Citibank
Citi Cash Back Card

Citi Cash Back Card

Earn up to 10% cash back with your everyday spend.

RM 3,000

Minimum monthly income

RM 120

Annual fee

15%

Interest rate p.a

9.99%

Balance transfer

Special Offers

Exclusive Guaranteed Hero Giveaway Promotion (19 - 25 October 2020)

New2.jpg

*T&C apply, http://bit.ly/CCHeroGiveaway2

Product details

Benefits

Citi World Privileges

Exclusive discounts for Citibank customers of up to 50% in Malaysia

Exclusive discounts for Citibank customers at over 30 countries worldwide

Citi Paylite

Affordable instalments with zero processing fees for purchases at any merchant RM50 and above

Convert purchases with ease using Citi Mobile® App.

Citi FlexiBill

Convert bills into monthly instalments

Repayment period up to 60 months

Convert bills with ease using Citi Mobile® App.

Citi Quick Cash

Upfront cash available up credit limit

Repayment period up to 60 months

No fees or documents required

Features
Good for Cashback
10% Cashback for Dining, Grocery, Petrol & Grab spend
0.2% for Other spend
No minimum Cashback accumulation required
Eligibility
Minimum monthly incomeRM 3,000
Minimum age:
Cardholder21
Supplementary Cardholder18
Fees & Charges
Annual fee RM 120
Waived for first 3-years upon activation
Annual fee waiver No
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Rate if settling minimum payment due for 12 consecutive months.
Balance transfer rate 9.99%
12 months Balance Transfer via Instalment
Document required to apply

You will need to provide several documents such as (varies between different banks):

For Malaysians:

Salaried Employees:

  • Photocopy of MyKad (both sides)
  • Latest EPF statement OR Latest 2 months salary slip
  • AND any of the following where necessary:
  • 3 months bank statements
  • Latest EA Form
  • Latest BE Form with tax receipt

Self-employed

  • Photocopy of MyKad (both sides)
  • Photocopy of Business Registration Form
  • Latest Form B with tax receipt

For Salaried Expatriates:

  • Copy of Passport
  • Latest 2 months' salary slip
  • Work permit valid for at least one (1) year at the time of application
  • Letter of employment


Terms and Conditions

For Citi Cash Back Credit Card Terms and Conditions, click here.
For Citi Credit Cards Terms and Conditions, click here.
For Citi Credit Cards Fees and Charges, click here.

Citi Cash Back Card
Citi Cash Back Card
Apply now