (Expats)

Required documents:

  • Salaried Malaysian employee (MNC, public listed companies, government, semi-government office)
    • photocopy of MyKad (both sides)
    • recent utility bill if the address on MyKad is different from your residential address
    • latest month salary slip or letter of confirmation from employer if employed less than 3 months OR
    • latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
  • Salaried Malaysian employee (others)
    • photocopy of MyKad (both sides)
    • recent utility bill if the address on MyKad is different from your residential address
    • latest month salary slip OR bank statement showing latest 3 months salary credit AND
    • latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
  • Self-employed Malaysian
    • photocopy of MyKad (both sides)
    • recent utility bill if the address on MyKad differs from your residential address
    • photocopy of Business Registration Form (established minimum 2 years)
    • latest income tax return (Form B with payment receipts or CPO2 attached or EPF statement) OR
    • latest 6 months bank statements
  • Foreigner / Expatriate
    • copy of passport showing personal details and work permit (must be valid for at least 1 year)
    • latest month salary slip
    • letter of confirmation from employer stating position, remuneration and duration of employment
    • minimum income RM10,000 per month AND working for MNC / public listed companies / government / semi-government / HSBC corporate lending employers only
  • For supplementary cards
    • Supplementary cardholder's MyKad

CLICK HERE TO APPLY


Features & Benefits:

  • 8X Reward Points on online spend in foreign currency
  • 8X Reward Points on all overseas spend in foreign currency
  • 5X Reward Points on online spend in local currency
  • 5X Reward Points on spend at local participating malls nationwide 
  • 6X complimentary access to Plaza Premium Lounges at KLIA1, Shanghai Changi Airport & Hong Kong International Airport
  • card balance conversion
  • instalment plan up to 60 months
  • cash advance
  • premium privileges from Visa
  • reward redemption from HSBC Rewards Programme
  • enjoy all that life has to offer

Eligibility:

  • primary cardholders - at least 21 years old
  • minimum annual income RM72,000 (Malaysians)
  • minimum monthly income of RM10,000 (Expats)

Fees & Charges:

  • Card annual fee - RM600
  • Interest rate - 15%
  • Balance transfer rate - 6.96%
  • Late payment fee - RM10 or 1% of the outstanding balance, whichever higher, up to maximum of RM100

Required documents:

  • Salaried Malaysian employee (MNC, public listed companies, government, semi-government office)
    • photocopy of MyKad (both sides)
    • recent utility bill if the address on MyKad is different from your residential address
    • latest month salary slip or letter of confirmation from employer if employed less than 3 months OR
    • latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
  • Salaried Malaysian employee (others)
    • photocopy of MyKad (both sides)
    • recent utility bill if the address on MyKad is different from your residential address
    • latest month salary slip OR bank statement showing latest 3 months salary credit AND
    • latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
  • Self-employed Malaysian
    • photocopy of MyKad (both sides)
    • recent utility bill if the address on MyKad differs from your residential address
    • photocopy of Business Registration Form (established minimum 2 years)
    • latest income tax return (Form B with payment receipts or CPO2 attached or EPF statement) OR
    • latest 6 months bank statements
  • Foreigner / Expatriate
    • copy of passport showing personal details and work permit (must be valid for at least 1 year)
    • latest month salary slip
    • letter of confirmation from employer stating position, remuneration and duration of employment
    • minimum income RM10,000 per month AND working for MNC / public listed companies / government / semi-government / HSBC corporate lending employers only
  • For supplementary cards
    • Supplementary cardholder's MyKad

CLICK HERE TO APPLY

Features & Benefits:

  • 8X Reward Points on contactless spend
  • 5X Reward Points on online spend with Lazada, Shopee, Zalora, Grab, HappyFresh and Fave
  • 5X Reward Points on groceries
  • 5X Reward Points on overseas spend
  • 15% off Economy Class fares via Malindo Air every Wednesday of the month (booking period: 17 July 2019 - 14 November 2019, travel period: 17 July 2019 - 31 January 2020)
  • 5% off all activities on KLOOK (15 July 2019 - 30 June 2020)
  • 10% off total bill with no minimum spend on HERMO (15 July 2019 - 31 December 2019)
  • Indulge in exclusive deals and privileges!

Eligibility:

  • Primary cardholder - 21 years old or more
  • Supplementary cardholder - 18 years old or more
  • Minimum annual income - RM36,000 (Malaysians)
  • Minimum monthly income - RM10,000 (Expats)

Fees & Charges:

  • Card annual fee - RM240
  • Interest rate - 15%
  • Balance transfer rate - 6.96%
  • Late payment fee - RM10 or 1% of the outstanding balance, whichever is the higher up to RM100 maximum

Required documents:

  • Salaried Malaysian employee (MNC, public listed companies, government, semi-government office)
    • photocopy of MyKad (both sides)
    • recent utility bill if the address on MyKad is different from your residential address
    • latest month salary slip or letter of confirmation from employer if employed less than 3 months OR
    • latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
  • Salaried Malaysian employee (others)
    • photocopy of MyKad (both sides)
    • recent utility bill if the address on MyKad is different from your residential address
    • latest month salary slip OR bank statement showing latest 3 months salary credit AND
    • latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
  • Self-employed Malaysian
    • photocopy of MyKad (both sides)
    • recent utility bill if the address on MyKad differs from your residential address
    • photocopy of Business Registration Form (established minimum 2 years)
    • latest income tax return (Form B with payment receipts or CPO2 attached or EPF statement) OR
    • latest 6 months bank statements
  • Foreigner / Expatriate
    • copy of passport showing personal details and work permit (must be valid for at least 1 year)
    • latest month salary slip
    • letter of confirmation from employer stating position, remuneration and duration of employment
    • minimum income RM10,000 per month AND working for MNC / public listed companies / government / semi-government / HSBC corporate lending employers only
  • For supplementary cards
    • Supplementary cardholder's MyKad

8X Reward Points at Mid Valley Megamall and The Gardens Mall

10X Reward Points on overseas hotel room and dining spend

5X Reward Points on Airline ticket purchases,

room and dining spend at local hotels and spend at local participating malls nationwide

Complimentary access to Plaza Premium Lounges

1.1X Air Miles on all overseas spend

Complimentary access to 850 Airport Lounges worldwide

The perfect card for your overseas travel.

3X Reward Points on auto-billing and online transactions

Rewards you with every spend!

Get 1% cash back on all your overseas Shopping purchases

0.5% cash back when you spend locally

Complimentary lounge access to Plaza Premium Lounge

Specially designed with its global reach and coverage.

Get 1% cash back on all your overseas purchases

0.5% cash back when you spend locally

Get cashback on retail purchases.

  • HSBC Bank Malaysia Berhad, or also known as Hongkong and Shanghai Banking Corporation Limited was established in 1884 with its first office located in Penang. The bank soon expanded across the country and it currently employs 4000 Malaysians with over 60 branches nationwide.
  • HSBC is also in the top 10 largest banks in the world according to assets and market cap. As of now, HSBC’s total assets rank in top 10 biggest banks globally and among top 20 largest public companies in 2016 according to Forbes magazine. 
  • With excellent banking services and financial products, HSBC is among the most trusted financial institutions in Malaysia.
  • HSBC credit cards allow you to enjoy your life to the fullest. With a variety of benefits including cashback, airmiles, and reward points, your lifestyle needs are sorted. 
  • For frequent flyers, the HSBC Visa Signature allows you to earn reward points and redeem them for air miles, gain 6X access to Plaza Premium Lounge in KLIA, Singapore Changi Airport & Hong Kong International Airport, and RM750,000 in travel insurance coverage! 
  • For those who love shopping, the HSBC Visa Platinum gives you 8x rewards points at Mid Valley Megamall and The Gardens, and 5x rewards points at all other malls. 
  • All HSBC cardholders are eligible for the bank’s Home and Away program, where card members can get the same rewards, dining deals and travel discounts even when they are overseas. 
  • Most HSBC cards can also be used for free balance transfers, which means all outstanding debt is consolidated in one card, with a lower interest rate. 
  • Compare all HSBC credit cards today and apply on CompareHero.