AmBank Platinum

AmBank Platinum

RM 4,000

Minimum monthly income

RM 0

Annual fee
waived for life


Interest rate p.a


Balance transfer rate (fixed)

Product details

Good for Rewards/Offers, No Annual Payments & Travel
2X AmBonus Points for Overseas spend
1X AmBonus Points for Other spend
ZERO Annual Fee
2X access per year to Plaza Premium Lounges in Malaysia, London, Hong Kong, Taiwan & many more
Up to RM1,000,000 travel insurance
Complimentary Hilton Premium Club Membership Card
Minimum monthly incomeRM 4,000
Minimum age:
Supplementary Cardholder18
Fees & Charges
Annual fee RM 0
waived for life
Annual fee waiver Yes
waived for life
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 4.88%
4.88% rate for 12 months Balance Transfer repayment period
Document required to apply

Product review by

Are you a travel junkie? If you’re known to always be the one traveling from one place to another, the AmBank Platinum would be your go-to credit card and handy companion!

Earn rewards while you spend with your AmBank Platinum

Receive 2x AmBonus Points for all your purchases made internationally! When you’re eating your heart out at restaurants and getting your retail therapy, you’ll be rewarded with AmBonus Points. If you’re doing the same thing here in Malaysia, then you’ll also receive 1x AmBonus Point for every RM1 that you’ve spent! With all the accumulated AmBonus Points, you can redeem vouchers, products and convert them into air miles to redeem free flight tickets.

Travel the world with less worries

When you’re traveling in a whole new country, you may be faced with certain unexpected situations or accidents. Thankfully, the AmBank Platinum comes with up to RM1,000,000 travel accident insurance coverage so you won’t have to worry about forking up your own money! Charge your flight tickets to your AmBank Platinum Credit Card to receive the travel insurance once you’ve boarded the plane.

There will also be a 24/7 concierge at your service when you need assistance while traveling abroad. You could get further information about the country you’re currently staying, medical or cash assistance. This is particularly useful during emergencies too where they can be reached at any time of the day.

Dining and hotel perks

Love staying at Hilton? With the AmBank Platinum, you can get up to 50% OFF when you indulge in their meals! Plus, if it’s your birthday, you can get a free cake and buffet at any Hilton Hotels nationwide. You can also get 20% OFF the cancellation rate for times when you have no choice but to last minute cancel your hotel bookings.


Enjoy an easy way to apply for the AmBank Platinum! At CompareHero, we offer convenient online applications - all you need to do is fill up your information in two steps, and you can apply for the credit card. If you need any further assistance, our friendly customer service will be able to help you. Contact them at +6012-385 0211. 

If you are earning a minimum income of RM4,000, you can easily apply for the AmBank Platinum. As for the minimum age requirement, if you are 21 years old and above, you can apply for this credit card as well. For the supplementary card, the minimum age requirement would be 18 years old and above.

There are no annual fees that will be imposed on all credit card owners. To avoid paying the annual fees, you won’t have to meet any requirements as well. 

If you make your repayments late, you will be charged with a late payment fee of 1% of the overdue balance or RM10. There is also a cash advance charge which is 5% of the total amount or RM50. 

  • Gain 2x AmBonus Points for all your international transactions
  • Gain 1x AmBonus Points for all your local transactions 
  • Receive up to RM1 million travel insurance coverage 
  • 24/7 concierge service when you’re traveling the world
  • No annual fees 

The AmBank Platinum would be suitable for those who love to travel and get rewarded at the same time. Plus, you won’t have to pay any annual fees as well. 

AmBank Platinum
AmBank Platinum
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