|Minimum monthly income||RM 8,333|
|Annual fee||RM 555|
|Annual fee waiver||Yes|
|Late payment fee||RM 10/1%||1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)|
|Interest rate||15%||Settling minimum payment due for 12 consecutive month|
|Balance transfer rate (fixed)||7.99%||12 months Balance Transfer period|
|Annual fee|| RM 555|
|Annual fee waiver|| Yes|
|Late payment fee|| RM 10/1%|
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
|Interest rate|| 15%|
Settling minimum payment due for 12 consecutive month
|Balance transfer rate (fixed)|| 7.99%|
12 months Balance Transfer period
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi Government office
Self Employed (Malaysian):
Looking for the ultimate travel credit card? Look no further! The CIMB Enrich World Mastercard offers you the benefits of travelling one could not resist, partnering with none other than Malaysia Airlines to bring you the best travel experience. Not just travel, but lifestyle privileges as well.
When you spend and swipe your CIMB Enrich World Mastercard for any transactions, you’ll receive 1x Bonus Miles based on every RM1.50 spent internationally and RM3 locally. For every 1000 Bonus Miles collected, you can convert up to 1000 Enrich Miles. With the accumulated Enrich Miles, you can redeem complimentary flight tickets alongside various other privileges.
Note: Bonus Points accumulated has an expiry of up to 3 years only.
So, what kind of travel privileges CIMB Enrich World Mastercard offers? Aside from the complimentary flight tickets, here are the other benefits you get to enjoy:
If travel benefits aren’t enough, take a look at what lifestyle privileges the CIMB Enrich World Mastercard has in store for you!
Enjoy a hassle-free process with our online application. In just two steps, simply fill in your details and we will help to process your application from there. When you encounter any problems or if you have any questions regarding the credit card itself or the online application form, feel free to reach out to us at +6012-385 0211.
Applicants have to be earning a minimum monthly income of RM8,333 or RM100,000 annually. Principal cardholders have to be at least 21 years old and above whereas supplementary cardholders have to be 18 years old and above. Only Malaysians are allowed to apply for this credit card.
The annual fee for CIMB Enrich World Mastercard principal cardholders is RM554.72. You are eligible to be exempted from the annual fee charges if you spend at least RM500,000 and above within 12 months. However, if you didn’t manage to reach that amount, you will get a 50% waiver for a spending amount of over RM250,000 up to RM499,999.
Supplementary cardholders will not have any annual fee charges.
If you manage to make your payments on time, you will be exempted from the late payment charge of 1% or RM10. Otherwise, you will automatically be charged. The cash advances charges are 5% or RM15 from the overall cash advance amount.
Travel lovers would hugely benefit from the CIMB Enrich World Mastercard as it comes with amazing travel perks. Due to the minimum monthly income requirement, it is better suited for individuals that are earning a stable, average income as well.